Hart County GA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013

Unlock detailed Hart County GA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Georgia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,059
Total Mortgage Loan Application Amount $239,294,000
Average Mortgage Loan Application Amount $225,000
Highest Mortgage Loan Application Amount $27,996,000
Average Applicant Income $89,000
Highest Applicant Income $5,400,000

Mortgage Company List for Lending in Hart County GA for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,266,125,000,000 115 $ 18,994,000
FIRST CITIZENS BANK & TRUST CO
1230 MAIN STREET
COLUMBIA, SC 29201
* $ 8,188,497,000 84 $ 10,613,000
PINNACLE BANK
884 ELBERT STREET
ELBERTON, GA 30635
* $ 578,956,000 68 $ 10,697,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 64 $ 7,000,000
HOMESTAR FINANCIAL CORPORATION
332 WASHINGTON STREET, NW
PEACHTREE CORNERS, GA 30501
* $ 45,240,000 42 $ 4,751,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,474,077,383,000 36 $ 4,603,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 178,034,172,000 33 $ 5,499,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,313,401,000,000 30 $ 4,734,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 28 $ 4,610,000
SYNOVUS BANK
PO BOX 120
COLUMBUS, GA 31902
* $ 26,425,077,000 26 $ 1,726,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
WILMINGTON, DE 30328
* $ 826,484,000 21 $ 3,379,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 21 $ 4,589,000
PRIMARY CAPITAL
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 21 $ 3,037,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 20 $ 3,758,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 120,420,787,000 17 $ 1,693,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 15 $ 843,000
SYNOVUS MORTGAGE CORPORATION
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 27,908,468,000 13 $ 1,561,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 12 $ 1,341,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 12 $ 2,241,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 11 $ 2,168,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 295,026,390,000 10 $ 2,659,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 10 $ 2,008,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 9 $ 1,095,000
FIDELITY BANK
3 CORPORATE BLVD NE
ATLANTA, GA 30329
* $ 2,474,447,000 8 $ 1,987,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 8 $ 1,550,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 7 $ 472,000
DISCOVER HOME LOANS, INC.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 7 $ 989,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 7 $ 2,019,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 6 $ 691,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 14,069,057,000 6 $ 1,206,000
UNITED COMMUNITY BANK
PO BOX 398
BLAIRSVILLE, GA 30512
* $ 6,794,846,000 6 $ 738,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 6 $ 1,174,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 4,169,063,000 6 $ 902,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 5 $ 748,000
FIRST AMERICAN BANK AND TRUST COMPANY
300 COLLEGE AVE
ATHENS, GA 30601
* $ 547,311,000 5 $ 651,000
SOUTHEAST MORTGAGE OF GEORGIA, INC.
3575 KOGER BLVD. SUITE 400
DULUTH, GA 30096
* $ 10,000,000 5 $ 973,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 5 $ 1,149,000
AMERIS BANK
300 SOUTH MAIN STREET
ATLANTA, GA 31768
* $ 3,016,309,000 5 $ 572,000
BANKSOUTH
6340 LAKE OCONEE PARKWAY
GREENSBORO, GA 30642
* $ 351,778,000 4 $ 2,073,000
GUARANTY MORTGAGE SERVICES, L.L.C.
5072 BRISTOL INDUSTRIAL WAY, SUITE F
SPRINGFIELD, IL 30518
* $ 1,270,503,000 4 $ 635,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 4 $ 956,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 4 $ 618,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 4 $ 506,000
SOUTH STATE BANK
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 5,130,184,000 4 $ 309,000
WR STARKEY MORTGAGE LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 4 $ 547,000
HOME POINT MORTGAGE ACCEPTANCE CORPORATION
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 3 $ 1,098,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 3 $ 531,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ 945,758,000 3 $ 629,000
COMMUNITY & SOUTHERN BANK
3333 RIVERWOOD PARKWAY SUITE #350
ATLANTA, GA 30339
* $ 2,585,937,000 3 $ 346,000
MILEND, INC.
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30350
* $ 10,000,000 3 $ 462,000
LSI MORTGAGE PLUS
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 3 $ 429,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 429,180,000 3 $ 477,000
JUSTICE FEDERAL CREDIT UNION
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 595,867,000 3 $ 36,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ 3,642,000 3 $ 587,000
REVERSE MORTGAGE SOLUTIONS INC
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 3 $ 78,373,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 169,076,807,000 3 $ 225,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 15,532,278,000 3 $ 350,000
GEORGIA'S OWN
1155 PEACHTREE STREET, SUITE 100
ATLANTA, GA 30309
* $ 1,728,838,000 3 $ 350,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 94,795,926,000 3 $ 943,000
ANDERSON FEDERAL CREDIT UNION
PO BOX 2427
ANDERSON, SC 29622
* $ 90,005,000 3 $ 370,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 2 $ 192,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 2 $ 361,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 2 $ 375,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 2 $ 174,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 2 $ 414,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 2 $ 605,000
TERRACE MORTGAGE COMPANY
900 ASHWOOD PKWY. STE. 130
ATLANTA, GA 30338
* $ 40,450,000 2 $ 333,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 445,000
AGSOUTH FARM CREDIT, ACA
PO BOX 718
STATESBORO, GA 30459
* $ 10,000,000 2 $ 238,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ 10,000,000 2 $ 317,000
ASSOCIATED CREDIT UNION
P.O. BOX 923028
NORCROSS, GA 30092
* $ 1,275,875,000 2 $ 248,000
CBC NATIONAL BANK
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 475,008,000 2 $ 559,000
THE NATIONAL BANK OF GEORGIA
2234 WEST BROAD STREET
ATHENS, GA 30606
* $ 315,866,000 2 $ 428,000
FIRST CENTURY BANK, NATIONAL ASSOCIATION
807 DORSEY ST
GAINESVILLE, GA 30501
* $ 78,379,000 2 $ 70,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ 3,125,000 2 $ 430,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 2 $ 301,000
RESIDENTIAL FINANCE CORPORATIO
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 2 $ 391,000
CASHCALL, INC.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 2 $ 551,000
GFS CAPITAL
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 2 $ 411,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 2 $ 442,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ 10,000,000 2 $ 585,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 407,000
FIRST MADISON BANK & TRUST
780 HIGHWAY 29 NORTH
ATHENS, GA 30601
* $ 153,792,000 2 $ 401,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 51,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 2,230,791,000 1 $ 226,000
CRESCOM BANK
288 MEETING ST
CHARLESTON, SC 29401
* $ 887,890,000 1 $ 162,000
ENTEGRA BANK
14 ONE CENTER COURT
FRANKLIN, NC 28734
* $ 770,101,000 1 $ 115,000
GEORGIA UNITED
6705 SUGARLOAF PARKWAY
DULUTH, GA 30097
* $ 925,004,000 1 $ 114,000
MYCUMORTGAGE, LLC
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 1 $ 142,000
CREDIT UNION FINANCIAL SERVICES, LLC
1123 ELM ST NE
SUWANEE, GA 30014
* $ 81,511,000 1 $ 240,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 1 $ 130,000
ROUNDPOINT MORTGAGE COMPANY
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 122,000
MORTGAGE ASSURANCE, INC.
1200 ASHWOOD PKWY. STE 200
PEACHTREE CORNERS, GA 30338
* $ 3,711,533,000 1 $ 256,000
FBC MORTGAGE, LLC
189 S ORANGE AVE STE 970
TALLAHASSEE, FL 32801
* $ 12,000,000 1 $ 280,000
ACOPIA, LLC
306 NORTHCREEK BOULEVARD SUITE 100
NASHVILLE, TN 37072
* $ 100,000,000 1 $ 167,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ 10,000,000 1 $ 215,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,891,810,000 1 $ 34,000
METRO CITY BANK
5114 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ 464,388,000 1 $ 83,000
ACCESS NATIONAL BANK
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 862,757,000 1 $ 115,000
SOUTHCREST BANK
108 S CHURCH STREET
THOMASTON, GA 30286
* $ 299,771,000 1 $ 241,000
OCONEE STATE BANK
P.O. BOX 205
WATKINSVILLE, GA 30677
* $ 275,066,000 1 $ 141,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 1 $ 407,000
VAN DYK MORTGAGE CORPORATION
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 1 $ 309,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 1 $ 136,000
MEMBER FIRST MORTGAGE, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ 11,800,000 1 $ 45,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 73,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ 10,000,000 1 $ 129,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 128,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ 10,000,000 1 $ 73,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ 100,000,000 1 $ 227,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 126,000
SOUTHPOINT FINANCIAL SERVICES, INC.
5955 SHILOH ROAD EAST, SUITE 200
LAWRENCEVILLE, GA 30005
* $ 40,000,000 1 $ 135,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 1 $ 69,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 237,816,000 1 $ 127,000
GUARANTY BANK
501 W NORTHSHORE DR. SUITE 400
GLENDALE, WI 53217
* $ 1,134,936,000 1 $ 234,000
BANK OF ATLANTA
1349 W. PEACHTREE STREET
ATLANTA, GA 30309
* $ 184,883,000 1 $ 236,000
ANDIGO CREDIT UNION
1501 E WOODFIELD RD
SCHAUMBURG, IL 60173
* $ 872,444,000 1 $ 142,000
MARION AND POLK SCHOOLS CREDIT UNION
PO BOX 12398
SALEM, OR 97309
* $ 445,384,000 1 $ 82,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 467,666,000 1 $ 73,000
COLE TAYLOR BANK
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,784,213,000 1 $ 274,000
FIRST CHOICE LOAN SERVICES INC.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 193,000
COASTAL STATES MORTGAGE, INC.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 1 $ 105,000
FIRST FEDERAL BANK
2440 MALL DRIVE
NORTH CHARLESTON, SC 29406
* $ 3,209,458,000 1 $ 25,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 82,086,021,000 1 $ 115,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 110,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
AUSTIN, TX 75001
* $ 10,000,000 1 $ 69,000
DELTA COMMUNITY CREDIT UNION
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 4,365,864,000 1 $ 203,000
ATLANTA POSTAL
1605 BOGGS ROAD
ATLANTA, GA 30096
* $ 2,030,878,000 1 $ 85,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 1 $ 240,000
BRAND MORTGAGE GROUP, LLC
1255 LAKES PARKWAY, BLDG 300, ST 200
LAWRENCEVILLE, GA 30043
* $ 1,195,416,000 1 $ 780,000
UBS BANK USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 47,738,052,000 1 $ 187,000
BANK OF MADISON
133 N MAIN ST
MADISON, GA 30650
* $ 209,424,000 1 $ 182,000
THE PEOPLES BANK
6124 HIGHWAY 278 NE
COVINGTON, GA 30014
* $ 108,661,000 1 $ 13,000
THE COMMERCIAL BANK
PO BOX 306
CRAWFORD, GA 30630
* $ 99,038,000 1 $ 36,000
ROBINS FINANCIAL CREDIT UNION
803 WATSON BOULEVARD
WARNER ROBINS, GA 31093
* $ 1,741,446,000 1 $ 22,000
LENDMARK FINANCIAL SERVICES
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 1 $ 25,000
MILITARY FAMILY HOME LOANS, LL
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 1 $ 132,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2013, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Hart County GA in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 678 $190,221,000 $280,000 $27,996,000 $97,000 $5,400,000
Home Purchase 327 $44,366,000 $135,000 $910,000 $73,000 $718,000
Home Improvement 54 $4,707,000 $87,000 $600,000 $90,000 $840,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 796 $120,033,000 $150,000 $910,000 $96,000 $5,400,000
Not Provided 88 $14,656,000 $166,000 $630,000 $97,000 $775,000
Not applicable 86 $93,166,000 $1,083,000 $27,996,000 $55,000 $248,000
Black or African American 62 $6,580,000 $106,000 $292,000 $41,000 $180,000
Hispanic 12 $1,589,000 $132,000 $320,000 $79,000 $287,000
Asian 12 $2,857,000 $238,000 $951,000 $105,000 $350,000
American Indian or Alaskan Native 3 $413,000 $137,000 $193,000 $56,000 $81,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 810 $129,012,000 $159,000 $1,227,000 $104,000 $5,400,000
FHA-insured (Federal Housing Administration) 138 $94,666,000 $685,000 $27,996,000 $40,000 $247,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 60 $6,090,000 $101,000 $190,000 $35,000 $71,000
VA-guaranteed (Veterans Administration) 51 $9,526,000 $186,000 $531,000 $47,000 $134,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 518 $80,777,000 $155,000 $1,227,000 $95,000 $1,732,000
Application Denied By Financial Institution 206 $26,367,000 $127,000 $780,000 $94,000 $5,400,000
Loan Purchased By The Institution 168 $105,443,000 $627,000 $27,996,000 $72,000 $458,000
Application Withdrawn By Applicant 96 $17,457,000 $181,000 $800,000 $85,000 $510,000
Application Approved But Not Accepted 39 $4,641,000 $119,000 $412,000 $83,000 $389,000
File Closed For Incompleteness 32 $4,609,000 $144,000 $630,000 $75,000 $350,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 42 $4,248,000 $101,000 $780,000 $90,000 $840,000
Collateral 39 $6,024,000 $154,000 $330,000 $87,000 $236,000
Debt-To-Income Ratio 29 $4,033,000 $139,000 $360,000 $40,000 $129,000
Other 17 $2,681,000 $157,000 $780,000 $390,000 $5,400,000
Credit Application Incomplete 14 $1,822,000 $130,000 $266,000 $58,000 $169,000
Unverifiable Information 8 $1,187,000 $148,000 $387,000 $80,000 $178,000
Employment History 3 $466,000 $155,000 $274,000 $75,000 $165,000
Insufficient Cash (Downpayment, Closing Cost) 1 $136,000 $136,000 $136,000 $77,000 $77,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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