Find mortgage statistics and lending data for the Lamoille County VT metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Lamoille County VT, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,233 |
Total Mortgage Loan Application Amount | $254,374,000 |
Average Mortgage Loan Application Amount | $206,000 |
Highest Mortgage Loan Application Amount | $3,130,000 |
Average Applicant Income | $115,000 |
Highest Applicant Income | $3,202,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
UNION BANK 20 LOWER MAIN STREET PO BOX 667 MORRISVILLE, VT 05661 |
* | $ 622,949,000 | 190 | $ 30,846,000 |
NEW ENGLAND FEDERAL CREDIT UNION 141 HARVEST LANE WILLISTON, VT 05495 |
* | $ 1,053,456,000 | 97 | $ 14,402,000 |
VERMONT STATE EMPLOYEES ONE BAILEY AVENUE MONTPELIER, VT 05602 |
* | $ 654,687,000 | 83 | $ 11,069,000 |
MORTGAGE FINANCIAL INC 170 MAIN STREET, SUITE 108 TEWKSBURY, MA 01876 |
* | $ 10,000,000 | 59 | $ 11,210,000 |
NORTH COUNTRY PO BOX 64709 BURLINGTON, VT 05406 |
* | $ 454,735,000 | 56 | $ 6,521,000 |
ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH DRAPER, UT 84020 |
* | $ 10,000,000 | 55 | $ 17,148,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,532,784,000,000 | 50 | $ 15,796,000 |
PEOPLE'S UNITED BANK 850 MAIN STREET BRIDGEPORT, CT 06604 |
* | $ 35,755,742,000 | 41 | $ 14,264,000 |
COMMUNITY NATIONAL BANK 4811 US ROUTE 5 NEWPORT, VT 05855 |
* | $ 586,090,000 | 32 | $ 5,798,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,074,981,000,000 | 30 | $ 9,688,000 |
TD BANK, NATIONAL ASSOCIATION 2035 LIMESTONE ROAD WILMINGTON, DE 19808 |
* | $ 230,280,000,000 | 29 | $ 7,184,000 |
LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ 138,031,000 | 29 | $ 5,932,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 398,978,359,000 | 26 | $ 4,051,000 |
VERMONT FEDERAL CREDIT UNION PO BOX 407 BURLINGTON, VT 05401 |
* | $ 415,174,000 | 24 | $ 3,011,000 |
NORTHFIELD SAVINGS BANK 1021 PAINE TURNPIKE NORTH BERLIN, VT 05602 |
* | $ 795,014,000 | 21 | $ 5,082,000 |
HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ 10,000,000 | 21 | $ 4,772,000 |
PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 8,685,931,000 | 20 | $ 4,042,000 |
MERCHANTS BANK PO BOX 1009 BURLINGTON, VT 05402 |
* | $ 1,727,908,000 | 20 | $ 2,242,000 |
DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ 6,260,444,000 | 20 | $ 3,550,000 |
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 3820 NORTHDALE BLVD STE 111A TAMPA, FL 33624 |
* | $ 1,847,619,000 | 16 | $ 3,682,000 |
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,574,093,000,000 | 16 | $ 3,800,000 |
TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 21,610,491,000 | 13 | $ 2,161,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 12 | $ 2,113,000 |
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ 10,000,000 | 11 | $ 1,824,000 |
PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ 40,000,000 | 10 | $ 1,877,000 |
NORTHEAST HOME LOAN, LLC 25 MR ARTHUR DRIVE WEST CHESTERFIELD, NH 03466 |
* | $ 306,000,000 | 9 | $ 2,716,000 |
AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WOODLAND HILLS, CA 91367 |
* | $ 10,000,000 | 9 | $ 1,571,000 |
THE CAMDEN NATIONAL BANK 2 ELM STREET CAMDEN, ME 04856 |
* | $ 2,762,686,000 | 9 | $ 2,506,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 67,301,894,000 | 7 | $ 1,445,000 |
STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ 10,000,000 | 7 | $ 1,089,000 |
CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,356,442,000,000 | 6 | $ 1,230,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ 31,000,000 | 6 | $ 1,357,000 |
DISCOVER HOME LOANS, INC 173 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 83,125,845,000 | 5 | $ 1,231,000 |
CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD COPPELL, TX 75019 |
* | $ 1,543,699,000 | 5 | $ 1,072,000 |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE MADISON, WI 53718 |
* | $ 10,000,000 | 5 | $ 759,000 |
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ 880,000,000 | 5 | $ 1,186,000 |
FIRSTBANK 11 CHANNING WAY JACKSON, TN 38305 |
* | $ 2,424,729,000 | 4 | $ 825,000 |
ARK-LA-TEX FINANCIAL SERVICES, LLC. 5160 TENNYSON PKWY STE 1000 PLANO, TX 75024 |
* | $ 10,000,000 | 4 | $ 810,000 |
LENDUS, LLC 3236 STONE VALLEY ROAD W ALAMO, CA 94507 |
* | $ 10,000,000 | 4 | $ 779,000 |
CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 4 | $ 746,000 |
CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 102,971,333,000 | 4 | $ 691,000 |
AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE ATLANTA, GA 30305 |
* | $ 8,994,122,000 | 4 | $ 2,097,000 |
PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 4 | $ 788,000 |
TRUIST BANK 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 182,489,046,000 | 4 | $ 1,457,000 |
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION 2000 WESTCHESTER AVE PURCHASE, NY 10577 |
* | $ 27,356,000,000 | 3 | $ 794,000 |
PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SAN DIEGO, CA 92121 |
* | $ 10,000,000 | 3 | $ 627,000 |
AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ 10,000,000 | 3 | $ 462,000 |
PEOPLES TRUST COMPANY OF ST. ALBANS 25 KINGMAN STREET, PO BOX 320 ST ALBANS, VT 05478 |
* | $ 255,609,000 | 3 | $ 864,000 |
NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 INDEPENDENCE, OH 44131 |
* | $ 4,410,000 | 3 | $ 637,000 |
802 CREDIT UNION 265 SOUTH MAIN STREET BARRE, VT 05641 |
* | $ 88,002,000 | 3 | $ 136,000 |
ADVANCIAL 1845 WOODALL RODGERS FWY, SUITE 1300 DALLAS, TX 75201 |
* | $ 1,167,901,000 | 2 | $ 432,000 |
COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 1,071,910,000 | 2 | $ 322,000 |
HARBORONE MORTGAGE, LLC 1045 ELM ST SUITE 601 MANCHESTER, NH 03101 |
* | $ 100,000,000 | 2 | $ 1,201,000 |
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 2 | $ 69,000 |
PEOPLES BANK 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 447,877,000 | 2 | $ 363,000 |
BROKER SOLUTIONS, INC. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ 10,000,000 | 2 | $ 348,000 |
SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 185,888,583,000 | 2 | $ 410,000 |
FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 2 | $ 417,000 |
STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 2 | $ 700,000 |
INLAND BANK & TRUST 1900 W STATE ST GENEVA, IL 60134 |
* | $ 1,148,005,000 | 2 | $ 384,000 |
HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ 40,000,000 | 2 | $ 252,000 |
UNITED BANK 225 ASYLUM ST HARTFORD, CT 06103 |
* | $ 5,477,328,000 | 2 | $ 673,000 |
FIRST INTERNET BANK OF INDIANA 11201 USA PARKWAY FISHERS, IN 46037 |
* | $ 968,312,000 | 2 | $ 538,000 |
SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 185,888,583,000 | 2 | $ 40,000 |
NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 63,635,411,000 | 2 | $ 265,000 |
GREAT PLAINS NATIONAL BANK 5909 NW EXPRESSWAY OKLAHOMA CITY, OK 73132 |
* | $ 636,758,000 | 2 | $ 399,000 |
RBC BANK (GEORGIA), N.A. 8081 ARCO CORPORATE DRIVE RALEIGH, NC 27617 |
* | $ 3,067,332,000 | 1 | $ 210,000 |
SABADELL UNITED BANK NA 1111 BRICKELL AVENUE MIAMI, FL 33131 |
* | $ 4,605,891,000 | 1 | $ 3,130,000 |
KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 91,782,513,000 | 1 | $ 440,000 |
HSBC BANK USA, NATIONAL ASSOCIATION 1800 TYSONS BLVD., SUITE 50 MCLEAN, VA 22102 |
* | $ 178,676,927,000 | 1 | $ 490,000 |
PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE TYSONS, VA 22102 |
* | $ 17,796,419,000 | 1 | $ 400,000 |
MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 95,920,564,000 | 1 | $ 134,000 |
WEBSTER BANK, NATIONAL ASSOCIATION 145 BANK STREET WATERBURY, CT 06702 |
* | $ 22,513,012,000 | 1 | $ 1,591,000 |
MB FINANCIAL BANK, NATIONAL ASSOCIATION 6111 N. RIVER ROAD ROSEMONT, IL 60018 |
* | $ 9,910,776,000 | 1 | $ 202,000 |
CHARLES SCHWAB BANK, SSB 2360 CORPORATE CIRCLE HENDERSON, NV 89074 |
* | $ 111,278,000,000 | 1 | $ 450,000 |
LAKE SUNAPEE BANK 9 MAIN ST NEWPORT, NH 03773 |
* | $ 1,502,324,000 | 1 | $ 910,000 |
GIBRALTAR PRIVATE BANK & TRUST COMPANY 55 ALHAMBRA PLAZA, 7TH FLOOR CORAL GABLES, FL 33134 |
* | $ 1,529,412,000 | 1 | $ 206,000 |
AMERICAN BANK 9001 EDMONSTON ROAD SUITE 100 GREENBELT, MD 20770 |
* | $ 395,549,000 | 1 | $ 132,000 |
FLAGSTAR BANK 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 9,779,461,000 | 1 | $ 195,000 |
ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 451,471,000 | 1 | $ 25,000 |
MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,781,238,000 | 1 | $ 116,000 |
TIAA-CREF TRUST COMPANY FSB 211 NORTH BROADWAY, STE 1000 ST. LOUIS, MO 63102 |
* | $ 2,458,381,000 | 1 | $ 152,000 |
AXOS BANK 4350 LA JOLLA VILLAGE DR SUITE 140 LA JOLLA, CA 92122 |
* | $ 5,190,392,000 | 1 | $ 130,000 |
NBT BANK, NATIONAL ASSOCIATION 52 S BROAD ST NORWICH, NY 13815 |
* | $ 7,726,299,000 | 1 | $ 139,000 |
NBKC BANK 8320 WARD PARKWAY KANSAS CITY, MO 64114 |
* | $ 593,777,000 | 1 | $ 411,000 |
PROFICIO BANK 6985 UNION PARK CENTER, SUITE 150 COTTONWOOD HEIGHTS, UT 84047 |
* | $ 161,483,000 | 1 | $ 212,000 |
HOMEWARD RESIDENTIAL, INC. 16675 ADDISON ROAD ADDISON, TX 75001 |
* | $ 3,809,880,000 | 1 | $ 187,000 |
BERKSHIRE BANK PO 1308 PITTSFIELD, MA 01202 |
* | $ 6,476,905,000 | 1 | $ 700,000 |
UNITED SHORE FINANCIAL SERVICES, LLC 1414 EAST MAPLE ROAD TROY, MI 48083 |
* | $ 10,000,000 | 1 | $ 285,000 |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 CHARLOTTE, NC 28273 |
* | $ 10,000,000 | 1 | $ 160,000 |
THE MONEY SOURCE INC. 135 MAXESS ROAD MELVILLE, NY 11747 |
* | $ 10,000,000 | 1 | $ 156,000 |
BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 321,539,000 | 1 | $ 205,000 |
SCOTTRADE BANK 12800 CORPORATE HILL DRIVE ST. LOUIS, MO 63131 |
* | $ 17,735,467,000 | 1 | $ 603,000 |
FIRSTKEY MORTGAGE, LLC 900 THIRD AVENUE, SUITE 500 NEW YORK, NY 10022 |
* | $ 4,365,000 | 1 | $ 560,000 |
MSA MORTGAGE, LLC 5 FREMONT STREET WINTHROP, MA 02152 |
* | $ 10,000,000 | 1 | $ 160,000 |
1ST ALLIANCE LENDING, LLC 111 FOUNDERS PLAZA, SUITE 1300 EAST HARTFORD, CT 06108 |
* | $ 3,285,000 | 1 | $ 189,000 |
FBC MORTGAGE, LLC 189 S ORANGE AVE STE 970 ORLANDO, FL 32801 |
* | $ 12,000,000 | 1 | $ 169,000 |
SERVICE FEDERAL CREDIT UNION 3003 LAFAYETTE ROAD PORTSMOUTH, NH 03801 |
* | $ 2,539,043,000 | 1 | $ 260,000 |
AMERICAN FIRST 6 POINTE DRIVE, STE 400 BREA, CA 92821 |
* | $ 497,684,000 | 1 | $ 270,000 |
POLI MORTGAGE GROUP, INC. 780 DEDHAM STREET CANTON, MA 02021 |
* | $ 7,525,858,000 | 1 | $ 327,000 |
CAPITAL BANK, NATIONAL ASSOCIATION ONE CHURCH ST SUITE 300 ROCKVILLE, MD 20850 |
* | $ 612,661,000 | 1 | $ 191,000 |
LEADER BANK, NATIONAL ASSOCIATION 141 MASSACHUSETTS AVENUE ARLINGTON, MA 02474 |
* | $ 846,003,000 | 1 | $ 284,000 |
BANC OF CALIFORNIA, NATIONAL ASSOCIATION 18500 VON KARMAN AVENUE SUITE 1100 IRVINE, CA 92612 |
* | $ 5,958,502,000 | 1 | $ 190,000 |
ONE CREDIT UNION 380 RIVER STREET SPRINGFIELD, VT 05156 |
* | $ 132,333,000 | 1 | $ 40,000 |
DIME BANK 290 SALEM TPKE NORWICH, CT 06360 |
* | $ 756,207,000 | 1 | $ 488,000 |
SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ 10,000,000 | 1 | $ 117,000 |
CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SAN RAMON, CA 94583 |
* | $ 100,000,000 | 1 | $ 158,000 |
PLATINUM HOME MORTGAGE CORPORATION 2200 HICKS RD, STE 101 ROLLING MEADOWS, IL 60008 |
* | $ 10,000,000 | 1 | $ 234,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 609 | $124,632,000 | $204,000 | $3,130,000 | $109,000 | $3,202,000 |
Home Purchase | 498 | $116,296,000 | $233,000 | $1,760,000 | $128,000 | $2,751,000 |
Home Improvement | 126 | $13,446,000 | $106,000 | $566,000 | $96,000 | $482,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,014 | $203,982,000 | $201,000 | $3,130,000 | $115,000 | $1,853,000 |
Not Provided | 106 | $24,556,000 | $231,000 | $1,632,000 | $172,000 | $3,202,000 |
Not applicable | 84 | $17,522,000 | $208,000 | $760,000 | $9,000 | $322,000 |
Hispanic | 10 | $2,265,000 | $226,000 | $700,000 | $411,000 | $2,751,000 |
Asian | 8 | $3,379,000 | $422,000 | $956,000 | $169,000 | $430,000 |
Black or African American | 7 | $1,318,000 | $188,000 | $316,000 | $59,000 | $157,000 |
Native Hawaiian or Other Pacific Islander | 2 | $1,063,000 | $531,000 | $900,000 | $235,000 | $423,000 |
American Indian or Alaskan Native | 2 | $289,000 | $144,000 | $145,000 | $32,000 | $36,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,013 | $213,917,000 | $211,000 | $3,130,000 | $129,000 | $3,202,000 |
FHA-insured (Federal Housing Administration) | 103 | $18,762,000 | $182,000 | $282,000 | $50,000 | $160,000 |
VA-guaranteed (Veterans Administration) | 68 | $14,125,000 | $207,000 | $558,000 | $63,000 | $273,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 49 | $7,570,000 | $154,000 | $305,000 | $45,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 691 | $149,873,000 | $216,000 | $3,130,000 | $125,000 | $1,669,000 |
Application Denied By Financial Institution | 225 | $44,049,000 | $195,000 | $850,000 | $105,000 | $2,751,000 |
Application Withdrawn By Applicant | 138 | $27,171,000 | $196,000 | $910,000 | $150,000 | $3,202,000 |
Loan Purchased By The Institution | 97 | $18,882,000 | $194,000 | $603,000 | $25,000 | $452,000 |
Application Approved But Not Accepted | 51 | $9,152,000 | $179,000 | $652,000 | $97,000 | $500,000 |
File Closed For Incompleteness | 31 | $5,247,000 | $169,000 | $520,000 | $139,000 | $1,853,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 60 | $10,644,000 | $177,000 | $664,000 | $65,000 | $338,000 |
Credit History | 38 | $6,284,000 | $165,000 | $565,000 | $111,000 | $605,000 |
Collateral | 37 | $8,970,000 | $242,000 | $560,000 | $143,000 | $521,000 |
Credit Application Incomplete | 13 | $3,490,000 | $268,000 | $700,000 | $308,000 | $2,751,000 |
Other | 10 | $1,910,000 | $191,000 | $417,000 | $129,000 | $472,000 |
Insufficient Cash (Downpayment, Closing Cost) | 5 | $959,000 | $191,000 | $268,000 | $91,000 | $136,000 |
Unverifiable Information | 3 | $362,000 | $120,000 | $136,000 | $49,000 | $66,000 |
Employment History | 1 | $185,000 | $185,000 | $185,000 | $60,000 | $60,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Vermont, and search similar information back through 2003.