Garfield County UT
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Unlock detailed Garfield County UT mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Utah.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 474
Total Mortgage Loan Application Amount $89,640,000
Average Mortgage Loan Application Amount $189,000
Highest Mortgage Loan Application Amount $1,205,000
Average Applicant Income $110,000
Highest Applicant Income $1,081,000

Mortgage Company List for Lending in Garfield County UT for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
MOUNTAIN AMERICA FEDERAL CREDIT UNION
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84084
* $ 9,348,808,000 66 $ 9,980,000
ZIONS BANCORPORATION, N.A.
ONE SOUTH MAIN STREET 16TH FLOOR
SALT LAKE CITY, UT 84133
* $ 69,171,552,000 65 $ 11,195,000
STATE BANK OF SOUTHERN UTAH
377 N MAIN
CEDAR CITY, UT 84721
* $ 1,259,099,000 51 $ 9,585,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 22 $ 4,440,000
SUN AMERICAN MORTGAGE COMPANY
4140 E. BASELINE RD., #206
MESA, AZ 85206
* $ -1,000 19 $ 3,965,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 14 $ 3,110,000
AMERICA FIRST FEDERAL CREDIT UNION
4774 S 1300 W, BLDG 3
RIVERDALE, UT 84405
* $ 11,712,644,000 13 $ 1,595,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,712,919,000,000 12 $ 2,180,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 11 $ 2,435,000
INTERCAP LENDING INC.
11781 S. LONE PEAK PARKWAY, SUITE 200
ESPANOLA, NM 84020
* $ -1,000 10 $ 1,550,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 8 $ 2,070,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 8 $ 1,240,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 6 $ 1,210,000
ALTABANK
33 E MAIN
AMERICAN FORK, UT 84003
* $ 2,406,298,000 6 $ 630,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 5 $ 885,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 5 $ 885,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 5 $ 1,335,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 5 $ 1,205,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 5 $ 1,225,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 4 $ 1,210,000
FIRST COLONY MORTGAGE CORPORATION
508 W 800 NORTH
OREM, UT 84057
* $ -1,000 4 $ 790,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 4 $ 1,130,000
MOUNTAIN WEST FINANCIAL, INC.
1209 NEVADA ST. SUITE 200
WESTLAKE VILLAGE, CA 92374
* $ -1,000 4 $ 910,000
GOLDENWEST
PO BOX 1111
OGDEN, UT 84402
* $ 1,742,042,000 4 $ 350,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 23,234,514,000 4 $ 700,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ -1,000 3 $ 1,015,000
CASTLE & COOKE MORTGAGE, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
WILMINGTON, DE 84020
* $ -1,000 3 $ 465,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 655,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 111,986,078,000 3 $ 545,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 3 $ 455,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 3 $ 185,000
CHERRY CREEK MORTGAGE, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 3 $ 735,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 3 $ 835,000
SECURITYNATIONAL MORTGAGE COMPANY
5300 SOUTH 360 WEST
WILMINGTON, DE 84123
* $ -1,000 3 $ 395,000
UTAH COMMUNITY FEDERAL CREDIT UNION
188 WEST RIVER PARK DRIVE
PROVO, UT 84604
* $ 1,679,503,000 3 $ 455,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 3 $ 1,035,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 3 $ 575,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
SACRAMENTO, CA 95661
* $ -1,000 3 $ 615,000
BELEM SERVICING LLC
230 N 1680 E
ST. GEORGE, UT 84770
* $ -1,000 3 $ 455,000
BAY EQUITY LLC
28 LIBERTY SHIPWAY SUITE 2800
GLENDALE, CA 94965
* $ -1,000 2 $ 530,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ -1,000 2 $ 570,000
CANOPY MORTGAGE, LLC
380 TECHNOLOGY CT, SUITE 200
LEHI, UT 84042
* $ -1,000 2 $ 360,000
MID-CONTINENT FUNDING, INC.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 2 $ 240,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,852,983,000,000 2 $ 150,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 2 $ 120,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 2 $ 280,000
CORNERSTONE FIRST MORTGAGE, INC
2655 CAMINO DEL RIO N #450
SAN DIEGO, CA 92108
* $ -1,000 1 $ 145,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,498,327,000 1 $ 135,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 295,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 405,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
WILMINGTON, DE 30328
* $ -1,000 1 $ 255,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 1 $ 235,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 1 $ 115,000
SECURITY HOME MORTGAGE, LLC.
576 SOUTH STATE ST
OREM, UT 84058
* $ -1,000 1 $ 245,000
CITYWIDE HOME LOANS, LLC
9785 SOUTH MONROE STREET SUITE 200
SALT LAKE CITY, UT 84070
* $ -1,000 1 $ 395,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 1 $ 165,000
BLUE BRICK FINANCIAL LLC
4710 E FALCON DR
MESA, AZ 85215
* $ -1,000 1 $ 195,000
CHARTWAY FEDERAL CREDIT UNION
5700 CLEVELAND STREET
VIRGINIA BEACH, VA 23462
* $ 2,173,636,000 1 $ 125,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ -1,000 1 $ 295,000
STRONG HOME MORTGAGE, LLC
9408 GRANT AVE STE 302
DOVER, DE 22192
* $ -1,000 1 $ 285,000
BANK OF UTAH
2605 WASHINGTON BOULEVARD
OGDEN, UT 84401
* $ 1,423,151,000 1 $ 185,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 167,492,000,000 1 $ 435,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 1,065,955,000 1 $ 145,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 1 $ 185,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 112,384,202,000 1 $ 45,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 1 $ 315,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 1 $ 125,000
HOMETOWN LENDERS, INC.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 1 $ 175,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ -1,000 1 $ 235,000
VERITAS FUNDING, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ -1,000 1 $ 205,000
CITY NATIONAL BANK
555 SOUTH FLOWER STREET
LOS ANGELES, CA 90071
* $ 61,390,143,000 1 $ 295,000
WASHINGTON FEDERAL BANK
425 PIKE ST
SEATTLE, WA 98101
* $ 16,420,261,000 1 $ 165,000
FIRST SAVINGS BANK
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47129
* $ 1,289,704,000 1 $ 285,000
DIRECT MORTGAGE, CORP.
6955 SOUTH UNION PARK CENTER, #540
SALT LAKE CITY, UT 84047
* $ -1,000 1 $ 485,000
RANLIFE, INC.
9272 S. 700 E.
SANDY, UT 84070
* $ -1,000 1 $ 295,000
UTAH MORTGAGE LOAN CORPORATION
488 EAST 6400 SOUTH, #300
SALT LAKE CITY, UT 84107
* $ -1,000 1 $ 245,000
UBS BANK USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 63,780,722,000 1 $ 165,000
CITY BANK
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 3,235,138,000 1 $ 135,000
MY MOVE MORTGAGE, LLC
MY MOVE MORTGAGE, LLC
SALT LAKE CITY, UT 84070
* $ -1,000 1 $ 185,000
UTAH POWER FEDERALLY INSURED STATE-CHARTERED CREDIT UNION
957 E 6600 S
SALT LAKE CITY, UT 84117
* $ 726,237,000 1 $ 125,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 1 $ 105,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 1 $ 215,000
AGWEST FARM CREDIT, FLCA
2001 SOUTH FLINT ROAD
SPOKANE, WA 99220
* $ -1,000 1 $ 245,000
ROCK CANYON BANK
215 W 2230 NORTH
PROVO, UT 84604
* $ 507,370,000 1 $ 265,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 125,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 235,000
SECURITY SERVICE FEDERAL CREDIT UNION
15000 W INTERSTATE 10 BLDG 4
SAN ANTONIO, TX 78249
* $ 9,823,931,000 1 $ 335,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 1 $ 355,000
UTAH FIRST
200 E SOUTH TEMPLE
SALT LAKE CITY, UT 84111
* $ 501,692,000 1 $ 85,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 42,074,066,000 1 $ 365,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
NEWARK, DE 07495
* $ -1,000 1 $ 355,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2020, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Garfield County UT in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 180 $35,760,000 $198,000 $1,205,000 $110,000 $844,000
Home Purchase 166 $34,910,000 $210,000 $485,000 $117,000 $1,081,000
Cash-out Refinancing 75 $14,665,000 $195,000 $515,000 $92,000 $376,000
Home Improvement 35 $2,945,000 $84,000 $215,000 $128,000 $678,000
Other Purpose 17 $1,275,000 $75,000 $175,000 $89,000 $324,000
Not Applicable 1 $85,000 $85,000 $85,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 396 $73,930,000 $186,000 $1,205,000 $110,000 $1,081,000
Not Provided 39 $8,355,000 $214,000 $475,000 $117,000 $844,000
Not applicable 22 $4,840,000 $220,000 $485,000 $62,000 $82,000
Hispanic 13 $1,785,000 $137,000 $405,000 $126,000 $909,000
Native Hawaiian or Other Pacific Islander 1 $385,000 $385,000 $385,000 $220,000 $220,000
American Indian or Alaskan Native 1 $5,000 $5,000 $5,000 $31,000 $31,000
Asian 1 $25,000 $25,000 $25,000 $27,000 $27,000
Black or African American 1 $315,000 $315,000 $315,000 $54,000 $54,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 401 $76,255,000 $190,000 $1,205,000 $118,000 $1,081,000
FHA-insured (Federal Housing Administration) 34 $6,460,000 $190,000 $355,000 $51,000 $154,000
VA-guaranteed (Veterans Administration) 28 $4,840,000 $172,000 $475,000 $54,000 $121,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11 $2,085,000 $189,000 $245,000 $46,000 $78,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 242 $47,180,000 $194,000 $515,000 $106,000 $1,058,000
Application Denied By Financial Institution 77 $13,235,000 $171,000 $1,205,000 $100,000 $695,000
Application Withdrawn By Applicant 71 $12,865,000 $181,000 $475,000 $116,000 $1,081,000
File Closed For Incompleteness 31 $5,245,000 $169,000 $435,000 $80,000 $240,000
Loan Purchased By The Institution 28 $6,330,000 $226,000 $485,000 $102,000 $315,000
Application Approved But Not Accepted 23 $4,515,000 $196,000 $495,000 $214,000 $909,000
Preapproval Approved but not Accepted 1 $135,000 $135,000 $135,000 $60,000 $60,000
Preapproval Denied by Financial Institution 1 $135,000 $135,000 $135,000 $60,000 $60,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 395 $76,005,000 $192,000 $515,000 $112,000 $1,081,000
Collateral 23 $4,025,000 $175,000 $395,000 $110,000 $324,000
Debt-To-Income Ratio 22 $4,870,000 $221,000 $1,205,000 $74,000 $258,000
Credit History 16 $1,440,000 $90,000 $255,000 $96,000 $695,000
Other 7 $1,335,000 $190,000 $335,000 $191,000 $650,000
Unverifiable Information 6 $1,120,000 $186,000 $255,000 $59,000 $139,000
Credit Application Incomplete 4 $570,000 $142,000 $285,000 $92,000 $156,000
Insufficient Cash (Downpayment, Closing Cost) 1 $275,000 $275,000 $275,000 $39,000 $39,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Utah Lender List