1st Signature Lending, LLC Mortgage Lending & HMDA Data, 2023

In 2023, 1st Signature Lending, LLC of Indianapolis, IN reported 1,216 mortgage applications totaling $305.4 million, down 11% from 2022. The average application was for $251,151, and applicants reported an average income of $86,884. 62% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Fayetteville, NC (51), Columbia, SC (42) and Asheville, NC (30) (applications in parentheses).

Mortgage Company & Address 1st Signature Lending, LLC
9800 Crosspoint Blvd.
Indianapolis, IN 46256
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  
Total Number of Mortgage Applications 1,216
Total Mortgage Loan Application Amount $305,400,000
Average Mortgage Loan Application Amount $251,151
Highest Mortgage Loan Application Amount $725,000
Average Applicant Income $86,884
Highest Applicant Income $817,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records 1st Signature Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for 1st Signature Lending, LLC by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Robeson, North Carolina 44 $ 8,740,000 $ 198,636 $ 71,000
Harnett, North Carolina 26 $ 5,570,000 $ 214,230 $ 74,000
Putnam, Florida 20 $ 4,610,000 $ 230,500 $ 86,000
Santa Rosa, Florida 20 $ 4,280,000 $ 214,000 $ 82,000
Cumberland, North Carolina 20 $ 4,000,000 $ 200,000 $ 69,000
Lexington, South Carolina 19 $ 3,855,000 $ 202,894 $ 72,000
Buncombe, North Carolina 16 $ 4,050,000 $ 253,125 $ 76,000
Horry, South Carolina 12 $ 2,790,000 $ 232,500 $ 98,000
McMinn, Tennessee 12 $ 3,070,000 $ 255,833 $ 84,000
Baldwin, Alabama 11 $ 2,925,000 $ 265,909 $ 93,000
Gadsden, Florida 11 $ 3,465,000 $ 315,000 $ 101,000
Richland, South Carolina 11 $ 2,285,000 $ 207,727 $ 58,000
Bay, Florida 10 $ 2,680,000 $ 268,000 $ 93,000
Pickens, South Carolina 10 $ 2,160,000 $ 216,000 $ 75,000
Levy, Florida 9 $ 2,185,000 $ 242,777 $ 70,000
Walton, Florida 9 $ 2,645,000 $ 293,888 $ 85,000
Haywood, North Carolina 9 $ 2,005,000 $ 222,777 $ 66,000
Colleton, South Carolina 9 $ 2,135,000 $ 237,222 $ 81,000
Okaloosa, Florida 8 $ 2,040,000 $ 255,000 $ 92,000
Lee, North Carolina 8 $ 1,910,000 $ 238,750 $ 84,000
Person, North Carolina 8 $ 1,850,000 $ 231,250 $ 79,000
Jefferson, Tennessee 8 $ 2,520,000 $ 315,000 $ 109,000
Knox, Tennessee 8 $ 2,060,000 $ 257,500 $ 74,000
Lewis, Tennessee 8 $ 2,280,000 $ 285,000 $ 91,000
Alachua, Florida 7 $ 2,395,000 $ 342,142 $ 96,000
Clay, Florida 7 $ 2,285,000 $ 326,428 $ 100,000
Orange, Florida 7 $ 2,005,000 $ 286,428 $ 95,000
Wakulla, Florida 7 $ 2,125,000 $ 303,571 $ 95,000
Granville, North Carolina 7 $ 1,675,000 $ 239,285 $ 93,000
Jackson, North Carolina 7 $ 1,645,000 $ 235,000 $ 88,000
Kershaw, South Carolina 7 $ 1,485,000 $ 212,142 $ 83,000
Montgomery, Tennessee 7 $ 1,605,000 $ 229,285 $ 78,000
Henderson, Texas 7 $ 1,845,000 $ 263,571 $ 128,000
McLennan, Texas 7 $ 1,585,000 $ 226,428 $ 87,000
El Paso, Colorado 6 $ 2,540,000 $ 423,333 $ 118,000
Brevard, Florida 6 $ 1,520,000 $ 253,333 $ 95,000
St. Johns, Florida 6 $ 1,460,000 $ 243,333 $ 78,000
Volusia, Florida 6 $ 1,840,000 $ 306,666 $ 93,000
Lowndes, Georgia 6 $ 2,140,000 $ 356,666 $ 131,000
Marion, Indiana 6 $ 1,450,000 $ 241,666 $ 190,000
Chatham, North Carolina 6 $ 1,410,000 $ 235,000 $ 77,000
Cleveland, North Carolina 6 $ 1,590,000 $ 265,000 $ 97,000
Moore, North Carolina 6 $ 1,590,000 $ 265,000 $ 69,000
Cheatham, Tennessee 6 $ 2,020,000 $ 336,666 $ 87,000
Grainger, Tennessee 6 $ 1,300,000 $ 216,666 $ 84,000
Rhea, Tennessee 6 $ 1,310,000 $ 218,333 $ 111,000
Sevier, Tennessee 6 $ 1,870,000 $ 311,666 $ 86,000
Marshall, Alabama 5 $ 995,000 $ 199,000 $ 62,000
Flagler, Florida 5 $ 1,385,000 $ 277,000 $ 64,000
Hernando, Florida 5 $ 1,455,000 $ 291,000 $ 89,000
McDuffie, Georgia 5 $ 1,475,000 $ 295,000 $ 75,000
Richmond, Georgia 5 $ 1,105,000 $ 221,000 $ 91,000
Washington, Indiana 5 $ 1,195,000 $ 239,000 $ 64,000
Halifax, North Carolina 5 $ 1,305,000 $ 261,000 $ 96,000
Hoke, North Carolina 5 $ 1,085,000 $ 217,000 $ 84,000
McDowell, North Carolina 5 $ 1,255,000 $ 251,000 $ 82,000
Anderson, South Carolina 5 $ 1,065,000 $ 213,000 $ 71,000
Cherokee, South Carolina 5 $ 1,095,000 $ 219,000 $ 74,000
Spartanburg, South Carolina 5 $ 1,075,000 $ 215,000 $ 61,000
York, South Carolina 5 $ 1,325,000 $ 265,000 $ 92,000
Cocke, Tennessee 5 $ 1,035,000 $ 207,000 $ 66,000
Hamilton, Tennessee 5 $ 1,225,000 $ 245,000 $ 111,000
Randall, Texas 5 $ 1,215,000 $ 243,000 $ 99,000
Leon, Florida 4 $ 880,000 $ 220,000 $ 95,000
Suwannee, Florida 4 $ 1,170,000 $ 292,500 $ 116,000
Daviess, Indiana 4 $ 800,000 $ 200,000 $ 70,000
Hamilton, Indiana 4 $ 1,000,000 $ 250,000 $ 63,000
Harrison, Indiana 4 $ 1,200,000 $ 300,000 $ 80,000
Daviess, Kentucky 4 $ 950,000 $ 237,500 $ 67,000
Jefferson, Kentucky 4 $ 850,000 $ 212,500 $ 62,000
Livingston, Louisiana 4 $ 970,000 $ 242,500 $ 119,000
Cabarrus, North Carolina 4 $ 1,190,000 $ 297,500 $ 84,000
Cherokee, North Carolina 4 $ 910,000 $ 227,500 $ 84,000
Gaston, North Carolina 4 $ 1,190,000 $ 297,500 $ 76,000
Henderson, North Carolina 4 $ 860,000 $ 215,000 $ 61,000
Nash, North Carolina 4 $ 760,000 $ 190,000 $ 60,000
Pasquotank, North Carolina 4 $ 1,190,000 $ 297,500 $ 89,000
Swain, North Carolina 4 $ 1,090,000 $ 272,500 $ 79,000
Vance, North Carolina 4 $ 770,000 $ 192,500 $ 70,000
Erie, Ohio 4 $ 1,310,000 $ 327,500 $ 122,000
Licking, Ohio 4 $ 1,460,000 $ 365,000 $ 108,000
Aiken, South Carolina 4 $ 830,000 $ 207,500 $ 61,000
Beaufort, South Carolina 4 $ 1,110,000 $ 277,500 $ 94,000
Charleston, South Carolina 4 $ 1,210,000 $ 302,500 $ 90,000
Chester, South Carolina 4 $ 900,000 $ 225,000 $ 63,000
Chesterfield, South Carolina 4 $ 1,120,000 $ 280,000 $ 84,000
Florence, South Carolina 4 $ 1,050,000 $ 262,500 $ 106,000
Orangeburg, South Carolina 4 $ 750,000 $ 187,500 $ 68,000
Cumberland, Tennessee 4 $ 1,340,000 $ 335,000 $ 130,000
Giles, Tennessee 4 $ 890,000 $ 222,500 $ 42,000
Marion, Tennessee 4 $ 840,000 $ 210,000 $ 65,000
Marshall, Tennessee 4 $ 1,440,000 $ 360,000 $ 101,000
Meigs, Tennessee 4 $ 1,140,000 $ 285,000 $ 111,000
Monroe, Tennessee 4 $ 1,000,000 $ 250,000 $ 96,000
Polk, Tennessee 4 $ 940,000 $ 235,000 $ 70,000
Liberty, Texas 4 $ 1,040,000 $ 260,000 $ 127,000
Potter, Texas 4 $ 790,000 $ 197,500 $ 83,000
Gloucester, Virginia 4 $ 1,300,000 $ 325,000 $ 97,000
Lee, Alabama 3 $ 515,000 $ 171,666 $ 62,000
Baker, Florida 3 $ 1,135,000 $ 378,333 $ 129,000
Lake, Florida 3 $ 655,000 $ 218,333 $ 73,000
Marion, Florida 3 $ 605,000 $ 201,666 $ 72,000
Okeechobee, Florida 3 $ 885,000 $ 295,000 $ 72,000
Polk, Florida 3 $ 1,025,000 $ 341,666 $ 121,000
Washington, Florida 3 $ 695,000 $ 231,666 $ 79,000
Berrien, Georgia 3 $ 875,000 $ 291,666 $ 123,000
Putnam, Georgia 3 $ 1,035,000 $ 345,000 $ 91,000
Tift, Georgia 3 $ 735,000 $ 245,000 $ 114,000
Grant, Indiana 3 $ 465,000 $ 155,000 $ 66,000
Monroe, Indiana 3 $ 765,000 $ 255,000 $ 70,000
Scott, Indiana 3 $ 905,000 $ 301,666 $ 91,000
St. Tammany, Louisiana 3 $ 725,000 $ 241,666 $ 75,000
Tangipahoa, Louisiana 3 $ 595,000 $ 198,333 $ 81,000
Lamar, Mississippi 3 $ 725,000 $ 241,666 $ 78,000
Bladen, North Carolina 3 $ 535,000 $ 178,333 $ 60,000
Chowan, North Carolina 3 $ 665,000 $ 221,666 $ 73,000
Edgecombe, North Carolina 3 $ 615,000 $ 205,000 $ 69,000
Franklin, North Carolina 3 $ 725,000 $ 241,666 $ 80,000
Johnston, North Carolina 3 $ 645,000 $ 215,000 $ 67,000
Perquimans, North Carolina 3 $ 665,000 $ 221,666 $ 88,000
Randolph, North Carolina 3 $ 675,000 $ 225,000 $ 74,000
Richmond, North Carolina 3 $ 485,000 $ 161,666 $ 54,000
Rutherford, North Carolina 3 $ 595,000 $ 198,333 $ 53,000
Sampson, North Carolina 3 $ 575,000 $ 191,666 $ 73,000
Union, North Carolina 3 $ 485,000 $ 161,666 $ 42,000
Washington, North Carolina 3 $ 535,000 $ 178,333 $ 91,000
Yancey, North Carolina 3 $ 715,000 $ 238,333 $ 55,000
Franklin, Ohio 3 $ 1,105,000 $ 368,333 $ 121,000
Highland, Ohio 3 $ 1,175,000 $ 391,666 $ 148,000
Lawrence, Ohio 3 $ 675,000 $ 225,000 $ 72,000
Marion, Ohio 3 $ 495,000 $ 165,000 $ 105,000
Richland, Ohio 3 $ 1,095,000 $ 365,000 $ 130,000
Seneca, Ohio 3 $ 1,055,000 $ 351,666 $ 84,000
Luzerne, Pennsylvania 3 $ 605,000 $ 201,666 $ 71,000
Berkeley, South Carolina 3 $ 705,000 $ 235,000 $ 68,000
Calhoun, South Carolina 3 $ 705,000 $ 235,000 $ 95,000
Darlington, South Carolina 3 $ 475,000 $ 158,333 $ 42,000
Dillon, South Carolina 3 $ 635,000 $ 211,666 $ 78,000
Oconee, South Carolina 3 $ 655,000 $ 218,333 $ 65,000
Hickman, Tennessee 3 $ 685,000 $ 228,333 $ 60,000
Loudon, Tennessee 3 $ 945,000 $ 315,000 $ 103,000
Maury, Tennessee 3 $ 715,000 $ 238,333 $ 124,000
Roane, Tennessee 3 $ 1,465,000 $ 488,333 $ 132,000
Union, Tennessee 3 $ 675,000 $ 225,000 $ 94,000
Gonzales, Texas 3 $ 985,000 $ 328,333 $ 88,000
Tom Green, Texas 3 $ 605,000 $ 201,666 $ 92,000
Mecklenburg, Virginia 3 $ 605,000 $ 201,666 $ 70,000
Cabell, West Virginia 3 $ 715,000 $ 238,333 $ 129,000
Wayne, West Virginia 3 $ 675,000 $ 225,000 $ 117,000
Wyoming, West Virginia 3 $ 515,000 $ 171,666 $ 77,000
Etowah, Alabama 2 $ 300,000 $ 150,000 $ 39,000
Madison, Alabama 2 $ 400,000 $ 200,000 $ 47,000
Mobile, Alabama 2 $ 620,000 $ 310,000 $ 93,000
Charlotte, Florida 2 $ 520,000 $ 260,000 $ 88,000
Dixie, Florida 2 $ 320,000 $ 160,000 $ 52,000
Escambia, Florida 2 $ 370,000 $ 185,000 $ 67,000
Franklin, Florida 2 $ 370,000 $ 185,000 $ 75,000
Gulf, Florida 2 $ 520,000 $ 260,000 $ 256,000
Nassau, Florida 2 $ 610,000 $ 305,000 $ 82,000
Sumter, Florida 2 $ 630,000 $ 315,000 $ 109,000
Brantley, Georgia 2 $ 470,000 $ 235,000 $ 84,000
Douglas, Georgia 2 $ 800,000 $ 400,000 $ 111,000
Effingham, Georgia 2 $ 650,000 $ 325,000 $ 78,000
Emanuel, Georgia 2 $ 430,000 $ 215,000 $ 108,000
Grady, Georgia 2 $ 490,000 $ 245,000 $ 77,000
Jenkins, Georgia 2 $ 390,000 $ 195,000 $ 71,000
Toombs, Georgia 2 $ 310,000 $ 155,000 $ 74,000
Troup, Georgia 2 $ 340,000 $ 170,000 $ 78,000
White, Georgia 2 $ 520,000 $ 260,000 $ 62,000
Boone, Indiana 2 $ 440,000 $ 220,000 $ 98,000
Gibson, Indiana 2 $ 440,000 $ 220,000 $ 70,000
Knox, Indiana 2 $ 460,000 $ 230,000 $ 58,000
Ohio, Indiana 2 $ 680,000 $ 340,000 $ 99,000
Pulaski, Indiana 2 $ 560,000 $ 280,000 $ 107,000
Putnam, Indiana 2 $ 300,000 $ 150,000 $ 54,000
Grant, Kentucky 2 $ 540,000 $ 270,000 $ 105,000
Hardin, Kentucky 2 $ 400,000 $ 200,000 $ 100,000
Webster, Kentucky 2 $ 630,000 $ 315,000 $ 74,000
Anson, North Carolina 2 $ 530,000 $ 265,000 $ 101,000
Currituck, North Carolina 2 $ 540,000 $ 270,000 $ 77,000
Montgomery, North Carolina 2 $ 420,000 $ 210,000 $ 67,000
Rowan, North Carolina 2 $ 600,000 $ 300,000 $ 129,000
Scotland, North Carolina 2 $ 430,000 $ 215,000 $ 52,000
Champaign, Ohio 2 $ 480,000 $ 240,000 $ 92,000
Crawford, Ohio 2 $ 590,000 $ 295,000 $ 94,000
Hancock, Ohio 2 $ 670,000 $ 335,000 $ 117,000
Ottawa, Ohio 2 $ 570,000 $ 285,000 $ 134,000
Perry, Ohio 2 $ 1,040,000 $ 520,000 $ 183,000
Preble, Ohio 2 $ 360,000 $ 180,000 $ 90,000
Allegheny, Pennsylvania 2 $ 330,000 $ 165,000 $ 53,000
Northumberland, Pennsylvania 2 $ 490,000 $ 245,000 $ 94,000
Clarendon, South Carolina 2 $ 510,000 $ 255,000 $ 65,000
Dorchester, South Carolina 2 $ 450,000 $ 225,000 $ 75,000
Edgefield, South Carolina 2 $ 870,000 $ 435,000 $ 131,000
Fairfield, South Carolina 2 $ 460,000 $ 230,000 $ 96,000
Jasper, South Carolina 2 $ 280,000 $ 140,000 $ 57,000
Marlboro, South Carolina 2 $ 720,000 $ 360,000 $ 124,000
Newberry, South Carolina 2 $ 480,000 $ 240,000 $ 85,000
Sumter, South Carolina 2 $ 430,000 $ 215,000 $ 97,000
Williamsburg, South Carolina 2 $ 500,000 $ 250,000 $ 93,000
Anderson, Tennessee 2 $ 630,000 $ 315,000 $ 80,000
Bledsoe, Tennessee 2 $ 340,000 $ 170,000 $ 79,000
Blount, Tennessee 2 $ 660,000 $ 330,000 $ 109,000
Bradley, Tennessee 2 $ 480,000 $ 240,000 $ 93,000
Campbell, Tennessee 2 $ 560,000 $ 280,000 $ 52,000
Claiborne, Tennessee 2 $ 230,000 $ 115,000 $ 53,000
Dickson, Tennessee 2 $ 480,000 $ 240,000 $ 65,000
Hamblen, Tennessee 2 $ 430,000 $ 215,000 $ 70,000
Hawkins, Tennessee 2 $ 440,000 $ 220,000 $ 72,000
Humphreys, Tennessee 2 $ 430,000 $ 215,000 $ 72,000
Lincoln, Tennessee 2 $ 570,000 $ 285,000 $ 94,000
Robertson, Tennessee 2 $ 370,000 $ 185,000 $ 52,000
Sequatchie, Tennessee 2 $ 630,000 $ 315,000 $ 122,000
Warren, Tennessee 2 $ 350,000 $ 175,000 $ 44,000
Comal, Texas 2 $ 570,000 $ 285,000 $ 89,000
Hill, Texas 2 $ 700,000 $ 350,000 $ 131,000
Smith, Texas 2 $ 520,000 $ 260,000 $ 95,000
Wilson, Texas 2 $ 530,000 $ 265,000 $ 90,000
Greensville, Virginia 2 $ 510,000 $ 255,000 $ 86,000
Mathews, Virginia 2 $ 590,000 $ 295,000 $ 126,000
Blount, Alabama 1 $ 195,000 $ 195,000 $ 52,000
Coffee, Alabama 1 $ 245,000 $ 245,000 $ 79,000
Crenshaw, Alabama 1 $ 185,000 $ 185,000 $ 72,000
Cullman, Alabama 1 $ 125,000 $ 125,000 $ 49,000
DeKalb, Alabama 1 $ 125,000 $ 125,000 $ 57,000
Escambia, Alabama 1 $ 125,000 $ 125,000 $ 46,000
Hale, Alabama 1 $ 225,000 $ 225,000 $ 107,000
Jackson, Alabama 1 $ 265,000 $ 265,000 $ 75,000
Limestone, Alabama 1 $ 195,000 $ 195,000 $ 54,000
Marion, Alabama 1 $ 355,000 $ 355,000 $ 54,000
Russell, Alabama 1 $ 225,000 $ 225,000 $ 67,000
St. Clair, Alabama 1 $ 215,000 $ 215,000 $ 83,000
Sumter, Alabama 1 $ 325,000 $ 325,000 $ 206,000
Tallapoosa, Alabama 1 $ 185,000 $ 185,000 $ 61,000
Walker, Alabama 1 $ 365,000 $ 365,000 $ 163,000
Arapahoe, Colorado 1 $ 235,000 $ 235,000 $ 167,000
Broomfield, Colorado 1 $ 515,000 $ 515,000 $ 103,000
Denver, Colorado 1 $ 235,000 $ 235,000 $ 60,000
Fremont, Colorado 1 $ 455,000 $ 455,000 $ 205,000
Jefferson, Colorado 1 $ 275,000 $ 275,000 $ 116,000
Lake, Colorado 1 $ 685,000 $ 685,000 $ 244,000
Pueblo, Colorado 1 $ 405,000 $ 405,000 $ 121,000
Bradford, Florida 1 $ 425,000 $ 425,000 $ 172,000
Columbia, Florida 1 $ 265,000 $ 265,000 $ 79,000
DeSoto, Florida 1 $ 205,000 $ 205,000 $ 74,000
Duval, Florida 1 $ 225,000 $ 225,000 $ 123,000
Gilchrist, Florida 1 $ 615,000 $ 615,000 $ 182,000
Highlands, Florida 1 $ 325,000 $ 325,000 $ 55,000
Hillsborough, Florida 1 $ 325,000 $ 325,000 $ 131,000
Holmes, Florida 1 $ 135,000 $ 135,000 $ 40,000
Lee, Florida 1 $ 235,000 $ 235,000 $ 225,000
Martin, Florida 1 $ 475,000 $ 475,000 $ 154,000
Pasco, Florida 1 $ 315,000 $ 315,000 $ 150,000
Taylor, Florida 1 $ 235,000 $ 235,000 $ 76,000
Union, Florida 1 $ 365,000 $ 365,000 $ 143,000
Banks, Georgia 1 $ 325,000 $ 325,000 $ 80,000
Bartow, Georgia 1 $ 245,000 $ 245,000 $ 82,000
Bleckley, Georgia 1 $ 245,000 $ 245,000 $ 103,000
Brooks, Georgia 1 $ 155,000 $ 155,000 $ 48,000
Bulloch, Georgia 1 $ 325,000 $ 325,000 $ 29,000
Camden, Georgia 1 $ 165,000 $ 165,000 $ 44,000
Catoosa, Georgia 1 $ 295,000 $ 295,000 $ 48,000
Chattooga, Georgia 1 $ 265,000 $ 265,000 $ 234,000
Clayton, Georgia 1 $ 285,000 $ 285,000 $ 92,000
Cobb, Georgia 1 $ 325,000 $ 325,000 $ 143,000
Colquitt, Georgia 1 $ 345,000 $ 345,000 $ 100,000
Cook, Georgia 1 $ 95,000 $ 95,000 $ 69,000
Dade, Georgia 1 $ 265,000 $ 265,000 $ 91,000
Decatur, Georgia 1 $ 235,000 $ 235,000 $ 107,000
DeKalb, Georgia 1 $ 555,000 $ 555,000 $ 140,000
Dougherty, Georgia 1 $ 215,000 $ 215,000 $ 86,000
Early, Georgia 1 $ 175,000 $ 175,000 $ 69,000
Fayette, Georgia 1 $ 335,000 $ 335,000 $ 133,000
Greene, Georgia 1 $ 185,000 $ 185,000 $ 62,000
Habersham, Georgia 1 $ 405,000 $ 405,000 $ 80,000
Hancock, Georgia 1 $ 225,000 $ 225,000 $ 55,000
Haralson, Georgia 1 $ 455,000 $ 455,000 $ 129,000
Harris, Georgia 1 $ 235,000 $ 235,000 $ 66,000
Houston, Georgia 1 $ 245,000 $ 245,000 $ 77,000
Jasper, Georgia 1 $ 305,000 $ 305,000 $ 104,000
Jeff Davis, Georgia 1 $ 235,000 $ 235,000 $ 74,000
Jefferson, Georgia 1 $ 465,000 $ 465,000 $ 119,000
Liberty, Georgia 1 $ 185,000 $ 185,000 $ 34,000
Madison, Georgia 1 $ 265,000 $ 265,000 $ 80,000
McIntosh, Georgia 1 $ 185,000 $ 185,000 $ 67,000
Monroe, Georgia 1 $ 325,000 $ 325,000 $ 87,000
Muscogee, Georgia 1 $ 725,000 $ 725,000 $ 170,000
Oglethorpe, Georgia 1 $ 385,000 $ 385,000 $ 92,000
Paulding, Georgia 1 $ 285,000 $ 285,000 $ 90,000
Pierce, Georgia 1 $ 245,000 $ 245,000 $ 81,000
Pike, Georgia 1 $ 275,000 $ 275,000 $ 82,000
Rockdale, Georgia 1 $ 345,000 $ 345,000 $ 86,000
Stephens, Georgia 1 $ 185,000 $ 185,000 $ 75,000
Sumter, Georgia 1 $ 415,000 $ 415,000 $ 99,000
Thomas, Georgia 1 $ 485,000 $ 485,000 $ 111,000
Twiggs, Georgia 1 $ 225,000 $ 225,000 $ 115,000
Allen, Indiana 1 $ 95,000 $ 95,000 $ 36,000
Clark, Indiana 1 $ 205,000 $ 205,000 $ 88,000
Clinton, Indiana 1 $ 445,000 $ 445,000 $ 148,000
Dearborn, Indiana 1 $ 255,000 $ 255,000 $ 95,000
Decatur, Indiana 1 $ 65,000 $ 65,000 $ 70,000
Delaware, Indiana 1 $ 85,000 $ 85,000 $ 37,000
Floyd, Indiana 1 $ 215,000 $ 215,000 $ 70,000
Greene, Indiana 1 $ 135,000 $ 135,000 $ 34,000
Hendricks, Indiana 1 $ 385,000 $ 385,000 $ 132,000
Huntington, Indiana 1 $ 185,000 $ 185,000 $ 44,000
Jay, Indiana 1 $ 295,000 $ 295,000 $ 115,000
Jefferson, Indiana 1 $ 215,000 $ 215,000 $ 47,000
Jennings, Indiana 1 $ 155,000 $ 155,000 $ 65,000
Lake, Indiana 1 $ 135,000 $ 135,000 $ 97,000
Madison, Indiana 1 $ 215,000 $ 215,000 $ 50,000
Marshall, Indiana 1 $ 175,000 $ 175,000 $ 55,000
Martin, Indiana 1 $ 265,000 $ 265,000 $ 85,000
Morgan, Indiana 1 $ 205,000 $ 205,000 $ 76,000
Rush, Indiana 1 $ 125,000 $ 125,000 $ 82,000
Shelby, Indiana 1 $ 525,000 $ 525,000 $ 140,000
Spencer, Indiana 1 $ 175,000 $ 175,000 $ 63,000
Union, Indiana 1 $ 225,000 $ 225,000 $ 64,000
Vanderburgh, Indiana 1 $ 205,000 $ 205,000 $ 68,000
Vermillion, Indiana 1 $ 205,000 $ 205,000 $ 75,000
Vigo, Indiana 1 $ 255,000 $ 255,000 $ 71,000
Warrick, Indiana 1 $ 205,000 $ 205,000 $ 65,000
Wayne, Indiana 1 $ 225,000 $ 225,000 $ 105,000
Campbell, Kentucky 1 $ 395,000 $ 395,000 $ 125,000
Graves, Kentucky 1 $ 355,000 $ 355,000 $ 77,000
Harrison, Kentucky 1 $ 265,000 $ 265,000 $ 170,000
Hopkins, Kentucky 1 $ 185,000 $ 185,000 $ 41,000
Johnson, Kentucky 1 $ 175,000 $ 175,000 $ 79,000
McCreary, Kentucky 1 $ 255,000 $ 255,000 $ 71,000
Ohio, Kentucky 1 $ 185,000 $ 185,000 $ 36,000
Pendleton, Kentucky 1 $ 475,000 $ 475,000 $ 167,000
Robertson, Kentucky 1 $ 115,000 $ 115,000 $ 65,000
Simpson, Kentucky 1 $ 165,000 $ 165,000 $ 69,000
Spencer, Kentucky 1 $ 245,000 $ 245,000 $ 71,000
Union, Kentucky 1 $ 185,000 $ 185,000 $ 59,000
St. Bernard, Louisiana 1 $ 195,000 $ 195,000 $ 69,000
St. Mary, Louisiana 1 $ 265,000 $ 265,000 $ 148,000
Washington, Louisiana 1 $ 65,000 $ 65,000 $ 46,000
Attala, Mississippi 1 $ 145,000 $ 145,000 $ 78,000
Hancock, Mississippi 1 $ 125,000 $ 125,000 $ 56,000
Harrison, Mississippi 1 $ 245,000 $ 245,000 $ 73,000
Jackson, Mississippi 1 $ 255,000 $ 255,000 $ 69,000
Jasper, Mississippi 1 $ 185,000 $ 185,000 $ 53,000
Lee, Mississippi 1 $ 195,000 $ 195,000 $ 91,000
Lincoln, Mississippi 1 $ 115,000 $ 115,000 $ 56,000
Perry, Mississippi 1 $ 225,000 $ 225,000 $ 55,000
Alamance, North Carolina 1 $ 215,000 $ 215,000 $ 65,000
Camden, North Carolina 1 $ 385,000 $ 385,000 $ 136,000
Catawba, North Carolina 1 $ 175,000 $ 175,000 $ 73,000
Clay, North Carolina 1 $ 185,000 $ 185,000 $ 118,000
Columbus, North Carolina 1 $ 315,000 $ 315,000 $ 99,000
Duplin, North Carolina 1 $ 225,000 $ 225,000 $ 65,000
Durham, North Carolina 1 $ 205,000 $ 205,000 $ 82,000
Gates, North Carolina 1 $ 255,000 $ 255,000 $ 77,000
Graham, North Carolina 1 $ 195,000 $ 195,000 $ 74,000
Madison, North Carolina 1 $ 345,000 $ 345,000 $ 123,000
Mecklenburg, North Carolina 1 $ 225,000 $ 225,000 $ 127,000
New Hanover, North Carolina 1 $ 255,000 $ 255,000 $ 91,000
Pitt, North Carolina 1 $ 215,000 $ 215,000 $ 98,000
Rockingham, North Carolina 1 $ 355,000 $ 355,000 $ 96,000
Transylvania, North Carolina 1 $ 195,000 $ 195,000 $ 131,000
Warren, North Carolina 1 $ 265,000 $ 265,000 $ 82,000
Wayne, North Carolina 1 $ 135,000 $ 135,000 $ 92,000
Ashland, Ohio 1 $ 195,000 $ 195,000 $ 46,000
Athens, Ohio 1 $ 205,000 $ 205,000 $ 53,000
Auglaize, Ohio 1 $ 425,000 $ 425,000 $ 111,000
Columbiana, Ohio 1 $ 185,000 $ 185,000 $ 46,000
Coshocton, Ohio 1 $ 55,000 $ 55,000 $ 47,000
Cuyahoga, Ohio 1 $ 205,000 $ 205,000 $ 113,000
Delaware, Ohio 1 $ 205,000 $ 205,000 $ 80,000
Huron, Ohio 1 $ 465,000 $ 465,000 $ 190,000
Jackson, Ohio 1 $ 175,000 $ 175,000 $ 68,000
Jefferson, Ohio 1 $ 365,000 $ 365,000 $ 75,000
Knox, Ohio 1 $ 365,000 $ 365,000 $ 115,000
Lucas, Ohio 1 $ 295,000 $ 295,000 $ 100,000
Madison, Ohio 1 $ 345,000 $ 345,000 $ 79,000
Morgan, Ohio 1 $ 105,000 $ 105,000 $ 42,000
Morrow, Ohio 1 $ 345,000 $ 345,000 $ 107,000
Muskingum, Ohio 1 $ 175,000 $ 175,000 $ 101,000
Noble, Ohio 1 $ 235,000 $ 235,000 $ 63,000
Pickaway, Ohio 1 $ 145,000 $ 145,000 $ 43,000
Pike, Ohio 1 $ 355,000 $ 355,000 $ 158,000
Portage, Ohio 1 $ 395,000 $ 395,000 $ 81,000
Sandusky, Ohio 1 $ 195,000 $ 195,000 $ 81,000
Stark, Ohio 1 $ 185,000 $ 185,000 $ 119,000
Trumbull, Ohio 1 $ 675,000 $ 675,000 $ 147,000
Vinton, Ohio 1 $ 165,000 $ 165,000 $ 89,000
Wayne, Ohio 1 $ 325,000 $ 325,000 $ 124,000
Canadian, Oklahoma 1 $ 195,000 $ 195,000 $ 51,000
Oklahoma, Oklahoma 1 $ 275,000 $ 275,000 $ 111,000
Pottawatomie, Oklahoma 1 $ 205,000 $ 205,000 $ 50,000
Columbia, Pennsylvania 1 $ 215,000 $ 215,000 $ 58,000
Lackawanna, Pennsylvania 1 $ 295,000 $ 295,000 $ 120,000
Monroe, Pennsylvania 1 $ 295,000 $ 295,000 $ 110,000
Montgomery, Pennsylvania 1 $ 325,000 $ 325,000 $ 116,000
Bamberg, South Carolina 1 $ 185,000 $ 185,000 $ 65,000
Georgetown, South Carolina 1 $ 185,000 $ 185,000 $ 131,000
Greenville, South Carolina 1 $ 195,000 $ 195,000 $ 52,000
Greenwood, South Carolina 1 $ 195,000 $ 195,000 $ 78,000
Hampton, South Carolina 1 $ 175,000 $ 175,000 $ 55,000
Laurens, South Carolina 1 $ 235,000 $ 235,000 $ 135,000
Marion, South Carolina 1 $ 145,000 $ 145,000 $ 153,000
Cannon, Tennessee 1 $ 235,000 $ 235,000 $ 73,000
Coffee, Tennessee 1 $ 305,000 $ 305,000 $ 79,000
Fentress, Tennessee 1 $ 255,000 $ 255,000 $ 59,000
Henderson, Tennessee 1 $ 185,000 $ 185,000 $ 97,000
Houston, Tennessee 1 $ 265,000 $ 265,000 $ 91,000
Jackson, Tennessee 1 $ 415,000 $ 415,000 $ 87,000
Macon, Tennessee 1 $ 375,000 $ 375,000 $ 90,000
Morgan, Tennessee 1 $ 175,000 $ 175,000 $ 62,000
Overton, Tennessee 1 $ 175,000 $ 175,000 $ 67,000
Perry, Tennessee 1 $ 285,000 $ 285,000 $ 138,000
Rutherford, Tennessee 1 $ 285,000 $ 285,000 $ 218,000
Scott, Tennessee 1 $ 155,000 $ 155,000 $ 96,000
Sullivan, Tennessee 1 $ 385,000 $ 385,000 $ 168,000
Tipton, Tennessee 1 $ 305,000 $ 305,000 $ 93,000
Unicoi, Tennessee 1 $ 255,000 $ 255,000 $ 74,000
Bandera, Texas 1 $ 155,000 $ 155,000 $ 71,000
Brazoria, Texas 1 $ 465,000 $ 465,000 $ 137,000
Childress, Texas 1 $ 205,000 $ 205,000 $ 82,000
Coryell, Texas 1 $ 325,000 $ 325,000 $ 90,000
Dallam, Texas 1 $ 165,000 $ 165,000 $ 116,000
Deaf Smith, Texas 1 $ 245,000 $ 245,000 $ 63,000
Galveston, Texas 1 $ 485,000 $ 485,000 $ 136,000
Kaufman, Texas 1 $ 275,000 $ 275,000 $ 79,000
Limestone, Texas 1 $ 195,000 $ 195,000 $ 95,000
Lynn, Texas 1 $ 335,000 $ 335,000 $ 260,000
Mills, Texas 1 $ 335,000 $ 335,000 $ 138,000
Moore, Texas 1 $ 245,000 $ 245,000 $ 111,000
Willacy, Texas 1 $ 565,000 $ 565,000 $ 153,000
Brunswick, Virginia 1 $ 235,000 $ 235,000 $ 139,000
Essex, Virginia 1 $ 195,000 $ 195,000 $ 65,000
Hampton, Virginia 1 $ 265,000 $ 265,000 $ 50,000
Lee, Virginia 1 $ 355,000 $ 355,000 $ 157,000
Middlesex, Virginia 1 $ 255,000 $ 255,000 $ 85,000
Norfolk, Virginia 1 $ 135,000 $ 135,000 $ 25,000
Northampton, Virginia 1 $ 385,000 $ 385,000 $ 93,000
Northumberland, Virginia 1 $ 215,000 $ 215,000 $ 74,000
Orange, Virginia 1 $ 455,000 $ 455,000 $ 90,000
Prince George, Virginia 1 $ 285,000 $ 285,000 $ 62,000
Richmond, Virginia 1 $ 265,000 $ 265,000 $ 55,000
Suffolk, Virginia 1 $ 405,000 $ 405,000 $ 120,000
Kanawha, West Virginia 1 $ 195,000 $ 195,000 $ 81,000
Lewis, West Virginia 1 $ 155,000 $ 155,000 $ 74,000
Logan, West Virginia 1 $ 145,000 $ 145,000 $ 51,000
Mingo, West Virginia 1 $ 195,000 $ 195,000 $ 55,000

Mortgage Loan Application Detail Totals for 1st Signature Lending, LLC in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 864 $214,080,000 $247,000 $725,000 $84,000 $817,000
Refinancing 339 $89,685,000 $264,000 $725,000 $95,000 $351,000
Cash-out Refinancing 13 $1,635,000 $125,000 $205,000 $67,000 $125,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 890 $222,890,000 $250,000 $725,000 $88,000 $817,000
Black or African American 203 $50,915,000 $250,000 $725,000 $81,000 $308,000
Hispanic 88 $22,210,000 $252,000 $615,000 $83,000 $182,000
Not Provided 17 $4,565,000 $268,000 $555,000 $83,000 $140,000
American Indian or Alaskan Native 13 $3,445,000 $265,000 $575,000 $93,000 $351,000
Asian 4 $1,260,000 $315,000 $555,000 $117,000 $165,000
Native Hawaiian or Other Pacific Islander 1 $115,000 $115,000 $115,000 $52,000 $52,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 830 $197,070,000 $237,000 $555,000 $81,000 $422,000
VA-guaranteed (Veterans Administration) 235 $70,055,000 $298,000 $725,000 $97,000 $351,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 129 $33,395,000 $258,000 $725,000 $106,000 $817,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 22 $4,880,000 $221,000 $325,000 $76,000 $115,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 756 $188,930,000 $249,000 $685,000 $89,000 $817,000
Application Withdrawn By Applicant 332 $83,960,000 $252,000 $725,000 $84,000 $379,000
Application Denied By Financial Institution 128 $32,510,000 $253,000 $545,000 $80,000 $308,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,088 $272,890,000 $250,000 $725,000 $87,000 $817,000
Collateral 48 $13,190,000 $274,000 $545,000 $101,000 $308,000
Debt-To-Income Ratio 27 $6,295,000 $233,000 $405,000 $55,000 $119,000
Employment History 14 $2,900,000 $207,000 $355,000 $59,000 $131,000
Credit History 13 $3,145,000 $241,000 $395,000 $71,000 $133,000
Unverifiable Information 9 $2,675,000 $297,000 $425,000 $92,000 $170,000
Insufficient Cash (Downpayment, Closing Cost) 9 $2,485,000 $276,000 $405,000 $78,000 $103,000
Other 8 $1,820,000 $227,000 $315,000 $85,000 $123,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into 1st Signature Lending, LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess 1st Signature Lending, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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