Lavaca County, TX Mortgage Lenders & HMDA Data, 2008

In 2008, lenders reported 400 mortgage applications in Lavaca County, TX totaling $39.1 million, down 21% from 2007. The average application was for $97,000, and applicants reported an average income of $80,000. 37% of applications resulted in an originated loan and 30% were denied. The most active lender was Wells Fargo Bank, NA, with 67 applications, followed by Tdecu and Citifinancial Inc.

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Total Number of Mortgage Applications 400
Total Mortgage Loan Application Amount $39,144,000
Average Mortgage Loan Application Amount $97,000
Highest Mortgage Loan Application Amount $650,000
Average Applicant Income $80,000
Highest Applicant Income $1,722,000

Mortgage Company List for Lending in Lavaca County, TX for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 67 $ 6,031,000
Tdecu
2000 POST OAK BLVD. STE. 2100
HOUSTON, TX 77056
* $ 1,222,897,000 33 $ 3,624,000
Citifinancial Inc
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 23 $ 974,000
Southstar Bank SSB
100 S. MAIN
MOULTON, TX 77975
* $ 134,951,000 22 $ 1,300,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 20 $ 343,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 19 $ 2,888,000
Wells Fargo Fin'l Texas, Inc
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 17 $ 671,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 16 $ 2,069,000
Prosperity Bank
1301 N MECHANIC
EL CAMPO, TX 77437
* $ 6,357,701,000 12 $ 700,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 11 $ 938,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ 2,952,342,000 10 $ 387,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 10 $ 1,415,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 10 $ 1,708,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 9 $ 973,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 8 $ 1,158,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 7 $ 308,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 7 $ 1,262,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 6 $ 582,000
CU Factory Built Lending, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 5 $ 255,000
Ge Money Bank
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 14,839,190,000 4 $ 54,000
Hfc Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 4 $ 126,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 4 $ 237,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 43,810,702,000 3 $ 235,000
Sage Capital Bank, N. A.
1606 N SARAH DEWITT DRIVE
GONZALES, TX 78629
* $ 219,349,000 3 $ 262,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 3 $ 410,000
Great Western Financial Services, Inc.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 3 $ 281,000
Certified Funding, L.P.
17304 PRESTON RD STE 620
DALLAS, TX 75252
* $ 10,000,000 2 $ 244,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 2 $ 439,000
Everett Financial Inc.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 2 $ 191,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 374,000
Aurora Bank FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 16,047,364,000 2 $ 1,230,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 15,898,003,000 2 $ 128,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 2 $ 478,000
Guaranty Bank
8333 DOUGLAS AVENUE
DALLAS, TX 75225
* $ 16,674,004,000 2 $ 315,000
Trusttexas Bank, SSB
121 E COURTHOUSE ST, P O BOX 808
CUERO, TX 77954
* $ 146,897,000 2 $ 449,000
Homecomings Financial LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 2 $ 422,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 1 $ 342,000
Eloan
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 1 $ 192,000
Wachovia Mortgage FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 1 $ 132,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 1 $ 168,000
Equifirst Corporation
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 343,735,670,000 1 $ 63,000
Texas First Bank
3000 FM 1764
LAMARQUE, TX 77568
* $ 211,928,000 1 $ 115,000
First Community Bank
416 N WATER ST
CORPUS CHRISTI, TX 78401
* $ 179,466,000 1 $ 256,000
Capital One Home Loans, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 1 $ 132,000
First National Acceptance Company
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 1 $ 14,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 93,000
Amegy Mortgage Company, L.L.C
4576 RESEARCH FOREST BLVD
THE WOODLANDS, TX 77381
* $ 31,000,000 1 $ 50,000
M&T Bank
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,072,546,000 1 $ 337,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,251,715,000,000 1 $ 31,000
Omnibank, N.A.
397 N. SAM HOUSTON PARKWAY EAST
HOUSTON, TX 77060
* $ 363,714,000 1 $ 135,000
Central National Bank
8320 W HWY 84
WACO, TX 76712
* $ 490,212,000 1 $ 89,000
First Nb of Jacksboro
P.O. DRAWER E
JACKSBORO, TX 76458
* $ 311,937,000 1 $ 116,000
Frost National Bank
100 W. HOUSTON T-5
SAN ANTONIO, TX 78205
* $ 13,632,996,000 1 $ 35,000
Newfirst National Bank
202 E. JACKSON ST.
EL CAMPO, TX 77437
* $ 307,796,000 1 $ 56,000
The Huntington National Bank
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 54,098,791,000 1 $ 446,000
First Victoria National Bank
101 S MAIN
VICTORIA, TX 77901
* $ 1,320,811,000 1 $ 210,000
Thrivent Financial Bank
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 490,140,000 1 $ 75,000
Charles Schwab Bank
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 14,762,983,000 1 $ 94,000
Liberty Mortgage Corporation
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 1 $ 110,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 553,741,000 1 $ 9,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 1 $ 60,000
Coastal Bend Mortgage, Inc.
5656 S. STAPLES #200
CORPUS CHRISTI, TX 78411
* $ 10,000,000 1 $ 64,000
Wr Starkey Mortgage LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 1 $ 100,000
Plaza Home Mortgage, Inc
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 77,000
Security Service
15000 W INTERSTATE 10 BLDG 4
SAN ANTONIO, TX 78249
* $ 4,376,581,000 1 $ 62,000
Credit Union of Texas
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75013
* $ 1,187,800,000 1 $ 40,000
Fort Worth Community Credit Union
1905 FOREST RIDGE DR
BEDFORD, TX 76021
* $ 622,605,000 1 $ 191,000
Classic Home Financial, Inc.
10700 RICHMOND AVENUE #150
HOUSTON, TX 77042
* $ 428,000,000 1 $ 87,000
Aspire Financial Inc
4100 ALPHA RD #112
DALLAS, TX 75244
* $ 10,000,000 1 $ 62,000
Alethes, LLC
8601 RR 2222 SUITE 1-150
AUSTIN, TX 78730
* $ 10,000,000 1 $ 78,000
Origen Financial Services LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 1 $ 40,000
Wallick and Volk
222 EAST 18TH
CHEYENNE, WY 82001
* $ 10,000,000 1 $ 57,000
Cgb Agri Financial Services
2209 RIVER ROAD
LOUISVILLE, KY 40206
* $ 433,538,000 1 $ 240,000
Hometrust Mortgage Company
5353 W. ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ 10,000,000 1 $ 410,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 1 $ 150,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ 26,864,000 1 $ 122,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 1 $ 96,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 1 $ 219,000
Aaa Worldwide Financial Co.
5057 KELLER SPRINGS RD, STE 300
ADDISON, TX 75001
* $ 10,000,000 1 $ 116,000

The tables below break down 2008 mortgage applications in Lavaca County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Lavaca County, TX in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 162 $19,468,000 $120,000 $650,000 $94,000 $1,722,000
Refinancing 155 $17,225,000 $111,000 $509,000 $76,000 $886,000
Home Improvement 83 $2,451,000 $29,000 $330,000 $59,000 $232,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 285 $29,954,000 $105,000 $650,000 $85,000 $1,722,000
Not Provided 48 $3,769,000 $78,000 $311,000 $96,000 $886,000
Hispanic 35 $2,534,000 $72,000 $256,000 $49,000 $200,000
Not applicable 16 $1,810,000 $113,000 $412,000 $42,000 $200,000
Black or African American 14 $566,000 $40,000 $100,000 $38,000 $87,000
Native Hawaiian or Other Pacific Islander 2 $511,000 $255,000 $363,000 $90,000 $116,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 366 $34,464,000 $94,000 $650,000 $81,000 $1,722,000
FHA-insured (Federal Housing Administration) 20 $2,263,000 $113,000 $173,000 $61,000 $200,000
VA-guaranteed (Veterans Administration) 12 $2,289,000 $190,000 $412,000 $92,000 $200,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $128,000 $64,000 $64,000 $17,000 $34,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 149 $15,461,000 $103,000 $446,000 $92,000 $1,722,000
Application Denied By Financial Institution 119 $8,641,000 $72,000 $650,000 $66,000 $252,000
Application Withdrawn By Applicant 55 $6,187,000 $112,000 $509,000 $100,000 $886,000
Loan Purchased By The Institution 42 $6,131,000 $145,000 $412,000 $61,000 $200,000
Application Approved But Not Accepted 27 $2,259,000 $83,000 $292,000 $60,000 $221,000
File Closed For Incompleteness 7 $315,000 $45,000 $90,000 $59,000 $144,000
Preapproval Denied by Financial Institution 1 $150,000 $150,000 $150,000 $242,000 $242,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 44 $1,529,000 $34,000 $148,000 $60,000 $232,000
Collateral 10 $947,000 $94,000 $165,000 $87,000 $252,000
Other 8 $733,000 $91,000 $180,000 $48,000 $127,000
Debt-To-Income Ratio 7 $1,484,000 $212,000 $650,000 $56,000 $168,000
Credit Application Incomplete 4 $1,052,000 $263,000 $580,000 $116,000 $203,000
Employment History 1 $87,000 $87,000 $87,000 $50,000 $50,000
Insufficient Cash (Downpayment, Closing Cost) 1 $32,000 $32,000 $32,000 $26,000 $26,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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