Unlock detailed Graves County KY mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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activity and lending patterns in this area and throughout the US.
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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,301 |
| Total Mortgage Loan Application Amount | $115,816,000 |
| Average Mortgage Loan Application Amount | $89,000 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $54,000 |
| Highest Applicant Income | $504,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| BENEFICIAL COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 4,017,643,000 | 188 | $ 15,743,000 |
| REGIONS BANK 1900 5TH AVENUE N - ALBH10903B BIRMINGHAM, AL 35203 |
* | $ 137,049,763,000 | 166 | $ 14,368,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 232,759,503,000 | 158 | $ 14,661,000 |
| COUNTRYWIDE BANK FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362 |
* | $ 121,054,736,000 | 100 | $ 11,403,000 |
| INTEGRA BANK PO BOX 868 EVANSVILLE, IN 47705 |
* | $ 3,341,313,000 | 72 | $ 4,261,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,318,888,000,000 | 68 | $ 5,949,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 63 | $ 6,520,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 5,028,246,000 | 52 | $ 2,776,000 |
| CITIFINANCIAL SERVICES, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 2,187,631,000,000 | 47 | $ 2,156,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 27 | $ 3,832,000 |
| LENDMARK FINANCIAL SERVICES 223 W NASH ST WILSON, NC 27893 |
* | $ 43,592,768,000 | 23 | $ 1,261,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 22 | $ 2,310,000 |
| BRANCH BANKING AND TRUST CO 223 W NASH STREET WILSON, NC 27893 |
* | $ 127,698,351,000 | 21 | $ 1,865,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 19 | $ 1,482,000 |
| WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 467,861,000,000 | 17 | $ 1,492,000 |
| THE FIRST STATE BANK PO BOX 295 BARBOURSVILLE, WV 25504 |
* | $ 170,829,000 | 17 | $ 2,496,000 |
| WR STARKEY MORTGAGE LLP 6101 WEST PLANO PARKWAY PLANO, TX 75093 |
* | $ 10,000,000 | 17 | $ 1,662,000 |
| CAPITAL ONE NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 97,517,902,000 | 16 | $ 118,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 15 | $ 2,492,000 |
| GUARANTY BANK 8333 DOUGLAS AVENUE DALLAS, TX 75225 |
* | $ 16,674,004,000 | 14 | $ 1,297,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 12 | $ 1,412,000 |
| WILSON & MUIR BANK & TRUST COMPANY 107 N THIRD ST BARDSTOWN, KY 40004 |
* | $ 322,036,000 | 11 | $ 1,258,000 |
| CAPITAL ONE HOME LOANS, LLC 12800 FOSTER STREET OVERLAND PARK, KS 66213 |
* | $ 88,701,411,000 | 8 | $ 668,000 |
| BENEFICIAL FINANCIAL I, INC. 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 11,000,000 | 8 | $ 949,000 |
| STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 15,898,003,000 | 7 | $ 361,000 |
| HERITAGE BANK 4155 LAFAYETTE RD HOPKINSVILLE, KY 42240 |
* | $ 805,965,000 | 6 | $ 291,000 |
| CRESCENT MORTGAGE COMPANY 5901 PEACHTREE DUNWOODY RD NE BLG C, 250 ATLANTA, GA 30328 |
* | $ 978,554,000 | 6 | $ 695,000 |
| WELLS FARGO FIN'L KENTUCKY INC 800 WALNUT ST, 6TH FLOOR, MAC F4031-061 DES MOINES, IA 50309 |
* | $ 36,752,895,000 | 6 | $ 531,000 |
| TAYLOR, BEAN & WHITAKER 315 NE 14TH STREET OCALA, FL 34470 |
* | $ 10,000,000 | 6 | $ 521,000 |
| ELOAN 9600 WEST BRYN MAWR ROSEMONT, IL 60018 |
* | $ 48,624,000,000 | 5 | $ 452,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 175,107,526,000 | 4 | $ 645,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,312,794,218,000 | 4 | $ 179,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 4 | $ 493,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 4 | $ 818,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 4 | $ 395,000 |
| SIERRA PACIFIC MORTGAGE COMPANY, INC. 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | $ 10,000,000 | 4 | $ 405,000 |
| GE MONEY BANK 4246 SOUTH RIVERBOAT RDCSUITE 200 SALT LAKE CITY, UT 84123 |
* | $ 14,839,190,000 | 3 | $ 26,000 |
| HOME LOAN INVESTMENT BANK ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 266,672,000 | 3 | $ 164,000 |
| NEW SOUTH FEDERAL SAVINGS BANK 1900 CRESTWOOD BOULEVARD BIRMINGHAM, AL 35210 |
* | $ 1,901,132,000 | 3 | $ 212,000 |
| AMTRUST BANK 1801 E. 9TH ST #200 CLEVELAND, OH 44114 |
* | $ 16,938,391,000 | 3 | $ 484,000 |
| REPUBLIC BANK & TRUST COMPANY 601 W MARKET ST LOUISVILLE, KY 40202 |
* | $ 3,091,562,000 | 3 | $ 38,000 |
| UNIVERSITY BANK 2015 WASHTENAW AVE ANN ARBOR, MI 48104 |
* | $ 88,242,000 | 3 | $ 254,000 |
| FIRST SOUTHERN NATIONAL BANK 99 LANCASTER STREET LANCASTER, KY 40484 |
* | $ 750,468,000 | 3 | $ 261,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 61,450,273,000 | 3 | $ 276,000 |
| COUNTRYWIDE HOME LOANS 30930 RUSSELL RANCH ROAD MS WLRR-148 WESTLAKE VILLAGE, CA 91362 |
* | $ 199,946,230,000 | 2 | $ 189,000 |
| EQUIFIRST CORPORATION 13000 S TRYON ST, STE F, PMB 317 CHARLOTTE, NC 28278 |
* | $ 343,735,670,000 | 2 | $ 170,000 |
| FIRST STATE BANK 221 HARRISON ST UNION CITY, TN 38261 |
* | $ 1,117,951,000 | 2 | $ 171,000 |
| FIRST TENNESSEE BANK NA 165 MADISON 5TH FLOOR MEMPHIS, TN 38103 |
* | $ 36,725,591,000 | 2 | $ 105,000 |
| METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 7,406,877,000 | 2 | $ 202,000 |
| FIRSTBANK 11 CHANNING WAY NASHVILLE, TN 38305 |
* | $ 1,926,032,000 | 2 | $ 272,000 |
| FIRST FEDERAL SAVINGS BANK 2323 RING ROAD ELIZABETHTOWN, KY 42701 |
* | $ 870,669,000 | 2 | $ 415,000 |
| BANTERRA BANK 111 AIRWAY DRIVE MARION, IL 62959 |
* | $ 1,023,187,000 | 2 | $ 207,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 28,404,352,000 | 2 | $ 289,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ 10,000,000 | 2 | $ 204,000 |
| MIDFIRST BANK 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 12,970,989,000 | 2 | $ 107,000 |
| UNIVERSAL MORTGAGE CORPORATION 12080 NORTH CORPORATE PKWY SUITE 100 MEQUON, WI 53092 |
* | $ 10,000,000 | 2 | $ 360,000 |
| HOMEPLUS FINANCE CORPORATION 2143 S. SEPULVEDA BLVD LOS ANGELES, CA 90025 |
* | $ 40,000,000 | 1 | $ 33,000 |
| SHORE MORTGAGE 770 S. ADAMS ROAD #300 BIRMINGHAM, MI 48009 |
* | $ 10,000,000 | 1 | $ 71,000 |
| IDEAL MORTGAGE BANKERS, LTD 520 BROADHOLLOW ROAD MELVILLE, NY 11747 |
* | $ 10,000,000 | 1 | $ 102,000 |
| CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD, SUITE 400 BRENTWOOD, TN 37027 |
* | $ 10,000,000 | 1 | $ 162,000 |
| NORTH AMERICAN SAVINGS BANK 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,507,032,000 | 1 | $ 141,000 |
| GATEWAY BANK, FSB 2336 MERCED STREET SAN LEANDRO, CA 94577 |
* | $ 403,955,000 | 1 | $ 103,000 |
| COLORADO FEDERAL SAVINGS BANK 8400 EAST PRENTICE AVE, SUITE 545 GREENWOOD VILLAGE, CO 80111 |
* | $ 45,485,000 | 1 | $ 71,000 |
| PLANTERS BANK, INC. 1312 SOUTH MAIN ST HOPKINSVILLE, KY 42240 |
* | $ 366,241,000 | 1 | $ 42,000 |
| COLONIAL BANK P. O BOX 1108 MONTGOMERY, AL 36101 |
* | $ 25,937,048,000 | 1 | $ 170,000 |
| WACHOVIA MORTGAGE FSB TONYA YOUNG 100 N MAIN ST MAC D4001-063 WINSTON-SALEM, NC 27101 |
* | $ 56,294,475,000 | 1 | $ 120,000 |
| LIBERTY MORTGAGE CORPORATION 223 W NASH STREET WILSON, NC 27893 |
* | $ 2,406,088,000 | 1 | $ 161,000 |
| PARTNERS FINANCIAL FEDERAL C U 1200 NEW YORK AVENUE GLEN ALLEN, VA 23060 |
* | $ 75,330,000 | 1 | $ 45,000 |
| EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 5,518,089,000 | 1 | $ 55,000 |
| MWABANK 1701 1ST AVENUE ROCK ISLAND, IL 61201 |
* | $ 166,952,000 | 1 | $ 87,000 |
| THE MORTGAGE OUTLET, INC. 1800 SANDY PLAINS PKWY. SUITE 304 MARIETTA, GA 30066 |
* | $ 10,000,000 | 1 | $ 65,000 |
| MORTGAGE IT INC 60 WALL ST NEW YORK, NY 10005 |
* | $ 10,000,000 | 1 | $ 76,000 |
| FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 1 | $ 265,000 |
| SIRVA MORTGAGE, INC. 6200 OAK TREE BLVD STE 300 UPPER ARLINGTON, OH 44131 |
* | $ 101,315,000 | 1 | $ 128,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ 10,000,000 | 1 | $ 144,000 |
| RBS CITIZENS, N.A. ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 128,863,082,000 | 1 | $ 28,000 |
| MONTGOMERY BANK P.O. BOX 948 SIKESTON, MO 63801 |
* | $ 964,259,000 | 1 | $ 7,000 |
| ACCESS NATIONAL MORTGAGE CORP 1800 ROBERT FULTON DR, SUITE 350 RESTON, VA 20191 |
* | $ 10,000,000 | 1 | $ 138,000 |
| WACHOVIA MORTGAGE CORP 301 S COLLEGE ST CHARLOTTE, NC 28202 |
* | $ 2,687,938,000 | 1 | $ 152,000 |
| NATIONAL CITY BANK 1900 E NINTH ST LOC 01-3144 CLEVELAND, OH 44114 |
* | $ 138,755,343,000 | 1 | $ 40,000 |
| PNC BANK N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 124,782,289,000 | 1 | $ 42,000 |
| THE PEOPLES BANK P O BOX 95, 201 N BARDSTOWN ROAD EATONTON, GA 40047 |
* | $ 91,173,000 | 1 | $ 116,000 |
| COMMERCIAL BANK & TRUST CO. P.O. BOX 1000 PARIS, TN 38242 |
* | $ 540,410,000 | 1 | $ 17,000 |
| DOVER MORTGAGE COMPANY 711 E. MOREHEAD ST CHARLOTTE, NC 28202 |
* | $ 1,817,511,000 | 1 | $ 136,000 |
| TRUPOINT BANK 20089 RIVERSIDE DR GRUNDY, VA 24614 |
* | $ 491,699,000 | 1 | $ 24,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2008, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 753 | $75,801,000 | $100,000 | $417,000 | $57,000 | $384,000 |
| Home Purchase | 374 | $32,343,000 | $86,000 | $385,000 | $49,000 | $234,000 |
| Home Improvement | 174 | $7,672,000 | $44,000 | $230,000 | $52,000 | $504,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,036 | $93,563,000 | $90,000 | $417,000 | $55,000 | $300,000 |
| Not Provided | 143 | $11,083,000 | $77,000 | $275,000 | $56,000 | $504,000 |
| Not applicable | 51 | $5,686,000 | $111,000 | $330,000 | $31,000 | $171,000 |
| Black or African American | 36 | $3,175,000 | $88,000 | $361,000 | $59,000 | $384,000 |
| Hispanic | 31 | $2,181,000 | $70,000 | $162,000 | $37,000 | $63,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $92,000 | $46,000 | $62,000 | $34,000 | $49,000 |
| Asian | 2 | $36,000 | $18,000 | $30,000 | $41,000 | $46,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 928 | $80,463,000 | $86,000 | $417,000 | $56,000 | $384,000 |
| FHA-insured (Federal Housing Administration) | 308 | $29,454,000 | $95,000 | $253,000 | $51,000 | $504,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 47 | $3,571,000 | $75,000 | $124,000 | $30,000 | $53,000 |
| VA-guaranteed (Veterans Administration) | 18 | $2,328,000 | $129,000 | $385,000 | $50,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 505 | $43,692,000 | $86,000 | $330,000 | $54,000 | $365,000 |
| Application Denied By Financial Institution | 394 | $30,914,000 | $78,000 | $350,000 | $49,000 | $225,000 |
| Application Withdrawn By Applicant | 154 | $15,482,000 | $100,000 | $385,000 | $59,000 | $384,000 |
| Loan Purchased By The Institution | 146 | $17,005,000 | $116,000 | $328,000 | $56,000 | $504,000 |
| Application Approved But Not Accepted | 70 | $5,118,000 | $73,000 | $417,000 | $56,000 | $220,000 |
| File Closed For Incompleteness | 32 | $3,605,000 | $112,000 | $230,000 | $75,000 | $271,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 53 | $2,157,000 | $40,000 | $168,000 | $45,000 | $110,000 |
| Collateral | 44 | $3,361,000 | $76,000 | $164,000 | $53,000 | $212,000 |
| Debt-To-Income Ratio | 21 | $1,785,000 | $85,000 | $243,000 | $38,000 | $100,000 |
| Other | 16 | $943,000 | $58,000 | $170,000 | $56,000 | $96,000 |
| Credit Application Incomplete | 12 | $1,244,000 | $103,000 | $213,000 | $59,000 | $225,000 |
| Employment History | 3 | $295,000 | $98,000 | $126,000 | $58,000 | $84,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $201,000 | $100,000 | $130,000 | $50,000 | $75,000 |
| Unverifiable Information | 1 | $164,000 | $164,000 | $164,000 | $125,000 | $125,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.