King George County, VA Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 1,747 mortgage applications in King George County, VA totaling $408.6 million, down 16% from 2009. The average application was for $233,000, and applicants reported an average income of $88,000. 51% of applications resulted in an originated loan and 15% were denied. The most active lender was Wells Fargo Bank, NA, with 187 applications, followed by Bank of America, N.A. and Branch Banking and Trust Co.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,747
Total Mortgage Loan Application Amount $408,617,000
Average Mortgage Loan Application Amount $233,000
Highest Mortgage Loan Application Amount $1,122,000
Average Applicant Income $88,000
Highest Applicant Income $1,998,000

Mortgage Company List for Lending in King George County, VA for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 187 $ 44,121,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 187 $ 46,680,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 133 $ 24,300,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 102 $ 22,040,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 99 $ 20,120,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 82 $ 21,391,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 62 $ 13,207,000
C&F Mortgage Corporation
1400 ALVERSER DRIVE
MIDLOTHIAN, VA 23113
* $ 189,567,000 60 $ 12,856,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 57 $ 14,975,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 44 $ 10,597,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 44 $ 11,439,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 34 $ 8,775,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 33 $ 6,903,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 30 $ 7,221,000
Topside Federal Credit Union
PO BOX 519
DAHLGREN, VA 22448
* $ 255,661,000 29 $ 3,206,000
Monarch Bank
1435 CROSSWAYS BOULEVARD, SUITE 101
CHESAPEAKE, VA 23320
* $ 689,665,000 28 $ 6,413,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 27 $ 7,333,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 25 $ 6,637,000
Union Mortgage Group, Inc.
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* $ 2,037,566,000 24 $ 5,186,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 18 $ 4,448,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 13 $ 3,751,000
Virginia Federal Credit Union
PO BOX 90010
RICHMOND, VA 23225
* $ 1,941,835,000 12 $ 1,649,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 12 $ 2,849,000
Virginia Partners Bank
410 WILLIAM STREET, P.O. BOX 8029
RICHMOND, VA 22401
* $ 107,137,000 12 $ 3,004,000
Union Bank & Trust
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* $ 2,037,566,000 12 $ 2,782,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 11 $ 3,215,000
M&T Bank
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 67,860,327,000 10 $ 2,571,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 9 $ 2,841,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 8 $ 2,760,000
Cardinal Financial Company
444 JACKSONVILLE ROAD
WARMINSTER, PA 18974
* $ 10,000,000 8 $ 2,187,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 8 $ 1,858,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 8 $ 2,030,000
Member Options LLC
1936 ARLINGTONG BLVD.
CHARLOTTESVILLE, VA 22903
* $ 32,364,000 8 $ 1,605,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 8 $ 2,447,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 8 $ 2,286,000
Southern Trust Mortgage LLC
4433 CORPORATION LANE, SUITE 300
VIRGINIA BEACH, VA 23462
* $ 935,253,000 7 $ 1,436,000
Stellarone Bank
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* $ 3,015,291,000 7 $ 2,006,000
Virginia Heritage Bank
8245 BOONE BOULEVARD, SUITE 805
TYSONS CORNER, VA 22182
* $ 341,034,000 7 $ 1,621,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 6 $ 1,476,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 237,957,000 6 $ 175,000
Pentagon Federal Credit Union
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 13,969,885,000 6 $ 993,000
Presidential Bank, F.S.B.
4600 EAST-WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 604,222,000 6 $ 1,355,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 6 $ 1,948,000
Capital Center LLC
4510 COX ROAD STE 402
GLEN ALLEN, VA 23060
* $ 10,000,000 6 $ 1,253,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 6 $ 1,270,000
Prosperity Mortgage Company
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,788,563,000 5 $ 1,602,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 5 $ 1,345,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 5 $ 1,513,000
First Home Mortgage
6211 GREENLEIGH AVENUE SUITE 300
BALTIMORE, MD 21220
* $ 10,000,000 4 $ 1,216,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 4 $ 764,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 4 $ 271,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 4 $ 2,640,000
Peoples Community Bank
PO BOX 306
MONTROSS, VA 22520
* $ 127,889,000 4 $ 456,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 4,542,636,000 4 $ 1,002,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,379,910,000 4 $ 903,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 267,565,000 3 $ 1,019,000
George Mason Mortgage LLC
4100 MONUMENT CORNER DRIVE #100
FAIRFAX, VA 22030
* $ 630,414,000 3 $ 858,000
New York Community Bank
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 40,150,052,000 3 $ 884,000
Liberty Mortgage Corporation
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 3 $ 1,093,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 3 $ 962,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 3 $ 491,000
Potomac Mortgage Group Inc
4035 RIDGE TOP ROAD, #100
FAIRFAX, VA 22030
* $ 10,000,000 3 $ 771,000
Allied Home Mortgage Corp.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 3 $ 930,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 3 $ 760,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 3 $ 495,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 3 $ 842,000
First Savings Mortgage Corporation
8444 WEST PARK DRIVE, THE 4TH FLOOR
MCLEAN, VA 22102
* $ 10,000,000 3 $ 1,402,000
Ameritrust Mortgage Inc.
11016 RUSHMORE DRIVE, SUITE 200
CHARLOTTE, NC 28277
* $ 10,000,000 3 $ 865,000
Mortgage Research Center, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 3 $ 808,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 477,531,000 3 $ 970,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 3 $ 914,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 470,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 303,000 2 $ 483,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 2 $ 395,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,506,113,000 2 $ 618,000
Beach First National Bank
3751 GRISSOM PARKWAY
MYRTLE BEACH, SC 29577
* $ 602,167,000 2 $ 527,000
Colonial Savings, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 964,882,000 2 $ 667,000
The Washington Savings Bank
4201 MITCHELLVILLE RD SUITE 300
BOWIE, MD 20716
* $ 430,216,000 2 $ 370,000
Primary Capital
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 2 $ 298,000
Gateway Mortgage Group LLC
6910 E 14TH ST
TULSA, OK 74112
* $ 10,000,000 2 $ 526,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 2 $ 1,016,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 433,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 410,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 2 $ 500,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 2 $ 258,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 2 $ 1,135,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 89,326,000 2 $ 616,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 164,340,844,000 2 $ 372,000
Nrl Federal Credit Union
5440 CHEROKEE AVE SUITE 200
ALEXANDRIA, VA 22312
* $ 430,107,000 2 $ 129,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 1,950,258,000 2 $ 292,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 2 $ 97,000
Townebank
5716 HIGH STREET WEST
PORTSMOUTH, VA 23703
* $ 3,606,457,000 2 $ 243,000
Village Bank Mortgage
13305 MIDLOTHIAN TURNPIKE
MIDLOTHIAN, VA 23113
* $ 300,960,000 2 $ 1,098,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 2 $ 477,000
Gateway Business Bank
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 216,229,000 2 $ 478,000
Carolina Bank
PO BOX 10209
GREENSBORO, NC 27404
* $ 696,719,000 1 $ 223,000
Carrollton Mortgage Services
9515 DEERECO ROAD #400
TIMONIUM, MD 21093
* $ 318,000,000 1 $ 354,000
Lendmark Mortgage and Finance
223 W NASH STREET
WILSON, NC 27893
* $ 344,674,148,000 1 $ 66,000
Affiliated Mortgage Company
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 1 $ 225,000
Graystone Tower Bank
1826 GOOD HOPE ROAD
ENOLA, PA 17025
* $ 1,375,160,000 1 $ 192,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 1 $ 191,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 197,928,000 1 $ 224,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 127,360,045,000 1 $ 120,000
Dover Mortgage Company
PO BOX 1626
ASHEBORO, NC 27204
* $ 1,817,511,000 1 $ 332,000
Admirals Bank Former Domestic
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 234,124,000 1 $ 24,000
Community Bank the Chesapeake
3035 LEONARDTOWN ROAD
WALDORF, MD 20601
* $ 812,715,000 1 $ 100,000
Capwest Mortgage Corporation
14231 METCALF AVE. STE. 200
OVERLAND PARK, KS 66223
* $ 629,176,000 1 $ 268,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 343,272,000 1 $ 246,000
First Tennessee Bank NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 25,841,918,000 1 $ 74,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 365,000
Rbs Citizens, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 116,921,115,000 1 $ 203,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 708,191,000 1 $ 259,000
BNC National Bank

BISMARCK, ND 58501
* $ 866,920,000 1 $ 404,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 1 $ 246,000
Realty Home Mortgage Co., LLC
4600 EAST-WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 149,520,000 1 $ 329,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 348,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ 10,000,000 1 $ 210,000
Farm Credit of the Virginias, Aca
106 SANGERS LANE
STAUNTON, VA 24401
* $ 1,007,892,000,000 1 $ 78,000
Walker Jackson Mortgage Corpor
14501 GEORGE CARTER WAY
CHANTILLY, VA 20151
* $ 292,944,000 1 $ 194,000
1st Preference Mortgage Corp.
9423 BELAIR RD
BALTIMORE, MD 21236
* $ 1,000,000,000 1 $ 273,000
Atlantic Bay Mortgage Group
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ 10,000,000 1 $ 293,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 94,000
Corridor Mortgage Group, Inc.
11085 STRATFIELD COURT
MARRIOTTSVILLE, MD 21104
* $ 605,000,000 1 $ 150,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 153,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 344,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 200,000
Gateway Funding Dms, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 1 $ 162,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ 100,000,000 1 $ 324,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 1 $ 145,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 105,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ 10,000,000 1 $ 186,000
Weststar Mortgage, Inc.
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 275,000
Jams-01 Inc dba Home Savings & Trust Mortgage
JAMS-01, INC. 3701 PENDER DRIVE #150
FAIRFAX, VA 22030
* $ 10,000,000 1 $ 231,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 245,000
Gms Funding, LLC
824 MEETING STREET
WEST COLUMBIA, SC 29169
* $ 417,745,000 1 $ 154,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 1 $ 315,000
1st Choice Mortgage/Equity Cor
1021 BRIARGATE CIRCLE
COLUMBIA, SC 29210
* $ 10,000,000 1 $ 340,000
Tmg Real Estate & Financial
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 1 $ 156,000
American Bank
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 507,491,000 1 $ 233,000
E*Trade Bank
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 45,042,065,000 1 $ 236,000
Fed Ex Employees Credit Association
2731 NONCONNAH BLVD
MEMPHIS, TN 38132
* $ 311,155,000 1 $ 131,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,867,638,000 1 $ 42,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 2,055,888,000 1 $ 189,000
Educational Systems FCU
PO BOX 179
GREENBELT, MD 20768
* $ 333,197,000 1 $ 60,000
Chartway FCU
5700 CLEVELAND STREET
VIRGINIA BEACH, VA 23462
* $ 1,257,119,000 1 $ 121,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ 39,000,000 1 $ 309,000
Mortgage Master, Inc.
102 ELM STREET
WALPOLE, MA 02081
* $ 11,250,346,000 1 $ 213,000
Pinnacle Mortgage Group, Inc.
3605 SOUTH TELLER ST
LAKEWOOD, CO 80235
* $ 10,000,000 1 $ 325,000

The tables below break down 2010 mortgage applications in King George County, VA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for King George County, VA in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,095 $263,958,000 $241,000 $799,000 $90,000 $1,200,000
Home Purchase 568 $138,881,000 $244,000 $1,122,000 $85,000 $1,998,000
Home Improvement 84 $5,778,000 $68,000 $795,000 $76,000 $236,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,159 $270,360,000 $233,000 $863,000 $98,000 $1,998,000
Not Provided 254 $57,391,000 $225,000 $840,000 $90,000 $346,000
Not applicable 150 $37,376,000 $249,000 $1,122,000 $11,000 $294,000
Black or African American 123 $28,537,000 $232,000 $607,000 $81,000 $269,000
Hispanic 36 $9,053,000 $251,000 $520,000 $101,000 $272,000
Asian 23 $5,363,000 $233,000 $556,000 $95,000 $420,000
American Indian or Alaskan Native 2 $537,000 $268,000 $320,000 $42,000 $74,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,036 $227,884,000 $219,000 $1,122,000 $102,000 $1,998,000
FHA-insured (Federal Housing Administration) 353 $84,085,000 $238,000 $395,000 $75,000 $1,200,000
VA-guaranteed (Veterans Administration) 293 $82,600,000 $281,000 $556,000 $62,000 $280,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 65 $14,048,000 $216,000 $316,000 $58,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 885 $199,641,000 $225,000 $1,122,000 $94,000 $1,998,000
Loan Purchased By The Institution 347 $85,333,000 $245,000 $600,000 $51,000 $294,000
Application Denied By Financial Institution 254 $58,342,000 $229,000 $840,000 $92,000 $1,200,000
Application Withdrawn By Applicant 185 $46,522,000 $251,000 $863,000 $116,000 $1,800,000
Application Approved But Not Accepted 39 $8,557,000 $219,000 $390,000 $96,000 $244,000
File Closed For Incompleteness 37 $10,222,000 $276,000 $570,000 $107,000 $280,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 71 $18,646,000 $262,000 $667,000 $103,000 $230,000
Debt-To-Income Ratio 44 $10,470,000 $237,000 $840,000 $75,000 $250,000
Credit History 36 $6,433,000 $178,000 $607,000 $85,000 $269,000
Other 22 $5,830,000 $265,000 $799,000 $120,000 $346,000
Credit Application Incomplete 21 $4,453,000 $212,000 $405,000 $79,000 $180,000
Unverifiable Information 12 $2,346,000 $195,000 $719,000 $50,000 $157,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,843,000 $263,000 $625,000 $125,000 $268,000
Employment History 3 $194,000 $64,000 $110,000 $23,000 $31,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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