Laclede County, MO Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 1,558 mortgage applications in Laclede County, MO totaling $166.8 million, up 34% from 2011. The average application was for $107,000, and applicants reported an average income of $52,000. 47% of applications resulted in an originated loan and 23% were denied. The most active lender was Wells Fargo Bank NA, with 214 applications, followed by Vanderbilt Mortgage and Finance, Inc and Bokf NA.

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Total Number of Mortgage Applications 1,558
Total Mortgage Loan Application Amount $166,807,000
Average Mortgage Loan Application Amount $107,000
Highest Mortgage Loan Application Amount $890,000
Average Applicant Income $52,000
Highest Applicant Income $822,000

Mortgage Company List for Lending in Laclede County, MO for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 214 $ 24,668,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 188 $ 12,060,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 25,359,999,000 148 $ 16,334,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 20,493,569,000 117 $ 12,584,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 91 $ 10,375,000
Tib the Independent Bankersban
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,507,508,000 86 $ 11,045,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 72 $ 5,378,000
Mid-Missouri Bank
3546 EAST SUNSHINE
SPRINGFIELD, MO 65804
* $ 509,327,000 62 $ 4,894,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 59 $ 5,975,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 48 $ 5,273,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 37 $ 4,228,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 33 $ 4,158,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 954,685,000 20 $ 2,104,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 3,788,680,000 20 $ 1,407,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 19 $ 3,171,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ 31,000,000 17 $ 2,363,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 15 $ 1,936,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 14 $ 1,609,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 13 $ 1,382,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 13 $ 605,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 13 $ 1,744,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 12 $ 1,052,000
Southern Missouri Bank of Marshfield
PO BOX M 1292 BANNING ST
MARSHFIELD, MO 65706
* $ 102,032,000 12 $ 1,066,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 11 $ 1,665,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 11 $ 1,901,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 10 $ 1,425,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 9 $ 891,000
Legacy Bank & Trust
1500 N MAIN ST
MOUNTAIN GROVE, MO 65711
* $ 123,090,000 8 $ 948,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 8 $ 1,159,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 7 $ 798,000
First Home Bank
P.O. BOX 807
MOUNTAIN GROVE, MO 65711
* $ 197,539,000 6 $ 505,000
Oakstar Bank
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 189,152,000 6 $ 751,000
Heartland Bank
212 SOUTH CENTRAL
ST. LOUIS, MO 63105
* $ 878,852,000 5 $ 478,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 4 $ 595,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 4 $ 849,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 4 $ 618,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 4 $ 475,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 4 $ 569,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ 39,000,000 4 $ 680,000
Hawthorn Bank
132 E. HIGH STREET
JEFFERSON CITY, MO 65101
* $ 1,152,160,000 4 $ 386,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 3 $ 530,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 585,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 3 $ 288,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 3 $ 420,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 3 $ 499,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 889,265,000 3 $ 171,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 3 $ 295,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 3 $ 434,000
Landmark Bank N.A.
PO BOX 1867
COLUMBIA, MO 65201
* $ 1,675,891,000 2 $ 212,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 2 $ 322,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 2 $ 434,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 2 $ 98,000
Metropolitan National Bank
600 S GLENSTONE ABE
SPRINGFIELD, MO 65802
* $ 472,701,000 2 $ 166,000
Liberty Bank
4625 S. NATIONAL
SPRINGFIELD, MO 65810
* $ 1,093,306,000 2 $ 191,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 2 $ 207,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 2 $ 154,000
Empire Bank
1800 S GLENSTONE
SPRINGFIELD, MO 65804
* $ 1,024,142,000 2 $ 97,000
O'bannon Banking Company
PO BOX 890
BUFFALO, MO 65622
* $ 148,249,000 2 $ 102,000
Sullivan Bank
PO BOX 489
SULLIVAN, MO 63080
* $ 264,633,000 2 $ 230,000
Jefferson Bank of Missouri
700 SOUTHWEST BLVD
JEFFERSON CITY, MO 65102
* $ 488,854,000 2 $ 90,000
Missouri Credit Union
111 EAST BROADWAY
COLUMBIA, MO 65203
* $ 223,219,000 2 $ 171,000
Scott Credit Union
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 793,720,000 1 $ 294,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ 1,972,908,000 1 $ 10,000
First Community Credit Union
17151 CHESTERFIELD AIRPORT RD
CHESTERFIELD, MO 63005
* $ 1,780,950,000 1 $ 158,000
Mece Credit Union
2722 E MCCARTY
JEFFERSON CITY, MO 65102
* $ 116,508,000 1 $ 65,000
Mortgage Solutions, LLC
19 RESEARCH PARK CT.
SAINT CHARLES, MO 63304
* $ 643,000,000 1 $ 133,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 1 $ 79,000
Omb Bank
3570 SOUTH NATIONAL AVENUE
SPRINGFIELD, MO 65807
* $ 131,295,000 1 $ 682,000
Wood & Huston Bank
27 E. NORTH STREET
MARSHALL, MO 65340
* $ 487,435,000 1 $ 149,000
Telcomm
2155 E SUNSHINE
SPRINGFIELD, MO 65804
* $ 106,034,000 1 $ 35,000
Conservation Employees Credit Union
P.O. BOX 180
JEFFERSON CITY, MO 65102
* $ 83,537,000 1 $ 66,000
Bank Star One
118 WEST 5TH STREET
FULTON, MO 65251
* $ 95,352,000 1 $ 156,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 1 $ 81,000
Peoples Bank
408 W WASHINGTON ST
CUBA, MO 65453
* $ 175,031,000 1 $ 890,000
The Seymour Bank
119 N MAIN
SEYMOUR, MO 65746
* $ 138,289,000 1 $ 29,000
Devon Bank
6445 N WESTERN AVENUE
CHICAGO, IL 60645
* $ 265,947,000 1 $ 23,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ 10,000,000 1 $ 133,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 50,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 48,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 45,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 145,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 53,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 153,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 1 $ 60,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 71,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 518,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 1 $ 92,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 226,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 1 $ 107,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 1 $ 191,000
Arvest Bank

TULSA, OK 74103
* $ 12,527,568,000 1 $ 3,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 24,563,405,000 1 $ 62,000
Springfield First Community Bank
2006 S GLENSTONE AVENUE
SPRINGFIELD, MO 65804
* $ 249,386,000 1 $ 125,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 107,000
Hnb National Bank
PO BOX 1107; 100 NORTH MAIN STREET
HANNIBAL, MO 63401
* $ 319,595,000 1 $ 83,000
Montgomery Bank
P.O. BOX 948
SIKESTON, MO 63801
* $ 881,247,000 1 $ 176,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 72,848,000 1 $ 278,000
Town & Country Bank
PO BOX 349
SALEM, MO 65560
* $ 519,276,000 1 $ 295,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 1 $ 256,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 1 $ 85,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 121,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 1 $ 162,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 11,205,930,000 1 $ 74,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 12,990,345,000 1 $ 68,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 1 $ 157,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 1 $ 132,000

The tables below break down 2012 mortgage applications in Laclede County, MO by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Laclede County, MO in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 887 $106,977,000 $120,000 $682,000 $56,000 $822,000
Home Purchase 597 $55,730,000 $93,000 $890,000 $46,000 $725,000
Home Improvement 74 $4,100,000 $55,000 $250,000 $58,000 $480,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,341 $142,398,000 $106,000 $682,000 $56,000 $822,000
Not Provided 95 $9,620,000 $101,000 $413,000 $46,000 $310,000
Not applicable 86 $10,579,000 $123,000 $890,000 $5,000 $103,000
Hispanic 16 $1,392,000 $87,000 $222,000 $44,000 $120,000
American Indian or Alaskan Native 6 $740,000 $123,000 $255,000 $43,000 $118,000
Black or African American 6 $932,000 $155,000 $295,000 $50,000 $103,000
Asian 4 $604,000 $151,000 $238,000 $57,000 $170,000
Native Hawaiian or Other Pacific Islander 4 $542,000 $135,000 $160,000 $61,000 $131,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,033 $102,990,000 $99,000 $890,000 $61,000 $822,000
FHA-insured (Federal Housing Administration) 240 $24,405,000 $101,000 $269,000 $30,000 $115,000
VA-guaranteed (Veterans Administration) 188 $29,833,000 $158,000 $413,000 $42,000 $193,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 97 $9,579,000 $98,000 $181,000 $36,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 727 $80,072,000 $110,000 $890,000 $57,000 $725,000
Application Denied By Financial Institution 357 $30,728,000 $86,000 $374,000 $44,000 $426,000
Loan Purchased By The Institution 263 $32,536,000 $123,000 $417,000 $52,000 $822,000
Application Withdrawn By Applicant 111 $14,734,000 $132,000 $518,000 $59,000 $576,000
Application Approved But Not Accepted 65 $4,623,000 $71,000 $258,000 $46,000 $217,000
File Closed For Incompleteness 34 $4,064,000 $119,000 $280,000 $57,000 $344,000
Preapproval Denied by Financial Institution 1 $50,000 $50,000 $50,000 $32,000 $32,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 55 $4,844,000 $88,000 $222,000 $59,000 $426,000
Collateral 35 $4,350,000 $124,000 $294,000 $57,000 $119,000
Debt-To-Income Ratio 32 $3,440,000 $107,000 $253,000 $37,000 $70,000
Other 16 $1,847,000 $115,000 $263,000 $42,000 $140,000
Credit Application Incomplete 7 $937,000 $133,000 $374,000 $63,000 $107,000
Unverifiable Information 6 $635,000 $105,000 $144,000 $69,000 $131,000
Insufficient Cash (Downpayment, Closing Cost) 1 $29,000 $29,000 $29,000 $38,000 $38,000
Mortgage Insurance Denied 1 $54,000 $54,000 $54,000 $56,000 $56,000
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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