Falls County, TX Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 509 mortgage applications in Falls County, TX totaling $87.6 million, down 11% from 2021. The average application was for $172,000, and applicants reported an average income of $88,000. 41% of applications resulted in an originated loan and 25% were denied. The most active lender was 21st Mortgage, with 59 applications, followed by Fairway Independent Mort Corp and Vanderbilt Mortgage and Finance, Inc.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 509
Total Mortgage Loan Application Amount $87,605,000
Average Mortgage Loan Application Amount $172,000
Highest Mortgage Loan Application Amount $785,000
Average Applicant Income $88,000
Highest Applicant Income $588,000

Mortgage Company List for Lending in Falls County, TX for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 59 $ 7,295,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 32 $ 5,390,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 20 $ 3,170,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 17 $ 2,285,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 15 $ 1,375,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 14 $ 2,720,000
Members Choice of Central Texas FCU
4631 W WACO DRIVE
WACO, TX 76710
* $ 224,983,000 12 $ 1,240,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 11 $ 1,535,000
Incommons Bank, N.A.
301 E COMMERCE
MEXIA, TX 76667
* $ 219,674,000 10 $ 1,990,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 10 $ 1,470,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 9 $ 1,255,000
The First National Bank of Hughes Springs
PO BOX 188
HUGHES SPRINGS, TX 75656
* $ 338,551,000 9 $ 1,325,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 47,665,560,000 9 $ 1,675,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 9 $ 1,775,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,655,190,000 8 $ 730,000
Classic Bank, National Association
P.O. BOX 835
CAMERON, TX 76520
* $ 574,695,000 8 $ 1,690,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 8 $ 2,060,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 8 $ 540,000
Texell Credit Union
PO BOX 983
TEMPLE, TX 76503
* $ 562,566,000 8 $ 820,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 7 $ 1,235,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 7 $ 1,365,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 7 $ 1,635,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 7 $ 935,000
First National Bank of McGregor
401 S MAIN
MCGREGOR, TX 76657
* $ 709,176,000 7 $ 2,145,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 7 $ 1,215,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 3,899,486,000 6 $ 1,610,000
First Central Credit Union
6201 SANGER AVENUE
WACO, TX 76710
* $ 142,193,000 6 $ 320,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 5 $ 1,435,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 5 $ 695,000
Aspire Financial, Inc.
4100 ALPHA ROAD SUITE 400
DALLAS, TX 75244
* $ -1,000 5 $ 935,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 5 $ 725,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 5 $ 1,005,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 5 $ 295,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 5 $ 875,000
First National Bank Texas
507 N. GRAY ST.
KILLEEN, TX 76541
* $ 3,832,697,000 4 $ 690,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 4 $ 1,130,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 3 $ 695,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 3 $ 305,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ -1,000 3 $ 365,000
First National Bank of Central Texas
1835 N. VALLEY MILLS DR.
WACO, TX 76710
* $ 1,295,646,000 3 $ 845,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 3 $ 995,000
Wallick and Volk, Inc.
222 E. 18TH ST.
CHEYENNE, WY 82001
* $ -1,000 3 $ 445,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ 14,773,617,000 3 $ 1,095,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 3 $ 605,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 2 $ 700,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 2 $ 310,000
Genco Federal Credit Union
PO BOX 7246
WACO, TX 76710
* $ 420,974,000 2 $ 200,000
Extraco Banks, NA
18 SOUTH MAIN STREET
TEMPLE, TX 76502
* $ 2,038,670,000 2 $ 530,000
Clear Fork Bank N.A.
100 S MAIN ST
ALBANY, TX 76430
* $ 659,184,000 2 $ 350,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 2 $ 380,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 2 $ 310,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 2 $ 720,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 2 $ 290,000
Alliance Bank Central Texas
P.O. BOX 7554
WOODWAY, TX 76712
* $ 502,823,000 2 $ 440,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 2 $ 330,000
Educators Credit Union
501 W HWY 6
WACO, TX 76710
* $ 523,381,000 2 $ 160,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ -1,000 2 $ 510,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 2 $ 830,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 2 $ 720,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 670,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ -1,000 2 $ 490,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 2,415,583,000 2 $ 240,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 2 $ 570,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ -1,000 2 $ 250,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 2 $ 110,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 2 $ 280,000
Credit Union of Texas
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75013
* $ 1,770,503,000 2 $ 560,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 360,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 2 $ 570,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 75,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 1 $ 85,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 1 $ 525,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 55,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 12,464,313,000 1 $ 175,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 345,000
Guaranty Bank & Trust
100 W ARKANSAS ST
MT PLEASANT, TX 75455
* $ 3,085,443,000 1 $ 445,000
First Liberty Bank
1900 SAM HOUSTON STREET
LIBERTY, TX 77575
* $ 415,860,000 1 $ 65,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 1 $ 105,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 15,742,039,000 1 $ 65,000
Austin Capital Bank SSB
8100 SHOAL CREEK BLVD
AUSTIN, TX 78757
* $ 414,678,000 1 $ 185,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,879,005,000 1 $ 275,000
Frost Bank
100 WEST HOUSTON ST
SAN ANTONIO, TX 78205
* $ 50,953,666,000 1 $ 55,000
Amplify Credit Union
3600 W PARMER LANE
AUSTIN, TX 78727
* $ 1,360,354,000 1 $ 125,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 1 $ 165,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 1 $ 355,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 3,310,189,000 1 $ 85,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 1 $ 85,000
Heart O' Texas Federal Credit Union
PO BOX 11
WACO, TX 76712
* $ 51,946,000 1 $ 125,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,177,145,000 1 $ 45,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 305,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 675,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 1 $ 65,000
Legend Lending Corporation
17047 EL CAMINO REAL, SUITE 150
HOUSTON, TX 77058
* $ -1,000 1 $ 305,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 365,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ -1,000 1 $ 235,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 555,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 1 $ 55,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,342,526,000 1 $ 255,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 1 $ 55,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 290,729,000 1 $ 175,000
Texasbank
400 FISK AVE
BROWNWOOD, TX 76801
* $ 722,256,000 1 $ 65,000
Citizens State Bank
P O BOX 600
SEALY, TX 77474
* $ 373,444,000 1 $ 325,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 1 $ 285,000
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 7,123,603,000 1 $ 405,000
Southside Bank
1201 S BECKHAM
TYLER, TX 75701
* $ 7,254,717,000 1 $ 655,000
Sfmc, LP
5408 W PLANO PKWY
PLANO, TX 75093
* $ -1,000 1 $ 115,000
H-E-B Federal Credit Union
4630 N LOOP 1604 W, SUITE 101
SAN ANTONIO, TX 78278
* $ 221,759,000 1 $ 15,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 305,000
Community Bank & Trust
1800 WASHINGTON AVE
WACO, TX 76701
* $ 604,601,000 1 $ 105,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 355,000
Tib, National Association
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 3,975,223,000 1 $ 225,000
Greater Texas FCU
1180 AIRPORT BLVD
AUSTIN, TX 78727
* $ 952,537,000 1 $ 45,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 2,190,390,000 1 $ 195,000

The tables below break down 2022 mortgage applications in Falls County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Falls County, TX in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 319 $54,745,000 $171,000 $655,000 $80,000 $371,000
Cash-out Refinancing 83 $15,325,000 $184,000 $655,000 $97,000 $456,000
Refinancing 47 $11,815,000 $251,000 $785,000 $101,000 $278,000
Home Improvement 33 $2,475,000 $75,000 $315,000 $78,000 $276,000
Other Purpose 24 $3,100,000 $129,000 $655,000 $133,000 $588,000
Not Applicable 3 $145,000 $48,000 $65,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 264 $50,830,000 $192,000 $785,000 $97,000 $588,000
Not Provided 73 $13,795,000 $188,000 $655,000 $88,000 $211,000
Hispanic 71 $8,135,000 $114,000 $425,000 $65,000 $146,000
Black or African American 51 $5,975,000 $117,000 $305,000 $73,000 $300,000
Not applicable 44 $7,970,000 $181,000 $565,000 $0 $0
Asian 3 $485,000 $161,000 $285,000 $59,000 $95,000
American Indian or Alaskan Native 1 $85,000 $85,000 $85,000 $31,000 $31,000
Native Hawaiian or Other Pacific Islander 1 $255,000 $255,000 $255,000 $70,000 $70,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 424 $71,030,000 $167,000 $675,000 $90,000 $588,000
FHA-insured (Federal Housing Administration) 52 $8,990,000 $172,000 $425,000 $67,000 $180,000
VA-guaranteed (Veterans Administration) 33 $7,585,000 $229,000 $785,000 $79,000 $140,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 208 $42,070,000 $202,000 $785,000 $99,000 $588,000
Application Denied By Financial Institution 128 $16,560,000 $129,000 $555,000 $68,000 $424,000
Application Withdrawn By Applicant 70 $13,240,000 $189,000 $675,000 $81,000 $362,000
Loan Purchased By The Institution 43 $7,335,000 $170,000 $495,000 $124,000 $278,000
File Closed For Incompleteness 38 $5,320,000 $140,000 $365,000 $80,000 $146,000
Application Approved But Not Accepted 19 $2,805,000 $147,000 $485,000 $114,000 $456,000
Preapproval Approved but not Accepted 3 $275,000 $91,000 $105,000 $100,000 $125,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 363 $67,915,000 $187,000 $785,000 $92,000 $456,000
Credit History 53 $6,075,000 $114,000 $525,000 $62,000 $146,000
Debt-To-Income Ratio 48 $6,910,000 $143,000 $655,000 $89,000 $588,000
Credit Application Incomplete 19 $2,325,000 $122,000 $255,000 $75,000 $124,000
Collateral 9 $1,505,000 $167,000 $295,000 $76,000 $125,000
Other 8 $1,550,000 $193,000 $555,000 $140,000 $424,000
Unverifiable Information 6 $820,000 $136,000 $235,000 $68,000 $98,000
Employment History 3 $505,000 $168,000 $255,000 $72,000 $113,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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