Stifel Bank And Trust 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Stifel Bank And Trust 501 N Broadway Saint Louis, MO 63141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 5,215 |
| Total Mortgage Loan Application Amount | $1,677,945,000 |
| Average Mortgage Loan Application Amount | $385,166 |
| Highest Mortgage Loan Application Amount | $5,505,000 |
| Average Applicant Income | $266,333 |
| Highest Applicant Income | $7,052,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Stifel Bank And Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Stifel Bank And Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Stifel Bank And Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Stifel Bank And Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Stifel Bank And Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Stifel Bank And Trust's mortgage activity for 2018.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ST. LOUIS, MO-IL | 2,223 | $ 495,475,000 | $ 205,500 | $ 110,000 |
| NA (OUTSIDE OF MSA/MD) | 340 | $ 117,820,000 | $ 363,255 | $ 237,744 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 108 | $ 64,790,000 | $ 643,000 | $ 391,500 |
| MEMPHIS, TN-MS-AR | 86 | $ 10,090,000 | $ 110,500 | $ 179,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 76 | $ 78,070,000 | $ 1,027,000 | $ 531,000 |
| KANSAS CITY, MO-KS | 75 | $ 10,245,000 | $ 175,000 | $ 128,500 |
| DALLAS-PLANO-IRVING, TX | 68 | $ 16,230,000 | $ 238,000 | $ 193,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 68 | $ 5,330,000 | $ 78,000 | $ 169,000 |
| JACKSONVILLE, FL | 65 | $ 10,935,000 | $ 168,000 | $ 179,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 62 | $ 23,380,000 | $ 377,000 | $ 253,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 55 | $ 15,455,000 | $ 281,000 | $ 205,000 |
| DENVER-AURORA-LAKEWOOD, CO | 53 | $ 22,735,000 | $ 428,000 | $ 328,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 48 | $ 26,720,000 | $ 556,000 | $ 398,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 43 | $ 37,545,000 | $ 873,000 | $ 413,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 41 | $ 16,275,000 | $ 396,000 | $ 185,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 40 | $ 20,330,000 | $ 508,000 | $ 293,000 |
| NEWARK, NJ-PA | 40 | $ 16,920,000 | $ 329,000 | $ 156,500 |
| COLUMBUS, GA-AL | 39 | $ 13,825,000 | $ 354,000 | $ 208,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 34 | $ 22,850,000 | $ 531,000 | $ 156,666 |
| SAN DIEGO-CARLSBAD, CA | 33 | $ 26,705,000 | $ 809,000 | $ 237,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 32 | $ 17,680,000 | $ 552,000 | $ 285,000 |
| FORT WORTH-ARLINGTON, TX | 32 | $ 4,970,000 | $ 155,000 | $ 261,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 32 | $ 11,050,000 | $ 345,000 | $ 207,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 30 | $ 18,500,000 | $ 616,000 | $ 348,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 29 | $ 7,995,000 | $ 275,000 | $ 175,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 28 | $ 21,190,000 | $ 756,000 | $ 325,000 |
| BIRMINGHAM-HOOVER, AL | 26 | $ 13,010,000 | $ 500,000 | $ 261,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 25 | $ 8,535,000 | $ 341,000 | $ 383,000 |
| CAPE CORAL-FORT MYERS, FL | 24 | $ 14,000,000 | $ 583,000 | $ 307,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 24 | $ 12,490,000 | $ 520,000 | $ 258,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 24 | $ 8,440,000 | $ 351,000 | $ 183,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 23 | $ 5,835,000 | $ 253,000 | $ 101,000 |
| RALEIGH, NC | 23 | $ 6,435,000 | $ 279,000 | $ 140,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 22 | $ 11,430,000 | $ 519,000 | $ 386,000 |
| AUBURN-OPELIKA, AL | 21 | $ 5,195,000 | $ 247,000 | $ 136,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 21 | $ 7,955,000 | $ 378,000 | $ 250,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 21 | $ 7,665,000 | $ 403,000 | $ 167,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 20 | $ 18,310,000 | $ 915,000 | $ 396,000 |
| AUSTIN-ROUND ROCK, TX | 19 | $ 9,105,000 | $ 479,000 | $ 204,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 19 | $ 11,525,000 | $ 606,000 | $ 293,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 19 | $ 5,225,000 | $ 275,000 | $ 216,000 |
| EL PASO, TX | 18 | $ 4,100,000 | $ 227,000 | $ 157,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 18 | $ 3,810,000 | $ 213,000 | $ 117,500 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 18 | $ 15,370,000 | $ 853,000 | $ 796,000 |
| CLEVELAND-ELYRIA, OH | 17 | $ 2,555,000 | $ 150,000 | $ 130,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 17 | $ 9,225,000 | $ 542,000 | $ 219,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 17 | $ 8,035,000 | $ 472,000 | $ 266,000 |
| BOISE CITY, ID | 16 | $ 5,270,000 | $ 329,000 | $ 151,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 16 | $ 2,200,000 | $ 137,000 | $ 167,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 16 | $ 3,910,000 | $ 244,000 | $ 121,000 |
| PHILADELPHIA, PA | 16 | $ 5,630,000 | $ 351,000 | $ 167,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 15 | $ 4,115,000 | $ 270,000 | $ 100,000 |
| SANTA MARIA-SANTA BARBARA, CA | 15 | $ 17,545,000 | $ 1,169,000 | $ 530,000 |
| GARY, IN | 14 | $ 2,710,000 | $ 193,000 | $ 108,000 |
| PITTSBURGH, PA | 14 | $ 2,670,000 | $ 190,000 | $ 130,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 14 | $ 22,990,000 | $ 1,642,000 | $ 945,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 14 | $ 3,790,000 | $ 270,000 | $ 132,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 13 | $ 8,245,000 | $ 634,000 | $ 340,000 |
| MONTGOMERY, AL | 13 | $ 4,305,000 | $ 331,000 | $ 211,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 13 | $ 5,685,000 | $ 437,000 | $ 201,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 13 | $ 3,555,000 | $ 273,000 | $ 120,000 |
| OKLAHOMA CITY, OK | 13 | $ 2,775,000 | $ 213,000 | $ 214,000 |
| SALT LAKE CITY, UT | 13 | $ 4,405,000 | $ 338,000 | $ 120,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 12 | $ 3,300,000 | $ 257,000 | $ 162,500 |
| BOSTON, MA | 12 | $ 5,610,000 | $ 467,000 | $ 228,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 12 | $ 3,670,000 | $ 305,000 | $ 170,000 |
| CHARLOTTESVILLE, VA | 12 | $ 6,220,000 | $ 518,000 | $ 196,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 12 | $ 3,720,000 | $ 310,000 | $ 227,000 |
| SANTA ROSA, CA | 12 | $ 7,850,000 | $ 654,000 | $ 271,000 |
| COLUMBIA, MO | 11 | $ 3,055,000 | $ 277,000 | $ 131,000 |
| GRAND RAPIDS-WYOMING, MI | 11 | $ 2,055,000 | $ 186,000 | $ 119,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 11 | $ 5,295,000 | $ 481,000 | $ 386,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 11 | $ 3,855,000 | $ 350,000 | $ 235,000 |
| RICHMOND, VA | 11 | $ 5,365,000 | $ 487,000 | $ 262,000 |
| BISMARCK, ND | 10 | $ 3,140,000 | $ 314,000 | $ 166,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 10 | $ 4,080,000 | $ 408,000 | $ 300,000 |
| SALEM, OR | 10 | $ 3,260,000 | $ 326,000 | $ 87,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 9 | $ 2,645,000 | $ 308,500 | $ 143,000 |
| BILLINGS, MT | 9 | $ 1,795,000 | $ 199,000 | $ 117,000 |
| CHICO, CA | 9 | $ 2,365,000 | $ 262,000 | $ 125,000 |
| COLUMBUS, OH | 9 | $ 3,455,000 | $ 383,000 | $ 213,000 |
| RENO, NV | 9 | $ 3,905,000 | $ 433,000 | $ 257,000 |
| SAN RAFAEL, CA | 9 | $ 8,465,000 | $ 940,000 | $ 363,000 |
| SAVANNAH, GA | 9 | $ 4,075,000 | $ 452,000 | $ 214,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 9 | $ 4,895,000 | $ 543,000 | $ 213,000 |
| TRENTON, NJ | 9 | $ 3,765,000 | $ 418,000 | $ 176,000 |
| BARNSTABLE TOWN, MA | 8 | $ 2,610,000 | $ 326,000 | $ 258,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 8 | $ 4,290,000 | $ 536,000 | $ 276,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 8 | $ 3,890,000 | $ 486,000 | $ 154,000 |
| TULSA, OK | 8 | $ 1,620,000 | $ 202,000 | $ 112,000 |
| BEND-REDMOND, OR | 7 | $ 2,975,000 | $ 425,000 | $ 277,000 |
| CORPUS CHRISTI, TX | 7 | $ 2,455,000 | $ 350,000 | $ 181,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 7 | $ 1,035,000 | $ 147,000 | $ 79,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 7 | $ 2,305,000 | $ 329,000 | $ 181,000 |
| MOBILE, AL | 7 | $ 1,455,000 | $ 207,000 | $ 71,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 7 | $ 3,535,000 | $ 505,000 | $ 274,000 |
| ROCHESTER, NY | 7 | $ 1,905,000 | $ 272,000 | $ 178,000 |
| SALISBURY, MD-DE | 7 | $ 1,815,000 | $ 286,500 | $ 187,500 |
| SEBASTIAN-VERO BEACH, FL | 7 | $ 3,985,000 | $ 569,000 | $ 356,000 |
| URBAN HONOLULU, HI | 7 | $ 3,395,000 | $ 485,000 | $ 184,000 |
| VALDOSTA, GA | 7 | $ 1,315,000 | $ 187,000 | $ 126,000 |
| DAYTON, OH | 6 | $ 630,000 | $ 105,000 | $ 154,000 |
| DULUTH, MN-WI | 6 | $ 1,050,000 | $ 175,000 | $ 138,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 6 | $ 1,020,000 | $ 170,000 | $ 74,000 |
| FRESNO, CA | 6 | $ 3,070,000 | $ 511,000 | $ 166,000 |
| PRESCOTT, AZ | 6 | $ 1,560,000 | $ 260,000 | $ 98,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 6 | $ 1,120,000 | $ 186,000 | $ 161,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 6 | $ 3,930,000 | $ 655,000 | $ 195,000 |
| SIOUX CITY, IA-NE-SD | 6 | $ 830,000 | $ 193,000 | $ 72,000 |
| TUCSON, AZ | 6 | $ 1,140,000 | $ 190,000 | $ 115,000 |
| WILMINGTON, NC | 6 | $ 1,260,000 | $ 210,000 | $ 220,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 6 | $ 1,440,000 | $ 240,000 | $ 264,000 |
| BAKERSFIELD, CA | 5 | $ 1,285,000 | $ 257,000 | $ 115,000 |
| CAMDEN, NJ | 5 | $ 1,065,000 | $ 213,000 | $ 130,000 |
| COEUR D'ALENE, ID | 5 | $ 2,995,000 | $ 599,000 | $ 300,000 |
| DURHAM-CHAPEL HILL, NC | 5 | $ 1,385,000 | $ 277,000 | $ 155,000 |
| FORT WAYNE, IN | 5 | $ 775,000 | $ 155,000 | $ 114,000 |
| GREENSBORO-HIGH POINT, NC | 5 | $ 2,455,000 | $ 491,000 | $ 345,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 5 | $ 1,665,000 | $ 333,000 | $ 105,000 |
| KALAMAZOO-PORTAGE, MI | 5 | $ 1,295,000 | $ 259,000 | $ 172,000 |
| LANSING-EAST LANSING, MI | 5 | $ 915,000 | $ 183,000 | $ 78,000 |
| NEW ORLEANS-METAIRIE, LA | 5 | $ 1,765,000 | $ 353,000 | $ 187,000 |
| PORTLAND-SOUTH PORTLAND, ME | 5 | $ 1,455,000 | $ 291,000 | $ 169,000 |
| REDDING, CA | 5 | $ 1,905,000 | $ 381,000 | $ 142,000 |
| ROCHESTER, MN | 5 | $ 1,295,000 | $ 259,000 | $ 141,000 |
| SALINAS, CA | 5 | $ 4,095,000 | $ 819,000 | $ 1,133,000 |
| SPRINGFIELD, MO | 5 | $ 1,395,000 | $ 279,000 | $ 218,000 |
| WICHITA, KS | 5 | $ 1,035,000 | $ 207,000 | $ 127,000 |
| COLORADO SPRINGS, CO | 4 | $ 1,290,000 | $ 322,000 | $ 100,000 |
| FORT COLLINS, CO | 4 | $ 1,100,000 | $ 275,000 | $ 188,000 |
| JACKSON, MS | 4 | $ 1,190,000 | $ 297,000 | $ 356,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 4 | $ 1,890,000 | $ 472,000 | $ 290,000 |
| MADISON, WI | 4 | $ 920,000 | $ 230,000 | $ 107,000 |
| MANKATO-NORTH MANKATO, MN | 4 | $ 1,400,000 | $ 350,000 | $ 162,000 |
| NEW HAVEN-MILFORD, CT | 4 | $ 1,100,000 | $ 275,000 | $ 156,000 |
| PORT ST. LUCIE, FL | 4 | $ 1,740,000 | $ 435,000 | $ 325,000 |
| PROVIDENCE-WARWICK, RI-MA | 4 | $ 920,000 | $ 230,000 | $ 157,000 |
| PROVO-OREM, UT | 4 | $ 1,100,000 | $ 275,000 | $ 256,000 |
| TOLEDO, OH | 4 | $ 870,000 | $ 217,000 | $ 178,000 |
| VISALIA-PORTERVILLE, CA | 4 | $ 1,480,000 | $ 370,000 | $ 120,000 |
| ALBANY-SCHENECTADY-TROY, NY | 3 | $ 565,000 | $ 188,000 | $ 172,000 |
| ALBUQUERQUE, NM | 3 | $ 775,000 | $ 258,000 | $ 150,000 |
| ASHEVILLE, NC | 3 | $ 1,545,000 | $ 515,000 | $ 175,000 |
| ATHENS-CLARKE COUNTY, GA | 3 | $ 455,000 | $ 151,000 | $ 42,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 3 | $ 405,000 | $ 135,000 | $ 44,000 |
| BLOOMSBURG-BERWICK, PA | 3 | $ 455,000 | $ 151,000 | $ 46,000 |
| CANTON-MASSILLON, OH | 3 | $ 385,000 | $ 128,000 | $ 516,000 |
| CINCINNATI, OH-KY-IN | 3 | $ 315,000 | $ 107,500 | $ 66,500 |
| COLUMBIA, SC | 3 | $ 765,000 | $ 255,000 | $ 162,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 3 | $ 1,625,000 | $ 541,000 | $ 191,000 |
| ELGIN, IL | 3 | $ 1,735,000 | $ 578,000 | $ 341,000 |
| FORT SMITH, AR-OK | 3 | $ 565,000 | $ 188,000 | $ 126,000 |
| GAINESVILLE, FL | 3 | $ 695,000 | $ 231,000 | $ 87,000 |
| KNOXVILLE, TN | 3 | $ 825,000 | $ 275,000 | $ 95,000 |
| NAPA, CA | 3 | $ 4,365,000 | $ 1,455,000 | $ 714,000 |
| NILES-BENTON HARBOR, MI | 3 | $ 585,000 | $ 195,000 | $ 70,000 |
| PUNTA GORDA, FL | 3 | $ 625,000 | $ 208,000 | $ 102,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 3 | $ 775,000 | $ 258,000 | $ 158,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 3 | $ 725,000 | $ 241,000 | $ 312,000 |
| SPRINGFIELD, MA | 3 | $ 445,000 | $ 148,000 | $ 116,000 |
| ST. GEORGE, UT | 3 | $ 685,000 | $ 228,000 | $ 165,000 |
| TALLAHASSEE, FL | 3 | $ 2,005,000 | $ 668,000 | $ 390,000 |
| WENATCHEE, WA | 3 | $ 845,000 | $ 281,000 | $ 452,000 |
| WILMINGTON, DE-MD-NJ | 3 | $ 1,055,000 | $ 352,500 | $ 107,000 |
| BLOOMINGTON, IN | 2 | $ 450,000 | $ 225,000 | $ 344,000 |
| BOULDER, CO | 2 | $ 2,040,000 | $ 1,020,000 | $ 623,000 |
| BRUNSWICK, GA | 2 | $ 640,000 | $ 320,000 | $ 180,000 |
| COLUMBUS, IN | 2 | $ 420,000 | $ 210,000 | $ 150,000 |
| DALTON, GA | 2 | $ 890,000 | $ 445,000 | $ 469,000 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 420,000 | $ 210,000 | $ 205,000 |
| DOTHAN, AL | 2 | $ 150,000 | $ 75,000 | $ 85,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 2 | $ 440,000 | $ 220,000 | $ 193,000 |
| FLINT, MI | 2 | $ 240,000 | $ 120,000 | $ 56,000 |
| GLENS FALLS, NY | 2 | $ 730,000 | $ 365,000 | $ 266,000 |
| GREELEY, CO | 2 | $ 560,000 | $ 280,000 | $ 130,000 |
| HARRISBURG-CARLISLE, PA | 2 | $ 540,000 | $ 270,000 | $ 77,000 |
| IDAHO FALLS, ID | 2 | $ 630,000 | $ 315,000 | $ 118,000 |
| JACKSON, TN | 2 | $ 370,000 | $ 185,000 | $ 139,000 |
| JEFFERSON CITY, MO | 2 | $ 270,000 | $ 135,000 | $ 52,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 2 | $ 1,010,000 | $ 505,000 | $ 112,000 |
| LA CROSSE-ONALASKA, WI-MN | 2 | $ 260,000 | $ 130,000 | $ 72,000 |
| LAKELAND-WINTER HAVEN, FL | 2 | $ 350,000 | $ 175,000 | $ 199,000 |
| LANCASTER, PA | 2 | $ 400,000 | $ 200,000 | $ 99,000 |
| LAS CRUCES, NM | 2 | $ 430,000 | $ 215,000 | $ 243,000 |
| LAWRENCE, KS | 2 | $ 1,370,000 | $ 685,000 | $ 304,000 |
| LEBANON, PA | 2 | $ 290,000 | $ 145,000 | $ 65,000 |
| LYNCHBURG, VA | 2 | $ 440,000 | $ 220,000 | $ 136,000 |
| MACON-BIBB COUNTY, GA | 2 | $ 360,000 | $ 180,000 | $ 276,000 |
| MADERA, CA | 2 | $ 450,000 | $ 225,000 | $ 316,000 |
| MICHIGAN CITY-LA PORTE, IN | 2 | $ 440,000 | $ 220,000 | $ 73,000 |
| MONROE, MI | 2 | $ 190,000 | $ 95,000 | $ 158,000 |
| OCALA, FL | 2 | $ 360,000 | $ 180,000 | $ 127,000 |
| OCEAN CITY, NJ | 2 | $ 820,000 | $ 410,000 | $ 193,000 |
| PANAMA CITY, FL | 2 | $ 260,000 | $ 130,000 | $ 127,000 |
| PEORIA, IL | 2 | $ 200,000 | $ 100,000 | $ 93,000 |
| PUEBLO, CO | 2 | $ 750,000 | $ 375,000 | $ 316,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 380,000 | $ 190,000 | $ 130,000 |
| SANTA FE, NM | 2 | $ 720,000 | $ 360,000 | $ 154,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 2 | $ 450,000 | $ 225,000 | $ 94,000 |
| SIOUX FALLS, SD | 2 | $ 450,000 | $ 225,000 | $ 249,000 |
| SYRACUSE, NY | 2 | $ 610,000 | $ 305,000 | $ 268,000 |
| TACOMA-LAKEWOOD, WA | 2 | $ 1,490,000 | $ 745,000 | $ 292,000 |
| THE VILLAGES, FL | 2 | $ 480,000 | $ 240,000 | $ 145,000 |
| TOPEKA, KS | 2 | $ 260,000 | $ 130,000 | $ 111,000 |
| VALLEJO-FAIRFIELD, CA | 2 | $ 420,000 | $ 210,000 | $ 132,000 |
| YUMA, AZ | 2 | $ 450,000 | $ 225,000 | $ 95,000 |
| AKRON, OH | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| ALBANY, GA | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| ALEXANDRIA, LA | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| ANCHORAGE, AK | 1 | $ 205,000 | $ 205,000 | $ 117,000 |
| ANN ARBOR, MI | 1 | $ 335,000 | $ 335,000 | $ 153,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| APPLETON, WI | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 175,000 | $ 175,000 | $ 331,000 |
| BATON ROUGE, LA | 1 | $ 335,000 | $ 335,000 | $ 96,000 |
| BINGHAMTON, NY | 1 | $ 125,000 | $ 125,000 | $ 173,000 |
| BLOOMINGTON, IL | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| BURLINGTON, NC | 1 | $ 625,000 | $ 625,000 | $ 283,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 345,000 | $ 345,000 | $ 145,000 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 185,000 | $ 185,000 | $ 0 |
| CLARKSVILLE, TN-KY | 1 | $ 125,000 | $ 125,000 | $ 164,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| CORVALLIS, OR | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| DECATUR, IL | 1 | $ 235,000 | $ 235,000 | $ 182,000 |
| DOVER, DE | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| EAST STROUDSBURG, PA | 1 | $ 155,000 | $ 155,000 | $ 164,000 |
| EAU CLAIRE, WI | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
| EUGENE, OR | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| FARGO, ND-MN | 1 | $ 195,000 | $ 195,000 | $ 106,000 |
| FAYETTEVILLE, NC | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| FLAGSTAFF, AZ | 1 | $ 355,000 | $ 355,000 | $ 176,000 |
| FLORENCE, SC | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| GAINESVILLE, GA | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| GRAND JUNCTION, CO | 1 | $ 265,000 | $ 265,000 | $ 266,000 |
| GRANTS PASS, OR | 1 | $ 265,000 | $ 265,000 | $ 58,000 |
| GREAT FALLS, MT | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| GREEN BAY, WI | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 235,000 | $ 235,000 | $ 126,000 |
| HAMMOND, LA | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| HUNTSVILLE, AL | 1 | $ 285,000 | $ 285,000 | $ 186,000 |
| IOWA CITY, IA | 1 | $ 125,000 | $ 125,000 | $ 198,000 |
| ITHACA, NY | 1 | $ 335,000 | $ 335,000 | $ 91,000 |
| JOPLIN, MO | 1 | $ 235,000 | $ 235,000 | $ 437,000 |
| KINGSTON, NY | 1 | $ 325,000 | $ 325,000 | $ 374,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| LAWTON, OK | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| LINCOLN, NE | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| LONGVIEW, WA | 1 | $ 165,000 | $ 165,000 | $ 467,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 225,000 | $ 225,000 | $ 250,000 |
| MEDFORD, OR | 1 | $ 375,000 | $ 375,000 | $ 150,000 |
| MIDLAND, MI | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| MISSOULA, MT | 1 | $ 225,000 | $ 225,000 | $ 470,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 505,000 | $ 505,000 | $ 161,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 395,000 | $ 395,000 | $ 120,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 245,000 | $ 245,000 | $ 87,000 |
| PITTSFIELD, MA | 1 | $ 175,000 | $ 175,000 | $ 234,000 |
| RACINE, WI | 1 | $ 235,000 | $ 235,000 | $ 128,000 |
| READING, PA | 1 | $ 115,000 | $ 115,000 | $ 101,000 |
| ROCKY MOUNT, NC | 1 | $ 245,000 | $ 245,000 | $ 183,000 |
| SAGINAW, MI | 1 | $ 185,000 | $ 185,000 | $ 93,000 |
| SEBRING, FL | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 995,000 | $ 995,000 | $ 625,000 |
| SPRINGFIELD, IL | 1 | $ 815,000 | $ 815,000 | $ 426,000 |
| ST. CLOUD, MN | 1 | $ 195,000 | $ 195,000 | $ 112,000 |
| ST. JOSEPH, MO-KS | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| SUMTER, SC | 1 | $ 165,000 | $ 165,000 | $ 275,000 |
| TUSCALOOSA, AL | 1 | $ 245,000 | $ 245,000 | $ 51,000 |
| UTICA-ROME, NY | 1 | $ 235,000 | $ 235,000 | $ 183,000 |
| WACO, TX | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| WALLA WALLA, WA | 1 | $ 155,000 | $ 155,000 | $ 111,000 |
| WARNER ROBINS, GA | 1 | $ 325,000 | $ 325,000 | $ 113,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 325,000 | $ 325,000 | $ 227,000 |
| WICHITA FALLS, TX | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| WINCHESTER, VA-WV | 1 | $ 235,000 | $ 235,000 | $ 40,000 |
| WINSTON-SALEM, NC | 1 | $ 275,000 | $ 275,000 | $ 87,000 |
| WORCESTER, MA-CT | 1 | $ 365,000 | $ 365,000 | $ 96,000 |
| YORK-HANOVER, PA | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,814 | $1,086,570,000 | $284,000 | $5,505,000 | $168,000 | $7,052,000 |
| Cash-out Refinancing | 577 | $222,905,000 | $386,000 | $5,005,000 | $201,000 | $6,135,000 |
| Refinancing | 528 | $220,420,000 | $417,000 | $3,415,000 | $228,000 | $5,512,000 |
| Other Purpose | 274 | $139,070,000 | $507,000 | $5,005,000 | $369,000 | $6,232,000 |
| Home Improvement | 13 | $8,195,000 | $630,000 | $4,005,000 | $558,000 | $2,785,000 |
| Not Applicable | 9 | $785,000 | $87,000 | $155,000 | $74,000 | $152,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,290 | $1,407,450,000 | $328,000 | $5,505,000 | $197,000 | $7,052,000 |
| Not Provided | 400 | $153,300,000 | $383,000 | $5,005,000 | $182,000 | $1,610,000 |
| Black or African American | 236 | $34,930,000 | $148,000 | $1,505,000 | $75,000 | $544,000 |
| Asian | 147 | $47,235,000 | $321,000 | $5,005,000 | $184,000 | $1,229,000 |
| Hispanic | 127 | $31,115,000 | $245,000 | $2,685,000 | $153,000 | $859,000 |
| American Indian or Alaskan Native | 7 | $1,715,000 | $245,000 | $525,000 | $96,000 | $158,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $855,000 | $285,000 | $435,000 | $149,000 | $247,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,568 | $1,553,710,000 | $340,000 | $5,505,000 | $205,000 | $7,052,000 |
| FHA-insured (Federal Housing Administration) | 418 | $66,570,000 | $159,000 | $505,000 | $66,000 | $331,000 |
| VA-guaranteed (Veterans Administration) | 204 | $53,380,000 | $261,000 | $1,215,000 | $99,000 | $969,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $4,285,000 | $171,000 | $265,000 | $51,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,526 | $1,474,660,000 | $325,000 | $5,505,000 | $192,000 | $7,052,000 |
| Application Withdrawn By Applicant | 529 | $162,325,000 | $306,000 | $5,005,000 | $178,000 | $3,500,000 |
| Application Denied By Financial Institution | 101 | $22,785,000 | $225,000 | $2,405,000 | $105,000 | $650,000 |
| Application Approved But Not Accepted | 35 | $9,735,000 | $278,000 | $1,545,000 | $218,000 | $1,854,000 |
| File Closed For Incompleteness | 15 | $7,655,000 | $510,000 | $2,105,000 | $252,000 | $885,000 |
| Loan Purchased By The Institution | 9 | $785,000 | $87,000 | $155,000 | $74,000 | $152,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,114 | $1,655,160,000 | $323,000 | $5,505,000 | $191,000 | $7,052,000 |
| Collateral | 39 | $7,245,000 | $185,000 | $425,000 | $146,000 | $450,000 |
| Debt-To-Income Ratio | 28 | $7,560,000 | $270,000 | $1,005,000 | $61,000 | $331,000 |
| Credit History | 12 | $1,460,000 | $121,000 | $295,000 | $70,000 | $146,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $2,355,000 | $261,000 | $1,305,000 | $81,000 | $254,000 |
| Other | 6 | $3,120,000 | $520,000 | $2,405,000 | $192,000 | $650,000 |
| Employment History | 5 | $655,000 | $131,000 | $185,000 | $77,000 | $349,000 |
| Unverifiable Information | 2 | $390,000 | $195,000 | $255,000 | $59,000 | $86,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stifel Bank And Trust's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stifel Bank And Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.