Lake County SD
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Unlock detailed Lake County SD mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in South Dakota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 368 |
| Total Mortgage Loan Application Amount | $59,637,000 |
| Average Mortgage Loan Application Amount | $162,000 |
| Highest Mortgage Loan Application Amount | $1,872,000 |
| Average Applicant Income | $96,000 |
| Highest Applicant Income | $1,186,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| CU MORTGAGE DIRECT, LLC 5010 S. SOLBERG AVENUE SIOUX FALLS, SD 57108 |
* | $ 48,476,000 | 58 | $ 8,359,000 |
| FIRST BANK & TRUST 110 N. MINNESOTA AVE SIOUX FALLS, SD 57104 |
* | $ 696,775,000 | 34 | $ 4,510,000 |
| GREAT WESTERN BANK 35 1ST AVE NE WATERTOWN, SD 57201 |
* | $ 9,636,848,000 | 29 | $ 4,220,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,532,784,000,000 | 28 | $ 3,440,000 |
| PLAINS COMMERCE BANK 220 MAIN ST SIOUX FALLS, SD 57450 |
* | $ 573,850,000 | 21 | $ 3,327,000 |
| HOME FEDERAL BANK 225 S MAIN SIOUX FALLS, SD 57104 |
* | $ 1,261,060,000 | 18 | $ 2,927,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 398,978,359,000 | 15 | $ 2,088,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 15 | $ 2,277,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 185,888,583,000 | 11 | $ 2,114,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,074,981,000,000 | 8 | $ 1,636,000 |
| THE FIRST NATIONAL BANK IN SIOUX FALLS 100 S. PHILLIPS AVENUE SIOUX FALLS, SD 57104 |
* | $ 1,092,493,000 | 7 | $ 1,223,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 6 | $ 1,403,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,356,442,000,000 | 6 | $ 525,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ 242,587,000 | 6 | $ 865,000 |
| CORTRUST MORTGAGE, INC. 2101 S MINNESOTA AVENUE SIOUX FALLS, SD 57105 |
* | $ 10,000,000 | 5 | $ 1,208,000 |
| FIRST PREMIER BANK 400 S SYCAMORE AVE, SUITE 101 SIOUX FALLS, SD 57110 |
* | $ 1,722,553,000 | 5 | $ 939,000 |
| LEVO FEDERAL CREDIT UNION 700 E 14TH STREET SIOUX FALLS, SD 57104 |
* | $ 224,550,000 | 5 | $ 794,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 67,301,894,000 | 5 | $ 651,000 |
| BOKF, NATIONAL ASSOCIATION ONE WEST 3RD, 5TH FL TULSA, OK 74103 |
* | $ 28,953,664,000 | 5 | $ 700,000 |
| FIRST DAKOTA NATIONAL BANK 225 CEDAR ST YANKTON, SD 57078 |
* | $ 1,104,082,000 | 5 | $ 965,000 |
| BANKWEST, INC. 420 S. PIERRE STREET, PO BOX 998 PIERRE, SD 57501 |
* | $ 889,163,000 | 4 | $ 1,963,000 |
| RELIABANK DAKOTA 211 N MAIN ST ESTELLINE, SD 57201 |
* | $ 270,764,000 | 4 | $ 796,000 |
| MEGASTAR FINANCIAL CORP. 1080 CHEROKEE STREET DENVER, CO 80205 |
* | $ 10,000,000 | 4 | $ 639,000 |
| DACOTAH BANK 308 S MAIN STREET, PO BOX 1210 ABERDEEN, SD 57102 |
* | $ 2,166,657,000 | 3 | $ 424,000 |
| IOWA BANKERS MORTGAGE CORPORATION 8800 NW 62ND AVE JOHNSTON, IA 50131 |
* | $ 10,000,000 | 3 | $ 639,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ 6,260,444,000 | 3 | $ 296,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 3 | $ 471,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 3 | $ 481,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 3 | $ 303,000 |
| QUOIN FINANCIAL BANK PO BOX 199 MILLER, SD 57362 |
* | $ 148,164,000 | 2 | $ 295,000 |
| SECURITY NATIONAL BANK OF SOUTH DAKOTA 325 DAKOTA DUNES BLVD DAKOTA DUNES, SD 57049 |
* | $ 178,444,000 | 2 | $ 359,000 |
| CORTRUST BANK NATIONAL ASSOCIATION 100 EAST HAVENS MITCHELL, SD 57301 |
* | $ 719,581,000 | 2 | $ 804,000 |
| PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 2 | $ 164,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,574,093,000,000 | 2 | $ 413,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ 10,000,000 | 2 | $ 228,000 |
| SERVICE FIRST FEDERAL CREDIT UNION 3901 E 10TH STREET SIOUX FALLS, SD 57103 |
* | $ 135,257,000 | 2 | $ 533,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 2 | $ 160,000 |
| CITYWIDE HOME LOANS, LLC 9785 SOUTH MONROE STREET SUITE 200 SALT LAKE CITY, UT 84070 |
* | $ 10,000,000 | 1 | $ 882,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 8,685,931,000 | 1 | $ 62,000 |
| VOYAGE FEDERAL CREDIT UNION 3823 KIWANIS CIR SIOUX FALLS, SD 57105 |
* | $ 77,639,000 | 1 | $ 240,000 |
| META FINANCIAL GROUP, INC. 4900 S WESTERN AVENUE SIOUX FALLS, SD 57108 |
* | $ 2,107,864,000 | 1 | $ 110,000 |
| TWO RIVERS BANK 555 SOUTH 19TH STREET BLAIR, NE 68008 |
* | $ 141,503,000 | 1 | $ 140,000 |
| FIRST INTERSTATE BANK PO BOX 30918 BILLINGS, MT 59116 |
* | $ 8,576,299,000 | 1 | $ 324,000 |
| BLACK HILLS FEDERAL CREDIT UNION PO BOX 1420-225 MAIN ST RAPID CITY, SD 57709 |
* | $ 1,017,998,000 | 1 | $ 260,000 |
| LIBERTY NATIONAL BANK 4425 SINGING HILLS BLVD SIOUX CITY, IA 51106 |
* | $ 309,182,000 | 1 | $ 1,106,000 |
| PEOPLES BANK 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 447,877,000 | 1 | $ 212,000 |
| FLANAGAN STATE BANK 301 W FALCON HWY FLANAGAN, IL 61740 |
* | $ 166,793,000 | 1 | $ 146,000 |
| STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 1 | $ 71,000 |
| LUMINATE HOME LOANS, INC. 7760 FRANCE AVE S, STE 1010 ROSEVILLE, MN 55435 |
* | $ 4,028,990,000 | 1 | $ 82,000 |
| MINNWEST BANK 300 S WASHINGTON REDWOOD FALLS, MN 56283 |
* | $ 1,578,629,000 | 1 | $ 151,000 |
| UNITED BANK OF IOWA 501 SECOND STREET IDA GROVE, IA 51445 |
* | $ 1,270,132,000 | 1 | $ 142,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ 1,825,398,000 | 1 | $ 194,000 |
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 185,888,583,000 | 1 | $ 40,000 |
| SECURITY SAVINGS BANK 100 S WEST ST PO BOX 125 CANTON, SD 57013 |
* | $ 183,891,000 | 1 | $ 179,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD SUITE 100 GREENBELT, MD 20770 |
* | $ 395,549,000 | 1 | $ 82,000 |
| FLAGSTAR BANK 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 9,779,461,000 | 1 | $ 243,000 |
| FRONTIER BANK 301 1ST AVE ROCK RAPIDS, IA 51246 |
* | $ 186,200,000 | 1 | $ 212,000 |
| NATIONWIDE BANK ONE NATIONWIDE PLAZA COLUMBUS, OH 43215 |
* | $ 6,265,793,000 | 1 | $ 239,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 16,808,214,000 | 1 | $ 130,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2015, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Lake County SD in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 182 | $27,858,000 | $153,000 | $1,872,000 | $87,000 | $702,000 |
| Refinancing | 161 | $29,926,000 | $185,000 | $1,106,000 | $107,000 | $1,186,000 |
| Home Improvement | 25 | $1,853,000 | $74,000 | $280,000 | $85,000 | $247,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 297 | $48,290,000 | $162,000 | $1,106,000 | $109,000 | $1,186,000 |
| Not applicable | 49 | $8,457,000 | $172,000 | $1,872,000 | $25,000 | $200,000 |
| Not Provided | 13 | $1,806,000 | $138,000 | $384,000 | $71,000 | $148,000 |
| Hispanic | 4 | $496,000 | $124,000 | $157,000 | $50,000 | $75,000 |
| American Indian or Alaskan Native | 3 | $344,000 | $114,000 | $263,000 | $67,000 | $131,000 |
| Black or African American | 2 | $244,000 | $122,000 | $166,000 | $59,000 | $83,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 271 | $47,630,000 | $175,000 | $1,872,000 | $115,000 | $1,186,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 42 | $4,291,000 | $102,000 | $155,000 | $30,000 | $68,000 |
| FHA-insured (Federal Housing Administration) | 35 | $4,098,000 | $117,000 | $276,000 | $47,000 | $200,000 |
| VA-guaranteed (Veterans Administration) | 20 | $3,618,000 | $180,000 | $265,000 | $56,000 | $175,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 228 | $36,234,000 | $158,000 | $1,872,000 | $108,000 | $1,186,000 |
| Loan Purchased By The Institution | 48 | $6,933,000 | $144,000 | $292,000 | $33,000 | $200,000 |
| Application Denied By Financial Institution | 37 | $5,430,000 | $146,000 | $590,000 | $71,000 | $283,000 |
| Application Withdrawn By Applicant | 32 | $6,706,000 | $209,000 | $1,106,000 | $103,000 | $615,000 |
| Application Approved But Not Accepted | 18 | $3,677,000 | $204,000 | $417,000 | $160,000 | $605,000 |
| File Closed For Incompleteness | 5 | $657,000 | $131,000 | $250,000 | $20,000 | $54,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7 | $954,000 | $136,000 | $304,000 | $95,000 | $283,000 |
| Debt-To-Income Ratio | 7 | $998,000 | $142,000 | $410,000 | $54,000 | $89,000 |
| Collateral | 6 | $910,000 | $151,000 | $300,000 | $124,000 | $209,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $313,000 | $104,000 | $130,000 | $36,000 | $40,000 |
| Other | 3 | $617,000 | $205,000 | $400,000 | $58,000 | $89,000 |
| Credit Application Incomplete | 2 | $102,000 | $51,000 | $70,000 | $28,000 | $32,000 |
| Employment History | 1 | $68,000 | $68,000 | $68,000 | $96,000 | $96,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.