Flathead County, MT Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 3,825 mortgage applications in Flathead County, MT totaling $831.2 million, down 21% from 2010. The average application was for $217,000, and applicants reported an average income of $92,000. 41% of applications resulted in an originated loan and 16% were denied. The most active lender was Wells Fargo Bank NA, with 879 applications, followed by JPMorgan Chase Bank, NA and Bank of America NA.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Montana.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,825
Total Mortgage Loan Application Amount $831,173,000
Average Mortgage Loan Application Amount $217,000
Highest Mortgage Loan Application Amount $9,320,000
Average Applicant Income $92,000
Highest Applicant Income $4,345,000

Mortgage Company List for Lending in Flathead County, MT for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 879 $ 181,772,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 446 $ 89,952,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 287 $ 60,866,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59116
* $ 7,473,004,000 252 $ 48,094,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 193 $ 37,832,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 177 $ 44,940,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 110 $ 23,739,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 103 $ 21,023,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 84 $ 16,304,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 74 $ 13,548,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ 10,000,000 60 $ 10,833,000
Mountain West Bank, N.A.
1225 CEDAR STREET / PO BOX 6013
HELENA, MT 59604
* $ 708,901,000 56 $ 11,423,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 55 $ 12,438,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 52 $ 3,578,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 49 $ 10,784,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 48 $ 13,671,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 45 $ 9,300,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 44 $ 9,764,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 43 $ 8,150,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 43 $ 8,316,000
Rocky Mountain Bank
2615 KING AVE WEST
BILLINGS, MT 59102
* $ 417,781,000 37 $ 11,598,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 37 $ 7,809,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 28 $ 5,815,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 27 $ 6,108,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 25 $ 5,130,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 20 $ 3,363,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 19 $ 3,399,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 18 $ 3,876,000
Sterling Savings Bank
111 N WALL ST
SPOKANE, WA 99201
* $ 9,501,245,000 17 $ 3,433,000
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ 2,009,048,000 15 $ 2,911,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 15 $ 4,253,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 15 $ 11,685,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 13 $ 2,059,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 13 $ 2,388,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 12 $ 2,017,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,796,328,000 12 $ 2,131,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 10 $ 1,825,000
Universal Lending Corporation
6775 EAST EVANS AVE.
DENVER, CO 80224
* $ 10,000,000 10 $ 1,885,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 10 $ 2,838,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 9 $ 815,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 9 $ 1,723,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 8 $ 1,939,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 8 $ 1,910,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,465,208,000 8 $ 1,386,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,131,561,000 8 $ 2,400,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 7 $ 1,182,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 7 $ 2,069,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 7 $ 1,541,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 7 $ 1,027,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 7 $ 1,325,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 6 $ 1,109,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ 4,658,882,000 6 $ 7,904,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 931,141,000 6 $ 1,308,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 665,875,000 6 $ 1,023,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 6 $ 417,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 830,474,000 6 $ 1,038,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 652,138,000 5 $ 1,696,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,285,622,000 5 $ 1,607,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 5 $ 872,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 5 $ 743,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 56,866,447,000 4 $ 612,000
First Security Bank of Missoul
1704 DEARBORN AVE
MISSOULA, MT 59801
* $ 1,005,996,000 4 $ 1,063,000
Direct Mortgage Corp
13894 S BANGERTER PARKWAY SUITE 200
DRAPER, UT 84020
* $ 10,000,000 3 $ 792,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 3 $ 359,000
Montana First Credit Union
2330 S RESERVE ST
MISSOULA, MT 59801
* $ 60,072,000 3 $ 812,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 555,205,000 3 $ 910,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 3 $ 412,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 3 $ 413,000
BNC National Bank

BISMARCK, ND 58501
* $ 745,184,000 3 $ 530,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 3 $ 1,842,000
Merrill Lynch Credit Corp
30930 RUSSELL RANCH RD CA6-916-01-14
WESTLAKE VILLAGE, CA 91362
* $ 2,223,299,000 3 $ 2,613,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 7,724,367,000 3 $ 1,483,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 3 $ 500,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,104,501,000 3 $ 1,433,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 85,930,126,000 3 $ 15,635,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 3 $ 826,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 3 $ 287,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 539,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 2 $ 103,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 395,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 2 $ 358,000
MUFG Union Bank, National Association
9865 TOWNE CENTRE DRIVE, 3RD FLOOR
SAN DIEGO, CA 92121
* $ 79,615,114,000 2 $ 4,000,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 26,432,928,000 2 $ 497,000
Rbc Bank
131 NORTH CHURCH STREET
ROCKY MT., NC 27804
* $ 27,285,986,000 2 $ 788,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 62,638,180,000 2 $ 1,319,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,181,819,000 2 $ 460,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 2 $ 484,000
First Century Bank, National Association
807 DORSEY ST
GAINESVILLE, GA 30501
* $ 72,051,000 2 $ 694,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 457,501,000 2 $ 257,000
Altana Federal Credit Union
3212 CENTRAL AVENUE
BILLINGS, MT 59102
* $ 198,720,000 2 $ 282,000
Acceptance Capital Mortgage
113 EAST MAGNESIUM RD, UNIT D
SPOKANE, WA 99208
* $ 5,676,000 2 $ 450,000
Patelco Credit Union
5050 HOPYARD ROAD
DUBLIN, CA 94568
* $ 3,571,214,000 2 $ 334,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,001,416,000 2 $ 146,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,054,163,000 2 $ 282,000
Mountain West Bank
P O BOX 1059
COEUR D'ALENE, ID 83816
* $ 1,171,496,000 2 $ 404,000
Western Security Bank
2812 1ST AVE NORTH
BILLINGS, MT 59101
* $ 766,681,000 2 $ 403,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 1,778,147,000 2 $ 492,000
Pinnacle Bank
14287 NORTH 87TH STREET, SUITE 123
SCOTTSDALE, AZ 85260
* $ 83,330,000 1 $ 409,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 193,000
Department of the Interior FCU
12201 SUNRISE VALLEY DR
WASHINGTON, DC 20240
* $ 125,991,000 1 $ 50,000
Farmers Insurance Federal Credit Union
4601 WILSHIRE BL. STE 110
BURBANK, CA 91504
* $ 582,380,000 1 $ 98,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 539,317,000 1 $ 240,000
First Star Bank, S.S.B.
109 S COMMERCE / PO BOX 7
BREMOND, TX 76629
* $ 193,110,000 1 $ 169,000
Washington Trust Bank
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ 3,972,337,000 1 $ 348,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,311,651,000 1 $ 153,000
Icon Credit Union
7615 W. RIVERSIDE DR.
BOISE, ID 83714
* $ 137,047,000 1 $ 130,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 1 $ 600,000
Cascade Federal Credit Union
18020 80TH AVENUE SOUTH
KENT, WA 98032
* $ 252,185,000 1 $ 220,000
Valley Financial Credit Union
PO BOX 20417
BILLINGS, MT 59102
* $ 157,504,000 1 $ 220,000
Los Angeles Police FCU
16150 SHERMAN WAY
VAN NUYS, CA 91406
* $ 744,793,000 1 $ 179,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 189,478,000 1 $ 33,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 1,335,052,000 1 $ 181,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 2,124,635,000 1 $ 200,000
Starion Bank
109 1ST STREET NW
MANDAN, ND 58554
* $ 775,230,000 1 $ 303,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,312,000,000 1 $ 187,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 3,942,789,000 1 $ 80,000
Ameriprise Bank, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 3,862,039,000 1 $ 202,000
Affiliated Financial Group, Ll
5690 DTC BLVD
GREENWOOD VILLIAGE, CO 80111
* $ 196,687,000 1 $ 225,000
Premier Bank of Arkansas
205 BLOCK STREET
JONESBORO, AR 72364
* $ 104,695,000 1 $ 50,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 86,911,000 1 $ 267,000
Farmers State Bank
103 MAIN STREET VICTOR
VICTOR, MT 59875
* $ 320,670,000 1 $ 354,000
Midwest Bankcentre
2191 LEMAY FERRY ROAD LEMAY
SAINT LOUIS, MO 63125
* $ 1,091,514,000 1 $ 870,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 427,083,000 1 $ 270,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 424,689,000 1 $ 125,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 241,311,000 1 $ 298,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 1 $ 411,000
Silicon Valley Bank
3003 TASMAN DRIVE
SANTA CLARA, CA 95054
* $ 18,227,021,000 1 $ 500,000
Amegy Bank of Texas, NA
4400 POST OAK PKWY, 6TH FLOOR
HOUSTON, TX 77027
* $ 11,190,264,000 1 $ 319,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ 84,416,285,000 1 $ 1,330,000
Nova Financial & Investment Corporation
6245 E. BROADWAY BLVD., SUITE 400
TUCSON, AZ 85711
* $ 10,000,000 1 $ 195,000
Evergreen Moneysource Mortgage Company
15405 SE 37TH STREET
BELLEVUE, WA 98006
* $ 10,000,000 1 $ 211,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 24,055,290,000 1 $ 648,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 195,101,367,000 1 $ 295,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 136,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 112,000
Americash
3080 BRISTOL STREET, SUITE 300
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 280,000
Citizens National Bank
110 WEST COURT ST
PARIS, IL 61944
* $ 205,014,000 1 $ 165,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ 260,119,000 1 $ 1,000,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 1 $ 40,000
Amera Mortgage Corporation
1050 CORPORATE OFFICE DRIVE, STE 250
MILFORD, MI 48381
* $ 1,300,000,000 1 $ 146,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ 11,800,000 1 $ 181,000

The tables below break down 2011 mortgage applications in Flathead County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Flathead County, MT in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,644 $621,369,000 $235,000 $9,320,000 $94,000 $2,920,000
Home Purchase 1,066 $195,608,000 $183,000 $2,700,000 $88,000 $4,345,000
Home Improvement 115 $14,196,000 $123,000 $584,000 $83,000 $396,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,140 $669,310,000 $213,000 $3,000,000 $96,000 $2,900,000
Not applicable 383 $100,775,000 $263,000 $9,320,000 $28,000 $821,000
Not Provided 238 $48,673,000 $204,000 $2,700,000 $138,000 $4,345,000
Hispanic 24 $4,890,000 $203,000 $417,000 $98,000 $517,000
Asian 20 $4,028,000 $201,000 $319,000 $96,000 $200,000
American Indian or Alaskan Native 8 $1,354,000 $169,000 $331,000 $136,000 $570,000
Black or African American 6 $787,000 $131,000 $216,000 $50,000 $111,000
Native Hawaiian or Other Pacific Islander 6 $1,356,000 $226,000 $399,000 $52,000 $97,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,799 $646,875,000 $231,000 $9,320,000 $109,000 $4,345,000
FHA-insured (Federal Housing Administration) 477 $85,829,000 $179,000 $408,000 $50,000 $408,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 308 $47,931,000 $155,000 $322,000 $40,000 $86,000
VA-guaranteed (Veterans Administration) 241 $50,538,000 $209,000 $699,000 $42,000 $468,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,587 $357,843,000 $225,000 $9,320,000 $107,000 $4,345,000
Loan Purchased By The Institution 1,097 $213,956,000 $195,000 $576,000 $62,000 $821,000
Application Denied By Financial Institution 611 $137,692,000 $225,000 $2,901,000 $84,000 $1,254,000
Application Withdrawn By Applicant 274 $67,768,000 $247,000 $3,000,000 $129,000 $2,920,000
Application Approved But Not Accepted 160 $32,553,000 $203,000 $1,225,000 $92,000 $797,000
File Closed For Incompleteness 96 $21,361,000 $222,000 $1,625,000 $106,000 $2,400,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 156 $43,725,000 $280,000 $2,901,000 $121,000 $1,020,000
Debt-To-Income Ratio 137 $33,000,000 $240,000 $2,000,000 $56,000 $276,000
Credit History 89 $12,309,000 $138,000 $725,000 $63,000 $381,000
Other 56 $13,839,000 $247,000 $2,000,000 $123,000 $1,254,000
Credit Application Incomplete 36 $7,174,000 $199,000 $770,000 $74,000 $396,000
Unverifiable Information 22 $6,755,000 $307,000 $967,000 $94,000 $302,000
Employment History 20 $1,586,000 $79,000 $163,000 $49,000 $175,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,990,000 $398,000 $1,088,000 $157,000 $674,000
Mortgage Insurance Denied 1 $170,000 $170,000 $170,000 $60,000 $60,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Montana Lender List