Laclede County MO
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Unlock detailed Laclede County MO mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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for all lenders based in Missouri.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,558 |
| Total Mortgage Loan Application Amount | $166,807,000 |
| Average Mortgage Loan Application Amount | $107,000 |
| Highest Mortgage Loan Application Amount | $890,000 |
| Average Applicant Income | $52,000 |
| Highest Applicant Income | $822,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,161,490,000,000 | 214 | $ 24,668,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 188 | $ 12,060,000 |
| BOKF, NATIONAL ASSOCIATION ONE WEST 3RD, 5TH FL TULSA, OK 74103 |
* | $ 25,359,999,000 | 148 | $ 16,334,000 |
| COMMERCE BANK 922 WALNUT, TB 12-1 KANSAS CITY, MO 64106 |
* | $ 20,493,569,000 | 117 | $ 12,584,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 91 | $ 10,375,000 |
| TIB THE INDEPENDENT BANKERSBAN 11701 LUNA ROAD FARMERS BRANCH, TX 75234 |
* | $ 2,507,508,000 | 86 | $ 11,045,000 |
| US BK NA ND 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,997,931,000 | 72 | $ 5,378,000 |
| MID-MISSOURI BANK 3546 EAST SUNSHINE SPRINGFIELD, MO 65809 |
* | $ 509,327,000 | 62 | $ 4,894,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 59 | $ 5,975,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,459,157,302,000 | 48 | $ 5,273,000 |
| DAS ACQUISITION COMPANY, LLC 12140 WOODCREST EXECUTIVE DRIVE, STE 150 SAINT LOUIS, MO 63141 |
* | $ 37,000,000 | 37 | $ 4,228,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 33 | $ 4,158,000 |
| UNITED COMMUNITY BANK 104 N MACOUPIN CHATHAM, IL 62033 |
* | $ 954,685,000 | 20 | $ 2,104,000 |
| GREAT SOUTHERN BANK 218 S GLENSTONE AVE REEDS SPRING, MO 65802 |
* | $ 3,788,680,000 | 20 | $ 1,407,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 52,181,685,000 | 19 | $ 3,171,000 |
| GERSHMAN INVESTMENT CORP. 16253 SWINGLEY RIDGE ROAD, SUITE 400 LITTLE ROCK, AR 63017 |
* | $ 31,000,000 | 17 | $ 2,363,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 168,867,640,000 | 15 | $ 1,936,000 |
| MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 14 | $ 1,609,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,288,658,000,000 | 13 | $ 1,382,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 13 | $ 605,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 13 | $ 1,744,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 12 | $ 1,052,000 |
| SOUTHERN MISSOURI BANK OF MARSHFIELD PO BOX M 1292 BANNING ST MARSHFIELD, MO 65706 |
* | $ 102,032,000 | 12 | $ 1,066,000 |
| GUARANTY TRUST COMPANY 316 ROBERT ROSE DRIVE MURFREESBORO, TN 37129 |
* | $ 225,000,000 | 11 | $ 1,665,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 11 | $ 1,901,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 13,623,469,000 | 10 | $ 1,425,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 46,925,466,000 | 9 | $ 891,000 |
| LEGACY BANK & TRUST COMPANY PO BOX 920 MOUNTAIN GROVE, MO 65742 |
* | $ 123,090,000 | 8 | $ 948,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 8 | $ 1,159,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 7 | $ 798,000 |
| FIRST HOME BANK P.O. BOX 807 MOUNTAIN GROVE, MO 65711 |
* | $ 197,539,000 | 6 | $ 505,000 |
| OAKSTAR BANK 1020 E BATTLEFIELD SPRINGFIELD, MO 65807 |
* | $ 189,152,000 | 6 | $ 751,000 |
| HEARTLAND BANK 212 SOUTH CENTRAL ST. LOUIS, MO 63105 |
* | $ 878,852,000 | 5 | $ 478,000 |
| ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 85,381,954,000 | 4 | $ 595,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 4 | $ 849,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ 10,000,000 | 4 | $ 618,000 |
| HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 4 | $ 475,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 4 | $ 569,000 |
| FLAT BRANCH MORTGAGE, INC. 101 S. FIFTH STREET, STE 200 COLUMBIA, MO 65201 |
* | $ 39,000,000 | 4 | $ 680,000 |
| HAWTHORN BANK 132 E. HIGH STREET JEFFERSON CITY, MO 65101 |
* | $ 1,152,160,000 | 4 | $ 386,000 |
| NATIONAL BANK OF KANSAS CITY 10700 NALL AVENUE OVERLAND PARK, KS 66211 |
* | $ 619,450,000 | 3 | $ 530,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 3 | $ 585,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 123,368,203,000 | 3 | $ 288,000 |
| UNITED BUILT HOMES, L.L.C. 8500 LINE AVE BATON ROUGE, LA 71106 |
* | $ 59,713,000 | 3 | $ 420,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 15,056,671,000 | 3 | $ 499,000 |
| CENTRAL NATIONAL BANK 100 RIMROCK DRIVE JUNCTION CITY, KS 66441 |
* | $ 889,265,000 | 3 | $ 171,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD SUITE 100 GREENBELT, MD 20770 |
* | $ 419,837,000 | 3 | $ 295,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,291,705,000 | 3 | $ 434,000 |
| LANDMARK BANK N.A. PO BOX 1867 COLUMBIA, MO 65201 |
* | $ 1,675,891,000 | 2 | $ 212,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,736,579,000 | 2 | $ 322,000 |
| GMAC MORTGAGE, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 2 | $ 434,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 263,309,559,000 | 2 | $ 98,000 |
| METROPOLITAN NATIONAL BANK 600 S GLENSTONE ABE SPRINGFIELD, MO 65802 |
* | $ 472,701,000 | 2 | $ 166,000 |
| LIBERTY BANK 4625 S. NATIONAL SPRINGFIELD, MO 65810 |
* | $ 1,093,306,000 | 2 | $ 191,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 2 | $ 207,000 |
| JAMES B. NUTTER & CO. 4153 BROADWAY KANSAS CITY, MO 64111 |
* | $ 31,000,000 | 2 | $ 154,000 |
| EMPIRE BANK 1800 S GLENSTONE SPRINGFIELD, MO 65804 |
* | $ 1,024,142,000 | 2 | $ 97,000 |
| O'BANNON BANKING COMPANY PO BOX 890 BUFFALO, MO 65622 |
* | $ 148,249,000 | 2 | $ 102,000 |
| SULLIVAN BANK PO BOX 489 SULLIVAN, MO 63080 |
* | $ 264,633,000 | 2 | $ 230,000 |
| JEFFERSON BANK OF MISSOURI 700 SOUTHWEST BLVD JEFFERSON CITY, MO 65102 |
* | $ 488,854,000 | 2 | $ 90,000 |
| MISSOURI CREDIT UNION 111 E. BROADWAY COLUMBIA, MO 65203 |
* | $ 223,219,000 | 2 | $ 171,000 |
| SCOTT CREDIT UNION 101 CREDIT UNION WAY EDWARDSVILLE, IL 62025 |
* | $ 793,720,000 | 1 | $ 294,000 |
| ATLANTA POSTAL 1605 BOGGS ROAD ATLANTA, GA 30096 |
* | $ 1,972,908,000 | 1 | $ 10,000 |
| FIRST COMMUNITY 17151 CHESTERFIELD AIRPORT RD CHESTERFIELD, MO 63005 |
* | $ 1,780,950,000 | 1 | $ 158,000 |
| MISSOURI ELECTRIC COOPERATIVES EMPL 2722 E MCCARTY JEFFERSON CITY, MO 65101 |
* | $ 116,508,000 | 1 | $ 65,000 |
| MORTGAGE SOLUTIONS LLC 4020 FEE FEE ROAD SAINT LOUIS, MO 63044 |
* | $ 643,000,000 | 1 | $ 133,000 |
| TRUHOME SOLUTIONS, L.L.C. 9601 LEGLER RD LENEXA, KS 66219 |
* | $ 1,900,000,000 | 1 | $ 79,000 |
| OLD MISSOURI BANK 3570 SOUTH NATIONAL AVENUE SPRINGFIELD, MO 65807 |
* | $ 131,295,000 | 1 | $ 682,000 |
| WOOD & HUSTON BANK 27 E. NORTH STREET MARSHALL, MO 65340 |
* | $ 487,435,000 | 1 | $ 149,000 |
| TELCOMM 2155 E SUNSHINE SPRINGFIELD, MO 65804 |
* | $ 106,034,000 | 1 | $ 35,000 |
| CONSERVATION EMPLOYEES CREDIT UNION P.O. BOX 180 JEFFERSON CITY, MO 65102 |
* | $ 83,537,000 | 1 | $ 66,000 |
| BANK STAR ONE 118 WEST 5TH STREET FULTON, MO 65251 |
* | $ 95,352,000 | 1 | $ 156,000 |
| UNITED FIDELITY FUNDING CORP. 1300 NW BRIARCLIFF PKWY SUITE 275 JEFFERSON CITY, MO 64150 |
* | $ 1,000,000,000 | 1 | $ 81,000 |
| PEOPLES BANK 408 W WASHINGTON ST CUBA, MO 65453 |
* | $ 175,031,000 | 1 | $ 890,000 |
| THE SEYMOUR BANK 119 N MAIN SEYMOUR, MO 65746 |
* | $ 138,289,000 | 1 | $ 29,000 |
| DEVON BANK 6445 N WESTERN AVENUE CHICAGO, IL 60645 |
* | $ 265,947,000 | 1 | $ 23,000 |
| MORTGAGE INVESTMENT SERVICES CORPORATION 22316 MIDLAND DRIVE SHAWNEE, KS 66226 |
* | $ 10,000,000 | 1 | $ 133,000 |
| LIBERTY HOME EQUITY SOLUTIONS, INC. 10951 WHITE ROCK ROAD, SUITE 200 RANCHO CORDOVA, CA 95670 |
* | $ 60,629,000 | 1 | $ 50,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 WILMINGTON, DE 74133 |
* | $ 3,125,000 | 1 | $ 48,000 |
| LEADERONE FINANCIAL CORPORATION 7500 COLLEGE BLVD SUITE 1150 TOPEKA, KS 66210 |
* | $ 100,000,000 | 1 | $ 45,000 |
| LSI MORTGAGE PLUS 6470 E JOHNS CROSSING STE 400 DULUTH, GA 30097 |
* | $ 1,704,000 | 1 | $ 145,000 |
| SIRVA MORTGAGE, INC. 6200 OAK TREE BLVD STE 300 UPPER ARLINGTON, OH 44131 |
* | $ 101,315,000 | 1 | $ 53,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ 10,000,000 | 1 | $ 153,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ 1,000,000,000 | 1 | $ 60,000 |
| GENERATION MORTGAGE COMPANY 3565 PIEDMONT ROAD, NE STE. 300 ATLANTA, GA 30305 |
* | $ 73,926,000 | 1 | $ 71,000 |
| CASHCALL, INC. 1 CITY BLVD WEST SUITE 1000 ORANGE, CA 92868 |
* | $ 10,000,000 | 1 | $ 518,000 |
| MICHIGAN MUTUAL, INC. 911 MILITARY STREET PORT HURON, MI 48060 |
* | $ 35,000,000,000 | 1 | $ 92,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ 10,000,000 | 1 | $ 226,000 |
| MORTGAGE SOLUTIONS OF COLORADO, LLC MORTGAGE SOLUTIONS OF COLORADO LITTLETON, CO 80918 |
* | $ 10,000,000 | 1 | $ 107,000 |
| GATEWAY MORTGAGE GROUP, LLC 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ 10,000,000 | 1 | $ 191,000 |
| ARVEST BANK 201 W WALNUT FAYETTEVILLE, AR 72756 |
* | $ 12,527,568,000 | 1 | $ 3,000 |
| FIRST HORIZON BANK 165 MADISON AVE 5TH FLOOR MEMPHIS, TN 38101 |
* | $ 24,563,405,000 | 1 | $ 62,000 |
| SPRINGFIELD FIRST COMMUNITY BANK 2006 S GLENSTONE AVENUE SPRINGFIELD, MO 65804 |
* | $ 249,386,000 | 1 | $ 125,000 |
| AFFILIATED MORTGAGE COMPANY 5700 LEGACY DRIVE STE 10 PLANO, TX 75024 |
* | $ 212,423,000 | 1 | $ 107,000 |
| HNB NATIONAL BANK PO BOX 1107; 100 NORTH MAIN STREET HANNIBAL, MO 63401 |
* | $ 319,595,000 | 1 | $ 83,000 |
| MONTGOMERY BANK P.O. BOX 948 SIKESTON, MO 63801 |
* | $ 881,247,000 | 1 | $ 176,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 72,848,000 | 1 | $ 278,000 |
| TOWN & COUNTRY BANK PO BOX 349 SALEM, MO 65560 |
* | $ 519,276,000 | 1 | $ 295,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,184,743,000 | 1 | $ 256,000 |
| COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 921,138,000 | 1 | $ 85,000 |
| AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 1 | $ 121,000 |
| ACCESS NATIONAL BANK 1800 ROBERT FULTON DR RESTON, VA 20191 |
* | $ 808,645,000 | 1 | $ 162,000 |
| UMB BANK, NATIONAL ASSOCIATION 1010 GRAND BLVD KANSAS CITY, MO 64106 |
* | $ 11,205,930,000 | 1 | $ 74,000 |
| CADENCE BANK P O BOX 789 TUPELO, MS 38802 |
* | $ 12,990,345,000 | 1 | $ 68,000 |
| ONEMAIN FINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 2,084,000,000 | 1 | $ 157,000 |
| EDWARD JONES MORTGAGE, LLC 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,783,443,000 | 1 | $ 132,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Laclede County MO in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 887 | $106,977,000 | $120,000 | $682,000 | $56,000 | $822,000 |
| Home Purchase | 597 | $55,730,000 | $93,000 | $890,000 | $46,000 | $725,000 |
| Home Improvement | 74 | $4,100,000 | $55,000 | $250,000 | $58,000 | $480,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,341 | $142,398,000 | $106,000 | $682,000 | $56,000 | $822,000 |
| Not Provided | 95 | $9,620,000 | $101,000 | $413,000 | $46,000 | $310,000 |
| Not applicable | 86 | $10,579,000 | $123,000 | $890,000 | $5,000 | $103,000 |
| Hispanic | 16 | $1,392,000 | $87,000 | $222,000 | $44,000 | $120,000 |
| American Indian or Alaskan Native | 6 | $740,000 | $123,000 | $255,000 | $43,000 | $118,000 |
| Black or African American | 6 | $932,000 | $155,000 | $295,000 | $50,000 | $103,000 |
| Asian | 4 | $604,000 | $151,000 | $238,000 | $57,000 | $170,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $542,000 | $135,000 | $160,000 | $61,000 | $131,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,033 | $102,990,000 | $99,000 | $890,000 | $61,000 | $822,000 |
| FHA-insured (Federal Housing Administration) | 240 | $24,405,000 | $101,000 | $269,000 | $30,000 | $115,000 |
| VA-guaranteed (Veterans Administration) | 188 | $29,833,000 | $158,000 | $413,000 | $42,000 | $193,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 97 | $9,579,000 | $98,000 | $181,000 | $36,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 727 | $80,072,000 | $110,000 | $890,000 | $57,000 | $725,000 |
| Application Denied By Financial Institution | 357 | $30,728,000 | $86,000 | $374,000 | $44,000 | $426,000 |
| Loan Purchased By The Institution | 263 | $32,536,000 | $123,000 | $417,000 | $52,000 | $822,000 |
| Application Withdrawn By Applicant | 111 | $14,734,000 | $132,000 | $518,000 | $59,000 | $576,000 |
| Application Approved But Not Accepted | 65 | $4,623,000 | $71,000 | $258,000 | $46,000 | $217,000 |
| File Closed For Incompleteness | 34 | $4,064,000 | $119,000 | $280,000 | $57,000 | $344,000 |
| Preapproval Denied by Financial Institution | 1 | $50,000 | $50,000 | $50,000 | $32,000 | $32,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 55 | $4,844,000 | $88,000 | $222,000 | $59,000 | $426,000 |
| Collateral | 35 | $4,350,000 | $124,000 | $294,000 | $57,000 | $119,000 |
| Debt-To-Income Ratio | 32 | $3,440,000 | $107,000 | $253,000 | $37,000 | $70,000 |
| Other | 16 | $1,847,000 | $115,000 | $263,000 | $42,000 | $140,000 |
| Credit Application Incomplete | 7 | $937,000 | $133,000 | $374,000 | $63,000 | $107,000 |
| Unverifiable Information | 6 | $635,000 | $105,000 | $144,000 | $69,000 | $131,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $29,000 | $29,000 | $29,000 | $38,000 | $38,000 |
| Mortgage Insurance Denied | 1 | $54,000 | $54,000 | $54,000 | $56,000 | $56,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.