Essex County VA
Mortgage Loan Application
Totals and Details
for 2011

Find mortgage statistics and lending data for the Essex County VA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Essex County VA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 517
Total Mortgage Loan Application Amount $79,161,000
Average Mortgage Loan Application Amount $153,000
Highest Mortgage Loan Application Amount $1,370,000
Average Applicant Income $84,000
Highest Applicant Income $1,821,000

Mortgage Company List for Lending in Essex County VA for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,104,833,000,000 71 $ 13,282,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 43 $ 3,570,000
ESSEX BANK
9954 MAYLAND DRIVE SUITE 2100
RICHMOND, VA 23233
* $ 1,114,724,000 27 $ 2,421,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 26 $ 4,472,000
EVB
PO BOX 1455
TAPPAHANNOCK, VA 22560
* $ 1,119,161,000 21 $ 2,627,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 21 $ 2,571,000
UNION MORTGAGE GROUP, INC.
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* $ 3,804,090,000 17 $ 2,630,000
CAPITAL CENTER, L.L.C.
4510 COX ROAD STE 402
GLEN ALLEN, VA 23060
* $ 10,000,000 17 $ 3,537,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 16 $ 2,998,000
UNION BANK & TRUST
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* $ 3,804,090,000 16 $ 2,186,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 13 $ 2,263,000
VIRGINIA CREDIT UNION, INC.
PO BOX 90010
RICHMOND, VA 23225
* $ 2,094,079,000 11 $ 827,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 10 $ 1,626,000
SOUTHERN TRUST MORTGAGE LLC
4433 CORPORATION LANE, SUITE 300
VIRGINIA BEACH, VA 23462
* $ 935,253,000 10 $ 1,479,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 10 $ 1,409,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 8 $ 1,048,000
C & F MORTGAGE CORPORATION
1400 ALVERSER DRIVE
MIDLOTHIAN, VA 23113
* $ 189,567,000 7 $ 1,221,000
METLIFE BANK, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 7 $ 1,048,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 7 $ 1,381,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 7 $ 1,375,000
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 7 $ 1,375,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 6 $ 507,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 5 $ 770,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 5 $ 774,000
VILLAGE BANK MORTGAGE CORPORATION
13305 MIDLOTHIAN TURNPIKE
MIDLOTHIAN, VA 23113
* $ 300,960,000 5 $ 775,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 4 $ 576,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 4 $ 622,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,216,291,000,000 4 $ 465,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 138,031,000 4 $ 614,000
COLONIAL FARM CREDIT, ACA
7104 MECHANICSVILLE TURNPIKE
MECHANICSVILLE, VA 23111
* $ 10,000,000 4 $ 693,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 4 $ 624,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 4 $ 764,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 4 $ 585,000
PEOPLES COMMUNITY BANK
PO BOX 306
MONTROSS, VA 22520
* $ 129,769,000 4 $ 544,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 931,141,000 3 $ 417,000
US BK NA ND
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 3 $ 1,291,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 3 $ 692,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 3 $ 523,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 3 $ 238,000
PROVIDENT FUNDING GROUP INC
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 2,200,000,000 2 $ 249,000
ALCOVA MORTGAGE LLC
308 MARKET ST, SE
ROANOKE, VA 24011
* $ 710,000 2 $ 323,000
EQUITY RESOURCES, INC.
PO BOX 5177
NEWARK, OH 43058
* $ 16,280,000 2 $ 540,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 2 $ 146,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 2 $ 272,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ 10,000,000 2 $ 370,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 76,465,208,000 2 $ 467,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 2 $ 404,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 15,104,501,000 2 $ 474,000
CAPITAL ONE NA
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 70,506,963,000 2 $ 269,000
PRESIDENTIAL BANK, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 608,886,000 2 $ 321,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 1 $ 118,000
CARNEGIE MORTGAGE
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 1 $ 153,000
PROSPERITY MORTGAGE COMPANY
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,788,563,000 1 $ 200,000
ONEMAIN FINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 1 $ 25,000
FIRST CENTURY BANK, NATIONAL ASSOCIATION
807 DORSEY ST
GAINESVILLE, GA 30501
* $ 72,051,000 1 $ 417,000
FULTON BANK, NATIONAL ASSOCIATION
ONE PENN SQUARE
LANCASTER, PA 17604
* $ 8,800,692,000 1 $ 199,000
HOME SAVINGS OF AMERICA
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 457,501,000 1 $ 126,000
THE BANK OF MAINE
2 CANAL PLAZA
PORTLAND, ME 04101
* $ 857,397,000 1 $ 100,000
CITIZENS AND FARMERS BANK
PO BOX 391
WEST POINT, VA 23181
* $ 900,492,000 1 $ 88,000
VILLAGE BANK AND TRUST FINANCIAL CORP.
P. O. BOX 330
MIDLOTHIAN, VA 23113
* $ 588,148,000 1 $ 150,000
FIRST CHOICE BANK
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 448,171,000 1 $ 137,000
STELLARONE BANK
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* $ 2,923,419,000 1 $ 120,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 165,800,581,000 1 $ 5,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 1 $ 108,000
NYCB MORTGAGE COMPANY, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 1 $ 232,000
MERRILL LYNCH CREDIT CORP
30930 RUSSELL RANCH RD CA6-916-01-14
WESTLAKE VILLAGE, CA 91362
* $ 2,223,299,000 1 $ 162,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ 10,000,000 1 $ 109,000
MVB MORTGAGE CORPORATION
24400 NORTHWESTERN HIGHWAY, SUITE 200
SOUTHFIELD, MI 48075
* $ 10,000,000 1 $ 160,000
HOMEPROMISE CORPORATION
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ 100,000,000 1 $ 323,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 279,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 161,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 1 $ 106,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 104,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 228,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 12,648,357,000 1 $ 369,000
GENERATION MORTGAGE COMPANY
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 112,000
MID-ISLAND MORTGAGE CORP.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11554
* $ 10,000,000 1 $ 156,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 1 $ 269,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 140,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 1 $ 206,000
FARM CREDIT OF THE VIRGINIAS, ACA
106 SANGERS LANE
STAUNTON, VA 24401
* $ 1,007,892,000,000 1 $ 83,000
STERLING NATL MTGE CO., INC
98 CUTTERMILL RD
GREAT NECK, NY 11021
* $ 964,388,000 1 $ 83,000
CHRISTENSEN FINANCIAL, INC.
860 N SR 434
ALTAMONTE SPRINGS, FL 32714
* $ 10,000,000 1 $ 166,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ 10,000,000 1 $ 204,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 1 $ 218,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 205,000
ATLANTIC PACIFIC MORTGAGE CORPORATION
302 FELLOWSHIP ROAD, SUITE 110
MT. LAUREL, NJ 08054
* $ 10,000,000 1 $ 332,000
BENCHMARK MORTGAGE, INC
4413 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 1 $ 75,000
POLI MORTGAGE GROUP, INC.
780 DEDHAM STREET
CANTON, MA 02021
* $ 7,525,858,000 1 $ 113,000
GUARANTY TRUST COMPANY
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 1 $ 110,000
BAYLANDS FEDERAL CREDIT UNION
P O BOX 392, 2004 MAIN STREET
WEST POINT, VA 23181
* $ 76,668,000 1 $ 144,000
BELVOIR FEDERAL CREDIT UNION
14040 CENTRAL LOOP
WOODBRIDGE, VA 22193
* $ 269,156,000 1 $ 225,000
TOPSIDE FEDERAL CREDIT UNION
PO BOX 519
DAHLGREN, VA 22448
* $ 269,050,000 1 $ 85,000
HENRICO FEDERAL CREDIT UNION
9401 WEST BROAD ST
HENRICO, VA 23294
* $ 114,465,000 1 $ 126,000
MUNICIPAL EMPLOYEES CREDIT UNION OF BALTIMORE, INCORPORATED
ONE SOUTH STREET
BALTIMORE, MD 21202
* $ 1,080,872,000 1 $ 175,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Essex County VA in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 301 $54,102,000 $179,000 $1,370,000 $82,000 $1,127,000
Home Purchase 174 $22,590,000 $129,000 $472,000 $92,000 $1,821,000
Home Improvement 42 $2,469,000 $58,000 $397,000 $65,000 $241,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 300 $47,780,000 $159,000 $675,000 $103,000 $1,821,000
Black or African American 94 $10,531,000 $112,000 $273,000 $53,000 $204,000
Not Provided 70 $11,234,000 $160,000 $397,000 $78,000 $696,000
Not applicable 44 $8,982,000 $204,000 $1,370,000 $34,000 $538,000
American Indian or Alaskan Native 5 $373,000 $74,000 $150,000 $60,000 $126,000
Hispanic 3 $144,000 $48,000 $70,000 $123,000 $298,000
Asian 1 $117,000 $117,000 $117,000 $111,000 $111,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 383 $57,907,000 $151,000 $1,370,000 $98,000 $1,821,000
FHA-insured (Federal Housing Administration) 102 $15,632,000 $153,000 $332,000 $41,000 $221,000
VA-guaranteed (Veterans Administration) 23 $4,677,000 $203,000 $368,000 $68,000 $180,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $945,000 $105,000 $166,000 $38,000 $44,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 208 $34,469,000 $165,000 $1,370,000 $111,000 $1,821,000
Application Denied By Financial Institution 120 $16,613,000 $138,000 $675,000 $58,000 $362,000
Loan Purchased By The Institution 87 $14,104,000 $162,000 $397,000 $56,000 $538,000
Application Withdrawn By Applicant 49 $7,447,000 $151,000 $408,000 $98,000 $696,000
Application Approved But Not Accepted 36 $3,783,000 $105,000 $417,000 $68,000 $294,000
File Closed For Incompleteness 17 $2,745,000 $161,000 $288,000 $76,000 $298,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 28 $4,406,000 $157,000 $675,000 $51,000 $204,000
Credit History 21 $2,117,000 $100,000 $379,000 $64,000 $362,000
Collateral 17 $3,126,000 $183,000 $369,000 $90,000 $273,000
Other 8 $1,582,000 $197,000 $540,000 $71,000 $150,000
Credit Application Incomplete 4 $561,000 $140,000 $205,000 $98,000 $302,000
Unverifiable Information 2 $312,000 $156,000 $175,000 $45,000 $52,000
Insufficient Cash (Downpayment, Closing Cost) 2 $260,000 $130,000 $188,000 $31,000 $41,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information back through 2003.

Download the Virginia Lender List