Greene County, AL Mortgage Lenders & HMDA Data, 2018

In 2018, lenders reported 173 mortgage applications in Greene County, AL totaling $14.1 million, down 3% from 2017. The average application was for $81,000, and applicants reported an average income of $58,000. 35% of applications resulted in an originated loan and 42% were denied. The most active lender was 21st Mortgage, with 30 applications, followed by Firstbank and Robertson Banking Company.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 173
Total Mortgage Loan Application Amount $14,085,000
Average Mortgage Loan Application Amount $81,000
Highest Mortgage Loan Application Amount $435,000
Average Applicant Income $58,000
Highest Applicant Income $608,000

Mortgage Company List for Lending in Greene County, AL for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 30 $ 1,520,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 4,724,296,000 15 $ 795,000
Robertson Banking Company
216 NORTH WALNUT AVE
DEMOPOLIS, AL 36732
* $ 285,655,000 12 $ 690,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,325,220,000 12 $ 1,270,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 11 $ 445,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ 13,795,627,000 9 $ 535,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 8 $ 1,200,000
Alabama One Credit Union
1215 VETERANS MEMORIAL PARKWAY
TUSCALOOSA, AL 35404
* $ 594,062,000 5 $ 205,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 4 $ 150,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 4 $ 300,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 4 $ 470,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 4 $ 240,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 3 $ 215,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 3 $ 195,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 86,504,843,000 2 $ 160,000
First Federal Bank
1300 MCFARLAND BLVD NE
TUSCALOOSA, AL 35406
* $ 115,203,000 2 $ 180,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 2 $ 400,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 220,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,934,629,000 2 $ 120,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 2 $ 350,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 165,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 1 $ 55,000
Hometown Lenders, Inc.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 1 $ 35,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 1 $ 55,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 1 $ 75,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 1 $ 95,000
Radiant Credit Union
405 SE 2ND PLACE
GAINESVILLE, FL 32606
* $ 415,029,000 1 $ 95,000
Southern Energy Credit Union
750 17TH STREET NORTH
BIRMINGHAM, AL 35203
* $ 2,814,713,000 1 $ 125,000
West Alabama Bank & Trust
P O BOX 310
REFORM, AL 35481
* $ 601,416,000 1 $ 165,000
Bryant Bank
1550 MCFARLAND BLVD N
TUSCALOOSA, AL 35406
* $ 1,623,313,000 1 $ 435,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 1 $ 255,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ -1,000 1 $ 25,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ -1,000 1 $ 135,000
Alabama Credit Union
220 PAUL W. BRYANT DR. E.
TUSCALOOSA, AL 35486
* $ 776,286,000 1 $ 85,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 631,522,000 1 $ 195,000
Evabank
1710 CHEROKEE AVE SW
CULLMAN, AL 35055
* $ 376,507,000 1 $ 45,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 1 $ 85,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 1 $ 75,000
Chou Team Realty, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ -1,000 1 $ 205,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 1 $ 25,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 1 $ 95,000
1st Franklin Financial Corporation
135 E. TUGALO ST.
TOCCOA, GA 30577
* $ -1,000 1 $ 15,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 155,000
Smartbank
2430 TEASTER LANE
PIGEON FORGE, TN 37863
* $ 1,679,354,000 1 $ 195,000
America's First Federal CU
1200 4TH AVENUE NORTH
BIRMINGHAM, AL 35203
* $ 1,505,444,000 1 $ 25,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ -1,000 1 $ 55,000
Riverfall Credit Union
2520 6TH STREET
TUSCALOSA, AL 35401
* $ 120,084,000 1 $ 45,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 55,000
Traders & Farmers Bank
PO BOX 550
HALEYVILLE, AL 35565
* $ 365,283,000 1 $ 25,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 1 $ 265,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 9,805,580,000 1 $ 145,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 1 $ 185,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 1 $ 125,000
Synovus Mortgage Corp.
800 SHADES CREEK PARKWAY
BIRMINGHAM, AL 35209
* $ -1,000 1 $ 285,000

The tables below break down 2018 mortgage applications in Greene County, AL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Greene County, AL in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 87 $6,235,000 $71,000 $435,000 $55,000 $608,000
Cash-out Refinancing 38 $4,370,000 $115,000 $255,000 $55,000 $147,000
Refinancing 24 $2,360,000 $98,000 $265,000 $85,000 $557,000
Other Purpose 16 $810,000 $50,000 $95,000 $43,000 $115,000
Home Improvement 6 $270,000 $45,000 $55,000 $46,000 $75,000
Not Applicable 2 $40,000 $20,000 $25,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Black or African American 114 $8,320,000 $72,000 $285,000 $48,000 $164,000
White 38 $3,550,000 $93,000 $195,000 $94,000 $608,000
Not Provided 9 $1,125,000 $125,000 $265,000 $32,000 $59,000
Not applicable 8 $870,000 $108,000 $435,000 $0 $0
Hispanic 3 $185,000 $61,000 $85,000 $29,000 $39,000
American Indian or Alaskan Native 1 $35,000 $35,000 $35,000 $24,000 $24,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 138 $9,740,000 $70,000 $435,000 $60,000 $608,000
FHA-insured (Federal Housing Administration) 17 $1,885,000 $110,000 $235,000 $44,000 $83,000
VA-guaranteed (Veterans Administration) 16 $2,190,000 $136,000 $265,000 $51,000 $118,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $270,000 $135,000 $135,000 $54,000 $54,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 73 $5,665,000 $77,000 $285,000 $42,000 $126,000
Loan Originated 60 $5,180,000 $86,000 $435,000 $80,000 $608,000
Application Withdrawn By Applicant 17 $1,975,000 $116,000 $235,000 $51,000 $125,000
File Closed For Incompleteness 11 $595,000 $54,000 $125,000 $56,000 $132,000
Application Approved But Not Accepted 6 $290,000 $48,000 $65,000 $53,000 $93,000
Loan Purchased By The Institution 6 $380,000 $63,000 $135,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 89 $7,455,000 $83,000 $265,000 $64,000 $608,000
Credit History 36 $2,370,000 $65,000 $285,000 $42,000 $96,000
Debt-To-Income Ratio 25 $2,025,000 $81,000 $435,000 $66,000 $557,000
Credit Application Incomplete 8 $880,000 $110,000 $175,000 $57,000 $126,000
Collateral 7 $675,000 $96,000 $255,000 $51,000 $118,000
Other 4 $420,000 $105,000 $165,000 $39,000 $52,000
Unverifiable Information 3 $205,000 $68,000 $105,000 $39,000 $76,000
Insufficient Cash (Downpayment, Closing Cost) 1 $55,000 $55,000 $55,000 $34,000 $34,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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