Falls County, TX Mortgage Lenders & HMDA Data, 2017

In 2017, lenders reported 381 mortgage applications in Falls County, TX totaling $40.1 million, up 13% from 2016. The average application was for $105,000, and applicants reported an average income of $68,000. 43% of applications resulted in an originated loan and 25% were denied. The most active lender was 21st Mortgage, with 34 applications, followed by Vanderbilt Mortgage and Finance, Inc and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 381
Total Mortgage Loan Application Amount $40,057,000
Average Mortgage Loan Application Amount $105,000
Highest Mortgage Loan Application Amount $400,000
Average Applicant Income $68,000
Highest Applicant Income $320,000

Mortgage Company List for Lending in Falls County, TX for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 34 $ 2,130,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 26 $ 1,935,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,727,235,000,000 17 $ 1,641,000
Members Choice of Central Texas FCU
4631 W WACO DRIVE
WACO, TX 76710
* $ 186,795,000 16 $ 1,039,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 16 $ 2,059,000
Classic Bank, National Association
P.O. BOX 835
CAMERON, TX 76520
* $ 308,245,000 12 $ 1,025,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 9 $ 1,039,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,980,496,000 8 $ 866,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 8 $ 610,000
The First National Bank of Hughes Springs
PO BOX 188
HUGHES SPRINGS, TX 75656
* $ 255,085,000 8 $ 479,000
Citizens State Bank
102 WEST BLUFF ST
WOODVILLE, TX 75979
* $ 149,401,000 8 $ 1,316,000
Central National Bank
8320 W HWY 84
WACO, TX 76712
* $ 851,791,000 8 $ 1,590,000
Incommons Bank, N.A.
301 E COMMERCE
MEXIA, TX 76667
* $ 151,387,000 7 $ 890,000
First Central Credit Union
6201 SANGER AVENUE
WACO, TX 76710
* $ 75,834,000 6 $ 127,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 6 $ 606,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 5 $ 700,000
Texell Credit Union
PO BOX 983
TEMPLE, TX 76503
* $ 310,329,000 5 $ 411,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 5 $ 887,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 5 $ 152,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 5 $ 597,000
Susser Bank
500 HARWOOD ROAD
BEDFORD, TX 76021
* $ 640,533,000 5 $ 558,000
Texas Bank Financial
901 SANTA FE DRIVE
WEATHERFORD, TX 76086
* $ 207,006,000 5 $ 719,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 4 $ 634,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 4 $ 544,000
National United
905 MAIN ST
GATESVILLE, TX 76528
* $ 633,272,000 4 $ 388,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 3 $ 464,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 83,640,475,000 3 $ 303,000
First State Bank Central Texas
P. O. BOX 6136
TEMPLE, TX 76503
* $ 1,358,684,000 3 $ 454,000
Extraco Banks, NA
18 SOUTH MAIN STREET
TEMPLE, TX 76502
* $ 1,364,695,000 3 $ 564,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 3 $ 355,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 3 $ 274,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 3 $ 199,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 3 $ 34,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 3 $ 42,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 3 $ 503,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 3 $ 319,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,677,490,000,000 3 $ 437,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 257,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 2 $ 226,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 13,265,339,000 2 $ 86,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 2 $ 269,000
First National Bank of Bosque County
PO BOX 278
VALLEY MILLS, TX 76689
* $ 118,532,000 2 $ 183,000
Wallick and Volk, Inc.
222 E. 18TH ST.
CHEYENNE, WY 82001
* $ -1,000 2 $ 285,000
Fidelity Bank of Texas
PO BOX 5540
WACO, TX 76708
* $ 95,062,000 2 $ 244,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,883,786,000 2 $ 74,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 7,568,756,000 2 $ 67,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 2 $ 176,000
Capital Farm Credit, Aca
3000 BRIARCREST DRIVE SUITE 601
BRYAN, TX 77802
* $ -1,000 2 $ 609,000
Hancock Mortgage Partners, LLC
ONE SUGAR CREEK CENTER BLVD SUITE 1000
SUGAR LAND, TX 77478
* $ -1,000 2 $ 231,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 405,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 2 $ 297,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 2 $ 253,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ -1,000 2 $ 314,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 2 $ 140,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 2 $ 337,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ 0 2 $ 68,000
Genco Federal Credit Union
PO BOX 7246
WACO, TX 76710
* $ 279,779,000 2 $ 92,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 69,000
Sente Mortgage, Inc.
4520 BURNET ROAD
AUSTIN, TX 78756
* $ -1,000 2 $ 172,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 2 $ 190,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 18,252,081,000 1 $ 95,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ 0 1 $ 78,000
Datcu
5940 SOUTH INTERSTATE 35 EAST
CORINTH, TX 76210
* $ 889,376,000 1 $ 85,000
Sfmc, LP
5408 W PLANO PKWY
PLANO, TX 75093
* $ -1,000 1 $ 311,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 300,000
Community Mortgage Funding, LLC
3201 WEST TEMPLE AVE, SUITE 120
POMONA, CA 91768
* $ -1,000 1 $ 83,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 1 $ 235,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 102,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 21,301,361,000 1 $ 59,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ -1,000 1 $ 98,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 15,000
First National Bank of Huntsville
PO BOX 659 , 1300 11TH ST
HUNTSVILLE, TX 77340
* $ 455,668,000 1 $ 58,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,042,021,000 1 $ 180,000
Pioneer Bank, SSB
623 W 38TH STREET
AUSTIN, TX 78705
* $ 1,172,943,000 1 $ 236,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 4,854,481,000 1 $ 3,000
Trinity Oaks Mortgage
204A N I35E
RED OAK, TX 75154
* $ 0 1 $ 153,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 60,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 81,000
First National Acceptance Company
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ -1,000 1 $ 33,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 274,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ 0 1 $ 69,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 1 $ 116,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 1 $ 240,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 83,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ -1,000 1 $ 238,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 80,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 1 $ 138,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 117,000
Southstar Bank SSB
100 S. MAIN
MOULTON, TX 77975
* $ 740,424,000 1 $ 158,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 1 $ 107,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 1 $ 172,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 1 $ 78,000
First National Bank Texas
507 N. GRAY ST.
KILLEEN, TX 76541
* $ 1,507,934,000 1 $ 20,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ 712,400,000 1 $ 83,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 34,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 229,166,000 1 $ 120,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ -1,000 1 $ 199,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 116,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 121,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 346,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 1 $ 108,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 21,689,804,000 1 $ 108,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ -1,000 1 $ 120,000
First National Bank of Central Texas
1835 N. VALLEY MILLS DR.
WACO, TX 76710
* $ 761,692,000 1 $ 100,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ -1,000 1 $ 81,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 1 $ 215,000
Origin Bank

HOUSTON, TX 77024
* $ 4,051,724,000 1 $ 344,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 1 $ 45,000
Ciera Bank
623 ELM ST
GRAHAM, TX 76450
* $ 510,182,000 1 $ 174,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 83,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 88,000

The tables below break down 2017 mortgage applications in Falls County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Falls County, TX in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 236 $24,240,000 $102,000 $400,000 $64,000 $225,000
Refinancing 107 $14,134,000 $132,000 $346,000 $78,000 $320,000
Home Improvement 38 $1,683,000 $44,000 $258,000 $67,000 $198,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 240 $27,642,000 $115,000 $346,000 $77,000 $317,000
Black or African American 45 $3,208,000 $71,000 $167,000 $56,000 $107,000
Hispanic 41 $2,713,000 $66,000 $216,000 $49,000 $185,000
Not Provided 28 $4,076,000 $145,000 $318,000 $92,000 $320,000
Not applicable 20 $1,965,000 $98,000 $400,000 $8,000 $89,000
American Indian or Alaskan Native 3 $154,000 $51,000 $56,000 $44,000 $71,000
Asian 2 $70,000 $35,000 $49,000 $32,000 $33,000
Native Hawaiian or Other Pacific Islander 2 $229,000 $114,000 $181,000 $68,000 $75,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 293 $30,795,000 $105,000 $400,000 $74,000 $320,000
FHA-insured (Federal Housing Administration) 57 $5,637,000 $98,000 $274,000 $50,000 $225,000
VA-guaranteed (Veterans Administration) 22 $2,609,000 $118,000 $346,000 $56,000 $210,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $1,016,000 $112,000 $192,000 $33,000 $71,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 164 $19,275,000 $117,000 $400,000 $84,000 $317,000
Application Denied By Financial Institution 97 $8,204,000 $84,000 $333,000 $53,000 $250,000
Application Withdrawn By Applicant 49 $6,331,000 $129,000 $330,000 $70,000 $320,000
File Closed For Incompleteness 34 $2,941,000 $86,000 $318,000 $62,000 $240,000
Loan Purchased By The Institution 23 $1,903,000 $82,000 $190,000 $21,000 $89,000
Application Approved But Not Accepted 14 $1,403,000 $100,000 $235,000 $85,000 $210,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 19 $1,154,000 $60,000 $332,000 $47,000 $127,000
Debt-To-Income Ratio 19 $2,075,000 $109,000 $333,000 $46,000 $119,000
Collateral 10 $1,007,000 $100,000 $278,000 $92,000 $200,000
Credit Application Incomplete 6 $554,000 $92,000 $213,000 $45,000 $95,000
Other 3 $140,000 $46,000 $75,000 $65,000 $73,000
Unverifiable Information 1 $10,000 $10,000 $10,000 $87,000 $87,000
Insufficient Cash (Downpayment, Closing Cost) 1 $50,000 $50,000 $50,000 $38,000 $38,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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