Laurens County GA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Unlock detailed Laurens County GA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Georgia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,544
Total Mortgage Loan Application Amount $166,902,000
Average Mortgage Loan Application Amount $108,000
Highest Mortgage Loan Application Amount $4,200,000
Average Applicant Income $59,000
Highest Applicant Income $4,088,000

Mortgage Company List for Lending in Laurens County GA for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BANK OF DUDLEY
200 W JACKSON ST
DUDLEY, GA 31021
* $ 194,222,000 213 $ 16,255,000
MORRIS BANK
301 BELLEVUE AVENUE
DUBLIN, GA 31021
* $ 503,858,000 136 $ 11,122,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,532,784,000,000 106 $ 11,050,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 97 $ 5,591,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 80 $ 9,550,000
CAPITAL CITY BANK
1828 WEST TENNESSEE STREET
TALLAHASSEE, FL 32304
* $ 2,607,137,000 70 $ 3,399,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 63 $ 5,047,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 54 $ 7,356,000
SOUTH STATE BANK
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 7,827,707,000 50 $ 7,155,000
GEORGIA UNITED
6705 SUGARLOAF PARKWAY
DULUTH, GA 30097
* $ 997,728,000 44 $ 3,372,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 2,424,729,000 32 $ 4,446,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
WILMINGTON, DE 30328
* $ 826,484,000 27 $ 3,871,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 25 $ 3,336,000
FIRST BANK OF GEORGIA
2743 PERIMETER PKWY BLD 100, SUITE 100
AUGUSTA, GA 30909
* $ 516,959,000 22 $ 3,195,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 19 $ 2,273,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 17 $ 2,776,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 17 $ 1,859,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 16 $ 1,589,000
STATE BANK AND TRUST COMPANY
4219 FORSYTH ROAD
MACON, GA 31210
* $ 2,880,380,000 16 $ 2,634,000
TRIUMPH BANK
1780 MORIAH WOODS BLVD., SUITE 4
MEMPHIS, TN 38117
* $ 517,645,000 16 $ 2,866,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 15 $ 2,255,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ 945,758,000 11 $ 1,113,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 11 $ 940,000
ROBINS FINANCIAL CREDIT UNION
803 WATSON BOULEVARD
WARNER ROBINS, GA 31093
* $ 1,953,066,000 11 $ 1,612,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 11 $ 1,556,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 10 $ 1,091,000
HANCOCK MORTGAGE PARTNERS, LLC
ONE SUGAR CREEK CENTER BLVD SUITE 1000
SUGAR LAND, TX 77478
* $ 216,152,000 10 $ 1,217,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,574,093,000,000 10 $ 1,004,000
OCEANSIDE MORTGAGE COMPANY
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 9 $ 871,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 9 $ 1,317,000
MILEND, INC.
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30350
* $ 10,000,000 8 $ 1,341,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 8 $ 196,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 8 $ 795,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 7 $ 1,039,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ 4,410,000 7 $ 719,000
RELIANT BANK
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 295,168,000 7 $ 1,025,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,356,442,000,000 7 $ 704,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 28,953,664,000 6 $ 898,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 6 $ 773,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 6 $ 1,255,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 5,785,742,000 6 $ 1,112,000
COASTAL STATES MORTGAGE, INC.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 6 $ 947,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 6 $ 1,022,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 5 $ 491,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 5 $ 471,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 5 $ 712,000
COLONY BANK
302 SOUTH MAIN ST.
FITZGERALD, GA 31750
* $ 1,144,956,000 4 $ 119,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ 10,000,000 4 $ 540,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 182,489,046,000 4 $ 475,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 4 $ 425,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ 10,000,000 4 $ 475,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 4 $ 668,000
EXCHANGE BANK
PO BOX 580
MILLEDGEVILLE, GA 31059
* $ 225,286,000 3 $ 204,000
AMERIS BANK
300 SOUTH MAIN STREET
ATLANTA, GA 31768
* $ 4,040,577,000 3 $ 231,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ 10,000,000 3 $ 454,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 3 $ 297,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 335,060,015,000 3 $ 173,000
DISCOVER HOME LOANS, INC
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 83,125,845,000 3 $ 449,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 3 $ 619,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 118,801,412,000 3 $ 141,000
MAGNOLIA STATE BANK
130 OAK ST
EASTMAN, GA 31023
* $ 187,419,000 3 $ 43,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 3 $ 226,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 3 $ 204,000
FLAGSTAR BANK
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 3 $ 421,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 3 $ 231,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 321,539,000 2 $ 246,000
CHRISTENSEN FINANCIAL, INC.
860 N SR 434
ALTAMONTE SPRINGS, FL 32714
* $ 10,000,000 2 $ 315,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ 11,000,000 2 $ 140,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ 1,825,398,000 2 $ 250,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 2 $ 824,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ 50,442,000 2 $ 451,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 325,000
FIDELITY BANK
3 CORPORATE BLVD NE
ATLANTA, GA 30329
* $ 3,083,087,000 2 $ 263,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 2 $ 593,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,761,042,000 2 $ 201,000
IBERIABANK MORTGAGE COMPANY
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 15,675,477,000 2 $ 137,000
CIS FINANCIAL SERVICES, INC.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 2 $ 250,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 2 $ 291,000
GEORGIA BANKING COMPANY
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30339
* $ 257,892,000 2 $ 119,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ 5,889,539,000 2 $ 140,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 2 $ 181,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ 10,000,000 2 $ 239,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 2 $ 321,000
CITYWORTH MORTGAGE LLC
11781 LEE JACKSON HIGHWAY
FAIRFAX, VA 22033
* $ 1,400,000,000 2 $ 267,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 173,000
CREDIT UNION FINANCIAL SERVICES, LLC
1123 ELM ST NE
SUWANEE, GA 30014
* $ 81,511,000 2 $ 270,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ 31,000,000 2 $ 305,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 286,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ 10,000,000 1 $ 125,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 1 $ 110,000
LGE COMMUNITY CREDIT UNION
PO BOX 1287
ATLANTA, GA 30061
* $ 989,116,000 1 $ 160,000
WALKER & DUNLOP, LLC
7501 WISCONSIN AVE, STE 1200E
WILMINGTON, DE 20814
* $ 552,596,000 1 $ 4,200,000
CBC NATIONAL BANK
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 421,354,000 1 $ 137,000
COMMUNITY FIRST NATIONAL BANK
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 187,860,000 1 $ 92,000
BANC OF CALIFORNIA, NATIONAL ASSOCIATION
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 5,958,502,000 1 $ 209,000
ASSOCIATED CREDIT UNION
P.O. BOX 923028
NORCROSS, GA 30092
* $ 1,338,282,000 1 $ 81,000
INTERCAP LENDING INC.
26970 ALISO VIEJO PARKWAY, SUITE 100
ALISO VIEJO, CA 92656
* $ 10,000,000 1 $ 184,000
FIRST WESTERN TRUST BANK
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ 707,588,000 1 $ 195,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,685,931,000 1 $ 158,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 125,000
HOMESTAR FINANCIAL CORPORATION
332 WASHINGTON STREET, NW
PEACHTREE CORNERS, GA 30501
* $ 45,240,000 1 $ 216,000
HERITAGEBANK OF THE SOUTH
3333 PEACHTREE RD NE SUITE M-10
ATLANTA, GA 30326
* $ 5,785,742,000 1 $ 281,000
FIDELITY BANK, NATIONAL ASSOCIATION
100 E ENGLISH
WICHITA, KS 67202
* $ 1,622,355,000 1 $ 82,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 174,000
VAN DYK MORTGAGE CORPORATION
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 1 $ 106,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 1 $ 195,000
AGSOUTH FARM CREDIT, ACA
PO BOX 718
STATESBORO, GA 30459
* $ 1,486,000,000 1 $ 290,000
ORIGIN BANK
2211 NORTH 7TH
CHOUDRANT, LA 71291
* $ 3,713,197,000 1 $ 81,000
CELTIC BANK
268 S. STATE ST., SUITE 300
SALT LAKE CITY, UT 84111
* $ 349,755,000 1 $ 135,000
CRESCOM BANK
288 MEETING ST
CHARLESTON, SC 29401
* $ 1,198,823,000 1 $ 110,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ 10,000,000 1 $ 154,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 27,356,000,000 1 $ 89,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 395,549,000 1 $ 201,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 136,279,317,000 1 $ 187,000
CGR CREDIT UNION
2040 INGLESIDE AVENUE
MACON, GA 31204
* $ 74,244,000 1 $ 219,000
ATLANTA POSTAL
1605 BOGGS ROAD
ATLANTA, GA 30096
* $ 2,038,646,000 1 $ 180,000
PEOPLES NATIONAL BANK
5175 N ACADEMY BLVD
COLORADO SPRINGS, CO 80918
* $ 317,604,000 1 $ 155,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 81,661,915,000 1 $ 31,000
FIRST-CITIZENS BANK & TRUST COMPANY
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27609
* $ 21,553,919,000 1 $ 302,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 95,920,564,000 1 $ 283,000
ARVEST BANK
201 W WALNUT
FAYETTEVILLE, AR 72756
* $ 14,944,176,000 1 $ 134,000
CITIZENS BANK & TRUST COMPANY
5101 5TH AVE
EASTMAN, GA 31023
* $ 129,199,000 1 $ 32,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ 10,000,000 1 $ 175,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ 10,000,000 1 $ 193,000
ACOPIA, LLC
306 NORTHCREEK BOULEVARD SUITE 100
NASHVILLE, TN 37072
* $ 100,000,000 1 $ 156,000
HOME POINT MORTGAGE ACCEPTANCE CORPORATION
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 1 $ 226,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 267,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 1 $ 87,000
QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY
3617 WALTON WAY EXT.
LOUISVILLE, GA 30909
* $ 842,864,000 1 $ 86,000
SOUTHCREST BANK
1475 PEACHTREE ST SUITE 200
ATLANTA, GA 30309
* $ 561,644,000 1 $ 84,000
BANKSOUTH
6340 LAKE OCONEE PARKWAY
GREENSBORO, GA 30642
* $ 380,330,000 1 $ 81,000
LSI MORTGAGE PLUS
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 341,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2015, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Laurens County GA in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 758 $94,521,000 $124,000 $4,200,000 $53,000 $562,000
Home Purchase 656 $65,356,000 $99,000 $417,000 $67,000 $4,088,000
Home Improvement 130 $7,025,000 $54,000 $349,000 $57,000 $443,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 894 $98,821,000 $110,000 $735,000 $66,000 $641,000
Black or African American 351 $30,477,000 $86,000 $309,000 $73,000 $4,088,000
Not applicable 173 $22,875,000 $132,000 $4,200,000 $2,000 $104,000
Not Provided 90 $10,197,000 $113,000 $366,000 $46,000 $211,000
Hispanic 23 $2,695,000 $117,000 $290,000 $54,000 $211,000
Asian 6 $1,155,000 $192,000 $302,000 $169,000 $366,000
American Indian or Alaskan Native 4 $344,000 $86,000 $156,000 $67,000 $94,000
Native Hawaiian or Other Pacific Islander 3 $338,000 $112,000 $154,000 $68,000 $205,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,123 $110,929,000 $98,000 $1,121,000 $68,000 $4,088,000
FHA-insured (Federal Housing Administration) 219 $29,996,000 $136,000 $4,200,000 $31,000 $160,000
VA-guaranteed (Veterans Administration) 144 $20,140,000 $139,000 $420,000 $49,000 $559,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 58 $5,837,000 $100,000 $206,000 $29,000 $82,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 734 $78,262,000 $106,000 $1,121,000 $68,000 $3,447,000
Application Denied By Financial Institution 406 $40,921,000 $100,000 $4,200,000 $57,000 $4,088,000
Application Withdrawn By Applicant 138 $16,729,000 $121,000 $366,000 $59,000 $295,000
Loan Purchased By The Institution 135 $17,788,000 $131,000 $344,000 $29,000 $330,000
File Closed For Incompleteness 82 $7,507,000 $91,000 $735,000 $42,000 $480,000
Application Approved But Not Accepted 49 $5,695,000 $116,000 $417,000 $66,000 $366,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 57 $3,475,000 $60,000 $190,000 $52,000 $162,000
Debt-To-Income Ratio 26 $2,358,000 $90,000 $329,000 $49,000 $210,000
Credit Application Incomplete 17 $2,060,000 $121,000 $362,000 $64,000 $559,000
Collateral 16 $1,806,000 $112,000 $226,000 $65,000 $204,000
Other 8 $688,000 $86,000 $160,000 $53,000 $120,000
Unverifiable Information 3 $161,000 $53,000 $57,000 $15,000 $27,000
Insufficient Cash (Downpayment, Closing Cost) 3 $252,000 $84,000 $116,000 $59,000 $78,000
Employment History 2 $262,000 $131,000 $131,000 $45,000 $49,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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