Stifel Bank & Trust Mortgage Lending & HMDA Data, 2025
In 2025, Stifel Bank & Trust of St. Louis, MO reported 5,129 mortgage applications totaling $2.8 billion, up 19% from 2024. The average application was for $544,711, and applicants reported an average income of $361,224. 88% of its applications resulted in an originated loan and 2% were denied. Its largest markets were St. Louis, MO-IL (1,685), Los Angeles-Long Beach-Glendale, CA (106) and New York-Jersey City-White Plains, NY-NJ (81) (applications in parentheses).
| Mortgage Company & Address | Stifel Bank & Trust 501 North Broadway St. Louis, MO 63102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 5,129 |
| Total Mortgage Loan Application Amount | $2,793,825,000 |
| Average Mortgage Loan Application Amount | $544,711 |
| Highest Mortgage Loan Application Amount | $14,005,000 |
| Average Applicant Income | $361,224 |
| Highest Applicant Income | $9,700,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Stifel Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Stifel Bank & Trust in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,232 | $1,779,190,000 | $550,000 | $9,395,000 | $350,000 | $7,800,000 |
| Other Purpose | 971 | $400,455,000 | $412,000 | $10,005,000 | $336,000 | $5,037,000 |
| Refinancing | 520 | $348,520,000 | $670,000 | $4,935,000 | $468,000 | $9,700,000 |
| Cash-out Refinancing | 387 | $260,205,000 | $672,000 | $14,005,000 | $383,000 | $7,082,000 |
| Home Improvement | 19 | $5,455,000 | $287,000 | $1,005,000 | $194,000 | $735,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,381 | $2,373,795,000 | $541,000 | $14,005,000 | $357,000 | $9,700,000 |
| Not Provided | 316 | $211,470,000 | $669,000 | $6,755,000 | $439,000 | $5,547,000 |
| Asian | 178 | $104,310,000 | $586,000 | $10,005,000 | $379,000 | $3,258,000 |
| Black or African American | 122 | $34,740,000 | $284,000 | $5,605,000 | $179,000 | $3,539,000 |
| Hispanic | 117 | $61,815,000 | $528,000 | $4,105,000 | $467,000 | $6,000,000 |
| American Indian or Alaskan Native | 9 | $4,155,000 | $461,000 | $1,005,000 | $312,000 | $1,150,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $2,730,000 | $682,000 | $1,355,000 | $315,000 | $495,000 |
| Not applicable | 2 | $810,000 | $405,000 | $765,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,949 | $2,740,175,000 | $553,000 | $14,005,000 | $370,000 | $9,700,000 |
| FHA-insured (Federal Housing Administration) | 115 | $27,865,000 | $242,000 | $535,000 | $91,000 | $388,000 |
| VA-guaranteed (Veterans Administration) | 65 | $25,785,000 | $396,000 | $1,215,000 | $149,000 | $344,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,497 | $2,486,455,000 | $552,000 | $14,005,000 | $366,000 | $9,700,000 |
| Application Withdrawn By Applicant | 446 | $224,770,000 | $503,000 | $10,005,000 | $336,000 | $3,404,000 |
| Application Denied By Financial Institution | 109 | $31,945,000 | $293,000 | $1,245,000 | $224,000 | $2,972,000 |
| Application Approved But Not Accepted | 65 | $41,275,000 | $635,000 | $3,455,000 | $427,000 | $3,925,000 |
| File Closed For Incompleteness | 10 | $8,570,000 | $857,000 | $4,905,000 | $529,000 | $3,500,000 |
| Loan Purchased By The Institution | 2 | $810,000 | $405,000 | $765,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,020 | $2,761,880,000 | $550,000 | $14,005,000 | $364,000 | $9,700,000 |
| Debt-To-Income Ratio | 36 | $11,010,000 | $305,000 | $755,000 | $114,000 | $493,000 |
| Collateral | 32 | $12,860,000 | $401,000 | $1,245,000 | $391,000 | $2,972,000 |
| Credit History | 28 | $6,040,000 | $215,000 | $605,000 | $210,000 | $1,217,000 |
| Credit Application Incomplete | 6 | $500,000 | $83,000 | $185,000 | $153,000 | $307,000 |
| Employment History | 3 | $545,000 | $181,000 | $305,000 | $30,000 | $49,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $390,000 | $195,000 | $235,000 | $111,000 | $170,000 |
| Other | 2 | $600,000 | $300,000 | $405,000 | $285,000 | $476,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stifel Bank & Trust's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stifel Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About