Stifel Bank & Trust Mortgage Lending & HMDA Data, 2018
In 2018, Stifel Bank & Trust of St. Louis, MO reported 5,215 mortgage applications totaling $1.7 billion, down 6% from 2017. The average application was for $321,753, and applicants reported an average income of $189,096. 87% of its applications resulted in an originated loan and 2% were denied. Its largest markets were St. Louis, MO-IL (2,223), New York-Jersey City-White Plains, NY-NJ (108) and Memphis, TN-MS-AR (86) (applications in parentheses).
| Mortgage Company & Address | Stifel Bank & Trust 501 North Broadway St. Louis, MO 63102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 5,215 |
| Total Mortgage Loan Application Amount | $1,677,945,000 |
| Average Mortgage Loan Application Amount | $321,753 |
| Highest Mortgage Loan Application Amount | $5,505,000 |
| Average Applicant Income | $189,096 |
| Highest Applicant Income | $7,052,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Stifel Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Stifel Bank & Trust in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,814 | $1,086,570,000 | $284,000 | $5,505,000 | $168,000 | $7,052,000 |
| Cash-out Refinancing | 577 | $222,905,000 | $386,000 | $5,005,000 | $201,000 | $6,135,000 |
| Refinancing | 528 | $220,420,000 | $417,000 | $3,415,000 | $228,000 | $5,512,000 |
| Other Purpose | 274 | $139,070,000 | $507,000 | $5,005,000 | $369,000 | $6,232,000 |
| Home Improvement | 13 | $8,195,000 | $630,000 | $4,005,000 | $558,000 | $2,785,000 |
| Not Applicable | 9 | $785,000 | $87,000 | $155,000 | $74,000 | $152,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,290 | $1,407,450,000 | $328,000 | $5,505,000 | $197,000 | $7,052,000 |
| Not Provided | 400 | $153,300,000 | $383,000 | $5,005,000 | $182,000 | $1,610,000 |
| Black or African American | 236 | $34,930,000 | $148,000 | $1,505,000 | $75,000 | $544,000 |
| Asian | 147 | $47,235,000 | $321,000 | $5,005,000 | $184,000 | $1,229,000 |
| Hispanic | 127 | $31,115,000 | $245,000 | $2,685,000 | $153,000 | $859,000 |
| American Indian or Alaskan Native | 7 | $1,715,000 | $245,000 | $525,000 | $96,000 | $158,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $855,000 | $285,000 | $435,000 | $149,000 | $247,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,568 | $1,553,710,000 | $340,000 | $5,505,000 | $205,000 | $7,052,000 |
| FHA-insured (Federal Housing Administration) | 418 | $66,570,000 | $159,000 | $505,000 | $66,000 | $331,000 |
| VA-guaranteed (Veterans Administration) | 204 | $53,380,000 | $261,000 | $1,215,000 | $99,000 | $969,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $4,285,000 | $171,000 | $265,000 | $51,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,526 | $1,474,660,000 | $325,000 | $5,505,000 | $192,000 | $7,052,000 |
| Application Withdrawn By Applicant | 529 | $162,325,000 | $306,000 | $5,005,000 | $178,000 | $3,500,000 |
| Application Denied By Financial Institution | 101 | $22,785,000 | $225,000 | $2,405,000 | $105,000 | $650,000 |
| Application Approved But Not Accepted | 35 | $9,735,000 | $278,000 | $1,545,000 | $218,000 | $1,854,000 |
| File Closed For Incompleteness | 15 | $7,655,000 | $510,000 | $2,105,000 | $252,000 | $885,000 |
| Loan Purchased By The Institution | 9 | $785,000 | $87,000 | $155,000 | $74,000 | $152,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,114 | $1,655,160,000 | $323,000 | $5,505,000 | $191,000 | $7,052,000 |
| Collateral | 39 | $7,245,000 | $185,000 | $425,000 | $146,000 | $450,000 |
| Debt-To-Income Ratio | 28 | $7,560,000 | $270,000 | $1,005,000 | $61,000 | $331,000 |
| Credit History | 12 | $1,460,000 | $121,000 | $295,000 | $70,000 | $146,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $2,355,000 | $261,000 | $1,305,000 | $81,000 | $254,000 |
| Other | 6 | $3,120,000 | $520,000 | $2,405,000 | $192,000 | $650,000 |
| Employment History | 5 | $655,000 | $131,000 | $185,000 | $77,000 | $349,000 |
| Unverifiable Information | 2 | $390,000 | $195,000 | $255,000 | $59,000 | $86,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stifel Bank & Trust's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stifel Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About