Iroquois County IL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Unlock detailed Iroquois County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 788 |
| Total Mortgage Loan Application Amount | $76,497,000 |
| Average Mortgage Loan Application Amount | $97,000 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $70,000 |
| Highest Applicant Income | $1,600,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| IROQUOIS FEDERAL SAVINGS AND LOAN ASSOCIATION 201 E CHERRY ST WATSEKA, IL 60970 |
* | $ 520,503,000 | 97 | $ 7,718,000 |
| MAINSOURCE BANK 2105 N STATE RD 3 BYPASS GREENSBURG, IN 47240 |
* | $ 2,743,288,000 | 59 | $ 3,940,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,896,773,000,000 | 52 | $ 4,845,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,266,125,000,000 | 51 | $ 4,636,000 |
| HOMESTAR BANK AND FINANCIAL SERVICES 3 DIVERSATECH DR MANTENO, IL 60950 |
* | $ 349,929,000 | 45 | $ 4,404,000 |
| FEDERATED BANK 107 N. CHESTNUT ONARGA, IL 60955 |
* | $ 83,353,000 | 33 | $ 3,264,000 |
| CENTRUE BANK 606 BROADWAY COAL CITY, IL 60416 |
* | $ 900,381,000 | 28 | $ 2,734,000 |
| BUSEY BANK 100 W UNIVERSITY AVE CHAMPAIGN, IL 61820 |
* | $ 3,581,292,000 | 24 | $ 2,898,000 |
| FARMERS STATE BANK OF DANFORTH 200 NORTH FRONT STREET, P.O. BOX 168 DANFORTH, IL 60930 |
* | $ 66,802,000 | 18 | $ 1,222,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 295,026,390,000 | 18 | $ 1,371,000 |
| ILLINI BANK 3200 W. ILES AVENUE SPRINGFIELD, IL 62711 |
* | $ 259,651,000 | 15 | $ 1,537,000 |
| FARMERS-MERCHANTS NATIONAL BANK OF PAXTON 101 N. TAFT ST. PAXTON, IL 60957 |
* | $ 111,354,000 | 14 | $ 1,363,000 |
| PROSPECT BANK PO BOX 400 PARIS, IL 61944 |
* | $ 352,633,000 | 14 | $ 927,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,313,401,000,000 | 13 | $ 1,121,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 345,088,616,000 | 12 | $ 870,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 12 | $ 1,258,000 |
| PHH HOME LOANS, LLC 1 MORTGAGE WAY 2ND FLOOR MT LAUREL, NJ 08054 |
* | $ 4,597,939,000 | 10 | $ 1,159,000 |
| PEOPLES BANK OF KANKAKEE COUNTY 315 MAIN NW BOURBONNAIS, IL 60914 |
* | $ 182,390,000 | 10 | $ 1,089,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 9 | $ 1,045,000 |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION 800 E NORTHWEST HIGHWAY SUITE 821 CARSON CITY, NV 60074 |
* | $ 9,427,000 | 7 | $ 1,019,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 7 | $ 1,008,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 7 | $ 832,000 |
| FIRST AMERICAN BANK 80 STRATFORD DRIVE ELK GROVE VILLAGE, IL 60108 |
* | $ 2,858,506,000 | 7 | $ 572,000 |
| DISCOVER HOME LOANS, INC. 173 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 73,491,315,000 | 6 | $ 767,000 |
| VERMILION VALLEY BANK 4 E PEORIA PO BOX 128 PIPER CITY, IL 60959 |
* | $ 130,866,000 | 6 | $ 294,000 |
| FIRST TRUST BANK OF ILLINOIS 275 E. COURT STREET KANKAKEE, IL 60901 |
* | $ 225,161,000 | 6 | $ 719,000 |
| FIRST NATIONAL BANK IN PAXTON 106 N. MARKET ST. PAXTON, IL 60957 |
* | $ 76,131,000 | 5 | $ 303,000 |
| STATE BANK OF HERSCHER 10 TOBEY DR PO BOX 68 HERSCHER, IL 60941 |
* | $ 180,498,000 | 5 | $ 998,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,864,946,000 | 5 | $ 322,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ 10,000,000 | 5 | $ 805,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 58,597,476,000 | 5 | $ 651,000 |
| MIDLAND STATES BANK 1201 NETWORK CENTRE DRIVE EFFINGHAM, IL 62401 |
* | $ 1,569,090,000 | 5 | $ 890,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,474,077,383,000 | 5 | $ 318,000 |
| ASSOCIATED BANK, NATIONAL ASSOCIATION 200 NORTH ADAMS STREET GREEN BAY, WI 54301 |
* | $ 23,260,580,000 | 4 | $ 306,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 4 | $ 259,000 |
| UNITED COMMUNITY BANK 104 N MACOUPIN CHATHAM, IL 62033 |
* | $ 953,650,000 | 4 | $ 262,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 4 | $ 500,000 |
| 1ST ALLIANCE LENDING, LLC 111 FOUNDERS PLAZA, SUITE 1300 EAST HARTFORD, CT 06108 |
* | $ 3,285,000 | 4 | $ 432,000 |
| COMMUNITY BANK PO BOX 70 HOOPESTON, IL 60942 |
* | $ 85,123,000 | 4 | $ 424,000 |
| FIRST STATE BANK OF FORREST 133 E. KRACK ST. FORREST, IL 61741 |
* | $ 130,925,000 | 4 | $ 178,000 |
| PROFICIO BANK 6985 UNION PARK CENTER, SUITE 150 COTTONWOOD HEIGHTS, UT 84047 |
* | $ 209,365,000 | 4 | $ 383,000 |
| ALLIED FIRST BANK,SB 3201 ORCHARD RD OSWEGO, IL 60543 |
* | $ 125,340,000 | 3 | $ 323,000 |
| NATIONAL BANK OF ST. ANNE 158 WEST STATION ST ST. ANNE, IL 60964 |
* | $ 49,651,000 | 3 | $ 261,000 |
| KENTLAND BANK 111 N FOURTH ST KENTLAND, IN 47951 |
* | $ 301,432,000 | 3 | $ 128,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 3 | $ 549,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 3 | $ 395,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 3 | $ 248,000 |
| DRAPER AND KRAMER MORTGAGE CORP. 1431 OPUS PLACE SUITE 200 WILMINGTON, DE 60515 |
* | $ 10,000,000 | 3 | $ 183,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 3 | $ 540,000 |
| HICKORY POINT BANK & TRUST FSB 225 N WATER STREET DECATUR, IL 62523 |
* | $ 591,178,000 | 3 | $ 463,000 |
| FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 949,559,000 | 3 | $ 364,000 |
| MUNICIPAL TRUST AND SAVINGS BANK PO BOX 146 BOURBONNAIS, IL 60914 |
* | $ 260,058,000 | 3 | $ 263,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 119,444,656,000 | 3 | $ 346,000 |
| FIFTH THIRD BANK 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 119,444,656,000 | 3 | $ 237,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 52,436,123,000 | 3 | $ 159,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 104,823,994,000 | 3 | $ 175,000 |
| BYRON BANK 200 N WALNUT ST BYRON, IL 61010 |
* | $ 223,143,000 | 2 | $ 218,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 169,076,807,000 | 2 | $ 232,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 18,212,833,000 | 2 | $ 302,000 |
| DEMOTTE STATE BANK PO BOX 400 DE MOTTE, IN 46310 |
* | $ 378,889,000 | 2 | $ 106,000 |
| FIRST COMMUNITY BANK AND TRUST P O BOX 457 BEECHER, IL 60401 |
* | $ 145,532,000 | 2 | $ 231,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ 100,000,000 | 2 | $ 459,000 |
| BANK OF GIBSON CITY 804 S. SANGAMON AVE., PO BOX 311 GIBSON CITY, IL 60936 |
* | $ 76,904,000 | 2 | $ 133,000 |
| MIDWEST COMMUNITY BANK 510 PARK CREST DR FREEPORT, IL 61032 |
* | $ 208,092,000 | 2 | $ 274,000 |
| NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 CARSON CITY, NV 92614 |
* | $ 52,388,000 | 2 | $ 257,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 2 | $ 234,000 |
| PEOPLES HOME EQUITY 5205 MARYLAND WAY SUITE 100 BRENTWOOD, TN 37027 |
* | $ 1,065,000 | 2 | $ 421,000 |
| STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 2 | $ 376,000 |
| THE GIFFORD STATE BANK PO BOX 400 GIFFORD, IL 61847 |
* | $ 129,176,000 | 2 | $ 190,000 |
| FIRST FARMERS STATE BANK 101 S MAIN MINIER, IL 61759 |
* | $ 154,900,000 | 1 | $ 225,000 |
| IAA CREDIT UNION 808 IAA DRIVE BLOOMINGTON, IL 61701 |
* | $ 188,957,000 | 1 | $ 98,000 |
| WINGS FINANCIAL CREDIT UNION 14985 GLAZIER AVENUE APPLE VALLEY, MN 55124 |
* | $ 3,864,395,000 | 1 | $ 64,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ 10,000,000 | 1 | $ 100,000 |
| AMERICAN FIDELITY MORTGAGE SERVICES, INC. 4200 COMMERCE COURT, SUITE 200 LISLE, IL 60532 |
* | $ 10,000,000 | 1 | $ 123,000 |
| CBC NATIONAL BANK 1891 SOUTH 14TH STREET FERNANDINA BEACH, FL 32034 |
* | $ 475,008,000 | 1 | $ 176,000 |
| THRIVENT FEDERAL CREDIT UNION 625 FOURTH AVE S APPLETON, WI 55415 |
* | $ 478,049,000 | 1 | $ 33,000 |
| GREAT LAKES CREDIT UNION 2525 GREEN BAY BANNOCKBURN, IL 60064 |
* | $ 523,625,000 | 1 | $ 161,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ 1,000,000,000 | 1 | $ 65,000 |
| LIBERTY HOME EQUITY SOLUTIONS, INC. 10951 WHITE ROCK ROAD, SUITE 200 RANCHO CORDOVA, CA 95670 |
* | $ 60,629,000 | 1 | $ 38,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ 11,000,000 | 1 | $ 125,000 |
| PREMIER HOME MORTGAGE, INC. 3024 TOWER RD RAPID CITY, SD 57701 |
* | $ 20,569,000 | 1 | $ 48,000 |
| SERVICE FINANCE COMPANY, LLC 555 S FEDERAL HIGHWAY SUITE 200 BOCA RATON, FL 33432 |
* | $ 10,000,000 | 1 | $ 3,000 |
| COMMUNITY MORTGAGE, LLC 19045 E. VALLEY VIEW PKWY., STE. F INDEPENDENCE, MO 64055 |
* | $ 512,000 | 1 | $ 158,000 |
| WARREN-BOYNTON STATE BANK 702 W ILLINOIS ST, PO BOX 19 NEW BERLIN, IL 62670 |
* | $ 129,402,000 | 1 | $ 82,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ 10,000,000 | 1 | $ 182,000 |
| UNITED SECURITY FINANCIAL CORP 930 EAST 6600 SOUTH MURRAY, UT 84121 |
* | $ 10,000,000 | 1 | $ 100,000 |
| ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ 10,000,000 | 1 | $ 194,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ 10,000,000 | 1 | $ 189,000 |
| RESIDENTIAL FINANCE CORPORATIO 1 EASTON OVAL #400 COLUMBUS, OH 43219 |
* | $ 17,533,484,000 | 1 | $ 143,000 |
| STANDARD BANK AND TRUST CO. 7800 W 95TH ST HICKORY HILLS, IL 60457 |
* | $ 2,183,156,000 | 1 | $ 85,000 |
| PEOPLES BANK & TRUST 200 S LOCUST, PO BOX 350 PANA, IL 62557 |
* | $ 404,513,000 | 1 | $ 152,000 |
| BANK OF RANTOUL 201 E CHAMPAIGN RANTOUL, IL 61866 |
* | $ 215,915,000 | 1 | $ 141,000 |
| ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 646,232,000 | 1 | $ 25,000 |
| COMPEER FINANCIAL, FLCA 2600 JENNY WREN TRAIL SUN PRAIRIE, WI 53590 |
* | $ 10,000,000 | 1 | $ 225,000 |
| MARINE BANK 3050 WABASH AVENUE SPRINGFIELD, IL 62704 |
* | $ 592,237,000 | 1 | $ 90,000 |
| NORTHWEST BANK OF ROCKFORD 3106 N ROCKTON AVE ROCKFORD, IL 61103 |
* | $ 239,881,000 | 1 | $ 417,000 |
| BBMC MORTGAGE, LLC 100 W. 22ND ST LOMBARD, IL 60148 |
* | $ 149,000,000 | 1 | $ 185,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ 3,642,000 | 1 | $ 133,000 |
| FIRST NATIONAL BANK OF OMAHA 1620 DODGE STREET OMAHA, NE 68197 |
* | $ 14,500,067,000 | 1 | $ 2,000 |
| COMMERCE BANK 922 WALNUT, TB 12-1 KANSAS CITY, MO 64106 |
* | $ 22,017,122,000 | 1 | $ 140,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 82,086,021,000 | 1 | $ 58,000 |
| STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ 10,000,000 | 1 | $ 164,000 |
| MICHIGAN MUTUAL, INC. 911 MILITARY STREET PORT HURON, MI 48060 |
* | $ 35,000,000,000 | 1 | $ 90,000 |
| RANLIFE, INC. 9272 S. 700 E. SANDY, UT 84070 |
* | $ 3,304,000 | 1 | $ 182,000 |
| W. J. BRADLEY MORTGAGE CAPITAL 6465 GREENWOOD PLAZA BLVD, SUITE 500 CENTENNIAL, CO 80111 |
* | $ 10,000,000 | 1 | $ 79,000 |
| PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 1 | $ 62,000 |
| LENOX FINANCIAL MORTGAGE CORPORATION 200 E. SANDPOINTE SUITE 800 SANTA ANA, CA 92707 |
* | $ 39,000,000 | 1 | $ 76,000 |
| THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 55,954,625,000 | 1 | $ 150,000 |
| FIRSTMERIT BANK NA III CASCADE PLAZA - CAS46 AKRON, OH 44308 |
* | $ 14,901,417,000 | 1 | $ 142,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 14,069,057,000 | 1 | $ 96,000 |
| UBS BANK USA 299 S. MAIN ST SALT LAKE CITY, UT 84111 |
* | $ 47,738,052,000 | 1 | $ 109,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,247,622,000 | 1 | $ 346,000 |
| LENDMARK FINANCIAL SERVICES 223 W NASH ST WILSON, NC 27893 |
* | $ 43,592,768,000 | 1 | $ 9,000 |
| FIRST FINANCIAL BANK, NATIONAL ASSOCIATION 1401 S. THIRD ST. TERRE HAUTE, IN 47802 |
* | $ 2,793,023,000 | 1 | $ 78,000 |
| HOMETOWN NATIONAL BANK 260 BUCKLIN STREET LASALLE, IL 61301 |
* | $ 187,393,000 | 1 | $ 125,000 |
| MORTON COMMUNITY BANK 721 W. JACKSON MORTON, IL 61550 |
* | $ 2,726,506,000 | 1 | $ 95,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 6,680,971,000 | 1 | $ 112,000 |
| CSB MORTGAGE COMPANY INC PO BOX 98 CORTLAND, OH 44410 |
* | $ 578,724,000 | 1 | $ 144,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2013, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Iroquois County IL in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 467 | $49,408,000 | $105,000 | $417,000 | $73,000 | $368,000 |
| Home Purchase | 255 | $24,406,000 | $95,000 | $409,000 | $68,000 | $1,600,000 |
| Home Improvement | 66 | $2,683,000 | $40,000 | $242,000 | $60,000 | $227,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 666 | $64,169,000 | $96,000 | $417,000 | $74,000 | $1,600,000 |
| Not Provided | 49 | $6,452,000 | $131,000 | $346,000 | $83,000 | $432,000 |
| Not applicable | 41 | $3,313,000 | $80,000 | $198,000 | $8,000 | $85,000 |
| Hispanic | 26 | $1,843,000 | $70,000 | $182,000 | $46,000 | $135,000 |
| Black or African American | 4 | $492,000 | $123,000 | $225,000 | $57,000 | $83,000 |
| American Indian or Alaskan Native | 1 | $58,000 | $58,000 | $58,000 | $52,000 | $52,000 |
| Asian | 1 | $170,000 | $170,000 | $170,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 607 | $58,134,000 | $95,000 | $417,000 | $79,000 | $1,600,000 |
| FHA-insured (Federal Housing Administration) | 90 | $9,348,000 | $103,000 | $240,000 | $37,000 | $160,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 64 | $5,895,000 | $92,000 | $204,000 | $41,000 | $78,000 |
| VA-guaranteed (Veterans Administration) | 27 | $3,120,000 | $115,000 | $263,000 | $55,000 | $139,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 424 | $39,980,000 | $94,000 | $409,000 | $79,000 | $1,600,000 |
| Application Denied By Financial Institution | 163 | $15,372,000 | $94,000 | $350,000 | $61,000 | $432,000 |
| Loan Purchased By The Institution | 87 | $8,344,000 | $95,000 | $288,000 | $35,000 | $203,000 |
| Application Withdrawn By Applicant | 44 | $5,017,000 | $114,000 | $319,000 | $85,000 | $368,000 |
| Application Approved But Not Accepted | 42 | $4,693,000 | $111,000 | $417,000 | $72,000 | $320,000 |
| File Closed For Incompleteness | 28 | $3,091,000 | $110,000 | $345,000 | $74,000 | $265,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 43 | $2,616,000 | $60,000 | $146,000 | $67,000 | $432,000 |
| Collateral | 30 | $3,726,000 | $124,000 | $350,000 | $71,000 | $149,000 |
| Debt-To-Income Ratio | 20 | $1,918,000 | $95,000 | $200,000 | $43,000 | $89,000 |
| Other | 9 | $834,000 | $92,000 | $140,000 | $98,000 | $160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $607,000 | $75,000 | $184,000 | $40,000 | $85,000 |
| Credit Application Incomplete | 6 | $741,000 | $123,000 | $202,000 | $94,000 | $223,000 |
| Unverifiable Information | 4 | $292,000 | $73,000 | $117,000 | $48,000 | $61,000 |
| Employment History | 3 | $281,000 | $93,000 | $161,000 | $71,000 | $128,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.