Hardin County, IA Mortgage Lenders & HMDA Data, 2018

In 2018, lenders reported 504 mortgage applications in Hardin County, IA totaling $43.3 million, up 21% from 2017. The average application was for $85,000, and applicants reported an average income of $80,000. 63% of applications resulted in an originated loan and 16% were denied. The most active lender was Green Belt Bank & Trust, with 113 applications, followed by Veridian Credit Union and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 504
Total Mortgage Loan Application Amount $43,330,000
Average Mortgage Loan Application Amount $85,000
Highest Mortgage Loan Application Amount $565,000
Average Applicant Income $80,000
Highest Applicant Income $5,483,000

Mortgage Company List for Lending in Hardin County, IA for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Green Belt Bank & Trust
616 WASHINGTON AVE.
IOWA FALLS, IA 50126
* $ 476,175,000 113 $ 9,565,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 3,558,094,000 43 $ 2,645,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 32 $ 2,610,000
Security State Bank
207 ISABELLA ST
RADCLIFFE, IA 50230
* $ 98,580,000 24 $ 1,580,000
Gnb Bank
529 G AVENUE
GRUNDY CENTER, IA 50638
* $ 550,638,000 18 $ 2,250,000
Great Western Bank
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 11,803,006,000 14 $ 520,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 4,672,409,000 13 $ 875,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 12 $ 1,050,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 11 $ 1,015,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 11 $ 825,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 9 $ 855,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 8 $ 400,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 7 $ 835,000
Lincoln Savings Bank
301 WASHINGTON ST
REINBECK, IA 50669
* $ 1,105,885,000 6 $ 880,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 6 $ 900,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 5 $ 525,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 5 $ 435,000
Inspired Financial Services, LLC
2708 BICENTENNIAL DR, STE A
CEDAR FALLS, IA 50613
* $ -1,000 5 $ 405,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 3,205,800,000 5 $ 175,000
River Valley Credit Union
2811 E 13TH STREET
AMES, IA 50010
* $ 62,609,000 5 $ 305,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ -1,000 5 $ 405,000
Greater Iowa Credit Union
801 LINCOLN WAY
AMES, IA 50010
* $ 422,356,000 4 $ 160,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ -1,000 4 $ 410,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 4 $ 610,000
Members1st Community Credit Union
910 S 12TH AVE,PO BOX 777
MARSHALLTOWN, IA 50158
* $ 162,935,000 4 $ 330,000
Collins Community Credit Union
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ 1,086,499,000 4 $ 370,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ 1,609,368,000 4 $ 470,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 3 $ 335,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 3 $ 405,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 3 $ 245,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 3 $ 435,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 3 $ 85,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 3 $ 175,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 3 $ 205,000
Availa Bank
126 W 6TH ST
CARROLL, IA 51401
* $ 658,607,000 2 $ 180,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 2 $ 280,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,002,887,000 2 $ 160,000
First National Bank
316 EAST BREMER AVENUE, P.O. BOX 837
WAVERLY, IA 50677
* $ 365,482,000 2 $ 330,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 2 $ 250,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 2 $ 180,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 2 $ 160,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 2 $ 230,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 2 $ 90,000
Community Choice Credit Union
1351 NW 114TH ST, P.O. BOX 71247
JOHNSTON, IA 50131
* $ 476,857,000 2 $ 100,000
Aim Credit Union
1200 ASSOCIATES DR STE 102
DUBUQUE, IA 52002
* $ 122,314,000 2 $ 290,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 261,210,000 2 $ 100,000
Residential Mortgage Network, Inc.
2461 10TH STREET SUITE 308
IOWA CITY, IA 52245
* $ -1,000 2 $ 130,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 2 $ 180,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 2 $ 150,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 2 $ 200,000
Washington State Bank
121 S MARION AVE
WASHINGTON, IA 52353
* $ 303,842,000 2 $ 250,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 2 $ 450,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 89,765,667,000 1 $ 55,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 155,000
Reliance State Bank
606 BROAD ST
STORY CITY, IA 50248
* $ 220,385,000 1 $ 45,000
Financial Plus Credit Union
1831 25TH STREET
WEST DES MOINES, IA 50266
* $ 172,488,000 1 $ 165,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 940,832,000 1 $ 45,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,696,742,000 1 $ 65,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 240,467,000 1 $ 115,000
Bank Midwest
1525 18TH STREET SUITE 100
SPIRIT LAKE, IA 51360
* $ 835,005,000 1 $ 25,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 95,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 15,286,549,000 1 $ 135,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 75,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 191,384,000 1 $ 55,000
Bankers Trust Company
453 7TH ST.
DES MOINES, IA 50309
* $ 4,473,611,000 1 $ 205,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 201,637,519,000 1 $ 145,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 1 $ 25,000
Corporate America Family CU
2445 ALFT LANE
ELGIN, IL 60123
* $ 602,549,000 1 $ 95,000
State Bank
25 N. CHESTNUT AVE
NEW HAMPTON, IA 50659
* $ 376,725,000 1 $ 125,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 1 $ 85,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 1 $ 95,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 1 $ 305,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 75,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 115,000
Peoples Trust & Savings Bank
205 E MAIN ST
GRAND JUNCTION, IA 50107
* $ 343,399,000 1 $ 105,000
Exchange State Bank
823 WHEELER STREET, SUITE 32
AMES, IA 50010
* $ 109,512,000 1 $ 15,000
Bankiowa
7045 C AVE NE
CEDAR RAPIDS, IA 52402
* $ 650,749,000 1 $ 105,000
Premier Lending Alliance
8831THOMAS AVE. SUITE 100
JOHNSTON, IA 50131
* $ -1,000 1 $ 45,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 1 $ 65,000
Bank Iowa
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ 1,294,980,000 1 $ 115,000
Premier Credit Union
800 9TH ST
DES MOINES, IA 50309
* $ 188,681,000 1 $ 65,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 1 $ 85,000
Farmers Savings Bank & Trust
401 B AVE
VINTON, IA 52349
* $ 159,535,000 1 $ 155,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 1 $ 125,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ -1,000 1 $ 105,000
Landmark Bank
PO BOX 1867
COLUMBIA, MO 65201
* $ 2,797,478,000 1 $ 105,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 45,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 1 $ 75,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 1 $ 255,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 1 $ 105,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 165,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 85,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 175,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 65,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ -1,000 1 $ 85,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 105,000
Farmers State Bank
1240 8TH AVE
MARION, IA 52302
* $ 766,773,000 1 $ 155,000

The tables below break down 2018 mortgage applications in Hardin County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Hardin County, IA in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 255 $24,305,000 $95,000 $365,000 $69,000 $1,700,000
Refinancing 97 $8,575,000 $88,000 $565,000 $66,000 $237,000
Cash-out Refinancing 72 $6,630,000 $92,000 $245,000 $59,000 $166,000
Home Improvement 46 $1,940,000 $42,000 $165,000 $195,000 $5,483,000
Other Purpose 28 $1,300,000 $46,000 $225,000 $67,000 $237,000
Not Applicable 6 $580,000 $96,000 $165,000 $166,000 $166,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 404 $34,200,000 $84,000 $355,000 $83,000 $5,483,000
Not applicable 50 $5,230,000 $104,000 $565,000 $34,000 $52,000
Not Provided 39 $2,885,000 $73,000 $235,000 $56,000 $150,000
Hispanic 7 $415,000 $59,000 $85,000 $41,000 $51,000
Asian 2 $510,000 $255,000 $255,000 $99,000 $99,000
Black or African American 2 $90,000 $45,000 $55,000 $38,000 $41,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 372 $31,740,000 $85,000 $565,000 $89,000 $5,483,000
FHA-insured (Federal Housing Administration) 65 $5,245,000 $80,000 $205,000 $49,000 $166,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 43 $3,395,000 $78,000 $155,000 $41,000 $73,000
VA-guaranteed (Veterans Administration) 24 $2,950,000 $122,000 $225,000 $65,000 $127,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 320 $27,800,000 $86,000 $565,000 $74,000 $1,700,000
Application Denied By Financial Institution 81 $5,745,000 $70,000 $175,000 $52,000 $147,000
Application Withdrawn By Applicant 43 $3,525,000 $81,000 $305,000 $182,000 $5,483,000
Loan Purchased By The Institution 40 $4,240,000 $106,000 $305,000 $57,000 $121,000
Application Approved But Not Accepted 11 $1,235,000 $112,000 $305,000 $67,000 $155,000
File Closed For Incompleteness 9 $785,000 $87,000 $165,000 $69,000 $166,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 291 $25,795,000 $88,000 $345,000 $88,000 $5,483,000
Debt-To-Income Ratio 160 $14,050,000 $87,000 $565,000 $75,000 $1,700,000
Collateral 20 $1,530,000 $76,000 $175,000 $58,000 $117,000
Credit History 18 $930,000 $51,000 $155,000 $53,000 $114,000
Credit Application Incomplete 7 $565,000 $80,000 $135,000 $49,000 $92,000
Other 5 $385,000 $77,000 $105,000 $38,000 $61,000
Unverifiable Information 2 $40,000 $20,000 $25,000 $56,000 $73,000
Insufficient Cash (Downpayment, Closing Cost) 1 $35,000 $35,000 $35,000 $13,000 $13,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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