Jefferson County, IL Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 1,554 mortgage applications in Jefferson County, IL totaling $152.5 million, up 11% from 2010. The average application was for $98,000, and applicants reported an average income of $56,000. 40% of applications resulted in an originated loan and 22% were denied. The most active lender was Old National Bank, with 212 applications, followed by Peoples National Bank, N.A. and US Bk NA Nd.

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Total Number of Mortgage Applications 1,554
Total Mortgage Loan Application Amount $152,543,000
Average Mortgage Loan Application Amount $98,000
Highest Mortgage Loan Application Amount $6,500,000
Average Applicant Income $56,000
Highest Applicant Income $1,178,000

Mortgage Company List for Lending in Jefferson County, IL for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Old National Bank
1 MAIN STREET
EVANSVILLE, IN 47708
* $ 7,121,605,000 212 $ 7,462,000
Peoples National Bank, N.A.
520 S 42ND ST
MOUNT VERNON, IL 62864
* $ 855,152,000 170 $ 16,835,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 144 $ 11,798,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 97 $ 20,682,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 108,668,289,000 93 $ 6,019,000
Genfed Financial CU
85 MASSILLON RD
AKRON, OH 44312
* $ 174,835,000 73 $ 5,405,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 67 $ 7,936,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 61 $ 6,812,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 60 $ 3,674,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 51 $ 5,002,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 49 $ 6,111,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 45 $ 4,667,000
Banterra Bank
111 AIRWAY DRIVE
MARION, IL 62959
* $ 1,087,873,000 35 $ 2,480,000
Midcountry Bank
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 727,106,000 34 $ 3,603,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 33 $ 2,553,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 32 $ 3,283,000
Gershman Investment Corp.
7 N. BEMISTON
ST. LOUIS, MO 63105
* $ 31,000,000 25 $ 8,469,000
Integra Bank
PO BOX 868
EVANSVILLE, IN 47705
* $ 2,416,159,000 23 $ 993,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 15 $ 1,755,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 126,719,736,000 12 $ 852,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 9 $ 947,000
The Farmers and Merchants National Bank
120 WEST ST. LOUIS STREET
NASHVILLE, IL 62263
* $ 151,117,000 9 $ 804,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 1,632,607,000 9 $ 1,430,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 8 $ 1,189,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 8 $ 1,054,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 6 $ 197,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 6 $ 495,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 843,305,000 6 $ 411,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,919,054,000 5 $ 309,000
Citifinancial Services, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 5 $ 180,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,796,328,000 5 $ 397,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 4 $ 543,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 4 $ 609,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 4 $ 634,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 4 $ 520,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 4 $ 563,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 4 $ 241,000
Scott Credit Union
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 694,238,000 4 $ 287,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 213,864,000 3 $ 802,000
The Bank of Edwardsville
330 W VANDALIA
EDWARDSVILLE, IL 62025
* $ 1,498,079,000 3 $ 305,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 341,542,000 3 $ 48,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 3 $ 280,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 3 $ 464,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 3 $ 564,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 3 $ 173,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 3 $ 195,000
Merrill Lynch Credit Corp
30930 RUSSELL RANCH RD CA6-916-01-14
WESTLAKE VILLAGE, CA 91362
* $ 2,223,299,000 2 $ 1,023,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,217,801,000 2 $ 273,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 2 $ 384,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 2 $ 130,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 2 $ 239,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 151,000
Everett Financial Inc.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 2 $ 279,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 2 $ 375,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 2 $ 329,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,181,819,000 2 $ 236,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 7,352,931,000 2 $ 220,000
First County Bank
14-22 E HANOVER
NEW BADEN, IL 62265
* $ 396,226,000 2 $ 56,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 131,429,000 2 $ 88,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 214,166,000 2 $ 16,000
Trustbank
600 EAST MAIN STREET, PO BOX 158
OLNEY, IL 62450
* $ 167,274,000 1 $ 20,000
Peoples Bank & Trust
200 S LOCUST, PO BOX 350
PANA, IL 62557
* $ 277,562,000 1 $ 100,000
Gcs Federal Credit Union
4101 STATE HWY 111
PONTOON BEACH, IL 62040
* $ 286,370,000 1 $ 147,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 1 $ 64,000
First Liberty Financial Group
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,000,000,000 1 $ 113,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 73,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,001,416,000 1 $ 17,000
Federated Bank
107 N. CHESTNUT
ONARGA, IL 60955
* $ 78,605,000 1 $ 45,000
Midwest Community Bank
510 PARK CREST DR
FREEPORT, IL 61032
* $ 222,695,000 1 $ 124,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 1,640,463,000 1 $ 14,000
Fcb Banks
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 612,803,000 1 $ 76,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 68,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,469,196,000 1 $ 81,000
Farmers & Mechanics Bank
21 E MAIN ST
GALESBURG, IL 61401
* $ 213,432,000 1 $ 177,000
Lake Forest Bank & Trust Co
727 N. BANK LANE
LAKE FOREST, IL 60045
* $ 2,407,792,000 1 $ 800,000
Firstco Mortgage Corp.
1505 WEST HWY 50
O'FALLON, IL 62269
* $ 1,025,989,000 1 $ 112,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 424,689,000 1 $ 152,000
Shelter Financial Bank
1817 W. BROADWAY
COLUMBIA, MO 65218
* $ 180,751,000 1 $ 65,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 178,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ 12,988,000 1 $ 315,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ 35,475,880,000 1 $ 50,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 1 $ 122,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 131,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 85,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 95,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY
SAINT LOUIS, MO 63141
* $ 10,000,000 1 $ 65,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 160,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 837,325,000 1 $ 193,000
The First National Bank of Carmi
201 E MAIN STREET, P.O. BOX 70
CARMI, IL 62821
* $ 287,330,000 1 $ 90,000
Barrons Mortgage Group Ltd
3325 SOUTH TRYON STREET
CHARLOTTE, NC 28217
* $ 6,353,000 1 $ 136,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 69,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ 10,000,000 1 $ 107,000
The Baraboo National Bank
101 THIRD AVENUE, PO BOX 50
BARABOO, WI 53913
* $ 789,409,000 1 $ 149,000
Constitution Bank N.A.
PO BOX 310
HILLSBORO, IL 62049
* $ 272,887,000 1 $ 64,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 13,362,287,000 1 $ 271,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 1 $ 179,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 85,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 665,875,000 1 $ 65,000
Eagle National Bank
8045 WEST CHESTER PIKE
UPPER DARBY, PA 19082
* $ 234,030,000 1 $ 78,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 1 $ 154,000
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 499,416,000 1 $ 84,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,312,000,000 1 $ 208,000
First Clover Leaf Bank, N.A.
6814 GOSHEN ROAD, PO BOX 540
EDWARDSVILLE, IL 62025
* $ 574,510,000 1 $ 51,000
Tempo Bank
28 W BROADWAY, P.O. BOX 59
TRENTON, IL 62293
* $ 94,790,000 1 $ 390,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 1 $ 32,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 56,866,447,000 1 $ 79,000

The tables below break down 2011 mortgage applications in Jefferson County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Jefferson County, IL in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 903 $103,891,000 $115,000 $6,500,000 $62,000 $1,000,000
Home Purchase 491 $43,048,000 $87,000 $1,050,000 $52,000 $1,178,000
Home Improvement 160 $5,604,000 $35,000 $313,000 $40,000 $311,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,116 $102,723,000 $92,000 $1,050,000 $66,000 $1,178,000
Not applicable 295 $36,987,000 $125,000 $6,500,000 $19,000 $550,000
Not Provided 83 $8,231,000 $99,000 $855,000 $59,000 $326,000
Black or African American 38 $2,703,000 $71,000 $338,000 $51,000 $550,000
Hispanic 9 $712,000 $79,000 $166,000 $83,000 $336,000
Asian 7 $686,000 $98,000 $264,000 $49,000 $167,000
American Indian or Alaskan Native 4 $248,000 $62,000 $70,000 $73,000 $152,000
Native Hawaiian or Other Pacific Islander 2 $253,000 $126,000 $206,000 $54,000 $84,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,228 $113,002,000 $92,000 $6,500,000 $59,000 $1,178,000
FHA-insured (Federal Housing Administration) 177 $24,056,000 $135,000 $6,320,000 $51,000 $438,000
VA-guaranteed (Veterans Administration) 77 $9,827,000 $127,000 $284,000 $48,000 $140,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 72 $5,658,000 $78,000 $151,000 $33,000 $76,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 628 $62,344,000 $99,000 $6,320,000 $69,000 $550,000
Loan Purchased By The Institution 361 $26,652,000 $73,000 $338,000 $25,000 $550,000
Application Denied By Financial Institution 346 $30,732,000 $88,000 $855,000 $57,000 $350,000
Application Withdrawn By Applicant 95 $20,866,000 $219,000 $6,500,000 $69,000 $1,178,000
Application Approved But Not Accepted 91 $8,710,000 $95,000 $1,050,000 $69,000 $1,000,000
File Closed For Incompleteness 33 $3,239,000 $98,000 $282,000 $75,000 $181,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 118 $7,624,000 $64,000 $218,000 $56,000 $350,000
Collateral 66 $8,630,000 $130,000 $855,000 $76,000 $326,000
Debt-To-Income Ratio 44 $4,788,000 $108,000 $800,000 $43,000 $171,000
Other 25 $2,169,000 $86,000 $210,000 $76,000 $336,000
Credit Application Incomplete 10 $898,000 $89,000 $228,000 $69,000 $242,000
Employment History 6 $331,000 $55,000 $83,000 $46,000 $113,000
Unverifiable Information 4 $372,000 $93,000 $108,000 $67,000 $109,000
Insufficient Cash (Downpayment, Closing Cost) 2 $182,000 $91,000 $107,000 $58,000 $89,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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