Stifel Bank & Trust Mortgage Lending & HMDA Data, 2025
In 2025, Stifel Bank & Trust of St. Louis, MO reported 5,129 mortgage applications totaling $2.8 billion, up 19% from 2024. The average application was for $544,711, and applicants reported an average income of $361,224. 88% of its applications resulted in an originated loan and 2% were denied. Its largest markets were St. Louis, MO-IL (1,685), Los Angeles-Long Beach-Glendale, CA (106) and New York-Jersey City-White Plains, NY-NJ (81) (applications in parentheses).
| Mortgage Company & Address | Stifel Bank & Trust 501 North Broadway St. Louis, MO 63102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 5,129 |
| Total Mortgage Loan Application Amount | $2,793,825,000 |
| Average Mortgage Loan Application Amount | $544,711 |
| Highest Mortgage Loan Application Amount | $14,005,000 |
| Average Applicant Income | $361,224 |
| Highest Applicant Income | $9,700,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Stifel Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, MO-IL | 1,685 | $ 601,885,000 | $ 357,201 | $ 211,112 |
| Outside any metro area | 477 | $ 255,675,000 | $ 536,006 | $ 462,343 |
| Los Angeles-Long Beach-Glendale, CA | 106 | $ 138,280,000 | $ 1,304,528 | $ 768,000 |
| New York-Jersey City-White Plains, NY-NJ | 81 | $ 68,165,000 | $ 841,543 | $ 554,666 |
| Phoenix-Mesa-Scottsdale, AZ | 76 | $ 57,500,000 | $ 756,578 | $ 406,000 |
| Chicago-Naperville, IL | 68 | $ 37,020,000 | $ 544,411 | $ 360,000 |
| Denver-Aurora-Lakewood, CO | 62 | $ 38,530,000 | $ 621,451 | $ 424,000 |
| Nassau County-Suffolk County, NY | 61 | $ 47,445,000 | $ 777,786 | $ 643,000 |
| Dallas-Plano-Irving, TX | 58 | $ 45,850,000 | $ 790,517 | $ 601,000 |
| Lakewood-New Brunswick, NJ | 48 | $ 31,150,000 | $ 648,958 | $ 750,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 48 | $ 46,280,000 | $ 964,166 | $ 562,000 |
| Indianapolis-Carmel-Anderson, IN | 46 | $ 19,250,000 | $ 418,478 | $ 508,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 45 | $ 47,215,000 | $ 1,049,222 | $ 826,000 |
| San Diego-Carlsbad, CA | 43 | $ 37,395,000 | $ 869,651 | $ 626,000 |
| Anaheim-Santa Ana-Irvine, CA | 38 | $ 39,490,000 | $ 1,039,210 | $ 516,000 |
| North Port-Sarasota-Bradenton, FL | 37 | $ 36,415,000 | $ 984,189 | $ 535,000 |
| Riverside-San Bernardino-Ontario, CA | 36 | $ 24,850,000 | $ 690,277 | $ 591,000 |
| Birmingham-Hoover, AL | 34 | $ 27,790,000 | $ 817,352 | $ 455,000 |
| Charlotte-Concord-Gastonia, NC-SC | 34 | $ 17,600,000 | $ 517,647 | $ 318,470 |
| Houston-The Woodlands-Sugar Land, TX | 34 | $ 26,510,000 | $ 779,705 | $ 420,000 |
| Newark, NJ-PA | 34 | $ 22,300,000 | $ 655,882 | $ 414,000 |
| Cape Coral-Fort Myers, FL | 33 | $ 13,715,000 | $ 415,606 | $ 368,000 |
| Atlanta-Sandy Springs-Roswell, GA | 32 | $ 19,310,000 | $ 603,437 | $ 347,000 |
| Kansas City, MO-KS | 32 | $ 10,660,000 | $ 333,125 | $ 265,000 |
| Cincinnati, OH-KY-IN | 30 | $ 9,590,000 | $ 319,666 | $ 234,466 |
| Montgomery County-Bucks County-Chester County, PA | 30 | $ 10,510,000 | $ 350,333 | $ 282,000 |
| San Francisco-Redwood City-South San Francisco, CA | 30 | $ 42,790,000 | $ 1,426,333 | $ 753,000 |
| Warren-Troy-Farmington Hills, MI | 30 | $ 18,990,000 | $ 633,000 | $ 335,000 |
| Seattle-Bellevue-Everett, WA | 28 | $ 32,730,000 | $ 1,168,928 | $ 596,000 |
| Wilmington, NC | 28 | $ 14,160,000 | $ 505,714 | $ 328,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 26 | $ 11,170,000 | $ 429,615 | $ 286,000 |
| Naples-Immokalee-Marco Island, FL | 24 | $ 40,500,000 | $ 1,687,500 | $ 1,024,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 24 | $ 14,790,000 | $ 616,250 | $ 395,666 |
| Sacramento--Roseville--Arden-Arcade, CA | 24 | $ 12,360,000 | $ 515,000 | $ 353,000 |
| Columbus, OH | 23 | $ 7,165,000 | $ 311,521 | $ 250,000 |
| Memphis, TN-MS-AR | 23 | $ 5,925,000 | $ 257,608 | $ 285,304 |
| Boise City, ID | 21 | $ 10,465,000 | $ 498,333 | $ 346,000 |
| Lake County-Porter County-Jasper County, IN | 21 | $ 4,285,000 | $ 204,047 | $ 205,000 |
| Arlington-Alexandria-Reston, VA-WV | 19 | $ 9,745,000 | $ 512,894 | $ 337,000 |
| Las Vegas-Henderson-Paradise, NV | 19 | $ 19,465,000 | $ 1,024,473 | $ 745,000 |
| Pensacola-Ferry Pass-Brent, FL | 19 | $ 7,555,000 | $ 397,631 | $ 291,000 |
| Raleigh, NC | 19 | $ 8,735,000 | $ 459,736 | $ 274,000 |
| Santa Rosa, CA | 19 | $ 20,395,000 | $ 1,073,421 | $ 569,000 |
| Lake County-Kenosha County, IL-WI | 18 | $ 7,230,000 | $ 401,666 | $ 240,000 |
| Miami-Miami Beach-Kendall, FL | 18 | $ 37,290,000 | $ 2,071,666 | $ 1,644,000 |
| St. Petersburg-Clearwater-Largo, FL | 18 | $ 9,580,000 | $ 532,222 | $ 320,000 |
| Austin-Round Rock, TX | 17 | $ 19,225,000 | $ 1,130,882 | $ 656,000 |
| Baltimore-Columbia-Towson, MD | 17 | $ 8,325,000 | $ 489,705 | $ 388,000 |
| Columbus, GA-AL | 17 | $ 7,045,000 | $ 414,411 | $ 227,000 |
| Grand Rapids-Wyoming, MI | 17 | $ 7,345,000 | $ 432,058 | $ 266,000 |
| Oakland-Hayward-Berkeley, CA | 17 | $ 15,865,000 | $ 933,235 | $ 454,000 |
| Savannah, GA | 17 | $ 5,765,000 | $ 339,117 | $ 203,000 |
| Charleston-North Charleston, SC | 16 | $ 18,400,000 | $ 1,150,000 | $ 625,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 16 | $ 12,320,000 | $ 770,000 | $ 398,000 |
| Milwaukee-Waukesha-West Allis, WI | 16 | $ 8,580,000 | $ 536,250 | $ 265,000 |
| Montgomery, AL | 16 | $ 6,330,000 | $ 395,625 | $ 213,000 |
| Bridgeport-Stamford-Norwalk, CT | 15 | $ 12,025,000 | $ 801,666 | $ 448,000 |
| San Rafael, CA | 15 | $ 14,835,000 | $ 989,000 | $ 599,000 |
| Trenton, NJ | 15 | $ 6,835,000 | $ 455,666 | $ 241,000 |
| Boston, MA | 14 | $ 13,630,000 | $ 973,571 | $ 716,000 |
| Jacksonville, FL | 14 | $ 7,780,000 | $ 555,714 | $ 270,000 |
| Orlando-Kissimmee-Sanford, FL | 14 | $ 7,790,000 | $ 556,428 | $ 307,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 14 | $ 8,040,000 | $ 574,285 | $ 274,000 |
| Auburn-Opelika, AL | 13 | $ 4,955,000 | $ 381,153 | $ 247,000 |
| Billings, MT | 13 | $ 5,295,000 | $ 407,307 | $ 232,000 |
| Fort Worth-Arlington, TX | 13 | $ 5,815,000 | $ 447,307 | $ 710,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 13 | $ 6,835,000 | $ 525,769 | $ 436,000 |
| Pittsburgh, PA | 13 | $ 6,835,000 | $ 525,769 | $ 257,000 |
| Reno, NV | 13 | $ 15,055,000 | $ 1,158,076 | $ 717,000 |
| Richmond, VA | 13 | $ 5,445,000 | $ 418,846 | $ 220,000 |
| Cambridge-Newton-Framingham, MA | 12 | $ 9,380,000 | $ 781,666 | $ 347,000 |
| Greenville-Anderson-Mauldin, SC | 12 | $ 5,040,000 | $ 420,000 | $ 264,000 |
| Louisville/Jefferson County, KY-IN | 12 | $ 4,570,000 | $ 380,833 | $ 199,666 |
| Marietta, GA | 12 | $ 7,560,000 | $ 630,000 | $ 436,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 12 | $ 3,820,000 | $ 318,333 | $ 239,000 |
| Atlantic City-Hammonton, NJ | 11 | $ 8,635,000 | $ 785,000 | $ 493,000 |
| Crestview-Fort Walton Beach-Destin, FL | 11 | $ 14,055,000 | $ 1,277,727 | $ 1,003,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 11 | $ 4,795,000 | $ 435,909 | $ 319,000 |
| Philadelphia, PA | 11 | $ 4,225,000 | $ 384,090 | $ 269,000 |
| Port St. Lucie, FL | 11 | $ 4,835,000 | $ 439,545 | $ 376,000 |
| Santa Fe, NM | 11 | $ 10,055,000 | $ 914,090 | $ 361,000 |
| Tacoma-Lakewood, WA | 11 | $ 5,185,000 | $ 471,363 | $ 282,000 |
| Daphne-Fairhope-Foley, AL | 10 | $ 4,060,000 | $ 406,000 | $ 276,000 |
| Fort Collins, CO | 10 | $ 4,170,000 | $ 417,000 | $ 266,000 |
| New Orleans-Metairie, LA | 10 | $ 2,930,000 | $ 293,000 | $ 328,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 10 | $ 14,690,000 | $ 1,469,000 | $ 656,000 |
| St. George, UT | 10 | $ 6,080,000 | $ 608,000 | $ 690,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 9 | $ 2,055,000 | $ 228,333 | $ 152,666 |
| Bend-Redmond, OR | 9 | $ 5,235,000 | $ 581,666 | $ 369,000 |
| Bozeman, MT | 9 | $ 10,355,000 | $ 1,150,555 | $ 615,000 |
| Columbia, MO | 9 | $ 2,065,000 | $ 229,444 | $ 128,000 |
| Elgin, IL | 9 | $ 2,825,000 | $ 313,888 | $ 143,000 |
| Huntsville, AL | 9 | $ 3,045,000 | $ 338,333 | $ 197,000 |
| Mobile, AL | 9 | $ 2,945,000 | $ 327,222 | $ 181,000 |
| Rochester, NY | 9 | $ 4,125,000 | $ 458,333 | $ 296,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 9 | $ 5,905,000 | $ 656,111 | $ 348,000 |
| Youngstown-Warren-Boardman, OH-PA | 9 | $ 2,815,000 | $ 312,777 | $ 240,000 |
| Augusta-Richmond County, GA-SC | 8 | $ 4,470,000 | $ 558,750 | $ 305,250 |
| Charlottesville, VA | 8 | $ 4,590,000 | $ 573,750 | $ 319,000 |
| Cleveland, OH | 8 | $ 4,580,000 | $ 572,500 | $ 344,000 |
| Durham-Chapel Hill, NC | 8 | $ 4,310,000 | $ 538,750 | $ 462,000 |
| Fresno, CA | 8 | $ 3,800,000 | $ 475,000 | $ 313,000 |
| Greensboro-High Point, NC | 8 | $ 3,910,000 | $ 488,750 | $ 385,000 |
| Gulfport-Biloxi-Pascagoula, MS | 8 | $ 2,700,000 | $ 337,500 | $ 198,000 |
| Kahului-Wailuku-Lahaina, HI | 8 | $ 12,950,000 | $ 1,618,750 | $ 517,000 |
| Knoxville, TN | 8 | $ 3,120,000 | $ 390,000 | $ 453,000 |
| Providence-Warwick, RI-MA | 8 | $ 5,960,000 | $ 745,000 | $ 607,750 |
| Salem, OR | 8 | $ 3,350,000 | $ 418,750 | $ 171,000 |
| Salt Lake City, UT | 8 | $ 7,460,000 | $ 932,500 | $ 463,000 |
| Tuscaloosa, AL | 8 | $ 2,400,000 | $ 300,000 | $ 386,000 |
| Asheville, NC | 7 | $ 5,865,000 | $ 837,857 | $ 357,000 |
| Bismarck, ND | 7 | $ 2,605,000 | $ 372,142 | $ 152,000 |
| Boulder, CO | 7 | $ 3,965,000 | $ 566,428 | $ 368,000 |
| Camden, NJ | 7 | $ 2,905,000 | $ 415,000 | $ 178,000 |
| Champaign-Urbana, IL | 7 | $ 1,395,000 | $ 199,285 | $ 510,000 |
| Chattanooga, TN-GA | 7 | $ 2,575,000 | $ 367,857 | $ 256,428 |
| Colorado Springs, CO | 7 | $ 2,735,000 | $ 390,714 | $ 304,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 7 | $ 3,805,000 | $ 543,571 | $ 218,000 |
| Detroit-Dearborn-Livonia, MI | 7 | $ 2,115,000 | $ 302,142 | $ 163,000 |
| Everett, WA | 7 | $ 3,435,000 | $ 490,714 | $ 200,000 |
| Gainesville, GA | 7 | $ 3,645,000 | $ 520,714 | $ 333,000 |
| Little Rock-North Little Rock-Conway, AR | 7 | $ 2,685,000 | $ 383,571 | $ 454,000 |
| Medford, OR | 7 | $ 2,445,000 | $ 349,285 | $ 209,000 |
| Modesto, CA | 7 | $ 2,295,000 | $ 327,857 | $ 217,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 7 | $ 1,695,000 | $ 242,142 | $ 180,000 |
| Oklahoma City, OK | 7 | $ 5,605,000 | $ 800,714 | $ 455,000 |
| Santa Maria-Santa Barbara, CA | 7 | $ 11,365,000 | $ 1,623,571 | $ 942,000 |
| Sebastian-Vero Beach, FL | 7 | $ 3,295,000 | $ 470,714 | $ 458,000 |
| Tucson, AZ | 7 | $ 3,395,000 | $ 485,000 | $ 382,000 |
| Tulsa, OK | 7 | $ 1,865,000 | $ 266,428 | $ 184,000 |
| Urban Honolulu, HI | 7 | $ 6,385,000 | $ 912,142 | $ 486,000 |
| Washington-Baltimore-Arlington, DC | 7 | $ 4,385,000 | $ 626,428 | $ 458,000 |
| Abilene, TX | 6 | $ 2,290,000 | $ 381,666 | $ 592,000 |
| Akron, OH | 6 | $ 1,330,000 | $ 221,666 | $ 188,000 |
| Barnstable Town, MA | 6 | $ 3,070,000 | $ 511,666 | $ 466,000 |
| Canton-Massillon, OH | 6 | $ 2,940,000 | $ 490,000 | $ 416,000 |
| Columbia, SC | 6 | $ 1,670,000 | $ 278,333 | $ 223,000 |
| Dayton-Springfield-Kettering, OH | 6 | $ 1,220,000 | $ 203,333 | $ 166,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 6 | $ 2,900,000 | $ 483,333 | $ 824,000 |
| Greeley, CO | 6 | $ 4,190,000 | $ 698,333 | $ 254,000 |
| Lynchburg, VA | 6 | $ 2,420,000 | $ 403,333 | $ 188,000 |
| Macon-Bibb County, GA | 6 | $ 1,430,000 | $ 238,333 | $ 289,000 |
| Manhattan, KS | 6 | $ 1,160,000 | $ 193,333 | $ 173,000 |
| South Bend-Mishawaka, IN-MI | 6 | $ 2,050,000 | $ 341,666 | $ 291,666 |
| St. Joseph, MO-KS | 6 | $ 820,000 | $ 136,666 | $ 87,000 |
| Tallahassee, FL | 6 | $ 1,960,000 | $ 326,666 | $ 477,000 |
| Traverse City, MI | 6 | $ 2,570,000 | $ 428,333 | $ 288,000 |
| Waco, TX | 6 | $ 3,680,000 | $ 613,333 | $ 395,000 |
| Ann Arbor, MI | 5 | $ 2,185,000 | $ 437,000 | $ 149,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 5 | $ 1,525,000 | $ 305,000 | $ 252,000 |
| College Station-Bryan, TX | 5 | $ 2,375,000 | $ 475,000 | $ 444,000 |
| Flint, MI | 5 | $ 1,805,000 | $ 361,000 | $ 237,000 |
| Hartford-West Hartford-East Hartford, CT | 5 | $ 3,955,000 | $ 791,000 | $ 531,000 |
| Johnson City, TN | 5 | $ 2,565,000 | $ 513,000 | $ 303,000 |
| Kalamazoo-Portage, MI | 5 | $ 835,000 | $ 167,000 | $ 111,000 |
| Kenosha, WI | 5 | $ 1,665,000 | $ 333,000 | $ 234,000 |
| Lake Havasu City-Kingman, AZ | 5 | $ 2,025,000 | $ 405,000 | $ 387,000 |
| Lawton, OK | 5 | $ 785,000 | $ 157,000 | $ 128,000 |
| Lexington-Fayette, KY | 5 | $ 7,025,000 | $ 1,405,000 | $ 1,696,000 |
| Panama City, FL | 5 | $ 1,325,000 | $ 265,000 | $ 306,000 |
| Prescott Valley-Prescott, AZ | 5 | $ 2,575,000 | $ 515,000 | $ 373,000 |
| Provo-Orem, UT | 5 | $ 4,245,000 | $ 849,000 | $ 513,000 |
| Salinas, CA | 5 | $ 6,435,000 | $ 1,287,000 | $ 447,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 5 | $ 1,205,000 | $ 241,000 | $ 133,000 |
| Sioux City, IA-NE-SD | 5 | $ 2,005,000 | $ 401,000 | $ 212,200 |
| Spokane-Spokane Valley, WA | 5 | $ 1,975,000 | $ 395,000 | $ 438,000 |
| Waterbury-Shelton, CT | 5 | $ 1,585,000 | $ 317,000 | $ 152,000 |
| Wildwood-The Villages, FL | 5 | $ 1,335,000 | $ 267,000 | $ 163,000 |
| Worcester, MA-CT | 5 | $ 1,765,000 | $ 353,000 | $ 302,000 |
| Albuquerque, NM | 4 | $ 760,000 | $ 190,000 | $ 99,000 |
| Chico, CA | 4 | $ 1,750,000 | $ 437,500 | $ 390,000 |
| Eugene, OR | 4 | $ 2,170,000 | $ 542,500 | $ 214,000 |
| Flagstaff, AZ | 4 | $ 4,260,000 | $ 1,065,000 | $ 493,000 |
| Hickory-Lenoir-Morganton, NC | 4 | $ 810,000 | $ 202,500 | $ 102,000 |
| Idaho Falls, ID | 4 | $ 1,000,000 | $ 250,000 | $ 254,000 |
| Lansing-East Lansing, MI | 4 | $ 1,050,000 | $ 262,500 | $ 189,000 |
| Las Cruces, NM | 4 | $ 2,030,000 | $ 507,500 | $ 152,000 |
| Madison, WI | 4 | $ 2,140,000 | $ 535,000 | $ 287,000 |
| Mankato-North Mankato, MN | 4 | $ 1,190,000 | $ 297,500 | $ 182,000 |
| Missoula, MT | 4 | $ 1,380,000 | $ 345,000 | $ 206,000 |
| New Haven-Milford, CT | 4 | $ 2,150,000 | $ 537,500 | $ 227,000 |
| Ocala, FL | 4 | $ 720,000 | $ 180,000 | $ 175,000 |
| Rochester, MN | 4 | $ 1,170,000 | $ 292,500 | $ 143,000 |
| Syracuse, NY | 4 | $ 3,260,000 | $ 815,000 | $ 430,000 |
| Tampa, FL | 4 | $ 1,100,000 | $ 275,000 | $ 343,000 |
| Wenatchee, WA | 4 | $ 1,860,000 | $ 465,000 | $ 279,000 |
| Wilmington, DE-MD-NJ | 4 | $ 1,590,000 | $ 397,500 | $ 169,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 1,465,000 | $ 488,333 | $ 361,000 |
| Anchorage, AK | 3 | $ 1,365,000 | $ 455,000 | $ 219,000 |
| Bellingham, WA | 3 | $ 1,345,000 | $ 448,333 | $ 134,000 |
| Coeur D'Alene, ID | 3 | $ 4,415,000 | $ 1,471,666 | $ 427,000 |
| Fort Wayne, IN | 3 | $ 525,000 | $ 175,000 | $ 108,000 |
| Great Falls, MT | 3 | $ 955,000 | $ 318,333 | $ 273,000 |
| Green Bay, WI | 3 | $ 1,105,000 | $ 368,333 | $ 211,000 |
| Harrisburg-Carlisle, PA | 3 | $ 625,000 | $ 208,333 | $ 145,000 |
| La Crosse-Onalaska, WI-MN | 3 | $ 1,215,000 | $ 405,000 | $ 231,000 |
| Lexington Park, MD | 3 | $ 1,115,000 | $ 371,666 | $ 205,000 |
| Niles-Benton Harbor, MI | 3 | $ 885,000 | $ 295,000 | $ 334,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 1,225,000 | $ 408,333 | $ 148,000 |
| Pinehurst-Southern Pines, NC | 3 | $ 1,815,000 | $ 605,000 | $ 544,000 |
| Portland-South Portland, ME | 3 | $ 3,085,000 | $ 1,028,333 | $ 477,000 |
| Redding, CA | 3 | $ 565,000 | $ 188,333 | $ 117,000 |
| Rockingham County-Strafford County, NH | 3 | $ 1,325,000 | $ 441,666 | $ 246,000 |
| Rocky Mount, NC | 3 | $ 785,000 | $ 261,666 | $ 329,000 |
| San Antonio-New Braunfels, TX | 3 | $ 1,035,000 | $ 345,000 | $ 175,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 1,905,000 | $ 635,000 | $ 261,000 |
| Springfield, IL | 3 | $ 885,000 | $ 295,000 | $ 187,000 |
| Stockton-Lodi, CA | 3 | $ 1,345,000 | $ 448,333 | $ 250,000 |
| Washington, DC-MD | 3 | $ 1,695,000 | $ 565,000 | $ 498,000 |
| Wausau, WI | 3 | $ 915,000 | $ 305,000 | $ 107,000 |
| Wichita, KS | 3 | $ 935,000 | $ 311,666 | $ 308,000 |
| Winston-Salem, NC | 3 | $ 995,000 | $ 331,666 | $ 341,000 |
| Altoona, PA | 2 | $ 150,000 | $ 75,000 | $ 83,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 550,000 | $ 275,000 | $ 150,000 |
| Bowling Green, KY | 2 | $ 660,000 | $ 330,000 | $ 83,000 |
| Bremerton-Silverdale, WA | 2 | $ 1,950,000 | $ 975,000 | $ 275,000 |
| Brunswick, GA | 2 | $ 530,000 | $ 265,000 | $ 87,000 |
| Cheyenne, WY | 2 | $ 770,000 | $ 385,000 | $ 220,000 |
| Clarksville, TN-KY | 2 | $ 320,000 | $ 160,000 | $ 89,000 |
| Des Moines-West Des Moines, IA | 2 | $ 1,500,000 | $ 750,000 | $ 478,000 |
| Eau Claire, WI | 2 | $ 1,460,000 | $ 730,000 | $ 236,000 |
| Elkhart-Goshen, IN | 2 | $ 290,000 | $ 145,000 | $ 109,000 |
| Farmington, NM | 2 | $ 620,000 | $ 310,000 | $ 175,000 |
| Helena, MT | 2 | $ 790,000 | $ 395,000 | $ 129,000 |
| Homosassa Springs, FL | 2 | $ 590,000 | $ 295,000 | $ 166,000 |
| Hot Springs, AR | 2 | $ 310,000 | $ 155,000 | $ 118,000 |
| Ithaca, NY | 2 | $ 790,000 | $ 395,000 | $ 360,000 |
| Jefferson City, MO | 2 | $ 210,000 | $ 105,000 | $ 120,000 |
| Kingston, NY | 2 | $ 1,020,000 | $ 510,000 | $ 418,000 |
| Lakeland-Winter Haven, FL | 2 | $ 940,000 | $ 470,000 | $ 177,000 |
| Lawrence, KS | 2 | $ 740,000 | $ 370,000 | $ 102,000 |
| Lebanon, PA | 2 | $ 530,000 | $ 265,000 | $ 81,000 |
| Lubbock, TX | 2 | $ 600,000 | $ 300,000 | $ 277,000 |
| Manchester-Nashua, NH | 2 | $ 2,120,000 | $ 1,060,000 | $ 642,000 |
| Morristown, TN | 2 | $ 1,040,000 | $ 520,000 | $ 443,000 |
| Muncie, IN | 2 | $ 340,000 | $ 170,000 | $ 110,000 |
| Muskegon, MI | 2 | $ 380,000 | $ 190,000 | $ 201,000 |
| Ogden-Clearfield, UT | 2 | $ 1,370,000 | $ 685,000 | $ 336,000 |
| Olympia-Tumwater, WA | 2 | $ 1,110,000 | $ 555,000 | $ 152,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 700,000 | $ 350,000 | $ 331,000 |
| Oshkosh-Neenah, WI | 2 | $ 650,000 | $ 325,000 | $ 821,000 |
| Pocatello, ID | 2 | $ 1,350,000 | $ 675,000 | $ 216,000 |
| Punta Gorda, FL | 2 | $ 350,000 | $ 175,000 | $ 144,000 |
| Roanoke, VA | 2 | $ 750,000 | $ 375,000 | $ 192,000 |
| Rockford, IL | 2 | $ 160,000 | $ 80,000 | $ 129,000 |
| Sioux Falls, SD | 2 | $ 690,000 | $ 345,000 | $ 388,000 |
| Sumter, SC | 2 | $ 550,000 | $ 275,000 | $ 213,000 |
| Utica-Rome, NY | 2 | $ 430,000 | $ 215,000 | $ 211,000 |
| Valdosta, GA | 2 | $ 670,000 | $ 335,000 | $ 528,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 720,000 | $ 360,000 | $ 145,000 |
| York-Hanover, PA | 2 | $ 500,000 | $ 250,000 | $ 131,000 |
| Albany, OR | 1 | $ 345,000 | $ 345,000 | $ 103,000 |
| Athens-Clarke County, GA | 1 | $ 455,000 | $ 455,000 | $ 131,000 |
| Baton Rouge, LA | 1 | $ 165,000 | $ 165,000 | $ 98,000 |
| Bloomington, IN | 1 | $ 625,000 | $ 625,000 | $ 266,000 |
| Burlington, NC | 1 | $ 25,000 | $ 25,000 | $ 164,000 |
| Cape Girardeau, MO-IL | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Casper, WY | 1 | $ 1,115,000 | $ 1,115,000 | $ 800,000 |
| Columbus, IN | 1 | $ 355,000 | $ 355,000 | $ 182,000 |
| Corpus Christi, TX | 1 | $ 465,000 | $ 465,000 | $ 149,000 |
| Corvallis, OR | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Decatur, IL | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Dover, DE | 1 | $ 225,000 | $ 225,000 | $ 121,000 |
| Duluth, MN-WI | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Enid, OK | 1 | $ 255,000 | $ 255,000 | $ 205,000 |
| Evansville, IN-KY | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Florence-Muscle Shoals, AL | 1 | $ 525,000 | $ 525,000 | $ 132,000 |
| Fort Smith, AR-OK | 1 | $ 195,000 | $ 195,000 | $ 41,000 |
| Gainesville, FL | 1 | $ 245,000 | $ 245,000 | $ 316,000 |
| Gettysburg, PA | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Grand Forks, ND-MN | 1 | $ 755,000 | $ 755,000 | $ 245,000 |
| Grand Junction, CO | 1 | $ 325,000 | $ 325,000 | $ 188,000 |
| Hinesville, GA | 1 | $ 345,000 | $ 345,000 | $ 164,000 |
| Iowa City, IA | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Jacksonville, NC | 1 | $ 245,000 | $ 245,000 | $ 550,000 |
| Janesville-Beloit, WI | 1 | $ 105,000 | $ 105,000 | $ 149,000 |
| Johnstown, PA | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Joplin, MO | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Kankakee, IL | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Kokomo, IN | 1 | $ 115,000 | $ 115,000 | $ 240,000 |
| Lancaster, PA | 1 | $ 575,000 | $ 575,000 | $ 204,000 |
| Lincoln, NE | 1 | $ 165,000 | $ 165,000 | $ 171,000 |
| Longview, TX | 1 | $ 345,000 | $ 345,000 | $ 146,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 425,000 | $ 425,000 | $ 181,000 |
| Midland, MI | 1 | $ 525,000 | $ 525,000 | $ 304,000 |
| Midland, TX | 1 | $ 1,605,000 | $ 1,605,000 | $ 830,000 |
| Monroe, LA | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Norwich-New London, CT | 1 | $ 495,000 | $ 495,000 | $ 260,000 |
| Parkersburg-Vienna, WV | 1 | $ 125,000 | $ 125,000 | $ 324,000 |
| Racine, WI | 1 | $ 655,000 | $ 655,000 | $ 340,000 |
| Rapid City, SD | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Reading, PA | 1 | $ 1,295,000 | $ 1,295,000 | $ 406,000 |
| Saginaw, MI | 1 | $ 105,000 | $ 105,000 | $ 206,000 |
| Sandusky, OH | 1 | $ 205,000 | $ 205,000 | $ 190,000 |
| Slidell-Mandeville-Covington, LA | 1 | $ 805,000 | $ 805,000 | $ 700,000 |
| Spartanburg, SC | 1 | $ 325,000 | $ 325,000 | $ 105,000 |
| Springfield, MA | 1 | $ 295,000 | $ 295,000 | $ 67,000 |
| Springfield, MO | 1 | $ 125,000 | $ 125,000 | $ 730,000 |
| State College, PA | 1 | $ 245,000 | $ 245,000 | $ 262,000 |
| Vallejo-Fairfield, CA | 1 | $ 355,000 | $ 355,000 | $ 188,000 |
| Visalia-Porterville, CA | 1 | $ 395,000 | $ 395,000 | $ 140,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Stifel Bank & Trust in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,232 | $1,779,190,000 | $550,000 | $9,395,000 | $350,000 | $7,800,000 |
| Other Purpose | 971 | $400,455,000 | $412,000 | $10,005,000 | $336,000 | $5,037,000 |
| Refinancing | 520 | $348,520,000 | $670,000 | $4,935,000 | $468,000 | $9,700,000 |
| Cash-out Refinancing | 387 | $260,205,000 | $672,000 | $14,005,000 | $383,000 | $7,082,000 |
| Home Improvement | 19 | $5,455,000 | $287,000 | $1,005,000 | $194,000 | $735,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,381 | $2,373,795,000 | $541,000 | $14,005,000 | $357,000 | $9,700,000 |
| Not Provided | 316 | $211,470,000 | $669,000 | $6,755,000 | $439,000 | $5,547,000 |
| Asian | 178 | $104,310,000 | $586,000 | $10,005,000 | $379,000 | $3,258,000 |
| Black or African American | 122 | $34,740,000 | $284,000 | $5,605,000 | $179,000 | $3,539,000 |
| Hispanic | 117 | $61,815,000 | $528,000 | $4,105,000 | $467,000 | $6,000,000 |
| American Indian or Alaskan Native | 9 | $4,155,000 | $461,000 | $1,005,000 | $312,000 | $1,150,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $2,730,000 | $682,000 | $1,355,000 | $315,000 | $495,000 |
| Not applicable | 2 | $810,000 | $405,000 | $765,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,949 | $2,740,175,000 | $553,000 | $14,005,000 | $370,000 | $9,700,000 |
| FHA-insured (Federal Housing Administration) | 115 | $27,865,000 | $242,000 | $535,000 | $91,000 | $388,000 |
| VA-guaranteed (Veterans Administration) | 65 | $25,785,000 | $396,000 | $1,215,000 | $149,000 | $344,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,497 | $2,486,455,000 | $552,000 | $14,005,000 | $366,000 | $9,700,000 |
| Application Withdrawn By Applicant | 446 | $224,770,000 | $503,000 | $10,005,000 | $336,000 | $3,404,000 |
| Application Denied By Financial Institution | 109 | $31,945,000 | $293,000 | $1,245,000 | $224,000 | $2,972,000 |
| Application Approved But Not Accepted | 65 | $41,275,000 | $635,000 | $3,455,000 | $427,000 | $3,925,000 |
| File Closed For Incompleteness | 10 | $8,570,000 | $857,000 | $4,905,000 | $529,000 | $3,500,000 |
| Loan Purchased By The Institution | 2 | $810,000 | $405,000 | $765,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,020 | $2,761,880,000 | $550,000 | $14,005,000 | $364,000 | $9,700,000 |
| Debt-To-Income Ratio | 36 | $11,010,000 | $305,000 | $755,000 | $114,000 | $493,000 |
| Collateral | 32 | $12,860,000 | $401,000 | $1,245,000 | $391,000 | $2,972,000 |
| Credit History | 28 | $6,040,000 | $215,000 | $605,000 | $210,000 | $1,217,000 |
| Credit Application Incomplete | 6 | $500,000 | $83,000 | $185,000 | $153,000 | $307,000 |
| Employment History | 3 | $545,000 | $181,000 | $305,000 | $30,000 | $49,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $390,000 | $195,000 | $235,000 | $111,000 | $170,000 |
| Other | 2 | $600,000 | $300,000 | $405,000 | $285,000 | $476,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stifel Bank & Trust's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stifel Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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