Hamilton County, TX Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 294 mortgage applications in Hamilton County, TX totaling $58.5 million, down 26% from 2021. The average application was for $198,000, and applicants reported an average income of $96,000. 39% of applications resulted in an originated loan and 19% were denied. The most active lender was 21st Mortgage, with 28 applications, followed by Extraco Banks, NA and Cadence Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 294
Total Mortgage Loan Application Amount $58,490,000
Average Mortgage Loan Application Amount $198,000
Highest Mortgage Loan Application Amount $1,115,000
Average Applicant Income $96,000
Highest Applicant Income $670,000

Mortgage Company List for Lending in Hamilton County, TX for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 28 $ 3,700,000
Extraco Banks, NA
18 SOUTH MAIN STREET
TEMPLE, TX 76502
* $ 2,038,670,000 11 $ 1,975,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 47,665,560,000 10 $ 1,990,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 9 $ 1,965,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 8 $ 1,280,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 8 $ 1,830,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 7 $ 1,785,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 7 $ 1,215,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 6 $ 1,910,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 6 $ 1,040,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 5 $ 1,035,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 5 $ 865,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 5 $ 1,675,000
First Financial Bank
400 PINE STREET
ABILENE, TX 79601
* $ 13,062,060,000 5 $ 2,025,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 5 $ 885,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 5 $ 1,205,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 5 $ 635,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 4 $ 600,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 4 $ 990,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,342,526,000 4 $ 250,000
Texasbank
400 FISK AVE
BROWNWOOD, TX 76801
* $ 722,256,000 4 $ 1,090,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 4 $ 540,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 4 $ 550,000
Aspire Financial, Inc.
4100 ALPHA ROAD SUITE 400
DALLAS, TX 75244
* $ -1,000 4 $ 1,010,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 4 $ 560,000
The First National Bank of Gra
101 E BRIDGE ST
GRANBURY, TX 76048
* $ 908,446,000 3 $ 455,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 3 $ 395,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 3 $ 345,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 3 $ 575,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ -1,000 3 $ 345,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 3 $ 845,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,879,005,000 3 $ 605,000
Efinity Financial LLC
1901 CENTRAL DRIVE SUITE 612
BEDFORD, TX 76021
* $ -1,000 3 $ 345,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 2 $ 370,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 2 $ 360,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 2 $ 1,260,000
Frost Bank
100 WEST HOUSTON ST
SAN ANTONIO, TX 78205
* $ 50,953,666,000 2 $ 400,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,655,190,000 2 $ 220,000
Eecu
1617 W. 7TH STREET
FORT WORTH, TX 76102
* $ 3,346,818,000 2 $ 330,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 2 $ 290,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 2 $ 460,000
First National Bank Texas
507 N. GRAY ST.
KILLEEN, TX 76541
* $ 3,832,697,000 2 $ 130,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 2 $ 230,000
United Community Bank
PO BOX 398
GREENVILLE, SC 29601
* $ 20,897,645,000 2 $ 250,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 840,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ 37,833,980,000 2 $ 840,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 2 $ 160,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 2 $ 410,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 2 $ 520,000
University Federal Credit Union
8303 N MOPAC EXPRESSWAY
AUSTIN, TX 78759
* $ 3,951,506,000 2 $ 160,000
Nations Reliable Lending, LLC

HOUSTON, TX 77057
* $ -1,000 2 $ 550,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 2 $ 170,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 2 $ 440,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 2 $ 560,000
First Central Credit Union
6201 SANGER AVENUE
WACO, TX 76710
* $ 142,193,000 1 $ 45,000
Eustis Mortgage Corp
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70115
* $ -1,000 1 $ 225,000
Jacksboro National Bank
910 MAIN STREET
JACKSBORO, TX 76458
* $ 284,131,000 1 $ 185,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 315,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 175,000
Interbank
4921 NORTH MAY AVENUE
OKLAHOMA CITY, OK 73112
* $ 4,139,800,000 1 $ 75,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 4,206,869,000 1 $ 125,000
Firstbank Southwest
2401 S. GEORGIA
AMARILLO, TX 79109
* $ 1,399,035,000 1 $ 275,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 1 $ 275,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ -1,000 1 $ 155,000
Classic Bank, National Association
P.O. BOX 835
CAMERON, TX 76520
* $ 574,695,000 1 $ 275,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 1 $ 205,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ 7,187,889,000 1 $ 155,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 55,000
American National Bank & Trust
2732 MIDWESTERN PKWY
WICHITA FALLS, TX 78130
* $ 1,368,411,000 1 $ 155,000
Town Square Mortgage & Investments LLC
17300 DALLAS PKWY, STE 1030
DALLAS, TX 75248
* $ -1,000 1 $ 245,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 1 $ 365,000
Sfmc, LP
5408 W PLANO PKWY
PLANO, TX 75093
* $ -1,000 1 $ 275,000
R Bank
3600 E PALM VALLEY BLVD
ROUND ROCK, TX 78665
* $ 902,882,000 1 $ 365,000
Bank of Colorado
1609 EAST HARMONY RD
FORT COLLINS, CO 80525
* $ 6,574,472,000 1 $ 225,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 115,000
Susser Bank
3030 MATLOCK ROAD
ARLINGTON, TX 76015
* $ 1,458,568,000 1 $ 115,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 345,000
Republic State Mortgage Company
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ -1,000 1 $ 305,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,669,227,000,000 1 $ 115,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 1 $ 95,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ -1,000 1 $ 205,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ -1,000 1 $ 255,000
Vista Bank
5840 W NORTHWEST HWY
DALLAS, TX 75225
* $ 1,353,530,000 1 $ 205,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 75,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 245,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 245,000
Gulf Coast Educators Federal Credit Union
5953 FAIRMONT PARKWAY
PASADENA, TX 77505
* $ 1,243,783,000 1 $ 245,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 225,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 1 $ 265,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 2,415,583,000 1 $ 95,000
Residential Home Funding Corp.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ -1,000 1 $ 275,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 1 $ 345,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 12,464,313,000 1 $ 445,000
Athas Capital Group, Inc.
27001 AGOURA ROAD, STE. 200
CALABASAS, CA 91301
* $ -1,000 1 $ 245,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ -1,000 1 $ 245,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 55,000
American National Bank of Texa
102 W MOORE AVENUE
TERRELL, TX 75160
* $ 5,330,915,000 1 $ 65,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 1 $ 425,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 3,310,189,000 1 $ 65,000
Texas Health Credit Union
4800 GROVER AVE
AUSTIN, TX 78756
* $ 135,970,000 1 $ 125,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 1 $ 175,000
Financial Concpepts Mortgage
2949 S BRYANT
EDMOND, OK 73013
* $ -1,000 1 $ 405,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 1 $ 1,115,000

The tables below break down 2022 mortgage applications in Hamilton County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Hamilton County, TX in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 177 $37,965,000 $214,000 $1,115,000 $98,000 $670,000
Cash-out Refinancing 50 $8,540,000 $170,000 $515,000 $84,000 $200,000
Refinancing 44 $9,260,000 $210,000 $475,000 $100,000 $634,000
Home Improvement 11 $1,465,000 $133,000 $245,000 $101,000 $200,000
Other Purpose 9 $1,005,000 $111,000 $275,000 $108,000 $212,000
Not Applicable 3 $255,000 $85,000 $155,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 199 $38,695,000 $194,000 $665,000 $92,000 $430,000
Not Provided 46 $9,740,000 $211,000 $1,115,000 $109,000 $670,000
Not applicable 29 $6,465,000 $222,000 $1,115,000 $28,000 $28,000
Hispanic 16 $2,620,000 $163,000 $335,000 $112,000 $634,000
Black or African American 3 $615,000 $205,000 $275,000 $81,000 $139,000
American Indian or Alaskan Native 1 $355,000 $355,000 $355,000 $132,000 $132,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 225 $40,185,000 $178,000 $665,000 $92,000 $430,000
FHA-insured (Federal Housing Administration) 38 $8,140,000 $214,000 $405,000 $100,000 $634,000
VA-guaranteed (Veterans Administration) 29 $9,605,000 $331,000 $1,115,000 $133,000 $670,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $560,000 $280,000 $315,000 $74,000 $85,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 116 $24,500,000 $211,000 $1,115,000 $105,000 $670,000
Application Denied By Financial Institution 57 $10,045,000 $176,000 $665,000 $69,000 $200,000
Application Withdrawn By Applicant 51 $11,165,000 $218,000 $555,000 $94,000 $214,000
File Closed For Incompleteness 27 $3,875,000 $143,000 $405,000 $121,000 $634,000
Loan Purchased By The Institution 27 $6,235,000 $230,000 $1,115,000 $74,000 $135,000
Application Approved But Not Accepted 13 $2,335,000 $179,000 $305,000 $81,000 $138,000
Preapproval Approved but not Accepted 2 $200,000 $100,000 $105,000 $128,000 $194,000
Preapproval Denied by Financial Institution 1 $135,000 $135,000 $135,000 $29,000 $29,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 235 $48,105,000 $204,000 $1,115,000 $103,000 $670,000
Credit History 23 $3,855,000 $167,000 $515,000 $59,000 $162,000
Debt-To-Income Ratio 16 $3,350,000 $209,000 $665,000 $56,000 $110,000
Credit Application Incomplete 8 $1,280,000 $160,000 $275,000 $113,000 $200,000
Collateral 7 $1,185,000 $169,000 $245,000 $64,000 $100,000
Unverifiable Information 3 $325,000 $108,000 $175,000 $125,000 $190,000
Other 1 $245,000 $245,000 $245,000 $102,000 $102,000
Employment History 1 $145,000 $145,000 $145,000 $109,000 $109,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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