Lawrence County MO
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Unlock detailed Lawrence County MO mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Missouri.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,728
Total Mortgage Loan Application Amount $183,466,000
Average Mortgage Loan Application Amount $106,000
Highest Mortgage Loan Application Amount $890,000
Average Applicant Income $55,000
Highest Applicant Income $9,999,000

Mortgage Company List for Lending in Lawrence County MO for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,161,490,000,000 149 $ 15,831,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 127 $ 11,818,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 86 $ 9,300,000
US BK NA ND
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 78 $ 7,313,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 78 $ 8,675,000
LIBERTY BANK
4625 S. NATIONAL
SPRINGFIELD, MO 65810
* $ 1,093,306,000 74 $ 7,189,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,459,157,302,000 68 $ 6,884,000
ARVEST MORTGAGE COMPANY
931 W MONROE
LOWELL, AR 72745
* $ 12,527,568,000 67 $ 7,230,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,368,203,000 56 $ 4,680,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 55 $ 5,308,000
MID-MISSOURI BANK
3546 EAST SUNSHINE
SPRINGFIELD, MO 65809
* $ 509,327,000 48 $ 4,844,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 42 $ 2,878,000
GREAT SOUTHERN BANK
218 S GLENSTONE AVE
REEDS SPRING, MO 65802
* $ 3,788,680,000 37 $ 4,295,000
UMB BANK, NATIONAL ASSOCIATION
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 11,205,930,000 35 $ 2,975,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 168,867,640,000 31 $ 3,524,000
BANK OF BILLINGS
P O BOX 70
BILLINGS, MO 65610
* $ 57,448,000 28 $ 1,020,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 28 $ 3,894,000
PEOPLES COMMUNITY BANK
PO BOX 350
GREENVILLE, MO 63944
* $ 136,459,000 24 $ 2,877,000
EMPIRE BANK
1800 S GLENSTONE
SPRINGFIELD, MO 65804
* $ 1,024,142,000 19 $ 2,105,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,288,658,000,000 19 $ 1,740,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 19 $ 813,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 18 $ 1,854,000
OLD MISSOURI BANK
3570 SOUTH NATIONAL AVENUE
SPRINGFIELD, MO 65807
* $ 131,295,000 17 $ 5,299,000
HEARTLAND BANK
212 SOUTH CENTRAL
ST. LOUIS, MO 63105
* $ 878,852,000 16 $ 2,191,000
OAKSTAR BANK
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 189,152,000 15 $ 2,049,000
ASSEMBLIES OF GOD CREDIT UNION
1535 N CAMPBELL AVE
SPRINGFIELD, MO 65803
* $ 111,490,000 15 $ 1,301,000
FREEDOM BANK OF SOUTHERN MISSOURI
P O BOX 309
CASSVILLE, MO 65625
* $ 143,961,000 14 $ 1,765,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 13 $ 1,346,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 13 $ 1,439,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 13 $ 1,253,000
COMMERCE BANK
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 20,493,569,000 12 $ 574,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 13,623,469,000 12 $ 1,393,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 25,359,999,000 12 $ 1,369,000
UNITED BUILT HOMES, L.L.C.
8500 LINE AVE
BATON ROUGE, LA 71106
* $ 59,713,000 11 $ 1,357,000
SOUTHWEST MISSOURI BANK
300 WEST THIRD STREET
CARTHAGE, MO 64836
* $ 641,961,000 10 $ 580,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 10 $ 2,051,000
COMMUNITY BANK AND TRUST
100 SOUTH WOOD ST
NEOSHO, MO 64850
* $ 294,011,000 10 $ 1,103,000
THE BANK OF MISSOURI
916 N. KINGSHIGHWAY
PERRYVILLE, MO 63775
* $ 869,721,000 9 $ 1,595,000
GERSHMAN INVESTMENT CORP.
16253 SWINGLEY RIDGE ROAD, SUITE 400
LITTLE ROCK, AR 63017
* $ 31,000,000 9 $ 1,150,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 9 $ 998,000
GUARANTY BANK
1341 W BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 647,701,000 8 $ 1,020,000
METROPOLITAN NATIONAL BANK
600 S GLENSTONE ABE
SPRINGFIELD, MO 65802
* $ 472,701,000 8 $ 1,657,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 8 $ 936,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 8 $ 602,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 7 $ 605,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 7 $ 688,000
ARVEST BANK
201 W WALNUT
FAYETTEVILLE, AR 72756
* $ 12,527,568,000 7 $ 489,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 7 $ 791,000
UNITED FIDELITY FUNDING CORP.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 7 $ 844,000
BLUE RIDGE BANK AND TRUST CO.
4200 LITTLE BLUE PARKWAY
INDEPENDENCE, MO 64057
* $ 469,926,000 6 $ 725,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 6 $ 568,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 6 $ 554,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 6 $ 564,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 5 $ 772,000
CADENCE BANK
P O BOX 789
TUPELO, MS 38802
* $ 12,990,345,000 5 $ 520,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 5 $ 823,000
HOMETOWN BANK, NATIONAL ASSOCIATION
PO BOX 797
CARTHAGE, MO 64836
* $ 182,716,000 5 $ 419,000
SOUTHERN MISSOURI BANK OF MARSHFIELD
PO BOX M 1292 BANNING ST
MARSHFIELD, MO 65706
* $ 102,032,000 4 $ 389,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 4 $ 455,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 4 $ 542,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ 3,125,000 4 $ 511,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 15,056,671,000 4 $ 430,000
FIRST HOME BANK
P.O. BOX 807
MOUNTAIN GROVE, MO 65711
* $ 197,539,000 4 $ 272,000
CENTRAL NATIONAL BANK
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 889,265,000 4 $ 741,000
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 3 $ 353,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 3 $ 376,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 3 $ 339,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ 10,000,000 3 $ 290,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 3 $ 201,000
THE SEYMOUR BANK
119 N MAIN
SEYMOUR, MO 65746
* $ 138,289,000 3 $ 374,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 247,163,000 3 $ 433,000
SPRINGFIELD FIRST COMMUNITY BANK
2006 S GLENSTONE AVENUE
SPRINGFIELD, MO 65804
* $ 249,386,000 3 $ 427,000
F & M BANK AND TRUST COMPANY
PO BOX 938
HANNIBAL, MO 63401
* $ 186,802,000 3 $ 263,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 2 $ 137,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 2 $ 11,000
TIB THE INDEPENDENT BANKERSBAN
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,507,508,000 2 $ 288,000
PEOPLES BANK OF THE OZARKS
PO BOX 728
NIXA, MO 65714
* $ 284,829,000 2 $ 168,000
MULTIPLI CREDIT UNION
818 N BENTON AVE
SPRINGFIELD, MO 65802
* $ 70,555,000 2 $ 361,000
BLUCURRENT CREDIT UNION
1770 W SUNSET
SPRINGFIELD, MO 65807
* $ 136,512,000 2 $ 94,000
EDUCATIONAL COMMUNITY CREDIT U
1221 E GRAND ST
SPRINGFIELD, MO 65804
* $ 48,185,000 2 $ 127,000
MISSOURI ELECTRIC COOPERATIVES EMPL
2722 E MCCARTY
JEFFERSON CITY, MO 65101
* $ 116,508,000 2 $ 170,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 306,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 2 $ 203,000
CASHCALL, INC.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 2 $ 158,000
ING BANK, FSB / CAPITAL ONE
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 2 $ 163,000
NYCB MORTGAGE COMPANY, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 2 $ 472,000
SIMMONS FIRST NATIONAL BANK
501 MAIN
PINE BLUFF, AR 71601
* $ 1,849,762,000 2 $ 253,000
WEST TOWN BANK & TRUST
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 131,079,000 1 $ 159,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 1 $ 80,000
CAPITAL ONE NA
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 71,108,281,000 1 $ 104,000
FIRST-CITIZENS BANK & TRUST COMPANY
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27609
* $ 20,571,750,000 1 $ 57,000
METLIFE BANK, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 1 $ 50,000
ASSOCIATED BANK, NATIONAL ASSOCIATION
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 21,715,012,000 1 $ 49,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 263,309,559,000 1 $ 119,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ 10,000,000 1 $ 181,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 136,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
TOPEKA, KS 66210
* $ 100,000,000 1 $ 129,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ 10,000,000 1 $ 159,000
LSI MORTGAGE PLUS
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 100,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
AUSTIN, TX 75001
* $ 10,000,000 1 $ 135,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ 10,000,000 1 $ 52,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 360,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 120,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 85,000
CHERRY CREEK MORTGAGE, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 1 $ 90,000
THE MORTGAGE COMPANY
7343 S ALTON WAY STE 150
CENTENNIAL, CO 80112
* $ 5,768,000 1 $ 52,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 54,183,383,000 1 $ 68,000
BAXTER CREDIT UNION
340 N MILWAUKEE AVE
VERNON HILLS, IL 60061
* $ 1,580,221,000 1 $ 72,000
TRUHOME SOLUTIONS, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 1 $ 48,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 88,000
TOGETHER CREDIT UNION
MICHAEL DOUGHERTY
SAINT LOUIS, MO 63118
* $ 1,322,979,000 1 $ 117,000
FLAT BRANCH MORTGAGE, INC.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ 39,000,000 1 $ 86,000
BANK OF THE PRAIRIE
18675 W 151ST ST
OLATHE, KS 66062
* $ 83,011,000 1 $ 250,000
CITIZENS BANK OF ROGERSVILLE
1001 W. CENTER ST.
ROGERSVILLE, MO 65742
* $ 57,345,000 1 $ 72,000
BANK OF URBANA
P.O. BOX 248
URBANA, MO 65767
* $ 161,821,000 1 $ 39,000
HAWTHORN BANK
132 E. HIGH STREET
JEFFERSON CITY, MO 65101
* $ 1,152,160,000 1 $ 23,000
TRUITY FEDERAL CREDIT UNION
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 601,825,000 1 $ 266,000
AMERICAN AIRLINES FEDERAL CREDIT UNION
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,912,333,000 1 $ 33,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,898,665,000 1 $ 97,000
FIRST BANK
600 JAMES MCDONNELL BLVD
CREVE COEUR, MO 63042
* $ 6,579,840,000 1 $ 66,000
FIRST COMMUNITY BANK
301 SE MAIN ST
LEE'S SUMMIT, MO 64063
* $ 638,293,000 1 $ 106,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 1 $ 68,000
CLAY COUNTY SAVINGS BANK
1178 W KANSAS
LIBERTY, MO 64068
* $ 97,289,000 1 $ 142,000
GRAND BANK, NATIONAL ASSOCIATION
2297 HWY 33
HAMILTON, NJ 08690
* $ 341,507,000 1 $ 91,000
UBS AG, TAMPA BRANCH
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 1 $ 148,000
PROFICIO BANK
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 1 $ 170,000
AFFILIATED MORTGAGE COMPANY
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 113,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 222,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
MENDOTA, IL 61704
* $ 327,995,000 1 $ 274,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 100,000
FIRST STATE BANK OF JOPLIN
802 MAIN ST
JOPLIN, MO 64801
* $ 185,754,000 1 $ 61,000
TOWNE BANK
5716 HIGH STREET WEST
PORTSMOUTH, VA 23703
* $ 4,081,771,000 1 $ 151,000
PEOPLE'S BANK OF SENECA
PO BOX 500
SENECA, MO 64865
* $ 95,500,000 1 $ 36,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Lawrence County MO in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,077 $126,028,000 $117,000 $890,000 $53,000 $1,270,000
Home Purchase 594 $53,655,000 $90,000 $755,000 $59,000 $9,999,000
Home Improvement 57 $3,783,000 $66,000 $520,000 $65,000 $277,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,371 $144,358,000 $105,000 $830,000 $62,000 $9,999,000
Not applicable 170 $18,011,000 $105,000 $592,000 $9,000 $196,000
Not Provided 128 $15,561,000 $121,000 $890,000 $52,000 $409,000
Hispanic 47 $4,294,000 $91,000 $219,000 $41,000 $115,000
American Indian or Alaskan Native 7 $663,000 $94,000 $179,000 $48,000 $99,000
Asian 3 $422,000 $140,000 $233,000 $88,000 $148,000
Black or African American 1 $93,000 $93,000 $93,000 $34,000 $34,000
Native Hawaiian or Other Pacific Islander 1 $64,000 $64,000 $64,000 $28,000 $28,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,169 $120,416,000 $103,000 $890,000 $65,000 $9,999,000
FHA-insured (Federal Housing Administration) 273 $29,354,000 $107,000 $274,000 $34,000 $224,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 200 $22,087,000 $110,000 $764,000 $43,000 $277,000
VA-guaranteed (Veterans Administration) 86 $11,609,000 $134,000 $500,000 $31,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 868 $92,496,000 $106,000 $830,000 $67,000 $9,999,000
Application Denied By Financial Institution 323 $31,598,000 $97,000 $762,000 $51,000 $1,270,000
Loan Purchased By The Institution 276 $29,845,000 $108,000 $343,000 $27,000 $244,000
Application Withdrawn By Applicant 159 $17,701,000 $111,000 $500,000 $48,000 $174,000
Application Approved But Not Accepted 61 $6,585,000 $107,000 $380,000 $55,000 $142,000
File Closed For Incompleteness 40 $5,201,000 $130,000 $890,000 $61,000 $222,000
Preapproval Approved but not Accepted 1 $40,000 $40,000 $40,000 $49,000 $49,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 65 $4,658,000 $71,000 $245,000 $50,000 $409,000
Collateral 59 $6,816,000 $115,000 $360,000 $59,000 $160,000
Debt-To-Income Ratio 39 $4,620,000 $118,000 $760,000 $38,000 $155,000
Other 22 $2,529,000 $114,000 $265,000 $55,000 $149,000
Unverifiable Information 7 $858,000 $122,000 $216,000 $50,000 $89,000
Credit Application Incomplete 6 $589,000 $98,000 $170,000 $55,000 $197,000
Insufficient Cash (Downpayment, Closing Cost) 3 $298,000 $99,000 $140,000 $34,000 $104,000
Employment History 2 $260,000 $130,000 $135,000 $18,000 $37,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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