Unlock detailed Jefferson Davis Parish LA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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for all lenders based in Louisiana.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,170 |
| Total Mortgage Loan Application Amount | $134,494,000 |
| Average Mortgage Loan Application Amount | $114,000 |
| Highest Mortgage Loan Application Amount | $1,700,000 |
| Average Applicant Income | $82,000 |
| Highest Applicant Income | $1,802,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| THE BANK 1304 N CUTTING AVENUE JENNINGS, LA 70546 |
* | $ 198,229,000 | 144 | $ 14,649,000 |
| JD BANCSHARES, INC. P O BOX 730 JENNINGS, LA 70546 |
* | $ 777,959,000 | 122 | $ 7,727,000 |
| ST MARTIN BANK & TRUST COMPANY P O BOX 199 (301 SOUTH MAIN ST) ST MARTINVILLE, LA 70582 |
* | $ 525,828,000 | 77 | $ 6,448,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 57 | $ 3,835,000 |
| CAPITAL ONE, NATIONAL ASSOCIATION 7933 PRESTON ROAD PLANO, TX 75024 |
* | $ 255,011,219,000 | 48 | $ 4,276,000 |
| HOME POINT MORTGAGE ACCEPTANCE CORPORATION 121 RESEARCH BLVD MADISON, AL 35758 |
* | $ 580,000,000 | 46 | $ 7,818,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,532,784,000,000 | 45 | $ 6,973,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 41 | $ 3,165,000 |
| U.S. FINANCIAL GROUP, INC 2915 RYAN ST LAKE CHARLES, LA 70601 |
* | $ 0 | 34 | $ 5,955,000 |
| ABBEVILLE BUILDING & LOAN (A STATE-CHARTERED SAVINGS BANK) 1212 CHARITY STREET ABBEVILLE, LA 70510 |
* | $ 59,354,000 | 31 | $ 5,217,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,074,981,000,000 | 25 | $ 3,686,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 24 | $ 3,599,000 |
| MIDSOUTH BANK, NATIONAL ASSOCIATION 102 VERSAILLES BLVD LAFAYETTE, LA 70501 |
* | $ 1,935,444,000 | 22 | $ 2,123,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 20 | $ 2,959,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 19 | $ 3,268,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 18 | $ 3,002,000 |
| FIDELITY BANK 201 ST. CHARLES AVE SUITE 2710 NEW ORLEANS, LA 70170 |
* | $ 836,647,000 | 16 | $ 1,723,000 |
| GMFS LLC 7389 FLORIDA BLVD, STE 200-A CAMDEN, DE 70806 |
* | $ 10,000,000 | 16 | $ 1,728,000 |
| PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 15 | $ 1,670,000 |
| AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 13 | $ 2,588,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 12 | $ 1,359,000 |
| CSE FEDERAL CREDIT UNION 4321 NELSON RD LAKE CHARLES, LA 70605 |
* | $ 281,186,000 | 11 | $ 1,127,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ 100,000,000 | 11 | $ 1,714,000 |
| CRESCENT MORTGAGE COMPANY 6600 PEACHTREE DUNWOODY ROAD SUITE 650 WILMINGTON, DE 30328 |
* | $ 826,484,000 | 10 | $ 1,479,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 10 | $ 1,491,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 9 | $ 1,116,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 9 | $ 1,130,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ 6,260,444,000 | 9 | $ 732,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,356,442,000,000 | 9 | $ 910,000 |
| FIRST FEDERAL BANK OF LOUISIANA 1135 LAKESHORE DRIVE LAKE CHARLES, LA 70601 |
* | $ 848,600,000 | 8 | $ 493,000 |
| CITY SAVINGS BANK & TRUST COMPANY 301 NORTH PINE STREET DERIDDER, LA 70634 |
* | $ 314,107,000 | 8 | $ 558,000 |
| NTFN, INC. 700 STATE HIGHWAY 121, SUITE 100 PLANO, TX 75067 |
* | $ 10,000,000 | 8 | $ 1,381,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 63,635,411,000 | 7 | $ 610,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 67,301,894,000 | 7 | $ 918,000 |
| IBERIABANK 285 WEST ESPLANADE AVENUE, 2ND FLOOR KENNER, LA 70065 |
* | $ 15,675,477,000 | 7 | $ 1,169,000 |
| IBERIABANK MORTGAGE COMPANY 285 WEST ESPLANADE AVE, SECOND FLOOR KENNER, LA 70065 |
* | $ 15,675,477,000 | 7 | $ 1,323,000 |
| ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 451,471,000 | 6 | $ 197,000 |
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 185,888,583,000 | 6 | $ 230,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,574,093,000,000 | 6 | $ 758,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 6 | $ 744,000 |
| BANK OF COMMERCE & TRUST CO. P O BOX 246 CROWLEY, LA 70527 |
* | $ 362,295,000 | 6 | $ 1,862,000 |
| HOUSTONIAN MORTGAGE GROUP INC 11490 WESTHEIMER #825 HOUSTON, TX 77077 |
* | $ 17,008,000 | 6 | $ 1,038,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ 10,000,000 | 5 | $ 965,000 |
| ASSURANCE FINANCIAL GROUP, L.L.C. 9029 JEFFERSON HIGHWAY SUITE 100 BATON ROUGE, LA 70809 |
* | $ 1,000,000,000 | 5 | $ 621,000 |
| PELICAN STATE CREDIT UNION P.O. BOX 40088 BATON ROUGE, LA 70835 |
* | $ 236,184,000 | 4 | $ 136,000 |
| CADENCE BANK P O BOX 789 TUPELO, MS 38802 |
* | $ 13,314,758,000 | 4 | $ 1,016,000 |
| HANCOCK WHITNEY BANK 2510 14TH STREET FLOWOOD, MS 39501 |
* | $ 20,632,572,000 | 4 | $ 48,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ 1,543,699,000 | 4 | $ 412,000 |
| TRI-PARISH BANK P. O. BOX 1029 EUNICE, LA 70535 |
* | $ 212,245,000 | 4 | $ 689,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 4 | $ 477,000 |
| AMERICAN HOMESTAR MORTGAGE, L.L.C. 2450 SOUTH SHORE BLVD., SUITE 301 LEAGUE CITY, TX 77573 |
* | $ 47,278,000 | 3 | $ 512,000 |
| STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 3 | $ 431,000 |
| FIRST GUARANTY BANK 400 EAST THOMAS STREET HAMMOND, LA 70401 |
* | $ 1,515,072,000 | 3 | $ 127,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ 10,000,000 | 3 | $ 329,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,761,042,000 | 3 | $ 165,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 17,796,419,000 | 3 | $ 328,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 16,808,214,000 | 3 | $ 276,000 |
| COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 1,071,910,000 | 3 | $ 550,000 |
| LAKESIDE BANK 4735 NELSON ROAD LAKE CHARLES, LA 70606 |
* | $ 139,620,000 | 2 | $ 213,000 |
| SOUTHWEST LOUISIANA CREDIT UNION 4056 RYAN ST LAKE CHARLES, LA 70605 |
* | $ 80,445,000 | 2 | $ 188,000 |
| STANDARD MORTGAGE CORPORATION 701 POYDRAS STREET STE 300 PLAZA BATON ROUGE, LA 70139 |
* | $ 31,000,000 | 2 | $ 170,000 |
| THE EVANGELINE BANK & TRUST COMPANY P.O. BOX 346--497 W. MAIN STREET VILLE PLATTE, LA 70586 |
* | $ 563,063,000 | 2 | $ 43,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ 10,000,000 | 2 | $ 186,000 |
| SIERRA PACIFIC MORTGAGE COMPANY, INC. 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | $ 10,000,000 | 2 | $ 224,000 |
| COUNTRYPLACE MORTGAGE, LTD. 15301 SPECTRUM DR. STE 550 AUSTIN, TX 75001 |
* | $ 10,000,000 | 2 | $ 247,000 |
| PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ 40,000,000 | 2 | $ 239,000 |
| GULF COAST BANK PO BOX DRAWER 490 ABBEVILLE, LA 70511 |
* | $ 377,242,000 | 2 | $ 111,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 21,610,491,000 | 2 | $ 177,000 |
| DISCOVER HOME LOANS, INC 173 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 83,125,845,000 | 2 | $ 388,000 |
| WOODFOREST NATIONAL BANK 25231 GROGAN'S MILL ROAD THE WOODLANDS, TX 77380 |
* | $ 4,519,923,000 | 2 | $ 198,000 |
| RAYNE BUILDING AND LOAN ASSOCIATION P O BOX 46 RAYNE, LA 70578 |
* | $ 65,661,000 | 2 | $ 374,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 2 | $ 186,000 |
| FIRST NATIONAL BANK OF LOUISIANA 128 N PARKERSON AVENUE CROWLEY, LA 70526 |
* | $ 337,044,000 | 2 | $ 143,000 |
| JEFFERSON FINANCIAL FEDERAL CU 77021 AIRLINE DR METAIRIE, LA 70003 |
* | $ 421,254,000 | 2 | $ 129,000 |
| HOMEWARD RESIDENTIAL, INC. 16675 ADDISON ROAD ADDISON, TX 75001 |
* | $ 3,809,880,000 | 2 | $ 217,000 |
| NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 CARSON CITY, NV 92614 |
* | $ 52,388,000 | 2 | $ 115,000 |
| BANKERS MORTGAGE CENTER, INC. 909 NORTH 18TH STREET STE 110 MONROE, LA 71201 |
* | $ 10,000,000 | 2 | $ 281,000 |
| ORIGIN BANK 2211 NORTH 7TH CHOUDRANT, LA 71291 |
* | $ 3,713,197,000 | 1 | $ 200,000 |
| SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 TEMPE, AZ 85297 |
* | $ 5,889,539,000 | 1 | $ 188,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ 10,000,000 | 1 | $ 59,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ 10,000,000 | 1 | $ 146,000 |
| MERCHANTS & FARMERS BANK & TRUST COMPANY 501 SOUTH FIFTH ST LEESVILLE, LA 71446 |
* | $ 320,858,000 | 1 | $ 298,000 |
| FARMERS-MERCHANTS BANK & TRUST COMPANY 100 SOUTH MAIN ST BREAUX BRIDGE, LA 70810 |
* | $ 290,582,000 | 1 | $ 32,000 |
| NATIONWIDE BANK ONE NATIONWIDE PLAZA COLUMBUS, OH 43215 |
* | $ 6,265,793,000 | 1 | $ 140,000 |
| ENVOY MORTGAGE, LTD 5100 WESTHEIMER RD, STE 320 AUSTIN, TX 77056 |
* | $ 10,000,000 | 1 | $ 127,000 |
| COAST CAPITAL INC 720 SAINT JOHN STREET LAFAYETTE, LA 70501 |
* | $ 10,000,000 | 1 | $ 64,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ 1,825,398,000 | 1 | $ 195,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 1 | $ 219,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 118,801,412,000 | 1 | $ 12,000 |
| CHEVRON FEDERAL CREDIT UNION 500 12TH STREET SUITE 200 OAKLAND, CA 94607 |
* | $ 2,499,140,000 | 1 | $ 74,000 |
| EAGLE LOUISIANA FCU PO BOX 64630 BATON ROUGE, LA 70896 |
* | $ 104,628,000 | 1 | $ 106,000 |
| VERMILION BANK & TRUST COMPANY 420 N CUSHING AVE KAPLAN, LA 70548 |
* | $ 130,111,000 | 1 | $ 113,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ 1,000,000,000 | 1 | $ 98,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 185,888,583,000 | 1 | $ 180,000 |
| NYCB MORTGAGE COMPANY, LLC 1801 EAST 9TH STREET CLEVELAND, OH 44114 |
* | $ 75,001,000 | 1 | $ 115,000 |
| STATE EMPLOYEES' P.O. DRAWER 25279 RALEIGH, NC 27611 |
* | $ 29,477,544,000 | 1 | $ 110,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 398,978,359,000 | 1 | $ 174,000 |
| NEW YORK COMMUNITY BANK 615 MERRICK AVENUE WESTBURY, NY 11590 |
* | $ 44,281,869,000 | 1 | $ 115,000 |
| UNITED STATES SENATE FEDERAL CREDIT UNION 2750 EISENHOWER AVENUE ALEXANDRIA, VA 22314 |
* | $ 582,024,000 | 1 | $ 41,000 |
| JAMES B. NUTTER & COMPANY 4153 BROADWAY KANSAS CITY, MO 64111 |
* | $ 145,480,000 | 1 | $ 80,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ 242,587,000 | 1 | $ 166,000 |
| STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ 10,000,000 | 1 | $ 220,000 |
| IMPAC MORTGAGE CORP. 19500 JAMBOREE RD GLENDALE, CA 92612 |
* | $ 32,120,000 | 1 | $ 131,000 |
| FIRST NATIONAL BANK IN DERIDDER P.O. BOX 700 DERIDDER, LA 70634 |
* | $ 224,904,000 | 1 | $ 189,000 |
| BANK OF ERATH 105 W. EDWARDS ST. (P.O. DRAWER B) ERATH, LA 70533 |
* | $ 99,448,000 | 1 | $ 482,000 |
| UNITED BUILT HOMES, L.L.C. 8500 LINE AVE BATON ROUGE, LA 71106 |
* | $ 59,713,000 | 1 | $ 240,000 |
| ADVANCIAL CREDIT UNION 1845 WOODALL RODGERS FWY, SUITE 1300 DALLAS, TX 75201 |
* | $ 1,167,901,000 | 1 | $ 48,000 |
| FIDELITY BANK, NATIONAL ASSOCIATION 100 E ENGLISH WICHITA, KS 67202 |
* | $ 1,622,355,000 | 1 | $ 163,000 |
| KEESLER 2602 PASS ROAD BILOXI, MS 39531 |
* | $ 2,218,206,000 | 1 | $ 100,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2015, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 590 | $74,471,000 | $126,000 | $1,700,000 | $79,000 | $1,802,000 |
| Refinancing | 435 | $52,436,000 | $120,000 | $1,071,000 | $85,000 | $996,000 |
| Home Improvement | 145 | $7,587,000 | $52,000 | $266,000 | $86,000 | $733,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 933 | $105,012,000 | $112,000 | $1,318,000 | $91,000 | $1,802,000 |
| Black or African American | 90 | $7,692,000 | $85,000 | $325,000 | $71,000 | $1,303,000 |
| Not applicable | 81 | $14,036,000 | $173,000 | $1,700,000 | $10,000 | $136,000 |
| Not Provided | 40 | $4,720,000 | $118,000 | $276,000 | $62,000 | $276,000 |
| Hispanic | 17 | $2,137,000 | $125,000 | $488,000 | $71,000 | $172,000 |
| American Indian or Alaskan Native | 7 | $439,000 | $62,000 | $118,000 | $64,000 | $134,000 |
| Asian | 1 | $192,000 | $192,000 | $192,000 | $95,000 | $95,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $266,000 | $266,000 | $266,000 | $141,000 | $141,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 897 | $96,426,000 | $107,000 | $1,700,000 | $91,000 | $1,802,000 |
| FHA-insured (Federal Housing Administration) | 152 | $21,250,000 | $139,000 | $276,000 | $58,000 | $276,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 65 | $7,706,000 | $118,000 | $203,000 | $36,000 | $86,000 |
| VA-guaranteed (Veterans Administration) | 56 | $9,112,000 | $162,000 | $637,000 | $59,000 | $319,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 695 | $81,507,000 | $117,000 | $1,700,000 | $92,000 | $1,802,000 |
| Application Denied By Financial Institution | 199 | $18,329,000 | $92,000 | $276,000 | $68,000 | $996,000 |
| Loan Purchased By The Institution | 83 | $11,472,000 | $138,000 | $417,000 | $33,000 | $143,000 |
| Application Withdrawn By Applicant | 81 | $10,475,000 | $129,000 | $417,000 | $85,000 | $473,000 |
| File Closed For Incompleteness | 57 | $5,008,000 | $87,000 | $269,000 | $68,000 | $323,000 |
| Application Approved But Not Accepted | 55 | $7,703,000 | $140,000 | $1,318,000 | $94,000 | $665,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 42 | $2,803,000 | $66,000 | $175,000 | $79,000 | $996,000 |
| Debt-To-Income Ratio | 15 | $1,291,000 | $86,000 | $275,000 | $67,000 | $155,000 |
| Collateral | 13 | $1,567,000 | $120,000 | $234,000 | $91,000 | $261,000 |
| Credit Application Incomplete | 11 | $1,580,000 | $143,000 | $275,000 | $76,000 | $142,000 |
| Other | 7 | $496,000 | $70,000 | $143,000 | $87,000 | $250,000 |
| Unverifiable Information | 4 | $444,000 | $111,000 | $134,000 | $43,000 | $80,000 |
| Employment History | 2 | $146,000 | $73,000 | $85,000 | $133,000 | $200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $126,000 | $63,000 | $101,000 | $26,000 | $53,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.