Mid-Missouri Bank Mortgage Lending & HMDA Data, 2014
In 2014, Mid-Missouri Bank of Springfield, MO reported 412 mortgage applications totaling $35.7 million, down 8% from 2013. The average application was for $86,735, and applicants reported an average income of $64,048. 77% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Springfield, MO (140), Joplin, MO (59) and Fayetteville-Springdale-Rogers, AR-MO (2) (applications in parentheses).
| Mortgage Company & Address | Mid-Missouri Bank 3546 East Sunshine Springfield, MO 65804 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 412 |
| Total Mortgage Loan Application Amount | $35,735,000 |
| Average Mortgage Loan Application Amount | $86,735 |
| Highest Mortgage Loan Application Amount | $1,393,000 |
| Average Applicant Income | $64,048 |
| Highest Applicant Income | $916,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mid-Missouri Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Mid-Missouri Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 208 | $17,448,000 | $83,000 | $1,035,000 | $69,000 | $916,000 |
| Refinancing | 136 | $15,432,000 | $113,000 | $1,393,000 | $59,000 | $446,000 |
| Home Improvement | 68 | $2,855,000 | $41,000 | $438,000 | $59,000 | $376,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 350 | $26,764,000 | $76,000 | $1,393,000 | $70,000 | $916,000 |
| Not applicable | 51 | $7,894,000 | $154,000 | $1,035,000 | $0 | $0 |
| Hispanic | 4 | $304,000 | $76,000 | $148,000 | $98,000 | $158,000 |
| Asian | 2 | $149,000 | $74,000 | $132,000 | $37,000 | $48,000 |
| Black or African American | 2 | $518,000 | $259,000 | $400,000 | $372,000 | $652,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $49,000 | $49,000 | $49,000 | $26,000 | $26,000 |
| Not Provided | 1 | $27,000 | $27,000 | $27,000 | $376,000 | $376,000 |
| American Indian or Alaskan Native | 1 | $30,000 | $30,000 | $30,000 | $49,000 | $49,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 404 | $34,955,000 | $86,000 | $1,393,000 | $64,000 | $916,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $641,000 | $106,000 | $160,000 | $48,000 | $58,000 |
| FHA-insured (Federal Housing Administration) | 2 | $139,000 | $69,000 | $83,000 | $44,000 | $56,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 316 | $29,242,000 | $92,000 | $1,393,000 | $69,000 | $916,000 |
| Application Denied By Financial Institution | 48 | $2,597,000 | $54,000 | $210,000 | $38,000 | $141,000 |
| Application Withdrawn By Applicant | 32 | $2,687,000 | $83,000 | $420,000 | $61,000 | $167,000 |
| Preapproval Denied by Financial Institution | 8 | $602,000 | $75,000 | $100,000 | $30,000 | $58,000 |
| Preapproval Approved but not Accepted | 5 | $432,000 | $86,000 | $123,000 | $45,000 | $69,000 |
| Application Approved But Not Accepted | 3 | $175,000 | $58,000 | $96,000 | $59,000 | $120,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mid-Missouri Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mid-Missouri Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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