Franklin County, KS Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 1,011 mortgage applications in Franklin County, KS totaling $118.0 million, up 11% from 2014. The average application was for $116,000, and applicants reported an average income of $63,000. 54% of applications resulted in an originated loan and 14% were denied. The most active lender was Mid America Bank, with 64 applications, followed by Wells Fargo Bank NA and The Kansas State Bank.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Kansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,011
Total Mortgage Loan Application Amount $118,022,000
Average Mortgage Loan Application Amount $116,000
Highest Mortgage Loan Application Amount $1,830,000
Average Applicant Income $63,000
Highest Applicant Income $3,600,000

Mortgage Company List for Lending in Franklin County, KS for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Mid America Bank
802 AMES STREET
BALDWIN CITY, KS 66006
* $ 100,616,000 64 $ 7,337,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 58 $ 6,631,000
The Kansas State Bank
236 N MAIN
OTTAWA, KS 66067
* $ 122,634,000 58 $ 4,384,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 39 $ 3,974,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 31 $ 3,629,000
Landmark National Bank
701 POYNTZ AVE
MANHATTAN, KS 66502
* $ 861,430,000 29 $ 3,033,000
Arvest Bank

TULSA, OK 74103
* $ 14,944,176,000 29 $ 2,588,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 71,682,343,000 28 $ 2,590,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 26 $ 2,885,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 25 $ 2,903,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,685,931,000 22 $ 3,064,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 20 $ 2,279,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 19 $ 2,425,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 18 $ 3,076,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ 10,000,000 15 $ 2,221,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 14 $ 1,477,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 13 $ 1,371,000
Baldwin State Bank
PO BOX 46
BALDWIN CITY, KS 66006
* $ 68,411,000 13 $ 791,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 12 $ 1,315,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ 1,988,059,000 12 $ 1,922,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 11 $ 911,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 11 $ 1,351,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 11 $ 1,625,000
Small Business Bank
13423 W 92ND ST
LENEXA, KS 66215
* $ 117,416,000 10 $ 658,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 10 $ 1,096,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 335,060,015,000 10 $ 1,082,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 3,951,538,000 9 $ 664,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 9 $ 1,226,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 9 $ 1,428,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 9 $ 996,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 8 $ 826,000
Kansas State Bank
BOX 325
OVERBROOK, KS 66524
* $ 54,360,000 8 $ 337,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 7 $ 877,000
Central Bank of the Midwest
609 N. HIGHWAY 291
LEE'S SUMMIT, MO 64063
* $ 1,254,301,000 7 $ 520,000
Enterprise Bank & Trust
150 N. MERAMEC AVE.
CLAYTON, MO 63105
* $ 3,257,878,000 7 $ 828,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 7 $ 753,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 28,953,664,000 7 $ 1,122,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 182,489,046,000 6 $ 763,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,356,442,000,000 6 $ 1,138,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 451,471,000 6 $ 145,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 6 $ 643,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 295,627,000 5 $ 889,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 692,541,000 5 $ 462,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 5 $ 956,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,070,573,000 5 $ 563,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 5 $ 315,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 5 $ 512,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 5 $ 910,000
Patriots Bank
131 E 4TH AVE PO BOX 327
GARNETT, KS 66032
* $ 92,638,000 5 $ 408,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 4 $ 486,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 23,881,169,000 4 $ 475,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 4 $ 184,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 4 $ 132,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 890,389,000 4 $ 739,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 4 $ 599,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 4 $ 404,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 4 $ 398,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 4 $ 323,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 377,710,000 4 $ 353,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 4 $ 373,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 4 $ 419,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 4 $ 484,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 4 $ 573,000
Pulaski Bank, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,425,574,000 4 $ 835,000
Mainstreet Federal Credit Union
13001 W 95TH STREET
LENEXA, KS 66215
* $ 361,324,000 4 $ 321,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 10,000,000 3 $ 361,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ 10,000,000 3 $ 286,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 3 $ 216,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 972,551,000 3 $ 60,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 5,958,502,000 3 $ 419,000
BNC National Bank

BISMARCK, ND 58501
* $ 933,532,000 3 $ 476,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 575,000
Flagstar Bank
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 3 $ 635,000
Community Mortgage, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ 512,000 3 $ 337,000
First Mortgage Solutions, LLC
9237 WARD PARKWAY, SUITE 300
KANSAS CITY, MO 64114
* $ 5,324,994,000 3 $ 356,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 3 $ 451,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 3 $ 265,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 3 $ 385,000
Homeservices Lending, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 3 $ 471,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 83,125,845,000 3 $ 660,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 727,505,000 3 $ 344,000
Quantum Credit Union
6300 W 21ST ST N
WICHITA, KS 67205
* $ 69,475,000 3 $ 490,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 97,496,905,000 3 $ 933,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 2 $ 340,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 2 $ 232,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ 39,000,000 2 $ 259,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 11,886,522,000 2 $ 612,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 2 $ 222,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 331,000
Citizens State Bank
3 E WEA
PAOLA, KS 66071
* $ 83,889,000 2 $ 496,000
Merit Bank
10000 COLLEGE BLVD
OVERLAND PARK, KS 66210
* $ 83,000,000 2 $ 303,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 214,371,000 2 $ 13,000
Intrust Bank, NA
105 N MAIN ST
WICHITA, KS 67202
* $ 4,950,396,000 2 $ 135,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 2 $ 271,000
The Citizens State Bank
410 E MAIN ST, PO BOX 102
GRIDLEY, KS 66852
* $ 181,100,000 2 $ 70,000
The First National Bank of Louisburg
1201 W AMITY
LOUISBURG, KS 66053
* $ 93,764,000 2 $ 86,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 321,539,000 2 $ 452,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,281,397,000 2 $ 443,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 2 $ 212,000
Mazuma Credit Union
7260 W 135TH STREET
OVERLAND PARK, KS 66223
* $ 493,158,000 2 $ 412,000
Envista Federal Credit Union
3626 SW WANAMAKER RD
TOPEKA, KS 66614
* $ 265,171,000 2 $ 297,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 2 $ 89,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 2 $ 300,000
Origin Bank

HOUSTON, TX 77024
* $ 3,713,197,000 2 $ 346,000
Kaw Valley State Bank & Trust
1015 KAW VALLEY PARK CIRCLE
WAMEGO, KS 66547
* $ 154,292,000 2 $ 188,000
The Lyndon State Bank
817 TOPEKA AVE
LYNDON, KS 66451
* $ 77,389,000 2 $ 181,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 2 $ 191,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 98,000
Mortgage300 Corporation
10 SE CENTRAL PARKWAY SUITE 325
STUART, FL 34994
* $ 500,000 1 $ 93,000
American Lending Solutions LLC
N4365 STATE HWY 73
COLUMBUS, WI 53925
* $ 10,861,469,000 1 $ 400,000
Bank of the Prairie
18675 W 151ST ST
OLATHE, KS 66062
* $ 87,365,000 1 $ 25,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 1 $ 362,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ 435,000,000 1 $ 65,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 525,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 218,000
National Asset Mortgage, LLC
4350 ST. ANDREWS RD.; SUITE F
COLUMBIA, SC 29210
* $ 3,392,190,000 1 $ 28,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ 0 1 $ 102,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 106,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,622,355,000 1 $ 163,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 968,312,000 1 $ 100,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 593,777,000 1 $ 393,000
First Personal Bank
14701 S RAVINIA AVE
ORLAND PARK, IL 60462
* $ 164,406,000 1 $ 19,000
Great American Bank
888A NEW HAMPSHIRE ST
LAWRENCE, KS 66044
* $ 146,823,000 1 $ 60,000
Heartland Credit Union
900 EAST 23RD AVENUE
HUTCHINSON, KS 67502
* $ 243,404,000 1 $ 10,000
Firstoak Bank
113 N PENN AVE, PO BOX 868
INDEPENDENCE, KS 67301
* $ 93,063,000 1 $ 45,000
The First National Bank of Bangor
1798 COMMERCIAL ST
BANGOR, WI 54614
* $ 224,064,000 1 $ 30,000
Gnbank, National Association
100 E FOREST (PO BOX 67)
GIRARD, KS 66743
* $ 583,337,000 1 $ 100,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ 10,000,000 1 $ 87,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 135,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 463,562,000 1 $ 275,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 258,204,000 1 $ 25,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 76,205,000 1 $ 101,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 187,860,000 1 $ 255,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 1 $ 111,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 1 $ 332,000
James B. Nutter & Company
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 145,480,000 1 $ 117,000
Hunt Mortgage Capital, LLC
230 PARK AVE FL 19
NEW YORK, NY 10169
* $ 495,813,000 1 $ 1,830,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 1,723,296,000 1 $ 173,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,672,142,000 1 $ 206,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,508,574,000 1 $ 195,000
The Farmers State Bank
209 MONTANA AVENUE, PO BOX 465
HOLTON, KS 66436
* $ 54,827,000 1 $ 68,000
Emprise Bank
257 N BROADWAY
WICHITA, KS 67202
* $ 1,508,881,000 1 $ 147,000
Esb Financial
801 MERCHANT
EMPORIA, KS 66801
* $ 194,195,000 1 $ 236,000
Capital City Bank
3710 SW TOPEKA BLVD
TOPEKA, KS 66609
* $ 410,623,000 1 $ 75,000
Citizens Bank of Amsterdam
19 SOUTH ORANGE STREET
BUTLER, MO 64730
* $ 58,617,000 1 $ 61,000
Vinson Mortgage Group
12801 FLUSHING MEADOWS DR SUITE 100
SAINT LOUIS, MO 63131
* $ 10,000,000 1 $ 96,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 74,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 66,111,039,000 1 $ 46,000
University National Bank of Lawrence, the
PO BOX 1777
LAWRENCE, KS 66044
* $ 72,615,000 1 $ 41,000
Catalyst Lending, Inc.
6530 S YOSEMITE STREET, SUITE 310
GREENWOOD VILLAGE, CO 80111
* $ 410,214,000 1 $ 140,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 1 $ 116,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 17,212,558,000 1 $ 56,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 17,377,985,000 1 $ 4,000

The tables below break down 2015 mortgage applications in Franklin County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Franklin County, KS in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 467 $55,802,000 $119,000 $400,000 $57,000 $431,000
Refinancing 448 $57,507,000 $128,000 $1,830,000 $70,000 $3,600,000
Home Improvement 96 $4,713,000 $49,000 $475,000 $62,000 $425,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 802 $90,423,000 $112,000 $535,000 $72,000 $3,600,000
Not applicable 124 $17,435,000 $140,000 $1,830,000 $8,000 $238,000
Not Provided 52 $7,152,000 $137,000 $525,000 $70,000 $207,000
Hispanic 16 $1,592,000 $99,000 $240,000 $49,000 $127,000
American Indian or Alaskan Native 8 $623,000 $77,000 $247,000 $45,000 $127,000
Asian 5 $533,000 $106,000 $140,000 $78,000 $96,000
Black or African American 4 $264,000 $66,000 $94,000 $32,000 $58,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 617 $70,139,000 $113,000 $1,830,000 $79,000 $3,600,000
FHA-insured (Federal Housing Administration) 237 $26,250,000 $110,000 $275,000 $37,000 $157,000
VA-guaranteed (Veterans Administration) 84 $13,974,000 $166,000 $535,000 $54,000 $192,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 73 $7,659,000 $104,000 $281,000 $32,000 $83,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 549 $63,096,000 $114,000 $1,830,000 $70,000 $431,000
Loan Purchased By The Institution 173 $21,422,000 $123,000 $399,000 $30,000 $238,000
Application Denied By Financial Institution 145 $15,389,000 $106,000 $450,000 $84,000 $3,600,000
Application Withdrawn By Applicant 88 $12,408,000 $141,000 $535,000 $64,000 $298,000
File Closed For Incompleteness 35 $3,597,000 $102,000 $525,000 $43,000 $192,000
Application Approved But Not Accepted 21 $2,110,000 $100,000 $190,000 $63,000 $212,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 27 $1,604,000 $59,000 $178,000 $56,000 $122,000
Debt-To-Income Ratio 18 $1,947,000 $108,000 $450,000 $48,000 $209,000
Collateral 15 $1,592,000 $106,000 $246,000 $48,000 $91,000
Credit Application Incomplete 14 $1,764,000 $126,000 $400,000 $80,000 $180,000
Other 3 $293,000 $97,000 $142,000 $101,000 $151,000
Unverifiable Information 2 $387,000 $193,000 $308,000 $97,000 $110,000
Employment History 2 $216,000 $108,000 $116,000 $40,000 $50,000
Insufficient Cash (Downpayment, Closing Cost) 1 $102,000 $102,000 $102,000 $99,000 $99,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Kansas Lender List