Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for 1St 2Nd Mortgage Company Of N.J., Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | 1St 2Nd Mortgage Company Of N.J., Inc. 50 Spring Street Cresskill, NJ 07626 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2018 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
Total Number of Mortgage Applications | 405 |
Total Mortgage Loan Application Amount | $114,470,000 |
Average Mortgage Loan Application Amount | $270,333 |
Highest Mortgage Loan Application Amount | $1,300,000 |
Average Applicant Income | $115,666 |
Highest Applicant Income | $486,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Bergen County New Jersey | 127 | $ 39,407,000 | $ 310,000 | $ 127,000 |
Passaic County New Jersey | 29 | $ 6,830,000 | $ 235,000 | $ 90,000 |
Middlesex County New Jersey | 23 | $ 5,387,000 | $ 234,000 | $ 100,000 |
Hudson County New Jersey | 19 | $ 4,909,000 | $ 258,000 | $ 105,000 |
Essex County New Jersey | 16 | $ 4,983,000 | $ 311,000 | $ 138,000 |
Union County New Jersey | 14 | $ 3,700,000 | $ 264,000 | $ 83,000 |
Los Angeles County California | 13 | $ 5,062,000 | $ 389,000 | $ 116,000 |
Ocean County New Jersey | 10 | $ 2,437,000 | $ 243,000 | $ 96,000 |
Morris County New Jersey | 9 | $ 2,750,000 | $ 305,000 | $ 112,000 |
Somerset County New Jersey | 9 | $ 2,490,000 | $ 276,000 | $ 109,000 |
Honolulu County Hawaii | 7 | $ 3,040,000 | $ 434,000 | $ 108,000 |
Monmouth County New Jersey | 7 | $ 2,378,000 | $ 339,000 | $ 126,000 |
Nassau County New York | 7 | $ 2,148,000 | $ 306,000 | $ 117,000 |
Mercer County New Jersey | 5 | $ 1,090,000 | $ 218,000 | $ 113,000 |
New Haven County Connecticut | 4 | $ 1,088,000 | $ 272,000 | $ 93,000 |
Palm Beach County Florida | 4 | $ 884,000 | $ 221,000 | $ 143,000 |
Maui County Hawaii | 4 | $ 1,832,000 | $ 458,000 | $ 77,000 |
Gloucester County New Jersey | 4 | $ 612,000 | $ 153,000 | $ 80,000 |
Richmond County New York | 4 | $ 1,362,000 | $ 340,000 | $ 139,000 |
Rockland County New York | 4 | $ 1,140,000 | $ 285,000 | $ 135,000 |
Sacramento County California | 3 | $ 825,000 | $ 275,000 | $ 116,000 |
San Bernardino County California | 3 | $ 758,000 | $ 252,000 | $ 136,000 |
Broward County Florida | 3 | $ 946,000 | $ 315,000 | $ 133,000 |
Prince George's County Maryland | 3 | $ 879,000 | $ 293,000 | $ 107,000 |
Atlantic County New Jersey | 3 | $ 709,000 | $ 236,000 | $ 114,000 |
Sussex County New Jersey | 3 | $ 273,000 | $ 91,000 | $ 64,000 |
Queens County New York | 3 | $ 791,000 | $ 263,000 | $ 99,000 |
Bucks County Pennsylvania | 3 | $ 899,000 | $ 299,000 | $ 132,000 |
Philadelphia County Pennsylvania | 3 | $ 190,000 | $ 63,000 | $ 29,000 |
Fairfax County Virginia | 3 | $ 1,347,000 | $ 449,000 | $ 132,000 |
Maricopa County Arizona | 2 | $ 326,000 | $ 163,000 | $ 52,000 |
San Diego County California | 2 | $ 821,000 | $ 410,000 | $ 122,000 |
San Francisco County California | 2 | $ 1,153,000 | $ 576,000 | $ 332,000 |
Fairfield County Connecticut | 2 | $ 1,104,000 | $ 552,000 | $ 239,000 |
New London County Connecticut | 2 | $ 397,000 | $ 198,000 | $ 60,000 |
Miami-Dade County Florida | 2 | $ 575,000 | $ 287,000 | $ 71,000 |
Burlington County New Jersey | 2 | $ 601,000 | $ 300,000 | $ 227,000 |
Kings County New York | 2 | $ 396,000 | $ 198,000 | $ 102,000 |
New York County New York | 2 | $ 693,000 | $ 346,000 | $ 156,000 |
Luzerne County Pennsylvania | 2 | $ 196,000 | $ 98,000 | $ 28,000 |
Monroe County Pennsylvania | 2 | $ 97,000 | $ 48,000 | $ 61,000 |
Pike County Pennsylvania | 2 | $ 530,000 | $ 265,000 | $ 229,000 |
Dallas County Texas | 2 | $ 325,000 | $ 162,000 | $ 72,000 |
Frederick County Virginia | 2 | $ 505,000 | $ 252,000 | $ 78,000 |
Pinal County Arizona | 1 | $ 142,000 | $ 142,000 | $ 74,000 |
El Dorado County California | 1 | $ 263,000 | $ 263,000 | $ 95,000 |
Fresno County California | 1 | $ 184,000 | $ 184,000 | $ 43,000 |
Orange County California | 1 | $ 558,000 | $ 558,000 | $ 214,000 |
Riverside County California | 1 | $ 370,000 | $ 370,000 | $ 103,000 |
Clay County Florida | 1 | $ 193,000 | $ 193,000 | $ 43,000 |
Duval County Florida | 1 | $ 224,000 | $ 224,000 | $ 74,000 |
Manatee County Florida | 1 | $ 182,000 | $ 182,000 | $ 41,000 |
Orange County Florida | 1 | $ 137,000 | $ 137,000 | $ 146,000 |
Polk County Florida | 1 | $ 125,000 | $ 125,000 | $ 108,000 |
Sarasota County Florida | 1 | $ 79,000 | $ 79,000 | $ 105,000 |
Baltimore City County Maryland | 1 | $ 304,000 | $ 304,000 | $ 110,000 |
Hillsborough County New Hampshire | 1 | $ 240,000 | $ 240,000 | $ 45,000 |
Warren County New Jersey | 1 | $ 130,000 | $ 130,000 | $ 75,000 |
Schenectady County New York | 1 | $ 134,000 | $ 134,000 | $ 68,000 |
Suffolk County New York | 1 | $ 210,000 | $ 210,000 | $ 76,000 |
Delaware County Pennsylvania | 1 | $ 212,000 | $ 212,000 | $ 0 |
Northampton County Pennsylvania | 1 | $ 189,000 | $ 189,000 | $ 27,000 |
Bexar County Texas | 1 | $ 130,000 | $ 130,000 | $ 86,000 |
Brazoria County Texas | 1 | $ 150,000 | $ 150,000 | $ 101,000 |
Fort Bend County Texas | 1 | $ 288,000 | $ 288,000 | $ 78,000 |
Guadalupe County Texas | 1 | $ 72,000 | $ 72,000 | $ 139,000 |
Harris County Texas | 1 | $ 80,000 | $ 80,000 | $ 29,000 |
Montgomery County Texas | 1 | $ 161,000 | $ 161,000 | $ 87,000 |
Clarke County Virginia | 1 | $ 382,000 | $ 382,000 | $ 224,000 |
Rockbridge County Virginia | 1 | $ 180,000 | $ 180,000 | $ 74,000 |
Warren County Virginia | 1 | $ 116,000 | $ 116,000 | $ 19,000 |
Snohomish County Washington | 1 | $ 170,000 | $ 170,000 | $ 54,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 284 | $78,952,000 | $278,000 | $626,000 | $116,000 | $486,000 |
Home Purchase | 116 | $34,325,000 | $295,000 | $1,300,000 | $106,000 | $318,000 |
Home Improvement | 5 | $1,193,000 | $238,000 | $417,000 | $125,000 | $224,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Asian | 198 | $58,907,000 | $297,000 | $1,300,000 | $116,000 | $370,000 |
White | 123 | $35,103,000 | $285,000 | $692,000 | $127,000 | $486,000 |
Hispanic | 42 | $10,654,000 | $253,000 | $558,000 | $82,000 | $214,000 |
Black or African American | 20 | $4,382,000 | $219,000 | $458,000 | $78,000 | $174,000 |
Not Provided | 20 | $5,168,000 | $258,000 | $464,000 | $104,000 | $228,000 |
Native Hawaiian or Other Pacific Islander | 1 | $113,000 | $113,000 | $113,000 | $75,000 | $75,000 |
Not applicable | 1 | $143,000 | $143,000 | $143,000 | $44,000 | $44,000 |
American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 322 | $90,257,000 | $280,000 | $1,300,000 | $120,000 | $486,000 |
FHA-insured (Federal Housing Administration) | 79 | $23,336,000 | $295,000 | $549,000 | $86,000 | $228,000 |
VA-guaranteed (Veterans Administration) | 3 | $692,000 | $230,000 | $254,000 | $76,000 | $78,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $185,000 | $185,000 | $185,000 | $49,000 | $49,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 328 | $94,918,000 | $289,000 | $692,000 | $118,000 | $486,000 |
Application Withdrawn By Applicant | 38 | $9,655,000 | $254,000 | $549,000 | $94,000 | $225,000 |
Application Denied By Financial Institution | 35 | $9,128,000 | $260,000 | $1,300,000 | $94,000 | $279,000 |
Application Approved But Not Accepted | 3 | $691,000 | $230,000 | $332,000 | $88,000 | $108,000 |
File Closed For Incompleteness | 1 | $78,000 | $78,000 | $78,000 | $45,000 | $45,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 8 | $2,775,000 | $346,000 | $1,300,000 | $127,000 | $275,000 |
Credit History | 6 | $1,275,000 | $212,000 | $363,000 | $78,000 | $120,000 |
Other | 3 | $284,000 | $94,000 | $145,000 | $38,000 | $46,000 |
Collateral | 2 | $786,000 | $393,000 | $626,000 | $179,000 | $279,000 |
Unverifiable Information | 1 | $269,000 | $269,000 | $269,000 | $82,000 | $82,000 |
Employment History | 1 | $169,000 | $169,000 | $169,000 | $46,000 | $46,000 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.