21St Century Mortgage Bankers
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for 21St Century Mortgage Bankers.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address 21St Century Mortgage Bankers
350 E. Ogden Avenue 1
Westmont, IL 60559
Federal Regulator * available with data download
Years 2005  
Total Number of Mortgage Applications 2,839
Total Mortgage Loan Application Amount $599,551,000
Average Mortgage Loan Application Amount $273,047
Highest Mortgage Loan Application Amount $1,400,000
Average Applicant Income $78,952
Highest Applicant Income $1,260,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for 21St Century Mortgage Bankers by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook County Illinois 1,061 $ 193,720,000 $ 182,000 $ 83,000
San Diego County California 541 $ 171,784,000 $ 317,000 $ 92,000
Lake County Illinois 171 $ 28,105,000 $ 164,000 $ 79,000
Will County Illinois 153 $ 24,982,000 $ 163,000 $ 89,000
DuPage County Illinois 152 $ 28,835,000 $ 189,000 $ 106,000
Riverside County California 125 $ 29,655,000 $ 237,000 $ 137,000
Kane County Illinois 102 $ 14,929,000 $ 146,000 $ 60,000
Los Angeles County California 67 $ 19,180,000 $ 286,000 $ 88,000
McHenry County Illinois 62 $ 10,899,000 $ 175,000 $ 85,000
Imperial County California 53 $ 7,634,000 $ 144,000 $ 67,000
San Bernardino County California 30 $ 6,220,000 $ 207,000 $ 64,000
DeKalb County Illinois 28 $ 2,895,000 $ 103,000 $ 65,000
Kendall County Illinois 22 $ 3,171,000 $ 144,000 $ 77,000
Orange County California 21 $ 8,367,000 $ 398,000 $ 80,000
Winnebago County Illinois 21 $ 2,154,000 $ 102,000 $ 59,000
Kern County California 14 $ 2,283,000 $ 163,000 $ 77,000
Fresno County California 13 $ 2,065,000 $ 158,000 $ 60,000
Sacramento County California 9 $ 2,079,000 $ 231,000 $ 81,000
Sonoma County California 8 $ 3,290,000 $ 411,000 $ 360,000
Butte County California 7 $ 1,356,000 $ 193,000 $ 104,000
LaSalle County Illinois 7 $ 1,223,000 $ 174,000 $ 104,000
Scott County Iowa 7 $ 1,201,000 $ 171,000 $ 99,000
Ventura County California 6 $ 1,380,000 $ 230,000 $ 119,000
Adams County Colorado 6 $ 638,000 $ 106,000 $ 48,000
Santa Clara County California 5 $ 1,882,000 $ 376,000 $ 164,000
Boone County Illinois 5 $ 558,000 $ 111,000 $ 77,000
Champaign County Illinois 5 $ 422,000 $ 84,000 $ 117,000
Fulton County Illinois 5 $ 448,000 $ 89,000 $ 65,000
Hennepin County Minnesota 5 $ 771,000 $ 154,000 $ 96,000
Milwaukee County Wisconsin 5 $ 569,000 $ 113,000 $ 59,000
Monterey County California 4 $ 1,819,000 $ 454,000 $ 181,000
Alameda County California 3 $ 1,032,000 $ 344,000 $ 79,000
Contra Costa County California 3 $ 1,140,000 $ 380,000 $ 96,000
Tulare County California 3 $ 512,000 $ 170,000 $ 389,000
Denver County Colorado 3 $ 809,000 $ 269,000 $ 171,000
Larimer County Colorado 3 $ 285,000 $ 95,000 $ 36,000
Kankakee County Illinois 3 $ 443,000 $ 147,000 $ 126,000
McLean County Illinois 3 $ 377,000 $ 125,000 $ 79,000
Jackson County Iowa 3 $ 842,000 $ 280,000 $ 344,000
Morrison County Minnesota 3 $ 822,000 $ 274,000 $ 796,000
Olmsted County Minnesota 3 $ 246,000 $ 82,000 $ 39,000
Stearns County Minnesota 3 $ 381,000 $ 127,000 $ 75,000
Kenosha County Wisconsin 3 $ 341,000 $ 113,000 $ 46,000
Lake County California 2 $ 640,000 $ 320,000 $ 80,000
Madera County California 2 $ 218,000 $ 109,000 $ 78,000
Merced County California 2 $ 260,000 $ 130,000 $ 66,000
Mono County California 2 $ 355,000 $ 177,000 $ 125,000
Placer County California 2 $ 385,000 $ 192,000 $ 89,000
San Mateo County California 2 $ 1,551,000 $ 775,000 $ 92,000
Santa Cruz County California 2 $ 1,022,000 $ 511,000 $ 101,000
Stanislaus County California 2 $ 506,000 $ 253,000 $ 71,000
Sutter County California 2 $ 370,000 $ 185,000 $ 102,000
Tuolumne County California 2 $ 654,000 $ 327,000 $ 110,000
Eagle County Colorado 2 $ 310,000 $ 155,000 $ 82,000
St. Lucie County Florida 2 $ 198,000 $ 99,000 $ 57,000
Grundy County Illinois 2 $ 152,000 $ 76,000 $ 44,000
Madison County Illinois 2 $ 311,000 $ 155,000 $ 0
Ogle County Illinois 2 $ 271,000 $ 135,000 $ 26,000
Peoria County Illinois 2 $ 315,000 $ 157,000 $ 50,000
St. Clair County Illinois 2 $ 634,000 $ 317,000 $ 150,000
Stark County Illinois 2 $ 88,000 $ 44,000 $ 53,000
Allen County Indiana 2 $ 155,000 $ 77,000 $ 55,000
Marion County Iowa 2 $ 240,000 $ 120,000 $ 77,000
Polk County Iowa 2 $ 356,000 $ 178,000 $ 42,000
Dakota County Minnesota 2 $ 163,000 $ 81,000 $ 60,000
Dodge County Minnesota 2 $ 155,000 $ 77,000 $ 34,000
Ramsey County Minnesota 2 $ 230,000 $ 115,000 $ 75,000
Scott County Minnesota 2 $ 600,000 $ 300,000 $ 139,000
Sibley County Minnesota 2 $ 236,000 $ 118,000 $ 52,000
Wabasha County Minnesota 2 $ 129,000 $ 64,000 $ 48,000
Washington County Minnesota 2 $ 180,000 $ 90,000 $ 61,000
Wright County Minnesota 2 $ 145,000 $ 72,000 $ 51,000
Door County Wisconsin 2 $ 185,000 $ 92,000 $ 180,000
Douglas County Wisconsin 2 $ 144,000 $ 72,000 $ 50,000
El Dorado County California 1 $ 244,000 $ 244,000 $ 90,000
Shasta County California 1 $ 176,000 $ 176,000 $ 33,000
Solano County California 1 $ 358,000 $ 358,000 $ 63,000
Yolo County California 1 $ 399,000 $ 399,000 $ 92,000
La Plata County Colorado 1 $ 313,000 $ 313,000 $ 80,000
Clark County Illinois 1 $ 230,000 $ 230,000 $ 0
Jackson County Illinois 1 $ 192,000 $ 192,000 $ 46,000
Macoupin County Illinois 1 $ 170,000 $ 170,000 $ 77,000
Sangamon County Illinois 1 $ 268,000 $ 268,000 $ 200,000
Porter County Indiana 1 $ 1,400,000 $ 1,400,000 $ 0
Norfolk County Massachusetts 1 $ 600,000 $ 600,000 $ 0
Anoka County Minnesota 1 $ 230,000 $ 230,000 $ 91,000
Winona County Minnesota 1 $ 250,000 $ 250,000 $ 96,000
Pike County Missouri 1 $ 72,000 $ 72,000 $ 22,000
Clark County Nevada 1 $ 600,000 $ 600,000 $ 0
Jefferson County Oregon 1 $ 162,000 $ 162,000 $ 49,000
Pike County Pennsylvania 1 $ 442,000 $ 442,000 $ 206,000
Marquette County Wisconsin 1 $ 128,000 $ 128,000 $ 73,000
Sauk County Wisconsin 1 $ 90,000 $ 90,000 $ 44,000
St. Croix County Wisconsin 1 $ 163,000 $ 163,000 $ 46,000
Waukesha County Wisconsin 1 $ 162,000 $ 162,000 $ 90,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for 21St Century Mortgage Bankers in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,735 $370,827,000 $362,111 $1,400,000 $67,888 $1,260,000
Home Purchase 1,102 $228,400,000 $210,272 $1,248,000 $84,909 $868,000
Home Improvement 2 $324,000 $162,000 $174,000 $113,000 $149,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,430 $318,487,000 $217,416 $1,248,000 $90,250 $1,260,000
Hispanic 874 $178,870,000 $317,714 $1,400,000 $52,571 $756,000
Black or African American 365 $57,778,000 $209,000 $900,000 $73,000 $227,000
Asian 94 $24,953,000 $272,000 $950,000 $112,500 $324,000
Not Provided 41 $10,520,000 $319,750 $600,000 $67,250 $241,000
American Indian or Alaskan Native 20 $4,528,000 $293,500 $448,000 $184,000 $370,000
Native Hawaiian or Other Pacific Islander 15 $4,415,000 $250,333 $752,000 $127,000 $276,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,839 $599,551,000 $273,076 $1,400,000 $73,461 $1,260,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,517 $285,693,000 $146,125 $1,248,000 $86,125 $868,000
Application Withdrawn By Applicant 1,147 $279,816,000 $394,333 $1,400,000 $76,111 $1,260,000
Application Denied By Financial Institution 113 $21,126,000 $311,250 $752,000 $65,250 $520,000
Application Approved But Not Accepted 62 $12,916,000 $167,250 $775,000 $81,250 $332,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 64 $11,536,000 $273,666 $752,000 $96,000 $520,000
Credit History 18 $2,999,000 $297,500 $680,000 $87,500 $204,000
Collateral 9 $1,784,000 $198,000 $560,000 $86,000 $190,000
Debt-To-Income Ratio 8 $1,356,000 $165,500 $354,000 $60,000 $102,000
Credit Application Incomplete 7 $2,165,000 $430,000 $600,000 $9,500 $120,000
Unverifiable Information 6 $1,103,000 $183,500 $468,000 $88,000 $144,000
Employment History 1 $183,000 $183,000 $183,000 $42,000 $42,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.

Download the Illinois Lender List