Essex County NY
Mortgage Loan Application
Totals and Details
for 2021

Find mortgage statistics and lending data for the Essex County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Essex County NY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,814
Total Mortgage Loan Application Amount $468,240,000
Average Mortgage Loan Application Amount $258,000
Highest Mortgage Loan Application Amount $7,805,000
Average Applicant Income $169,000
Highest Applicant Income $8,368,000

Mortgage Company List for Lending in Essex County NY for 2021

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
COMMUNITY BANK, NATIONAL ASSOCIATION
45-49 COURT STREET
CANTON, NY 13617
* $ 11,209,976,000 196 $ 36,930,000
GLENS FALLS NATIONAL BANK AND TRUST COMPANY
250 GLEN STREET
GLENS FALLS, NY 12801
* $ 2,564,325,000 116 $ 26,020,000
NBT BANK, NATIONAL ASSOCIATION
52 S BROAD ST
NORWICH, NY 13815
* $ 9,642,935,000 89 $ 25,545,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,747,398,000,000 83 $ 21,575,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 78 $ 11,860,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ -1,000 66 $ 19,120,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 53 $ 13,995,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 53 $ 38,965,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 50 $ 12,550,000
PARAGON HOME LOANS INC.
5010 CAMPUSWOOD DR, STE. 205
EAST SYRACUSE, OH 13057
* $ -1,000 38 $ 9,800,000
SEFCU SERVICES, LLC
700 PATROON CREEK BLVD SUITE 301
ALBANY, NY 12206
* $ -1,000 33 $ 8,515,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 32 $ 5,290,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
NEW YORK, NY 10013
* $ -1,000 29 $ 9,015,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 320,471,996,000 27 $ 9,565,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 135,758,439,000 24 $ 5,220,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 23 $ 4,705,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 22 $ 3,730,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 21 $ 8,125,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 21 $ 5,415,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 21 $ 4,055,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 18 $ 10,660,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 119,432,105,000 17 $ 3,575,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 17 $ 3,815,000
CCFCU FUNDING, LLC
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ -1,000 17 $ 3,925,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 16 $ 3,920,000
OWNERSCHOICE FUNDING, INCORPORATED
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12205
* $ -1,000 15 $ 1,575,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 13 $ 1,575,000
ADIRONDACK BANK
185 GENESEE ST
UTICA, NY 13501
* $ 815,388,000 13 $ 2,905,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 13 $ 1,785,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 98,729,134,000 12 $ 840,000
TRUSTCO BANK
6 METRO PARK ROAD
ALBANY, NY 12205
* $ 5,220,288,000 11 $ 2,595,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 10 $ 1,270,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 9 $ 2,005,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,384,707,000,000 9 $ 9,175,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 9 $ 2,255,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 16,855,693,000 8 $ 1,350,000
SUNMARK FEDERAL CREDIT UNION
1187 TROY SCHENECTADY ROAD
LATHAM, NY 12110
* $ 740,218,000 8 $ 1,870,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 83,036,000,000 8 $ 8,060,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 7 $ 1,615,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 7 $ 1,265,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 6 $ 900,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 6 $ 1,110,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 5 $ 785,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 5 $ 3,065,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 140,077,697,000 5 $ 1,545,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 24,774,361,000 5 $ 1,005,000
CAPITAL COMMUNICATIONS FEDERAL CREDIT UNION
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ 1,943,306,000 5 $ 525,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 5 $ 1,405,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 5 $ 1,275,000
UNITY BANK
64 OLD HIGHWAY 22
CLINTON, NJ 08809
* $ 1,712,368,000 4 $ 2,330,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 4 $ 1,000,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 4 $ 640,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 4 $ 550,000
BERKSHIRE BANK
PO 1308
PITTSFIELD, MA 01202
* $ 13,181,399,000 4 $ 1,570,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,210,474,000 4 $ 410,000
CHEMUNG CANAL TRUST COMPANY
1 CHEMUNG CANAL PLAZA
ELMIRA, NY 14901
* $ 1,751,794,000 4 $ 1,120,000
SANTANDER BANK, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 84,670,854,000 4 $ 870,000
UNITED NATIONS FEDERAL CREDIT UNION
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 5,980,675,000 3 $ 1,485,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
HORSHAM, PA 19044
* $ -1,000 3 $ 1,075,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 41,950,721,000 3 $ 715,000
THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY
72 SOUTH MAIN ST
CANANDAIGUA, NY 14424
* $ 2,998,725,000 3 $ 1,135,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 604,528,000 3 $ 865,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 3 $ 525,000
VISIO FINANCIAL SERVICES INC.
1905 KRAMER LN B700
AUSTIN, TX 78758
* $ -1,000 3 $ 1,975,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 3 $ 685,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ -1,000 3 $ 385,000
AFFINITY
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 08720
* $ 3,529,015,000 3 $ 825,000
KIAVI FUNDING, INC
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 3 $ 595,000
FM HOME LOANS, LLC
2329 NOSTRAND AVE, 3RD FLOOR
BROOKLYN, NY 11210
* $ -1,000 3 $ 1,135,000
MLB RESIDENTIAL LENDING, LLC
51 COMMERCE ST
SPRINGFIELD, NJ 07081
* $ -1,000 3 $ 535,000
NORTH COUNTRY
PO BOX 64709
BURLINGTON, VT 05406
* $ 656,233,000 3 $ 625,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 2,177,570,000 3 $ 895,000
PREMIUM MORTGAGE CORPORATION
2541 MONROE AVE
ROCHESTER, NY 14618
* $ -1,000 3 $ 485,000
PARAMOUNT BANK
90 VILLAGE SQUARE SHOPPING CENTER
HAZELWOOD, MO 63072
* $ 104,250,000 3 $ 615,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 405,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, CA 94583
* $ -1,000 3 $ 635,000
HOME TOWN FUNDING, INC.
63 A MONROE AVENUE
PITTSFORD, NY 14534
* $ -1,000 3 $ 1,135,000
STATE EMPLOYEES FEDERAL CREDIT UNION
700 PATROON CREEK BLVD
ALBANY, NY 12206
* $ 4,055,933,000 3 $ 485,000
NBKC BANK
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 833,228,000 3 $ 495,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 560,000
GUARANTEED RATE AFFINITY, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 500,000
FIRST NATIONAL BANK OF SCOTIA
201 MOHAWK AVE
SCOTIA, NY 12302
* $ 483,117,000 2 $ 1,100,000
DIGITAL FEDERAL CREDIT UNION
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 9,361,090,000 2 $ 170,000
ABSOLUTE HOME MORTGAGE CORPORATION
330 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ -1,000 2 $ 460,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 2 $ 340,000
THE BANK OF GREENE COUNTY
341 MAIN STREET
CATSKILL, NY 12414
* $ 1,439,651,000 2 $ 410,000
TOTAL MORTGAGE SERVICES, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 2 $ 610,000
THE NATIONAL BANK OF COXSACKIE
3 - 7 REED STREET
COXSACKIE, NY 12051
* $ 325,368,000 2 $ 360,000
TCT
416 ROWLAND STREET
BALLSTON SPA, NY 12020
* $ 235,855,000 2 $ 230,000
LENDINGONE, LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 2 $ 270,000
FINANCE OF AMERICA COMMERCIAL LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ -1,000 2 $ 700,000
FIRST REPUBLIC BANK
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 116,263,634,000 2 $ 1,780,000
UBS BANK USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 63,780,722,000 2 $ 1,600,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 464,504,000 2 $ 390,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ -1,000 2 $ 450,000
CORNING
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 1,504,251,000 2 $ 340,000
THE ADIRONDACK TRUST COMPANY
473 BROADWAY
SARATOGA SPRINGS, NY 12866
* $ 1,237,461,000 2 $ 930,000
PEOPLE'S UNITED BANK, NATIONAL ASSOCIATION
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 58,343,490,000 2 $ 740,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 2,186,056,000 2 $ 590,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 2 $ 320,000
NJ LENDERS CORP.
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ -1,000 2 $ 630,000
THE LYONS NATIONAL BANK
35 WILLIAM STREET
LYONS, NY 14489
* $ 1,163,579,000 2 $ 1,020,000
GOLDMAN SACHS BANK USA
200 WEST STREET
NEW YORK, NY 10282
* $ 228,836,000,000 2 $ 4,050,000
FAMILY FIRST FUNDING LLC
215 MAIN STREET, #2A
TOMS RIVER, NJ 08753
* $ -1,000 2 $ 270,000
ADVISORS MORTGAGE GROUP, L.L.C.
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ -1,000 2 $ 410,000
RELIANT COMMUNITY FEDERAL CREDIT UNION
10 BENTON PLACE
SODUS, NY 14551
* $ 473,195,000 1 $ 55,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 1 $ 45,000
MERIDIAN BANK CORPORATION
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ 1,149,979,000 1 $ 3,105,000
NP, INC.
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 1 $ 295,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 235,000
LAKELAND BANK
250 OAK RIDGE RD
OAK RIDGE, NJ 07438
* $ 6,706,430,000 1 $ 55,000
GENESEE REGIONAL BANK
1850 SOUTH WINTON ROAD
ROCHESTER, NY 14618
* $ 574,696,000 1 $ 225,000
VISIONS
3301 COUNTRY CLUB ROAD
ENDWELL, NY 13760
* $ 4,274,925,000 1 $ 955,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 65,000
INVESTORS BANK
101 WOOD AVENUE SOUTH
ISELIN, NJ 08830
* $ 26,708,543,000 1 $ 165,000
TEACHERS
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 7,508,575,000 1 $ 235,000
ROUNDPOINT MORTGAGE SERVICING CORPORATION
5016 PARKWAY PLAZA BLVD, BLDGS 6 & 8
CHARLOTTE, NC 28219
* $ -1,000 1 $ 325,000
LUSO
599 EAST ST
LUDLOW, MA 01056
* $ 226,254,000 1 $ 75,000
WALL STREET MORTGAGE BANKERS, LTD.
1010 NORTHERN BLVD., SUITE 336
GREAT NECK, NY 11021
* $ -1,000 1 $ 365,000
JET DIRECT FUNDING CORP
111 WEST MAIN STREET, STE 110
BAY SHORE, NY 11706
* $ -1,000 1 $ 165,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 135,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 2,488,033,000 1 $ 55,000
CHEVRON
500 12TH STREET SUITE 200
OAKLAND, CA 94607
* $ 3,575,301,000 1 $ 95,000
QUONTIC BANK
31-05 BROADWAY
ASTORIA, NY 11106
* $ 394,658,000 1 $ 105,000
SPROUT MORTGAGE, LLC
1759 ST LUCIE W BLVD
PORT LUCIE, FL 34986
* $ -1,000 1 $ 225,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 145,000
WILMINGTON SAVINGS FUND SOCIETY, FSB
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 12,223,127,000 1 $ 545,000
FARM CREDIT EAST, ACA
240 SOUTH ROAD
ENFIELD, CT 06082
* $ -1,000 1 $ 1,275,000
ALLIANT CREDIT UNION
11545 W TOUHY
CHICAGO, IL 60666
* $ 12,244,742,000 1 $ 375,000
FIRST COLUMBIA BANK & TRUST CO.
232 EAST ST. PO BOX 240
BLOOMSBURG, PA 17815
* $ 738,419,000 1 $ 705,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 4,097,505,000 1 $ 155,000
SUFFOLK
3681 HORSEBLOCK ROAD
MEDFORD, NY 11763
* $ 1,227,734,000 1 $ 125,000
BETHPAGE FEDERAL CREDIT UNION
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 9,467,660,000 1 $ 45,000
EMPOWER FEDERAL CREDIT UNION
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 1,954,367,000 1 $ 125,000
RF RENOVO MANAGEMENT COMPANY, LLC
222 W ADAMS ST #1980
CHICAGO, IL 60606
* $ -1,000 1 $ 1,085,000
THE UNION BANK COMPANY
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ 877,982,000 1 $ 265,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 32,529,274,000 1 $ 185,000
HUDSON RIVER COMMUNITY
ONE THIRD STREET
CORINTH, NY 12822
* $ 279,248,000 1 $ 245,000
VERMONT FEDERAL CREDIT UNION
PO BOX 407
BURLINGTON, VT 05401
* $ 588,040,000 1 $ 35,000
KELLER MORTGAGE, LLC
4725 LAKEHURST CT SUITE 400
DUBLIN, OH 43016
* $ -1,000 1 $ 145,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 285,000
ISLAND
120 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 1,527,006,000 1 $ 35,000
INLAND BANK & TRUST
1900 W STATE ST
GENEVA, IL 60134
* $ 1,123,482,000 1 $ 145,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,503,779,000 1 $ 395,000
RBC BANK, (GEORGIA) NATIONAL ASSOCIATION
8081 ARCO CORPORATE DRIVE
RALEIGH, NC 27617
* $ 4,528,719,000 1 $ 155,000
AMERICAN HERITAGE FCU
2060 RED LION RD
PHILADELPHIA, PA 19115
* $ 2,749,196,000 1 $ 25,000
FIRSTBANK
11 CHANNING WAY
JACKSON, TN 38305
* $ 6,120,102,000 1 $ 355,000
SERVU FEDERAL CREDIT UNION
9823 SCIENCE CENTER DRIVE
PAINTED POST, NY 14870
* $ 320,929,000 1 $ 35,000
HUDSON VALLEY CREDIT UNION
PO BOX 1071
POUGHKEEPSIE, NY 12602
* $ 5,351,288,000 1 $ 15,000
FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG
20 SOUTH MAIN STREET
CHAMBERSBURG, PA 17201
* $ 1,271,086,000 1 $ 75,000
BNY MELLON, NATIONAL ASSOCIATION
500 GRANT STREET, ROOM 4825
PITTSBURGH, PA 15258
* $ 29,303,000,000 1 $ 1,125,000
EQUITY NOW INC.
215 LEXINGTON AVENUE, SUITE 1702
NEW YORK, NY 10016
* $ -1,000 1 $ 255,000
RAYMOND JAMES BANK, NATIONAL ASSOCIATION
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 26,468,603,000 1 $ 1,305,000
WALDEN SAVINGS BANK
15 SCOTT'S CORNERS DRIVE, PO BOX 690
MONTGOMERY, NY 12549
* $ 594,023,000 1 $ 135,000
PLAINS COMMERCE BANK
220 MAIN ST
HOVEN, SD 57450
* $ 707,275,000 1 $ 105,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
HENDERSON, NV 89074
* $ 216,654,000,000 1 $ 375,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 451,290,000 1 $ 175,000
WINGS FINANCIAL
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 5,633,125,000 1 $ 305,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,789,845,000 1 $ 205,000
HUDSON HERITAGE
25 RYKOWSKI LANE
MIDDLETOWN, NY 10941
* $ 435,994,000 1 $ 115,000
AMERICU CREDIT UNION
1916 BLACK RIVER BLVD.
ROME, NY 13440
* $ 1,814,188,000 1 $ 625,000
AMERICAN AIRLINES FEDERAL CREDIT UNION
4151 AMON CARTER BLVD
FT WORTH, TX 76155
* $ 7,658,628,000 1 $ 235,000
NATIONWIDE MORTGAGE BANKERS, INC.
310A MAIN ST
LEBANON, NJ 08833
* $ -1,000 1 $ 75,000
MUNICIPAL CREDIT UNION
22 CORTLANDT STREET 29TH FLOOR
NEW YORK, NY 10007
* $ 3,052,271,000 1 $ 395,000
UNITED NORTHERN MORTGAGE BANKERS LIMITED
3601 HEMPSTEAD TPK. SUITE 300
LEVITTOWN, NY 11756
* $ -1,000 1 $ 345,000
LUXURY MORTGAGE CORP.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ -1,000 1 $ 285,000
AMERICAN FEDERAL MORTGAGE CORPORATION
360 ROUTE 24
CHESTER, NJ 07930
* $ -1,000 1 $ 155,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Essex County NY in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 872 $249,330,000 $285,000 $3,105,000 $155,000 $2,196,000
Refinancing 457 $103,255,000 $225,000 $2,465,000 $197,000 $7,984,000
Cash-out Refinancing 294 $82,310,000 $279,000 $7,805,000 $156,000 $6,800,000
Home Improvement 96 $8,340,000 $86,000 $445,000 $118,000 $862,000
Other Purpose 84 $24,090,000 $286,000 $4,005,000 $265,000 $8,368,000
Not Applicable 11 $915,000 $83,000 $125,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,376 $330,510,000 $240,000 $4,805,000 $157,000 $8,368,000
Not Provided 294 $96,920,000 $329,000 $7,805,000 $225,000 $7,984,000
Not applicable 86 $23,430,000 $272,000 $1,605,000 $220,000 $530,000
Asian 23 $8,625,000 $375,000 $2,015,000 $200,000 $563,000
Hispanic 11 $2,775,000 $252,000 $1,105,000 $141,000 $485,000
American Indian or Alaskan Native 11 $1,675,000 $152,000 $425,000 $70,000 $120,000
Black or African American 7 $1,255,000 $179,000 $365,000 $132,000 $211,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,487 $414,505,000 $278,000 $7,805,000 $188,000 $8,368,000
FHA-insured (Federal Housing Administration) 195 $29,185,000 $149,000 $365,000 $61,000 $245,000
VA-guaranteed (Veterans Administration) 84 $17,870,000 $212,000 $665,000 $69,000 $245,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 48 $6,680,000 $139,000 $305,000 $53,000 $86,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,075 $299,475,000 $278,000 $7,805,000 $188,000 $8,368,000
Application Denied By Financial Institution 287 $59,815,000 $208,000 $3,105,000 $125,000 $3,600,000
Application Withdrawn By Applicant 212 $47,550,000 $224,000 $2,035,000 $139,000 $1,141,000
Loan Purchased By The Institution 117 $26,185,000 $223,000 $545,000 $149,000 $530,000
File Closed For Incompleteness 80 $21,760,000 $272,000 $4,805,000 $190,000 $1,170,000
Application Approved But Not Accepted 36 $8,570,000 $238,000 $1,125,000 $111,000 $300,000
Preapproval Approved but not Accepted 5 $1,035,000 $207,000 $365,000 $103,000 $245,000
Preapproval Denied by Financial Institution 2 $3,850,000 $1,925,000 $1,925,000 $403,000 $466,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,520 $403,380,000 $265,000 $7,805,000 $177,000 $8,368,000
Debt-To-Income Ratio 93 $24,525,000 $263,000 $3,105,000 $83,000 $520,000
Collateral 68 $15,690,000 $230,000 $2,465,000 $162,000 $1,025,000
Credit History 44 $6,080,000 $138,000 $905,000 $171,000 $3,600,000
Credit Application Incomplete 38 $7,460,000 $196,000 $895,000 $99,000 $604,000
Other 32 $5,690,000 $177,000 $505,000 $155,000 $453,000
Unverifiable Information 10 $3,540,000 $354,000 $1,925,000 $221,000 $648,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,315,000 $263,000 $795,000 $117,000 $351,000
Employment History 4 $560,000 $140,000 $165,000 $47,000 $115,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.

Download the New York Lender List