5Th Street Capital, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
5Th Street Capital, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | 5Th Street Capital, Inc. 2020 Camino Del Rio N #300 San Diego, CA 92108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 1,169 |
| Total Mortgage Loan Application Amount | $1,257,615,000 |
| Average Mortgage Loan Application Amount | $1,187,666 |
| Highest Mortgage Loan Application Amount | $11,645,000 |
| Average Applicant Income | $621,000 |
| Highest Applicant Income | $9,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with 5Th Street Capital, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing 5Th Street Capital, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down 5Th Street Capital, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how 5Th Street Capital, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by 5Th Street Capital, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at 5Th Street Capital, Inc.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 394 | $ 562,220,000 | $ 1,426,000 | $ 646,000 |
| Orange County California | 192 | $ 212,190,000 | $ 1,105,000 | $ 486,000 |
| San Diego County California | 127 | $ 145,385,000 | $ 1,144,000 | $ 645,000 |
| Riverside County California | 44 | $ 21,820,000 | $ 495,000 | $ 306,000 |
| Ventura County California | 31 | $ 24,505,000 | $ 790,000 | $ 398,000 |
| Santa Barbara County California | 27 | $ 32,275,000 | $ 1,195,000 | $ 419,000 |
| San Bernardino County California | 22 | $ 9,440,000 | $ 429,000 | $ 438,000 |
| Maricopa County Arizona | 21 | $ 16,545,000 | $ 787,000 | $ 350,000 |
| Contra Costa County California | 21 | $ 20,585,000 | $ 980,000 | $ 869,000 |
| Santa Clara County California | 21 | $ 24,695,000 | $ 1,175,000 | $ 464,000 |
| Clark County Nevada | 19 | $ 8,725,000 | $ 459,000 | $ 197,000 |
| San Francisco County California | 12 | $ 14,360,000 | $ 1,196,000 | $ 367,000 |
| Osceola County Florida | 12 | $ 3,940,000 | $ 328,000 | $ 697,000 |
| Alameda County California | 11 | $ 8,275,000 | $ 752,000 | $ 306,000 |
| San Mateo County California | 10 | $ 21,470,000 | $ 2,147,000 | $ 712,000 |
| Marin County California | 7 | $ 7,075,000 | $ 1,010,000 | $ 242,000 |
| King County Washington | 7 | $ 3,715,000 | $ 530,000 | $ 252,000 |
| Sacramento County California | 6 | $ 2,540,000 | $ 423,000 | $ 189,000 |
| San Joaquin County California | 6 | $ 3,160,000 | $ 526,000 | $ 227,000 |
| Harris County Texas | 6 | $ 3,430,000 | $ 571,000 | $ 350,000 |
| Jefferson County Colorado | 5 | $ 2,475,000 | $ 495,000 | $ 193,000 |
| Multnomah County Oregon | 5 | $ 2,305,000 | $ 461,000 | $ 271,000 |
| Monterey County California | 4 | $ 4,390,000 | $ 1,097,000 | $ 354,000 |
| Placer County California | 4 | $ 4,610,000 | $ 1,152,000 | $ 379,000 |
| Stanislaus County California | 4 | $ 1,960,000 | $ 490,000 | $ 202,000 |
| Collier County Florida | 4 | $ 3,310,000 | $ 827,000 | $ 402,000 |
| Orange County Florida | 4 | $ 2,450,000 | $ 612,000 | $ 346,000 |
| Fulton County Georgia | 4 | $ 4,830,000 | $ 1,207,000 | $ 378,000 |
| Henry County Georgia | 4 | $ 1,160,000 | $ 290,000 | $ 279,000 |
| Kitsap County Washington | 4 | $ 2,460,000 | $ 615,000 | $ 785,000 |
| Spokane County Washington | 4 | $ 1,280,000 | $ 320,000 | $ 107,000 |
| Fresno County California | 3 | $ 1,755,000 | $ 585,000 | $ 329,000 |
| Napa County California | 3 | $ 5,545,000 | $ 1,848,000 | $ 1,111,000 |
| San Luis Obispo County California | 3 | $ 2,175,000 | $ 725,000 | $ 186,000 |
| Santa Cruz County California | 3 | $ 2,225,000 | $ 741,000 | $ 180,000 |
| Broward County Florida | 3 | $ 2,305,000 | $ 768,000 | $ 841,000 |
| Miami-Dade County Florida | 3 | $ 1,675,000 | $ 558,000 | $ 432,000 |
| Cook County Illinois | 3 | $ 1,475,000 | $ 491,000 | $ 427,000 |
| Washoe County Nevada | 3 | $ 735,000 | $ 245,000 | $ 144,000 |
| Jackson County Oregon | 3 | $ 2,425,000 | $ 808,000 | $ 289,000 |
| Washington County Oregon | 3 | $ 1,435,000 | $ 478,000 | $ 563,000 |
| Salt Lake County Utah | 3 | $ 935,000 | $ 311,000 | $ 172,000 |
| Gila County Arizona | 2 | $ 510,000 | $ 255,000 | $ 204,000 |
| Yavapai County Arizona | 2 | $ 700,000 | $ 350,000 | $ 127,000 |
| El Dorado County California | 2 | $ 1,660,000 | $ 830,000 | $ 344,000 |
| Humboldt County California | 2 | $ 530,000 | $ 265,000 | $ 162,000 |
| Imperial County California | 2 | $ 520,000 | $ 260,000 | $ 60,000 |
| Kern County California | 2 | $ 430,000 | $ 215,000 | $ 1,009,000 |
| Lake County California | 2 | $ 670,000 | $ 335,000 | $ 265,000 |
| Madera County California | 2 | $ 330,000 | $ 165,000 | $ 817,000 |
| Mariposa County California | 2 | $ 820,000 | $ 410,000 | $ 332,000 |
| Mendocino County California | 2 | $ 910,000 | $ 455,000 | $ 153,000 |
| Mono County California | 2 | $ 1,310,000 | $ 655,000 | $ 158,000 |
| Sonoma County California | 2 | $ 1,920,000 | $ 960,000 | $ 334,000 |
| Tulare County California | 2 | $ 500,000 | $ 250,000 | $ 392,000 |
| Yolo County California | 2 | $ 920,000 | $ 460,000 | $ 132,000 |
| Douglas County Colorado | 2 | $ 550,000 | $ 275,000 | $ 72,000 |
| Duval County Florida | 2 | $ 620,000 | $ 310,000 | $ 2,338,000 |
| Hillsborough County Florida | 2 | $ 740,000 | $ 370,000 | $ 202,000 |
| Clackamas County Oregon | 2 | $ 1,760,000 | $ 880,000 | $ 600,000 |
| Denton County Texas | 2 | $ 1,560,000 | $ 780,000 | $ 329,000 |
| Davis County Utah | 2 | $ 770,000 | $ 385,000 | $ 87,000 |
| Summit County Utah | 2 | $ 2,610,000 | $ 1,305,000 | $ 476,000 |
| Pierce County Washington | 2 | $ 520,000 | $ 260,000 | $ 153,000 |
| Coconino County Arizona | 1 | $ 325,000 | $ 325,000 | $ 500,000 |
| Pinal County Arizona | 1 | $ 255,000 | $ 255,000 | $ 140,000 |
| Calaveras County California | 1 | $ 705,000 | $ 705,000 | $ 218,000 |
| Inyo County California | 1 | $ 315,000 | $ 315,000 | $ 87,000 |
| Solano County California | 1 | $ 605,000 | $ 605,000 | $ 342,000 |
| Tuolumne County California | 1 | $ 375,000 | $ 375,000 | $ 117,000 |
| Yuba County California | 1 | $ 815,000 | $ 815,000 | $ 292,000 |
| Adams County Colorado | 1 | $ 375,000 | $ 375,000 | $ 90,000 |
| Arapahoe County Colorado | 1 | $ 365,000 | $ 365,000 | $ 289,000 |
| Eagle County Colorado | 1 | $ 2,585,000 | $ 2,585,000 | $ 621,000 |
| Larimer County Colorado | 1 | $ 885,000 | $ 885,000 | $ 515,000 |
| Charlotte County Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Indian River County Florida | 1 | $ 5,005,000 | $ 5,005,000 | $ 1,108,000 |
| Lee County Florida | 1 | $ 1,085,000 | $ 1,085,000 | $ 293,000 |
| Manatee County Florida | 1 | $ 1,575,000 | $ 1,575,000 | $ 387,000 |
| Palm Beach County Florida | 1 | $ 255,000 | $ 255,000 | $ 165,000 |
| Polk County Florida | 1 | $ 285,000 | $ 285,000 | $ 97,000 |
| Sarasota County Florida | 1 | $ 445,000 | $ 445,000 | $ 185,000 |
| St. Johns County Florida | 1 | $ 815,000 | $ 815,000 | $ 250,000 |
| Volusia County Florida | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| Cherokee County Georgia | 1 | $ 1,595,000 | $ 1,595,000 | $ 503,000 |
| Richmond County Georgia | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Kane County Illinois | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Lake County Illinois | 1 | $ 305,000 | $ 305,000 | $ 242,000 |
| Douglas County Nevada | 1 | $ 905,000 | $ 905,000 | $ 922,000 |
| Buncombe County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 214,000 |
| Dare County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 136,000 |
| Macon County North Carolina | 1 | $ 655,000 | $ 655,000 | $ 112,000 |
| Union County North Carolina | 1 | $ 735,000 | $ 735,000 | $ 225,000 |
| Coos County Oregon | 1 | $ 145,000 | $ 145,000 | $ 162,000 |
| Deschutes County Oregon | 1 | $ 1,485,000 | $ 1,485,000 | $ 395,000 |
| Lane County Oregon | 1 | $ 545,000 | $ 545,000 | $ 126,000 |
| Marion County Oregon | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Tillamook County Oregon | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Williamsburg County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 248,000 |
| Dallas County Texas | 1 | $ 5,045,000 | $ 5,045,000 | $ 4,920,000 |
| Ellis County Texas | 1 | $ 475,000 | $ 475,000 | $ 324,000 |
| Montgomery County Texas | 1 | $ 425,000 | $ 425,000 | $ 240,000 |
| Tarrant County Texas | 1 | $ 215,000 | $ 215,000 | $ 155,000 |
| Travis County Texas | 1 | $ 865,000 | $ 865,000 | $ 293,000 |
| Williamson County Texas | 1 | $ 215,000 | $ 215,000 | $ 105,000 |
| Morgan County Utah | 1 | $ 535,000 | $ 535,000 | $ 194,000 |
| Clark County Washington | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Mason County Washington | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Thurston County Washington | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
Mortgage Loan Application Detail Totals for 5Th Street Capital, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 688 | $650,600,000 | $945,000 | $9,005,000 | $451,000 | $6,000,000 |
| Cash-out Refinancing | 363 | $441,565,000 | $1,216,000 | $9,255,000 | $548,000 | $9,600,000 |
| Refinancing | 118 | $165,450,000 | $1,402,000 | $11,645,000 | $864,000 | $7,563,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 676 | $785,810,000 | $1,162,000 | $11,645,000 | $555,000 | $9,600,000 |
| Not Provided | 197 | $196,105,000 | $995,000 | $7,705,000 | $477,000 | $8,844,000 |
| Hispanic | 136 | $123,500,000 | $908,000 | $5,505,000 | $501,000 | $3,345,000 |
| Asian | 117 | $103,645,000 | $885,000 | $5,175,000 | $493,000 | $6,000,000 |
| Black or African American | 32 | $33,800,000 | $1,056,000 | $9,255,000 | $368,000 | $2,753,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $10,060,000 | $2,515,000 | $7,825,000 | $776,000 | $2,562,000 |
| Not applicable | 2 | $1,230,000 | $615,000 | $765,000 | $166,000 | $197,000 |
| American Indian or Alaskan Native | 2 | $1,070,000 | $535,000 | $675,000 | $277,000 | $461,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,169 | $1,257,615,000 | $1,075,000 | $11,645,000 | $523,000 | $9,600,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 963 | $1,028,115,000 | $1,067,000 | $9,255,000 | $522,000 | $9,600,000 |
| Application Approved But Not Accepted | 151 | $162,355,000 | $1,075,000 | $11,645,000 | $559,000 | $7,563,000 |
| Application Withdrawn By Applicant | 39 | $41,875,000 | $1,073,000 | $6,305,000 | $411,000 | $5,173,000 |
| Application Denied By Financial Institution | 16 | $25,270,000 | $1,579,000 | $7,405,000 | $473,000 | $1,391,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,153 | $1,232,345,000 | $1,068,000 | $11,645,000 | $523,000 | $9,600,000 |
| Credit History | 8 | $8,140,000 | $1,017,000 | $2,405,000 | $482,000 | $1,391,000 |
| Unverifiable Information | 6 | $15,600,000 | $2,600,000 | $7,405,000 | $510,000 | $1,289,000 |
| Debt-To-Income Ratio | 1 | $845,000 | $845,000 | $845,000 | $393,000 | $393,000 |
| Collateral | 1 | $685,000 | $685,000 | $685,000 | $266,000 | $266,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into 5Th Street Capital, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess 5Th Street Capital, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.