The Comanche National Bank Mortgage Lending & HMDA Data, 2010

In 2010, The Comanche National Bank of Comanche, TX reported 180 mortgage applications totaling $9.6 million, down 8% from 2009. The average application was for $53,083, and applicants reported an average income of $68,127. 88% of its applications resulted in an originated loan and 6% were denied. Its largest market was Fort Worth-Arlington, TX (20).

Mortgage Company & Address The Comanche National Bank
100 East Central Avenue
Comanche, TX 76442
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 180
Total Mortgage Loan Application Amount $9,555,000
Average Mortgage Loan Application Amount $53,083
Highest Mortgage Loan Application Amount $1,388,000
Average Applicant Income $68,127
Highest Applicant Income $604,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Comanche National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for The Comanche National Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 94 $2,740,000 $29,000 $309,000 $55,000 $172,000
Home Purchase 71 $5,708,000 $80,000 $1,388,000 $83,000 $604,000
Refinancing 15 $1,107,000 $73,000 $325,000 $80,000 $216,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 137 $8,669,000 $63,000 $1,388,000 $78,000 $604,000
Hispanic 35 $841,000 $24,000 $124,000 $36,000 $118,000
Not Provided 7 $42,000 $6,000 $10,000 $43,000 $56,000
American Indian or Alaskan Native 1 $3,000 $3,000 $3,000 $48,000 $48,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 180 $9,555,000 $53,000 $1,388,000 $68,000 $604,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 159 $6,715,000 $42,000 $309,000 $64,000 $360,000
Application Denied By Financial Institution 11 $801,000 $72,000 $300,000 $77,000 $216,000
Application Withdrawn By Applicant 10 $2,039,000 $203,000 $1,388,000 $118,000 $604,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 6 $528,000 $88,000 $300,000 $63,000 $139,000
Other 3 $101,000 $33,000 $63,000 $76,000 $118,000
Insufficient Cash (Downpayment, Closing Cost) 1 $142,000 $142,000 $142,000 $31,000 $31,000
Debt-To-Income Ratio 1 $30,000 $30,000 $30,000 $216,000 $216,000
Employment History 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Comanche National Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Comanche National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet with aggregated HMDA statistics today.

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