Castle & Cooke Mortgage, LLC Mortgage Lending & HMDA Data, 2020
In 2020, Castle & Cooke Mortgage, LLC of Draper, UT reported 9,523 mortgage applications totaling $2.5 billion, up 9% from 2019. The average application was for $260,718, and applicants reported an average income of $92,343. 71% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Las Vegas-Henderson-Paradise, NV (1,996), Ogden-Clearfield, UT (994) and Phoenix-Mesa-Scottsdale, AZ (820) (applications in parentheses).
| Mortgage Company & Address | Castle & Cooke Mortgage, LLC 13751 S Wadsworth Park Drive, Ste 101 Draper, UT 84020 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 9,523 |
| Total Mortgage Loan Application Amount | $2,482,825,000 |
| Average Mortgage Loan Application Amount | $260,718 |
| Highest Mortgage Loan Application Amount | $5,635,000 |
| Average Applicant Income | $92,343 |
| Highest Applicant Income | $2,534,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Castle & Cooke Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Castle & Cooke Mortgage, LLC in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,998 | $1,108,640,000 | $277,000 | $5,635,000 | $95,000 | $2,534,000 |
| Home Purchase | 3,759 | $938,355,000 | $249,000 | $1,805,000 | $86,000 | $1,182,000 |
| Cash-out Refinancing | 1,606 | $433,770,000 | $270,000 | $1,525,000 | $104,000 | $1,182,000 |
| Other Purpose | 160 | $2,060,000 | $12,000 | $245,000 | $58,000 | $185,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,059 | $1,369,845,000 | $270,000 | $5,635,000 | $101,000 | $2,534,000 |
| Hispanic | 1,821 | $357,505,000 | $196,000 | $1,005,000 | $68,000 | $732,000 |
| Not Provided | 1,769 | $479,525,000 | $271,000 | $1,805,000 | $94,000 | $960,000 |
| Asian | 358 | $135,730,000 | $379,000 | $765,000 | $103,000 | $525,000 |
| Black or African American | 327 | $76,155,000 | $232,000 | $935,000 | $73,000 | $326,000 |
| Native Hawaiian or Other Pacific Islander | 64 | $24,400,000 | $381,000 | $765,000 | $97,000 | $546,000 |
| American Indian or Alaskan Native | 46 | $13,010,000 | $282,000 | $765,000 | $73,000 | $171,000 |
| Not applicable | 4 | $1,090,000 | $272,000 | $325,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,916 | $1,805,440,000 | $261,000 | $5,635,000 | $104,000 | $2,534,000 |
| FHA-insured (Federal Housing Administration) | 1,712 | $410,600,000 | $239,000 | $705,000 | $65,000 | $960,000 |
| VA-guaranteed (Veterans Administration) | 724 | $239,710,000 | $331,000 | $1,145,000 | $51,000 | $312,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 171 | $27,075,000 | $158,000 | $645,000 | $54,000 | $146,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,724 | $1,755,420,000 | $261,000 | $1,345,000 | $92,000 | $1,681,000 |
| Application Withdrawn By Applicant | 2,260 | $593,750,000 | $262,000 | $5,635,000 | $96,000 | $2,534,000 |
| Application Denied By Financial Institution | 466 | $114,280,000 | $245,000 | $2,265,000 | $77,000 | $1,119,000 |
| Application Approved But Not Accepted | 69 | $18,285,000 | $265,000 | $765,000 | $82,000 | $259,000 |
| Loan Purchased By The Institution | 4 | $1,090,000 | $272,000 | $325,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,057 | $2,368,545,000 | $261,000 | $5,635,000 | $93,000 | $2,534,000 |
| Debt-To-Income Ratio | 170 | $42,240,000 | $248,000 | $2,265,000 | $70,000 | $440,000 |
| Credit History | 165 | $42,805,000 | $259,000 | $1,205,000 | $86,000 | $1,119,000 |
| Unverifiable Information | 47 | $10,625,000 | $226,000 | $795,000 | $69,000 | $335,000 |
| Collateral | 44 | $7,510,000 | $170,000 | $425,000 | $84,000 | $732,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $5,735,000 | $337,000 | $675,000 | $67,000 | $182,000 |
| Employment History | 11 | $2,415,000 | $219,000 | $405,000 | $92,000 | $390,000 |
| Mortgage Insurance Denied | 7 | $1,505,000 | $215,000 | $365,000 | $52,000 | $90,000 |
| Other | 3 | $1,095,000 | $365,000 | $565,000 | $118,000 | $197,000 |
| Credit Application Incomplete | 2 | $350,000 | $175,000 | $285,000 | $19,000 | $39,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Castle & Cooke Mortgage, LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Castle & Cooke Mortgage, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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