Lassen County CA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013

Unlock detailed Lassen County CA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in California.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,235
Total Mortgage Loan Application Amount $187,587,000
Average Mortgage Loan Application Amount $151,000
Highest Mortgage Loan Application Amount $896,000
Average Applicant Income $70,000
Highest Applicant Income $1,968,000

Mortgage Company List for Lending in Lassen County CA for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,266,125,000,000 182 $ 25,772,000
EAGLE HOME MORTGAGE OF CALIFORNIA
730 NW 107TH AVENUE, 4TH FL
MIAMI, FL 33172
* $ 10,000,000 146 $ 22,210,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,474,077,383,000 85 $ 12,638,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 77 $ 10,696,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 73 $ 8,423,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,313,401,000,000 58 $ 8,450,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 43 $ 6,082,000
SUMMIT FUNDING, INC.
2241 HARVARD ST, SUITE 200
GLENDALE, CA 95815
* $ 1,000,000,000 41 $ 6,567,000
AXIA FINANCIAL, LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ 40,000,000 39 $ 6,082,000
THE GOLDEN 1 CREDIT UNION
8945 CAL CENTER DRIVE
SACRAMENTO, CA 95826
* $ 7,963,006,000 25 $ 3,056,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 24 $ 3,704,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 23 $ 3,954,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 18 $ 3,160,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 18 $ 3,566,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 14,069,057,000 15 $ 2,666,000
TRI COUNTIES BANK
63 CONSTITUTION DRIVE
CHICO, CA 95973
* $ 2,608,031,000 14 $ 1,673,000
BANC OF CALIFORNIA, NA
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 1,369,414,000 13 $ 1,818,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 295,026,390,000 13 $ 1,820,000
LAND HOME FINANCIAL SERVICES, INC.
1355 WILLOW WAY, SUITE 250
SACRAMENTO, CA 94520
* $ 10,000,000 11 $ 1,858,000
DISCOVER HOME LOANS, INC.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 10 $ 1,640,000
FIRST PRIORITY FINANCIAL
3700 HILBORN ROAD, SUITE 700
FAIRFIELD, AL 94534
* $ 19,696,000 8 $ 1,295,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 8 $ 1,464,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ 31,000,000 7 $ 885,000
GOLDEN PACIFIC BANK NA
980 9TH STREET SUITE 100
SACRAMENTO, CA 95814
* $ 138,372,000 7 $ 1,032,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 7 $ 1,145,000
PLUMAS BANK
35 S. LINDAN AVE.
QUINCY, CA 95971
* $ 476,468,000 7 $ 760,000
GFS CAPITAL
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 6 $ 1,004,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 6 $ 1,151,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 6 $ 907,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ 10,000,000 6 $ 1,269,000
FREMONT BANK
39150 FREMONT BOULEVARD
FREMONT, CA 94538
* $ 2,569,593,000 5 $ 698,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
GLENDALE, CA 95661
* $ 10,000,000 5 $ 1,025,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ 10,000,000 5 $ 611,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 5 $ 518,000
SIERRA CENTRAL CREDIT UNION
1351 HARTER PARKWAY
YUBA CITY, CA 95993
* $ 654,648,000 5 $ 549,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 4 $ 782,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 4 $ 754,000
FIRST MORTGAGE CORPORATION
1131 W 6TH STREET
ONTARIO, CA 91762
* $ 10,000,000 4 $ 757,000
INTERCAP LENDING INC.
26970 ALISO VIEJO PARKWAY, SUITE 100
ALISO VIEJO, CA 92656
* $ 10,000,000 4 $ 631,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 4 $ 335,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 4 $ 767,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ 100,000,000 4 $ 496,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 4 $ 614,000
RESIDENTIAL FINANCE CORPORATIO
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 4 $ 642,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ 10,000,000 4 $ 627,000
CASHCALL, INC.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 3 $ 687,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 3 $ 619,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ 100,000,000 3 $ 479,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ 11,000,000 3 $ 446,000
CALIFORNIA MORTGAGE ADVISORS
4304 REDWOOD HWY. STE 100
SAN RAFAEL, CA 94903
* $ 500,000 3 $ 625,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 3 $ 248,000
LSI MORTGAGE PLUS
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 3 $ 151,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 3 $ 568,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
SACRAMENTO, CA 95661
* $ 10,000,000 3 $ 508,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 3 $ 605,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 3 $ 304,000
REDDING BANK OF COMMERCE
1951 CHURN CREEK ROAD
REDDING, CA 96002
* $ 975,284,000 3 $ 1,215,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 3 $ 470,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 3 $ 607,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 94,795,926,000 2 $ 415,000
UMPQUA BANK
445 SE MAIN STREET
ROSEBURG, OR 97470
* $ 11,794,069,000 2 $ 235,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 2 $ 411,000
EVERGREEN MONEYSOURCE MORTGAGE COMPANY
15405 SE 37TH STREET
OLYMPIA, WA 98006
* $ 10,000,000 2 $ 461,000
W. J. BRADLEY MORTGAGE CAPITAL
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 2 $ 434,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 2 $ 416,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 2 $ 470,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ 52,388,000 2 $ 249,000
CHICAGO MORTGAGE SOLUTIONS LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 2 $ 462,000
SCHOOLSFIRST FCU
2115 N. BROADWAY
SANTA ANA, CA 92706
* $ 9,380,440,000 2 $ 462,000
UNITED SECURITY FINANCIAL CORP
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 2 $ 474,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 234,000
VITEK REAL ESTATE INDUSTRIES GROUP, INC.
2882 PROSPECT PARK DRIVE, SUITE 100
RANCHO CORDOVA, CA 95670
* $ 10,000,000 2 $ 444,000
SERVICE FINANCE COMPANY, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 2 $ 41,000
MASON MCDUFFIE MORTGAGE CORPORATION
2010 CROW CANYON PLACE, #400
SAN FRANCISCO, CA 94583
* $ 1,300,000 2 $ 392,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 2 $ 277,000
INTELLILOAN, INC.
4 PARK PLAZA SUITE 800
ORANGE, CA 92614
* $ 10,000,000 2 $ 331,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 270,671,000 2 $ 386,000
PATELCO CREDIT UNION
5050 HOPYARD ROAD
DUBLIN, CA 94588
* $ 3,868,752,000 2 $ 350,000
RPM MORTGAGE INC.
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ 62,000,000 2 $ 298,000
BROADVIEW MORTGAGE CORPORATION
2200 W ORANGEWOOD AVE SUITE 215
ORANGE, CA 92868
* $ 10,000,000 2 $ 438,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ 11,000,000 1 $ 188,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 627,435,000 1 $ 208,000
ACCESS NATIONAL BANK
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 862,757,000 1 $ 104,000
CBC NATIONAL BANK
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 475,008,000 1 $ 128,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 768,613,000 1 $ 310,000
WESTERN BANCORP
5671 SANTA TERESA BLVD STE 100
SAN JOSE, CA 95123
* $ 5,236,000 1 $ 269,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 1 $ 157,000
CALIBER FUNDING LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 1 $ 168,000
SAN FRANCISCO FIRE CREDIT UNION
3201 CALIFORNIA STREET
SAN FRANCISCO, CA 94118
* $ 854,675,000 1 $ 50,000
FIRST MARINER BANK
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,376,094,000 1 $ 176,000
EXCITE CREDIT UNION
3315 ALMADEN EXPY, SUITE 55
SAN JOSE, CA 95118
* $ 384,854,000 1 $ 125,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
PLYMOUTH, MI 48895
* $ 40,394,000 1 $ 127,000
WATERMARK CAPITAL, INC.
100 SPECTRUM CENTER DR STE 150
SACRAMENTO, CA 92618
* $ 56,337,000 1 $ 137,000
INTEGRITY FIRST FINANCIAL GROUP, INC.
6333 GREENWICH DRIVE SUITE 280
SAN DIEGO, CA 92122
* $ 26,494,000 1 $ 143,000
CROSSLINE CAPITAL, INC.
25520 COMMERCENTRE DRIVE, 2ND FLOOR
LAKE FOREST, CA 92630
* $ 40,422,000 1 $ 245,000
LENNAR MORTGAGE, LLC
730 NW 107TH AVENUE, 4TH FL
NORTH PALM BEACH, FL 33172
* $ 31,000,000 1 $ 176,000
KINGS MORTGAGE SERVICES, INC.
4244 W MINERAL KING AVE
VISALIA, CA 93291
* $ 534,000 1 $ 180,000
CHICKASAW COMMUNITY BANK
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73108
* $ 101,634,000 1 $ 70,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 467,666,000 1 $ 172,000
BANKERS MORTGAGE CORPORATION
7500 COLLEGE BOULEVARD, SUITE 1150
OVERLAND PARK, KS 66210
* $ 10,000,000 1 $ 237,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ 3,642,000 1 $ 65,000
OAKTREE FUNDING CORP.
1298 WEST 7TH STREET
CHANDLER, AZ 91786
* $ 10,000,000 1 $ 189,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 108,000
COMMERCE HOME MORTGAGE, INC.
3130 CANYON PLACE
SACRAMENTO, CA 94583
* $ 64,596,484,000 1 $ 220,000
LOS ANGELES POLICE FEDERAL CREDIT UNION
16150 SHERMAN WAY
LOS ANGELES, CA 91406
* $ 746,795,000 1 $ 100,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 1 $ 323,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 1 $ 207,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 130,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 197,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 1 $ 160,000
SACRAMENTO 1ST MORTGAGE, INC
3626 FAIR OAKS BLVD, SUITE 100
SACRAMENTO, CA 95864
* $ 10,000,000 1 $ 162,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 101,000
CHERRY CREEK MORTGAGE, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 1 $ 49,000
MEGASTAR FINANCIAL CORP.
1080 CHEROKEE STREET
DENVER, CO 80205
* $ 10,000,000 1 $ 101,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 250,961,257,000 1 $ 271,000
SRE MORTGAGE ALLIANCE INC.
2245 CAMPUS DRIVE
EL SEGUNDO, CA 90245
* $ 1,000,000 1 $ 240,000
HSBC BANK USA, NATIONAL ASSOCIATION
1800 TYSONS BLVD., SUITE 50
MCLEAN, VA 22102
* $ 186,789,896,000 1 $ 132,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 82,086,021,000 1 $ 133,000
CALIFORNIA BANK & TRUST
1940 CENTURY PARK EAST, SUITE 120
LOS ANGELES, CA 90067
* $ 11,069,091,000 1 $ 731,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 11,341,219,000 1 $ 117,000
BOEING EMPLOYEES CREDIT UNION
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 11,093,539,000 1 $ 48,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 1 $ 305,000
MILITARY FAMILY HOME LOANS, LL
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 1 $ 145,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2013, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Lassen County CA in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 824 $129,018,000 $156,000 $896,000 $74,000 $1,968,000
Home Purchase 378 $56,049,000 $148,000 $417,000 $62,000 $298,000
Home Improvement 33 $2,520,000 $76,000 $310,000 $66,000 $141,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 859 $130,229,000 $151,000 $731,000 $76,000 $1,968,000
Not Provided 144 $23,602,000 $163,000 $455,000 $72,000 $479,000
Not applicable 112 $16,892,000 $150,000 $896,000 $39,000 $197,000
Hispanic 63 $9,491,000 $150,000 $412,000 $59,000 $197,000
American Indian or Alaskan Native 29 $4,129,000 $142,000 $417,000 $63,000 $207,000
Asian 15 $1,610,000 $107,000 $250,000 $72,000 $150,000
Native Hawaiian or Other Pacific Islander 9 $1,095,000 $121,000 $250,000 $55,000 $126,000
Black or African American 4 $539,000 $134,000 $200,000 $39,000 $102,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 761 $111,909,000 $147,000 $896,000 $87,000 $1,968,000
FHA-insured (Federal Housing Administration) 247 $39,034,000 $158,000 $283,000 $46,000 $228,000
VA-guaranteed (Veterans Administration) 142 $26,082,000 $183,000 $455,000 $40,000 $158,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 85 $10,562,000 $124,000 $240,000 $43,000 $78,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 555 $84,674,000 $152,000 $896,000 $77,000 $1,968,000
Loan Purchased By The Institution 234 $33,991,000 $145,000 $295,000 $50,000 $298,000
Application Denied By Financial Institution 221 $32,644,000 $147,000 $455,000 $69,000 $503,000
Application Withdrawn By Applicant 140 $23,261,000 $166,000 $405,000 $78,000 $301,000
Application Approved But Not Accepted 49 $7,446,000 $151,000 $417,000 $80,000 $300,000
File Closed For Incompleteness 36 $5,571,000 $154,000 $305,000 $56,000 $245,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 58 $9,413,000 $162,000 $455,000 $90,000 $503,000
Other 38 $5,990,000 $157,000 $329,000 $68,000 $357,000
Credit History 32 $2,940,000 $91,000 $250,000 $52,000 $152,000
Debt-To-Income Ratio 21 $3,513,000 $167,000 $417,000 $57,000 $126,000
Credit Application Incomplete 12 $1,569,000 $130,000 $304,000 $76,000 $150,000
Unverifiable Information 6 $731,000 $121,000 $291,000 $47,000 $125,000
Insufficient Cash (Downpayment, Closing Cost) 3 $411,000 $137,000 $250,000 $50,000 $128,000
Employment History 1 $176,000 $176,000 $176,000 $32,000 $32,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the California Lender List