Fayette County IL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Unlock detailed Fayette County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 695
Total Mortgage Loan Application Amount $85,925,000
Average Mortgage Loan Application Amount $123,000
Highest Mortgage Loan Application Amount $875,000
Average Applicant Income $76,000
Highest Applicant Income $500,000

Mortgage Company List for Lending in Fayette County IL for 2021

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
THE FNB COMMUNITY BANK
432 W GALLATIN
VANDALIA, IL 62471
* $ 355,622,000 86 $ 8,170,000
PETEFISH, SKILES & CO.
102 W. BEARDSTOWN ST.
VIRGINIA, IL 62691
* $ 193,834,000 77 $ 11,025,000
BANK OF HILLSBORO, NATIONAL ASSOCIATION
PO BOX 310
HILLSBORO, IL 62049
* $ 369,667,000 55 $ 5,115,000
MIDLAND STATES BANK
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 6,073,827,000 43 $ 4,915,000
THE PEOPLES STATE BANK OF NEWTON, ILLINOIS
100 W WASHINGTON ST
NEWTON, IL 62448
* $ 461,835,000 38 $ 4,900,000
DIETERICH BANK
300 SUR WOODS DRIVE
EFFINGHAM, IL 62401
* $ 806,234,000 35 $ 3,655,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 31 $ 3,285,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 15 $ 1,965,000
THE BRADFORD NATIONAL BANK OF GREENVILLE
100 E COLLEGE AVE
GREENVILLE, IL 62246
* $ 367,781,000 12 $ 1,870,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 140,077,697,000 11 $ 1,225,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 10 $ 1,790,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 9 $ 1,265,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 9 $ 785,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 8 $ 750,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 8 $ 1,240,000
HEARTLAND BANK AND TRUST COMPANY
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 2,909,697,000 8 $ 900,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 6 $ 500,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 6 $ 940,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 6 $ 1,200,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 6 $ 990,000
COMMUNITY BANC MORTGAGE CORPORATION
301 N MAIN
SPRINGFIELD, IL 62629
* $ -1,000 6 $ 650,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 5 $ 705,000
COMMUNITY PARTNERS SAVINGS BANK
301 W MAIN ST
SALEM, IL 62881
* $ 202,070,000 5 $ 405,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,747,398,000,000 5 $ 605,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 98,729,134,000 5 $ 295,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 5 $ 535,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 5 $ 865,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 5 $ 485,000
SCOTT CREDIT UNION
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 1,268,134,000 5 $ 505,000
PEOPLES NATIONAL BANK , N.A.
520 S 42ND ST
MOUNT VERNON, IL 62864
* $ 1,209,673,000 4 $ 500,000
GERSHMAN INVESTMENT CORP.
16253 SWINGLEY RIDGE ROAD, SUITE 400
LITTLE ROCK, AR 63017
* $ -1,000 4 $ 710,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 4 $ 790,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 16,855,693,000 4 $ 540,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ -1,000 4 $ 830,000
CELEBRITY HOME LOANS, LLC
2001 SPRING RD SUITE 100
OAK BROOK, IL 60523
* $ -1,000 3 $ 335,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,210,474,000 2 $ 240,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 2 $ 230,000
BANK & TRUST COMPANY
401 N MADISON
LITCHFIELD, IL 62056
* $ 346,631,000 2 $ 290,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 2 $ 130,000
FIRST MID BANK & TRUST, NATIONAL ASSOCIATION
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 3,808,206,000 2 $ 360,000
FIRST BANK
600 JAMES MCDONNELL BLVD
CREVE COEUR, MO 63042
* $ 6,166,684,000 2 $ 190,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 24,774,361,000 2 $ 210,000
FIRST STATE BANK OF CAMPBELL HILL
114 W FRONT STREET
CAMPBELL HILL, IL 62916
* $ 110,997,000 2 $ 1,110,000
FCB BANKS
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 1,749,595,000 2 $ 570,000
TOWN & COUNTRY BANC MORTGAGE SERVICES, INC.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ -1,000 2 $ 270,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 2 $ 60,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 2 $ 410,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 167,492,000,000 2 $ 240,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 2 $ 340,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 2 $ 200,000
CNB BANK AND TRUST, N.A.
450 W. SIDE SQUARE
CARLINVILLE, IL 62626
* $ 1,333,230,000 2 $ 290,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 2 $ 160,000
ENDEAVOR CAPITAL, LLC.
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 2 $ 150,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 2 $ 350,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 104,052,030,000 2 $ 140,000
1ST MIDAMERICA CREDIT UNION
731 E. BETHALTO DR
BETHALTO, IL 62010
* $ 744,684,000 2 $ 180,000
UNITED COMMUNITY BANK
104 N MACOUPIN
CHATHAM, IL 62033
* $ 2,663,225,000 2 $ 220,000
NEIGHBORHOOD LOANS, INC.
55 W. 22ND STREET SUITE 130
CHICAGO, IL 60148
* $ -1,000 2 $ 260,000
D.W. BROWN MORTGAGE CORP.
2205B SOUTH STATE ROUTE 157
EDWARDSVILLE, IL 62025
* $ -1,000 1 $ 425,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 1 $ 105,000
OCEANSIDE MORTGAGE COMPANY
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 145,000
THE FIRST NATIONAL BANK IN CARLYLE
891 FAIRFAX ST., PO BOX 280
CARLYLE, IL 62231
* $ 202,031,000 1 $ 55,000
COMMERCE BANK
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 25,955,469,000 1 $ 235,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,751,524,000,000 1 $ 45,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,325,220,000 1 $ 55,000
CITIZENS EQUITY FIRST
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 6,258,523,000 1 $ 235,000
TOGETHER CREDIT UNION
MICHAEL DOUGHERTY
SAINT LOUIS, MO 63118
* $ 1,825,507,000 1 $ 65,000
MERCHANTS BANK OF INDIANA
11555 N. MERIDIAN STREET
INDIANAPOLIS, IN 46032
* $ 6,167,493,000 1 $ 215,000
DECATUR EARTHMOVER CREDIT UNION
260 W MARION AVE
FORSYTH, IL 62535
* $ 255,768,000 1 $ 25,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 1 $ 105,000
MARINE BANK
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 639,675,000 1 $ 205,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 464,504,000 1 $ 165,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 1 $ 245,000
TOTAL MORTGAGE SERVICES, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 1 $ 135,000
PLAINS COMMERCE BANK
220 MAIN ST
SIOUX FALLS, SD 57450
* $ 707,275,000 1 $ 225,000
JLB CORPORATION
111 WESTPORT PLAZA, #1150
CLAYTON, MO 63146
* $ -1,000 1 $ 245,000
IROQUOIS FEDERAL SAVINGS AND LOAN ASSOCIATION
201 E CHERRY ST
WATSEKA, IL 60970
* $ 678,216,000 1 $ 145,000
RIVER BANK
145 N MAIN ST, P.O. BOX 280
STODDARD, WI 54658
* $ 526,888,000 1 $ 235,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 75,000
BUSEY BANK
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 9,679,115,000 1 $ 25,000
HEARTLAND
2213 W WHITE OAKS DR
SPRINGFIELD, IL 62704
* $ 320,693,000 1 $ 75,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 1 $ 75,000
CITIZENS COMMUNITY BANK
9 EAST MAIN STREET
MASCOUTAH, IL 62258
* $ 403,279,000 1 $ 195,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 215,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 1 $ 75,000
UNITED FIDELITY BANK, FSB
PO BOX 1347
EVANSVILLE, IN 47706
* $ 968,809,000 1 $ 55,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 165,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 370,002,264,000 1 $ 245,000
AMERICAN BANK OF FREEDOM
127 WEST HUDSON
WELLSVILLE, MO 63384
* $ 388,069,000 1 $ 95,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 216,077,000,000 1 $ 205,000
CENTIER BANK
600 E 84TH AVENUE
WHITING, IN 46410
* $ 4,694,690,000 1 $ 165,000
CIS FINANCIAL SERVICES, INC.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 1 $ 165,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 425,000
BANKERS' BANK
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 720,844,000 1 $ 85,000
THE HOME LOAN EXPERT LLC
1600 S BRENTWOOD
ST LOUIS, MO 63144
* $ -1,000 1 $ 135,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 1 $ 105,000
GCS CREDIT UNION
4101 STATE RTE 111
GRANITE CITY, IL 62040
* $ 347,221,000 1 $ 85,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2021, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Fayette County IL in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 314 $37,490,000 $119,000 $875,000 $71,000 $500,000
Refinancing 231 $29,535,000 $127,000 $515,000 $79,000 $317,000
Cash-out Refinancing 119 $17,405,000 $146,000 $505,000 $85,000 $348,000
Other Purpose 17 $855,000 $50,000 $215,000 $85,000 $230,000
Home Improvement 11 $535,000 $48,000 $75,000 $51,000 $110,000
Not Applicable 3 $105,000 $35,000 $55,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 576 $69,920,000 $121,000 $875,000 $76,000 $500,000
Not applicable 53 $6,245,000 $117,000 $425,000 $97,000 $97,000
Not Provided 52 $7,510,000 $144,000 $445,000 $83,000 $250,000
Asian 4 $790,000 $197,000 $425,000 $70,000 $139,000
Hispanic 4 $580,000 $145,000 $205,000 $78,000 $143,000
American Indian or Alaskan Native 3 $285,000 $95,000 $145,000 $49,000 $68,000
Black or African American 2 $170,000 $85,000 $95,000 $34,000 $34,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 513 $63,515,000 $123,000 $875,000 $81,000 $500,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 77 $8,425,000 $109,000 $265,000 $51,000 $110,000
FHA-insured (Federal Housing Administration) 65 $7,015,000 $107,000 $265,000 $55,000 $123,000
VA-guaranteed (Veterans Administration) 40 $6,970,000 $174,000 $425,000 $83,000 $191,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 436 $55,880,000 $128,000 $875,000 $77,000 $349,000
Application Denied By Financial Institution 95 $9,665,000 $101,000 $445,000 $65,000 $250,000
Application Withdrawn By Applicant 53 $6,475,000 $122,000 $365,000 $84,000 $500,000
Loan Purchased By The Institution 52 $6,030,000 $115,000 $425,000 $64,000 $97,000
Application Approved But Not Accepted 31 $4,365,000 $140,000 $505,000 $81,000 $213,000
File Closed For Incompleteness 27 $3,375,000 $125,000 $265,000 $88,000 $475,000
Preapproval Approved but not Accepted 1 $135,000 $135,000 $135,000 $43,000 $43,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 480 $63,220,000 $131,000 $515,000 $81,000 $500,000
Debt-To-Income Ratio 142 $15,140,000 $106,000 $875,000 $65,000 $234,000
Credit History 32 $3,150,000 $98,000 $235,000 $65,000 $143,000
Collateral 18 $1,700,000 $94,000 $255,000 $85,000 $230,000
Credit Application Incomplete 9 $885,000 $98,000 $195,000 $66,000 $187,000
Other 7 $945,000 $135,000 $445,000 $99,000 $250,000
Unverifiable Information 5 $435,000 $87,000 $115,000 $60,000 $136,000
Employment History 2 $450,000 $225,000 $355,000 $97,000 $124,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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