Jackson County, WI Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 557 mortgage applications in Jackson County, WI totaling $63.5 million, up 21% from 2014. The average application was for $114,000, and applicants reported an average income of $69,000. 60% of applications resulted in an originated loan and 19% were denied. The most active lender was Co-Op Credit Union, with 215 applications, followed by Royal Credit Union and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 557
Total Mortgage Loan Application Amount $63,511,000
Average Mortgage Loan Application Amount $114,000
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $69,000
Highest Applicant Income $3,719,000

Mortgage Company List for Lending in Jackson County, WI for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Co-Op Credit Union
100 E MAIN ST
BLACK RIVER FALLS, WI 54615
* $ 274,785,000 215 $ 21,967,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ 1,543,002,000 22 $ 2,048,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 17 $ 2,388,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 534,898,000 15 $ 1,121,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 13 $ 1,645,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 26,653,631,000 12 $ 1,757,000
Pigeon Falls State Bank
40214 S. EKERN AVE PO BOX 489
PIGEON FALLS, WI 54760
* $ 76,972,000 12 $ 1,368,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 10 $ 1,238,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 1,036,325,000 9 $ 1,164,000
Badgerland Financial, Aca
1430 NORTH RIDGE DRIVE
PRAIRIE DU SAC, WI 53578
* $ 10,000,000 8 $ 1,510,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 6 $ 814,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 6 $ 707,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,518,754,000 6 $ 1,543,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 6 $ 734,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 5 $ 574,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 5 $ 296,000
Consumer Loan Services, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 5 $ 1,073,000
1st Community Credit Union
1000 W. WISCONSIN STREET
SPARTA, WI 54656
* $ 122,421,000 5 $ 224,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 5 $ 624,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ 10,000,000 5 $ 439,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 5 $ 533,000
American Lending Solutions LLC
N4365 STATE HWY 73
COLUMBUS, WI 53925
* $ 10,861,469,000 4 $ 593,000
Flagstar Bank
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 4 $ 359,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 4 $ 606,000
Union State Bank of West Salem
120 S. MILL STREET/ PO BOX 870
WEST SALEM, WI 54669
* $ 66,460,000 4 $ 709,000
Bluff View Bank
16893 SOUTH MAIN STREET
GALESVILLE, WI 54630
* $ 91,691,000 4 $ 196,000
State Bank Financial
401 MAIN ST
LA CROSSE, WI 54601
* $ 331,014,000 3 $ 382,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 3 $ 22,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 3 $ 296,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 3 $ 572,000
Park Bank National Association
1200 MAIN STREET PO BOX 100
HOLMEN, WI 54636
* $ 49,372,000 3 $ 308,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 3 $ 549,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 83,125,845,000 3 $ 425,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 97,496,905,000 3 $ 329,000
Bremer Bank, NA
372 ST. PETER STREET
ST. PAUL, MN 55102
* $ 9,158,286,000 3 $ 658,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 3 $ 304,000
Westconsin Credit Union
444 BROADWAY
MENOMONIE, WI 54751
* $ 929,074,000 3 $ 320,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 243,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ 4,028,990,000 3 $ 326,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 357,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 2 $ 175,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 2 $ 127,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 2 $ 408,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 211,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 2 $ 159,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ 10,000,000 2 $ 228,000
Unity Bank
207 W LINCOLN ST
AUGUSTA, WI 54722
* $ 95,062,000 2 $ 78,000
Verve, A Credit Union
2900 UNIVERSAL ST
OSHKOSH, WI 54904
* $ 593,306,000 2 $ 393,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ 2,076,035,000 2 $ 147,000
East Wisconsin Savings Bank
109 W 2ND ST
KAUKAUNA, WI 54130
* $ 232,092,000 2 $ 94,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 314,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 335,060,015,000 2 $ 104,000
Anchorbank FSB
25 WEST MAIN STREET
MADISON, WI 53703
* $ 2,082,246,000 2 $ 276,000
The Northwestern Bank
202 N. BRIDGE ST. PO BOX 49
CHIPPEWA FALLS, WI 54729
* $ 401,283,000 2 $ 263,000
Firefighters Credit Union
525 5TH AVE S
ONALASKA, WI 54650
* $ 65,972,000 2 $ 125,000
Citizens State Bank of Loyal
400 N MAIN STREET PO BOX 218
LOYAL, WI 54446
* $ 189,254,000 2 $ 118,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 2 $ 550,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 972,551,000 2 $ 35,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ 3,918,466,000 1 $ 26,000
First Community Bank
202 MERCHANT ROW
MILTON, WI 53563
* $ 87,291,000 1 $ 35,000
Bay Bank
2555 PACKERLAND DRIVE
GREEN BAY, WI 54313
* $ 81,981,000 1 $ 61,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 243,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 1 $ 92,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 1 $ 228,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 87,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 110,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 230,000
The First National Bank of Bangor
1798 COMMERCIAL ST
BANGOR, WI 54614
* $ 224,064,000 1 $ 96,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 86,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 130,000
Luana Savings Bank
100 HARVEST DRIVE
LUANA, IA 52156
* $ 708,312,000 1 $ 212,000
Heritage Credit Union
1212 HUXLEY STREET
MADISON, WI 53704
* $ 271,959,000 1 $ 280,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 5,244,310,000 1 $ 100,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 5,958,502,000 1 $ 100,000
Citizens Community Federal N.A.
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ 571,276,000 1 $ 57,000
North Shore Bank FSB
15700 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53005
* $ 1,777,248,000 1 $ 52,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,281,397,000 1 $ 70,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 1 $ 110,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 136,279,317,000 1 $ 99,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 81,661,915,000 1 $ 45,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 1 $ 129,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 1 $ 71,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 1 $ 203,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,910,776,000 1 $ 214,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 668,685,000 1 $ 13,000
Hiawatha National Bank
N1555 770TH ST
HAGER CITY, WI 54014
* $ 143,608,000 1 $ 124,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,680,579,000 1 $ 233,000
Cambria Financial Group
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ 7,380,000 1 $ 149,000
Forward Bank
1001 N CENTRAL AVE
MARSHFIELD, WI 54449
* $ 330,812,000 1 $ 79,000
Covantage Credit Union
723 6TH AVE, PO BOX 107
ANTIGO, WI 54409
* $ 1,134,942,000 1 $ 40,000
Capital Credit Union
PO BOX 2526
GREEN BAY, WI 54306
* $ 1,098,344,000 1 $ 274,000
Blackhawk Community Credit Uni
PO BOX 5366
JANESVILLE, WI 53547
* $ 389,174,000 1 $ 60,000
Royal Bank
202 MAIN STREET
ELROY, WI 53929
* $ 330,183,000 1 $ 65,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 155,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 179,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 1 $ 126,000
Bank Mutual
4949 W BROWN DEER RD
MILWAUKEE, WI 53224
* $ 2,327,457,000 1 $ 50,000
Westbury Bank
200 S MAIN ST
WEST BEND, WI 53095
* $ 581,261,000 1 $ 75,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ 10,000,000 1 $ 191,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ 50,442,000 1 $ 256,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 202,275,000 1 $ 52,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 9,314,575,000 1 $ 17,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 1 $ 214,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 106,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 1 $ 102,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 1 $ 148,000
Peoples State Bank
P O BOX 1686, 1905 STEWART AVE
WAUSAU, WI 54402
* $ 733,722,000 1 $ 150,000
Peoples Bank Midwest
10583 MAIN STREET
HAYWARD, WI 54843
* $ 315,718,000 1 $ 197,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 968,312,000 1 $ 75,000

The tables below break down 2015 mortgage applications in Jackson County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Jackson County, WI in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 278 $32,766,000 $117,000 $1,000,000 $62,000 $648,000
Home Purchase 233 $27,272,000 $117,000 $510,000 $79,000 $3,719,000
Home Improvement 46 $3,473,000 $75,000 $296,000 $63,000 $173,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 491 $56,135,000 $114,000 $1,000,000 $74,000 $3,719,000
Not Provided 35 $4,141,000 $118,000 $272,000 $44,000 $105,000
Not applicable 16 $1,678,000 $104,000 $223,000 $2,000 $41,000
American Indian or Alaskan Native 6 $410,000 $68,000 $86,000 $46,000 $54,000
Hispanic 5 $677,000 $135,000 $214,000 $67,000 $97,000
Asian 2 $223,000 $111,000 $144,000 $29,000 $31,000
Black or African American 2 $247,000 $123,000 $148,000 $68,000 $73,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 436 $47,441,000 $108,000 $1,000,000 $77,000 $3,719,000
FHA-insured (Federal Housing Administration) 59 $6,940,000 $117,000 $260,000 $39,000 $100,000
VA-guaranteed (Veterans Administration) 51 $7,871,000 $154,000 $510,000 $45,000 $153,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11 $1,259,000 $114,000 $194,000 $33,000 $62,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 334 $38,594,000 $115,000 $957,000 $79,000 $3,719,000
Application Denied By Financial Institution 106 $10,628,000 $100,000 $374,000 $57,000 $367,000
Application Withdrawn By Applicant 57 $7,288,000 $127,000 $1,000,000 $62,000 $284,000
File Closed For Incompleteness 24 $2,843,000 $118,000 $510,000 $56,000 $186,000
Loan Purchased By The Institution 24 $2,820,000 $117,000 $243,000 $15,000 $81,000
Application Approved But Not Accepted 12 $1,338,000 $111,000 $233,000 $79,000 $295,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 24 $2,369,000 $98,000 $299,000 $67,000 $367,000
Debt-To-Income Ratio 16 $1,824,000 $114,000 $280,000 $61,000 $145,000
Collateral 15 $1,986,000 $132,000 $374,000 $86,000 $173,000
Credit Application Incomplete 3 $310,000 $103,000 $130,000 $60,000 $74,000
Employment History 2 $183,000 $91,000 $99,000 $51,000 $63,000
Insufficient Cash (Downpayment, Closing Cost) 1 $134,000 $134,000 $134,000 $61,000 $61,000
Other 1 $30,000 $30,000 $30,000 $30,000 $30,000
Unverifiable Information 1 $78,000 $78,000 $78,000 $46,000 $46,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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