Howard County MO
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Unlock detailed Howard County MO mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Missouri.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 445 |
| Total Mortgage Loan Application Amount | $42,124,000 |
| Average Mortgage Loan Application Amount | $94,000 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $59,000 |
| Highest Applicant Income | $270,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| COMMERCIAL TRUST COMPANY OF FAYETTE 119 NORTH MAIN STREET FAYETTE, MO 65248 |
* | $ 104,922,000 | 126 | $ 9,623,000 |
| TRI-COUNTY TRUST COMPANY PO BOX 217, 103 COMMERCE ST. GLASGOW, MO 65254 |
* | $ 47,238,000 | 36 | $ 2,546,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 28 | $ 3,378,000 |
| BOONE COUNTY NATIONAL BANK 8TH & BROADWAY P O BOX 678 COLUMBIA, MO 65205 |
* | $ 1,214,301,000 | 28 | $ 3,307,000 |
| FLAT BRANCH MORTGAGE, INC. 101 S. FIFTH STREET, STE 200 COLUMBIA, MO 65201 |
* | $ 39,000,000 | 20 | $ 2,399,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 276,376,130,000 | 17 | $ 1,312,000 |
| WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,000,000 | 15 | $ 1,206,000 |
| MERCHANTS & FARMERS BANK 507 N WEBER SALISBURY, MO 65281 |
* | $ 103,932,000 | 12 | $ 521,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,627,684,000,000 | 11 | $ 1,373,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 11 | $ 878,000 |
| EXCHANGE BANK OF MISSOURI P.O. BOX 69, 101 SOUTH CHURCH STREET FAYETTE, MO 65248 |
* | $ 61,095,000 | 9 | $ 813,000 |
| MISSOURI CREDIT UNION 111 E. BROADWAY COLUMBIA, MO 65203 |
* | $ 212,259,000 | 8 | $ 679,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 7 | $ 932,000 |
| UMB BANK, NA 1008 OAK ST. KANSAS CITY, MO 64106 |
* | $ 10,219,530,000 | 7 | $ 1,000,000 |
| LANDMARK BANK N.A. PO BOX 1867 COLUMBIA, MO 65201 |
* | $ 1,464,905,000 | 6 | $ 812,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 6 | $ 360,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 6 | $ 781,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 5 | $ 767,000 |
| THE CALLAWAY BANK PO BOX 10 FULTON, MO 65251 |
* | $ 284,111,000 | 5 | $ 1,024,000 |
| PEOPLES BANK & TRUST CO. 430 E. WOOD STREET TROY, MO 63379 |
* | $ 422,715,000 | 5 | $ 592,000 |
| COMMERCE BANK, N.A. 922 WALNUT, TB 12-1 KANSAS CITY, MO 64106 |
* | $ 17,958,713,000 | 5 | $ 535,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,483,100,000 | 4 | $ 565,000 |
| VANDERBILT MORTGAGE 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 3 | $ 169,000 |
| TRUHOME SOLUTIONS, L.L.C. 9601 LEGLER RD LENEXA, KS 66219 |
* | $ 1,900,000,000 | 3 | $ 321,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 3 | $ 474,000 |
| CITIZENS BANK AND TRUST COMPANY 7553 NW BARRY ROAD KANSAS CITY, MO 64153 |
* | $ 1,087,507,000 | 3 | $ 126,000 |
| HAWTHORN BANK 132 E. HIGH STREET JEFFERSON CITY, MO 65101 |
* | $ 1,217,700,000 | 3 | $ 296,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 164,340,844,000 | 3 | $ 500,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 5,122,657,000 | 3 | $ 382,000 |
| SHELTER FINANCIAL BANK 1817 W. BROADWAY COLUMBIA, MO 65218 |
* | $ 197,047,000 | 2 | $ 112,000 |
| SOUTH CENTRAL BANK, NATIONAL ASSOCIATION 525 W ROOSEVELT RD CHICAGO, IL 60607 |
* | $ 237,957,000 | 2 | $ 30,000 |
| REGIONS BANK 1900 5TH AVENUE N - ALBH10903B BIRMINGHAM, AL 35203 |
* | $ 138,006,763,000 | 2 | $ 333,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 2 | $ 295,000 |
| TMG REAL ESTATE & FINANCIAL 310 W. LIBERTY ST. STE 100 LOUISVILLE, KY 40202 |
* | $ 292,000 | 2 | $ 414,000 |
| FIRST STATE BANK OF ST. CHARLES, MISSOURI 2850 WEST CLAY ST ST CHARLES, MO 63301 |
* | $ 186,823,000 | 2 | $ 143,000 |
| CITIZENS BANK P.O. BOX 197 NEW HAVEN, MO 63068 |
* | $ 170,274,000 | 2 | $ 124,000 |
| FIRST STATE COMMUNITY BANK 201 E COLUMBIA FARMINGTON, MO 63640 |
* | $ 1,019,377,000 | 2 | $ 60,000 |
| UNITED COMMUNITY BANK 104 N MACOUPIN CHATHAM, IL 62033 |
* | $ 847,945,000 | 1 | $ 110,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 55,302,902,000 | 1 | $ 117,000 |
| PEOPLES BANK 408 W WASHINGTON ST CUBA, MO 65453 |
* | $ 180,179,000 | 1 | $ 38,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 2,011,062,000 | 1 | $ 32,000 |
| AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 1 | $ 76,000 |
| BOULEVARD BANK 111 E MAIN ST NEOSHO, MO 64850 |
* | $ 147,872,000 | 1 | $ 36,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 37,922,355,000 | 1 | $ 153,000 |
| UNIVERSAL LENDING CORPORATION 6775 EAST EVANS AVE. DENVER, CO 80224 |
* | $ 10,000,000 | 1 | $ 81,000 |
| PRIMARY RESIDENTIAL MORTGAGE 4750 W WILEY POST WAY SUITE 200 SALT LAKE CITY, UT 84116 |
* | $ 10,000,000 | 1 | $ 222,000 |
| MORTGAGE SOLUTIONS OF CO, LLC 5455 N UNION BLVD # 105 COLORADO SPRINGS, CO 80918 |
* | $ 10,000,000 | 1 | $ 81,000 |
| MIDWEST MORTGAGE CAPITAL, LLC 12400 OLIVE BLVD SAINT LOUIS, MO 63141 |
* | $ 2,000,000 | 1 | $ 276,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 1 | $ 150,000 |
| MORTGAGE RESEARCH CENTER, LLC 2101 CHAPEL PLAZA COURT SUITE 107 COLUMBIA, MO 65203 |
* | $ 880,000,000 | 1 | $ 129,000 |
| PARAMOUNT MORTGAGE COMPANY 347 N. LINDBERGH BLVD. ST. LOUIS, MO 63141 |
* | $ 10,000,000 | 1 | $ 81,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 1 | $ 117,000 |
| LSI MORTGAGE PLUS 6470 E JOHNS CROSSING STE 400 DULUTH, GA 30097 |
* | $ 1,704,000 | 1 | $ 102,000 |
| SHORE MORTGAGE 770 S. ADAMS ROAD #300 BIRMINGHAM, MI 48009 |
* | $ 10,000,000 | 1 | $ 135,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 1 | $ 114,000 |
| AMERICAN EQUITY MORTGAGE, INC. 11933 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 |
* | $ 10,000,000 | 1 | $ 118,000 |
| MOUNTAIN STATES MORTGAGE 1333 E 9400 S SANDY, UT 84093 |
* | $ 10,000,000 | 1 | $ 82,000 |
| ARVEST BANK GROUP 4500 SOUTH GARNETT SUIT 440 TULSA, OK 74146 |
* | $ 11,319,023,000 | 1 | $ 17,000 |
| TIB THE INDEPENDENT BANKERSBAN 11701 LUNA ROAD FARMERS BRANCH, TX 75234 |
* | $ 1,987,814,000 | 1 | $ 73,000 |
| BNC NATIONAL BANK 20175 N 67TH AVENUE GLENDALE, AZ 85308 |
* | $ 866,920,000 | 1 | $ 76,000 |
| ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 90,293,933,000 | 1 | $ 38,000 |
| METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 14,106,965,000 | 1 | $ 180,000 |
| PREMIER BANK 815 WEST STADIUM BLVD JEFFERSON CITY, MO 65109 |
* | $ 1,256,121,000 | 1 | $ 90,000 |
| MAINSTREET BANK 301 E BROADWAY ASHLAND, MO 65010 |
* | $ 55,674,000 | 1 | $ 69,000 |
| PROVIDENCE BANK 3855 FORUM BOULEVARD COLUMBIA, MO 65203 |
* | $ 132,337,000 | 1 | $ 16,000 |
| CENTRAL NATIONAL BANK 100 RIMROCK DRIVE JUNCTION CITY, KS 66441 |
* | $ 833,054,000 | 1 | $ 49,000 |
| UNITED SECURITY BANK 101 E. WALNUT ST. AUXVASSE, MO 65231 |
* | $ 40,265,000 | 1 | $ 70,000 |
| THE BANK OF MISSOURI 916 N. KINGSHIGHWAY PERRYVILLE, MO 63775 |
* | $ 770,370,000 | 1 | $ 14,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Howard County MO in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 236 | $26,572,000 | $112,000 | $417,000 | $63,000 | $270,000 |
| Home Purchase | 148 | $12,256,000 | $82,000 | $300,000 | $52,000 | $256,000 |
| Home Improvement | 61 | $3,296,000 | $54,000 | $250,000 | $58,000 | $201,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 395 | $37,131,000 | $94,000 | $417,000 | $60,000 | $270,000 |
| Not Provided | 25 | $2,561,000 | $102,000 | $280,000 | $65,000 | $195,000 |
| Not applicable | 15 | $1,788,000 | $119,000 | $294,000 | $2,000 | $43,000 |
| Black or African American | 4 | $196,000 | $49,000 | $80,000 | $60,000 | $94,000 |
| Hispanic | 2 | $180,000 | $90,000 | $94,000 | $45,000 | $59,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $66,000 | $33,000 | $33,000 | $42,000 | $42,000 |
| American Indian or Alaskan Native | 2 | $202,000 | $101,000 | $149,000 | $43,000 | $52,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 340 | $30,432,000 | $89,000 | $417,000 | $64,000 | $270,000 |
| FHA-insured (Federal Housing Administration) | 74 | $7,906,000 | $106,000 | $276,000 | $46,000 | $256,000 |
| VA-guaranteed (Veterans Administration) | 17 | $2,494,000 | $146,000 | $294,000 | $31,000 | $117,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $1,292,000 | $92,000 | $136,000 | $33,000 | $50,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 285 | $25,788,000 | $90,000 | $417,000 | $62,000 | $264,000 |
| Application Denied By Financial Institution | 72 | $5,940,000 | $82,000 | $280,000 | $47,000 | $124,000 |
| Loan Purchased By The Institution | 41 | $5,029,000 | $122,000 | $294,000 | $45,000 | $254,000 |
| Application Withdrawn By Applicant | 34 | $4,010,000 | $117,000 | $326,000 | $61,000 | $164,000 |
| Application Approved But Not Accepted | 10 | $874,000 | $87,000 | $304,000 | $85,000 | $159,000 |
| File Closed For Incompleteness | 3 | $483,000 | $161,000 | $270,000 | $109,000 | $270,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 23 | $1,321,000 | $57,000 | $150,000 | $43,000 | $104,000 |
| Debt-To-Income Ratio | 12 | $1,015,000 | $84,000 | $210,000 | $37,000 | $102,000 |
| Collateral | 9 | $986,000 | $109,000 | $211,000 | $67,000 | $113,000 |
| Other | 7 | $648,000 | $92,000 | $193,000 | $69,000 | $124,000 |
| Credit Application Incomplete | 3 | $320,000 | $106,000 | $207,000 | $22,000 | $34,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.