Mid-Missouri Bank Mortgage Lending & HMDA Data, 2012
In 2012, Mid-Missouri Bank of Springfield, MO reported 379 mortgage applications totaling $39.6 million, up 3% from 2011. The average application was for $104,522, and applicants reported an average income of $52,778. 69% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Springfield, MO (114), Joplin, MO (34) and Kansas City, MO-KS (3) (applications in parentheses).
| Mortgage Company & Address | Mid-Missouri Bank 3546 East Sunshine Springfield, MO 65804 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 379 |
| Total Mortgage Loan Application Amount | $39,614,000 |
| Average Mortgage Loan Application Amount | $104,522 |
| Highest Mortgage Loan Application Amount | $4,500,000 |
| Average Applicant Income | $52,778 |
| Highest Applicant Income | $419,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mid-Missouri Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Mid-Missouri Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 160 | $19,045,000 | $119,000 | $4,500,000 | $47,000 | $269,000 |
| Refinancing | 157 | $18,253,000 | $116,000 | $1,530,000 | $57,000 | $419,000 |
| Home Improvement | 62 | $2,316,000 | $37,000 | $216,000 | $57,000 | $165,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 321 | $24,961,000 | $77,000 | $1,530,000 | $60,000 | $419,000 |
| Not applicable | 47 | $12,455,000 | $265,000 | $4,500,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $218,000 | $72,000 | $129,000 | $23,000 | $39,000 |
| Asian | 2 | $988,000 | $494,000 | $875,000 | $82,000 | $139,000 |
| Black or African American | 2 | $580,000 | $290,000 | $295,000 | $100,000 | $103,000 |
| Hispanic | 2 | $264,000 | $132,000 | $222,000 | $35,000 | $59,000 |
| Not Provided | 2 | $148,000 | $74,000 | $108,000 | $57,000 | $87,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 361 | $37,273,000 | $103,000 | $4,500,000 | $53,000 | $419,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,335,000 | $190,000 | $875,000 | $45,000 | $139,000 |
| VA-guaranteed (Veterans Administration) | 6 | $637,000 | $106,000 | $175,000 | $51,000 | $107,000 |
| FHA-insured (Federal Housing Administration) | 5 | $369,000 | $73,000 | $102,000 | $46,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 260 | $25,512,000 | $98,000 | $2,625,000 | $57,000 | $419,000 |
| Application Denied By Financial Institution | 72 | $10,105,000 | $140,000 | $4,500,000 | $39,000 | $139,000 |
| Application Withdrawn By Applicant | 28 | $2,337,000 | $83,000 | $401,000 | $63,000 | $181,000 |
| Preapproval Denied by Financial Institution | 10 | $827,000 | $82,000 | $190,000 | $38,000 | $78,000 |
| Preapproval Approved but not Accepted | 6 | $329,000 | $54,000 | $100,000 | $48,000 | $99,000 |
| Application Approved But Not Accepted | 3 | $504,000 | $168,000 | $380,000 | $25,000 | $41,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mid-Missouri Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mid-Missouri Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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