Gray County TX
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Unlock detailed Gray County TX mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 483
Total Mortgage Loan Application Amount $57,617,000
Average Mortgage Loan Application Amount $119,000
Highest Mortgage Loan Application Amount $10,564,000
Average Applicant Income $63,000
Highest Applicant Income $613,000

Mortgage Company List for Lending in Gray County TX for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FIRSTBANK SOUTHWEST
2401 S. GEORGIA
AMARILLO, TX 79109
* $ 992,129,000 64 $ 5,734,000
AIMBANK
110 COLLEGE AVE
LEVELLAND, TX 79336
* $ 591,245,000 48 $ 5,806,000
HAPPY STATE BANK
701 S TAYLOR, LB 120
AMARILLO, TX 79101
* $ 2,570,931,000 48 $ 3,759,000
AMARILLO NATIONAL BANK
410 S TAYLOR STREET
AMARILLO, TX 79101
* $ 3,891,248,000 29 $ 2,539,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,532,784,000,000 26 $ 12,919,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 16 $ 1,840,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 13 $ 1,148,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 13 $ 1,501,000
ACFCU FEDERAL CREDIT UNION
6100 I-40 WEST
AMARILLO, TX 79106
* $ 215,143,000 10 $ 375,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 10 $ 886,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 8 $ 1,103,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 28,953,664,000 7 $ 1,101,000
FIRST CHOICE LOAN SERVICES INC.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 7 $ 648,000
FIRST NATIONAL BANK TEXAS
507 N. GRAY ST.
KILLEEN, TX 76541
* $ 1,306,281,000 7 $ 529,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 6 $ 659,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 6 $ 491,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 6 $ 732,000
INTERSTATE BANK, SSB
5085 S COULTER
AMARILLO, TX 79119
* $ 206,836,000 5 $ 499,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,574,093,000,000 5 $ 681,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 5 $ 424,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,685,931,000 5 $ 686,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 4 $ 320,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 4 $ 604,000
MEMBER HOME LOAN LLC
9601 JONES RD SUITE 108
HOUSTON, TX 77065
* $ 589,064,000 4 $ 297,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 4 $ 333,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 4 $ 265,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,761,042,000 3 $ 189,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 3 $ 260,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 3 $ 392,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 3 $ 165,000
GATEWAY MORTGAGE GROUP, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 3 $ 324,000
CHERRY CREEK MORTGAGE, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 3 $ 51,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 2 $ 188,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 2 $ 165,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ 10,000,000 2 $ 239,000
CENTENNIAL BANK
904 AVE. O
LUBBOCK, TX 79401
* $ 739,096,000 2 $ 74,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 1,071,910,000 2 $ 138,000
TIB THE INDEPENDENT BANKERSBAN
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,180,805,000 2 $ 112,000
BANK SNB
608 S MAIN
STILLWATER, OK 74074
* $ 1,930,320,000 2 $ 344,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ 945,758,000 2 $ 147,000
HERRING BANK
2201 CIVIC CIRCLE
AMARILLO, TX 79109
* $ 430,598,000 2 $ 169,000
TOWN SQUARE MORTGAGE & INVESTMENTS, LLC
17300 DALLAS PKWY, STE 1030
DALLAS, TX 75248
* $ 1,000,000,000 2 $ 227,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,356,442,000,000 2 $ 230,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 2 $ 176,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 2 $ 40,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 79,624,593,000 2 $ 185,000
DATCU
5940 SOUTH INTERSTATE 35 EAST
CORINTH, TX 76210
* $ 756,473,000 2 $ 195,000
CENTRAL NATIONAL BANK
8320 W HWY 84
WACO, TX 76712
* $ 729,763,000 2 $ 333,000
FIRST NATIONAL BANK OF WAUPACA
402 N. 8TH ST.
MANITOWOC, WI 54221
* $ 788,240,000 1 $ 25,000
EDUCATION CREDIT UNION
4400 INTERSTATE 40 WEST
AMARILLO, TX 79106
* $ 225,483,000 1 $ 44,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ 100,000,000 1 $ 163,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 39,000
DISCOVER HOME LOANS, INC
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 83,125,845,000 1 $ 232,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 1 $ 15,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 1 $ 6,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ 10,000,000 1 $ 176,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 76,000
FLAGSTAR BANK
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 1 $ 95,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 1 $ 19,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 321,539,000 1 $ 103,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ 1,825,398,000 1 $ 135,000
MORTGAGE ACCESS CORP.
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 127,000
JEFFERSON BANK
PO BOX 5190
SAN ANTONIO, TX 78201
* $ 1,446,871,000 1 $ 255,000
CITY BANK
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 2,332,169,000 1 $ 195,000
INTERNATIONAL CITY MORTGAGE, INC.
333 S ANITA DR, STE 300
ORANGE, CA 92868
* $ 2,589,000 1 $ 83,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ 10,000,000 1 $ 120,000
OCMBC, INC.
19000 MACARTHUR BLVD, SUITE 200
GLENDALE, CA 92612
* $ 40,000,000 1 $ 91,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ 10,000,000 1 $ 134,000
OCEANSIDE MORTGAGE COMPANY
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 1 $ 140,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 1 $ 137,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ 10,000,000 1 $ 91,000
CAZLE MORTGAGE, INC.
3 E HENRIETTA ST
BALTIMORE, MD 21220
* $ 4,980,000 1 $ 146,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ 10,000,000 1 $ 134,000
ORIGIN BANK
2211 NORTH 7TH
CHOUDRANT, LA 71291
* $ 3,713,197,000 1 $ 64,000
FLANAGAN STATE BANK
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 166,793,000 1 $ 91,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ 100,000,000 1 $ 130,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 64,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 1 $ 166,000
SWBC MORTGAGE CORPORATION
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 1 $ 116,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ 3,642,000 1 $ 81,000
ASPIRE FINANCIAL, INC.
4100 ALPHA ROAD SUITE 400
DALLAS, TX 75244
* $ 10,000,000 1 $ 81,000
SECURITYNATIONAL MORTGAGE COMPANY
5300 SOUTH 360 WEST
WILMINGTON, DE 84123
* $ 10,000,000 1 $ 68,000
WESTSTAR MORTGAGE CORPORATION
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 75038
* $ 26,864,000 1 $ 196,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 96,000
UNIVERSAL LENDING CORPORATION
6775 E EVANS AVE
LITTLETON, CO 80224
* $ 10,000,000 1 $ 118,000
LOAN SIMPLE, INC.
9635 MAROON CIRCLE SUITE 100
COLORADO SPRINGS, CO 80112
* $ 20,474,937,000 1 $ 91,000
FIRST TECHNOLOGY FEDERAL CREDIT UNION
3555 SW 153RD DR
SAN JOSE, CA 97003
* $ 7,342,466,000 1 $ 4,000
GUARDIAN MORTGAGE COMPANY, INC
100 N. CENTRAL EXPRESSWAY SUITE 150
RICHARDSON, TX 75083
* $ 2,105,747,000 1 $ 142,000
CAPTEX BANK, NATIONAL ASSOCIATION
PO BOX 4
TRENTON, TX 75490
* $ 160,030,000 1 $ 132,000
AMERICAN MOMENTUM BANK
4830 W. KENNEDY BLVD. SUITE 200
COLLEGE STATION, TX 33609
* $ 1,030,543,000 1 $ 64,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ 31,000,000 1 $ 41,000
GREEN BANK, NATIONAL ASSOCIATION
4000 GREENBRIAR
HOUSTON, TX 77098
* $ 2,189,079,000 1 $ 25,000
BANC OF CALIFORNIA, NATIONAL ASSOCIATION
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 5,958,502,000 1 $ 43,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 1 $ 43,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ 242,587,000 1 $ 137,000
FLAGSHIP FINANCIAL GROUP, LLC.
3130 W. MAPLE LOOP DR.
LEHI, UT 84043
* $ 0 1 $ 95,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2015, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Gray County TX in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 258 $27,736,000 $107,000 $350,000 $59,000 $345,000
Refinancing 157 $26,549,000 $169,000 $10,564,000 $64,000 $409,000
Home Improvement 68 $3,332,000 $49,000 $415,000 $77,000 $613,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 275 $28,275,000 $102,000 $1,070,000 $79,000 $409,000
Not applicable 96 $19,800,000 $206,000 $10,564,000 $9,000 $279,000
Hispanic 69 $5,818,000 $84,000 $196,000 $56,000 $144,000
Not Provided 31 $2,362,000 $76,000 $157,000 $83,000 $613,000
American Indian or Alaskan Native 6 $586,000 $97,000 $149,000 $77,000 $120,000
Black or African American 5 $544,000 $108,000 $312,000 $117,000 $345,000
Asian 1 $232,000 $232,000 $232,000 $291,000 $291,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 322 $40,742,000 $126,000 $10,564,000 $77,000 $613,000
FHA-insured (Federal Housing Administration) 129 $13,325,000 $103,000 $228,000 $35,000 $214,000
VA-guaranteed (Veterans Administration) 22 $2,637,000 $119,000 $190,000 $38,000 $141,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $913,000 $91,000 $154,000 $35,000 $77,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 253 $35,818,000 $141,000 $10,564,000 $76,000 $613,000
Loan Purchased By The Institution 90 $9,645,000 $107,000 $292,000 $23,000 $279,000
Application Denied By Financial Institution 78 $5,689,000 $72,000 $200,000 $67,000 $294,000
Application Withdrawn By Applicant 25 $2,917,000 $116,000 $232,000 $51,000 $291,000
Application Approved But Not Accepted 20 $2,117,000 $105,000 $256,000 $80,000 $305,000
File Closed For Incompleteness 17 $1,431,000 $84,000 $150,000 $55,000 $144,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 24 $1,977,000 $82,000 $180,000 $84,000 $219,000
Debt-To-Income Ratio 8 $467,000 $58,000 $98,000 $53,000 $100,000
Credit Application Incomplete 2 $161,000 $80,000 $108,000 $28,000 $57,000
Collateral 1 $40,000 $40,000 $40,000 $55,000 $55,000
Other 1 $56,000 $56,000 $56,000 $65,000 $65,000
Unverifiable Information 1 $62,000 $62,000 $62,000 $46,000 $46,000
Employment History 1 $69,000 $69,000 $69,000 $47,000 $47,000
Insufficient Cash (Downpayment, Closing Cost) 1 $146,000 $146,000 $146,000 $214,000 $214,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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