Truity Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Truity Federal Credit Union 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Truity Federal Credit Union 501 S Johnstone Bartlesville, OK 74003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,640 |
| Total Mortgage Loan Application Amount | $240,910,000 |
| Average Mortgage Loan Application Amount | $129,000 |
| Highest Mortgage Loan Application Amount | $6,913,000 |
| Average Applicant Income | $114,666 |
| Highest Applicant Income | $9,504,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Truity Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Truity Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Truity Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Truity Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Truity Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Truity Federal Credit Union's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington County Oklahoma | 774 | $ 92,152,000 | $ 119,000 | $ 108,000 |
| Douglas County Kansas | 203 | $ 27,044,000 | $ 133,000 | $ 79,000 |
| Harris County Texas | 65 | $ 19,170,000 | $ 294,000 | $ 399,000 |
| Tulsa County Oklahoma | 59 | $ 8,527,000 | $ 144,000 | $ 106,000 |
| Fort Bend County Texas | 48 | $ 10,483,000 | $ 218,000 | $ 149,000 |
| Washington County Arkansas | 43 | $ 6,906,000 | $ 160,000 | $ 121,000 |
| Osage County Oklahoma | 28 | $ 3,587,000 | $ 128,000 | $ 89,000 |
| Nowata County Oklahoma | 19 | $ 2,998,000 | $ 157,000 | $ 93,000 |
| Montgomery County Texas | 16 | $ 2,708,000 | $ 169,000 | $ 159,000 |
| Benton County Arkansas | 15 | $ 2,408,000 | $ 160,000 | $ 109,000 |
| Hutchinson County Texas | 13 | $ 841,000 | $ 64,000 | $ 107,000 |
| Jefferson County Kansas | 12 | $ 1,487,000 | $ 123,000 | $ 83,000 |
| Oklahoma County Oklahoma | 11 | $ 2,116,000 | $ 192,000 | $ 114,000 |
| Anchorage County Alaska | 10 | $ 3,076,000 | $ 307,000 | $ 144,000 |
| Johnson County Kansas | 10 | $ 1,281,000 | $ 128,000 | $ 83,000 |
| Delaware County Oklahoma | 10 | $ 1,709,000 | $ 170,000 | $ 105,000 |
| Rogers County Oklahoma | 10 | $ 1,974,000 | $ 197,000 | $ 118,000 |
| Carroll County Arkansas | 8 | $ 536,000 | $ 67,000 | $ 34,000 |
| Montgomery County Kansas | 8 | $ 855,000 | $ 106,000 | $ 59,000 |
| Franklin County Kansas | 7 | $ 563,000 | $ 80,000 | $ 101,000 |
| Kay County Oklahoma | 6 | $ 814,000 | $ 135,000 | $ 78,000 |
| Pope County Arkansas | 5 | $ 277,000 | $ 55,000 | $ 61,000 |
| Brazoria County Texas | 5 | $ 970,000 | $ 194,000 | $ 173,000 |
| Scott County Arkansas | 4 | $ 331,000 | $ 82,000 | $ 57,000 |
| Solano County California | 4 | $ 735,000 | $ 183,000 | $ 123,000 |
| Douglas County Colorado | 4 | $ 1,820,000 | $ 455,000 | $ 144,000 |
| Jefferson County Colorado | 4 | $ 808,000 | $ 202,000 | $ 86,000 |
| Lawrence County Missouri | 4 | $ 399,000 | $ 99,000 | $ 104,000 |
| St. Louis County Missouri | 4 | $ 970,000 | $ 242,000 | $ 132,000 |
| McCurtain County Oklahoma | 4 | $ 44,000 | $ 11,000 | $ 33,000 |
| Collin County Texas | 4 | $ 739,000 | $ 184,000 | $ 129,000 |
| Calhoun County Alabama | 3 | $ 221,000 | $ 73,000 | $ 58,000 |
| Maricopa County Arizona | 3 | $ 605,000 | $ 201,000 | $ 159,000 |
| Madison County Arkansas | 3 | $ 214,000 | $ 71,000 | $ 70,000 |
| Yell County Arkansas | 3 | $ 241,000 | $ 80,000 | $ 62,000 |
| Summit County Colorado | 3 | $ 1,027,000 | $ 342,000 | $ 286,000 |
| Leavenworth County Kansas | 3 | $ 532,000 | $ 177,000 | $ 175,000 |
| Reno County Kansas | 3 | $ 247,000 | $ 82,000 | $ 40,000 |
| Sedgwick County Kansas | 3 | $ 291,000 | $ 97,000 | $ 53,000 |
| San Juan County New Mexico | 3 | $ 760,000 | $ 253,000 | $ 171,000 |
| Payne County Oklahoma | 3 | $ 327,000 | $ 109,000 | $ 77,000 |
| Wagoner County Oklahoma | 3 | $ 317,000 | $ 105,000 | $ 110,000 |
| Delaware County Pennsylvania | 3 | $ 721,000 | $ 240,000 | $ 153,000 |
| Denton County Texas | 3 | $ 684,000 | $ 228,000 | $ 149,000 |
| Midland County Texas | 3 | $ 591,000 | $ 197,000 | $ 148,000 |
| Crawford County Arkansas | 2 | $ 388,000 | $ 194,000 | $ 81,000 |
| Contra Costa County California | 2 | $ 908,000 | $ 454,000 | $ 163,000 |
| Arapahoe County Colorado | 2 | $ 559,000 | $ 279,000 | $ 150,000 |
| Fremont County Colorado | 2 | $ 177,000 | $ 88,000 | $ 88,000 |
| Larimer County Colorado | 2 | $ 305,000 | $ 152,000 | $ 85,000 |
| Teller County Colorado | 2 | $ 697,000 | $ 348,000 | $ 174,000 |
| New Castle County Delaware | 2 | $ 246,000 | $ 123,000 | $ 46,000 |
| Forsyth County Georgia | 2 | $ 301,000 | $ 150,000 | $ 98,000 |
| Madison County Illinois | 2 | $ 492,000 | $ 246,000 | $ 152,000 |
| Crawford County Kansas | 2 | $ 146,000 | $ 73,000 | $ 81,000 |
| Finney County Kansas | 2 | $ 262,000 | $ 131,000 | $ 78,000 |
| Lyon County Kansas | 2 | $ 136,000 | $ 68,000 | $ 42,000 |
| Osage County Kansas | 2 | $ 160,000 | $ 80,000 | $ 51,000 |
| Wyandotte County Kansas | 2 | $ 112,000 | $ 56,000 | $ 20,000 |
| Rapides County Louisiana | 2 | $ 259,000 | $ 129,000 | $ 44,000 |
| Johnson County Missouri | 2 | $ 302,000 | $ 151,000 | $ 68,000 |
| Newton County Missouri | 2 | $ 79,000 | $ 39,000 | $ 21,000 |
| Somerset County New Jersey | 2 | $ 642,000 | $ 321,000 | $ 152,000 |
| Sandoval County New Mexico | 2 | $ 516,000 | $ 258,000 | $ 229,000 |
| Canadian County Oklahoma | 2 | $ 410,000 | $ 205,000 | $ 134,000 |
| Cleveland County Oklahoma | 2 | $ 203,000 | $ 101,000 | $ 86,000 |
| Creek County Oklahoma | 2 | $ 167,000 | $ 83,000 | $ 34,000 |
| Garfield County Oklahoma | 2 | $ 336,000 | $ 168,000 | $ 123,000 |
| Kingfisher County Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 127,000 |
| Mayes County Oklahoma | 2 | $ 384,000 | $ 192,000 | $ 212,000 |
| Pottawatomie County Oklahoma | 2 | $ 244,000 | $ 122,000 | $ 104,000 |
| Dallas County Texas | 2 | $ 230,000 | $ 115,000 | $ 104,000 |
| Grayson County Texas | 2 | $ 198,000 | $ 99,000 | $ 64,000 |
| Guadalupe County Texas | 2 | $ 591,000 | $ 295,000 | $ 145,000 |
| Randall County Texas | 2 | $ 252,000 | $ 126,000 | $ 86,000 |
| Shelby County Texas | 2 | $ 191,000 | $ 95,000 | $ 59,000 |
| Travis County Texas | 2 | $ 503,000 | $ 251,000 | $ 160,000 |
| Accomack County Virginia | 2 | $ 85,000 | $ 42,000 | $ 80,000 |
| Greenbrier County West Virginia | 2 | $ 311,000 | $ 155,000 | $ 148,000 |
| Jackson County West Virginia | 2 | $ 376,000 | $ 188,000 | $ 131,000 |
| Etowah County Alabama | 1 | $ 159,000 | $ 159,000 | $ 80,000 |
| Limestone County Alabama | 1 | $ 188,000 | $ 188,000 | $ 110,000 |
| Madison County Alabama | 1 | $ 417,000 | $ 417,000 | $ 237,000 |
| Randolph County Alabama | 1 | $ 297,000 | $ 297,000 | $ 100,000 |
| Mohave County Arizona | 1 | $ 72,000 | $ 72,000 | $ 67,000 |
| Yavapai County Arizona | 1 | $ 350,000 | $ 350,000 | $ 410,000 |
| Boone County Arkansas | 1 | $ 93,000 | $ 93,000 | $ 91,000 |
| Cleveland County Arkansas | 1 | $ 92,000 | $ 92,000 | $ 103,000 |
| Crittenden County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 203,000 |
| Howard County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
| Jefferson County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Johnson County Arkansas | 1 | $ 67,000 | $ 67,000 | $ 21,000 |
| Lawrence County Arkansas | 1 | $ 58,000 | $ 58,000 | $ 52,000 |
| Lincoln County Arkansas | 1 | $ 132,000 | $ 132,000 | $ 97,000 |
| Polk County Arkansas | 1 | $ 71,000 | $ 71,000 | $ 82,000 |
| Sebastian County Arkansas | 1 | $ 325,000 | $ 325,000 | $ 107,000 |
| Sevier County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 40,000 |
| Orange County California | 1 | $ 188,000 | $ 188,000 | $ 163,000 |
| San Diego County California | 1 | $ 235,000 | $ 235,000 | $ 229,000 |
| Ventura County California | 1 | $ 520,000 | $ 520,000 | $ 133,000 |
| Boulder County Colorado | 1 | $ 200,000 | $ 200,000 | $ 89,000 |
| Pitkin County Colorado | 1 | $ 6,913,000 | $ 6,913,000 | $ 9,163,000 |
| Pueblo County Colorado | 1 | $ 132,000 | $ 132,000 | $ 46,000 |
| Lee County Florida | 1 | $ 296,000 | $ 296,000 | $ 310,000 |
| Cobb County Georgia | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Randolph County Georgia | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Cook County Illinois | 1 | $ 180,000 | $ 180,000 | $ 148,000 |
| DuPage County Illinois | 1 | $ 377,000 | $ 377,000 | $ 176,000 |
| Hamilton County Indiana | 1 | $ 174,000 | $ 174,000 | $ 244,000 |
| Johnson County Indiana | 1 | $ 77,000 | $ 77,000 | $ 133,000 |
| Vigo County Indiana | 1 | $ 99,000 | $ 99,000 | $ 104,000 |
| Buchanan County Iowa | 1 | $ 37,000 | $ 37,000 | $ 52,000 |
| Buena Vista County Iowa | 1 | $ 90,000 | $ 90,000 | $ 148,000 |
| Guthrie County Iowa | 1 | $ 36,000 | $ 36,000 | $ 67,000 |
| Mills County Iowa | 1 | $ 200,000 | $ 200,000 | $ 204,000 |
| Barber County Kansas | 1 | $ 40,000 | $ 40,000 | $ 53,000 |
| Coffey County Kansas | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Elk County Kansas | 1 | $ 23,000 | $ 23,000 | $ 32,000 |
| Kearny County Kansas | 1 | $ 100,000 | $ 100,000 | $ 94,000 |
| Linn County Kansas | 1 | $ 50,000 | $ 50,000 | $ 52,000 |
| Shawnee County Kansas | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Henderson County Kentucky | 1 | $ 77,000 | $ 77,000 | $ 69,000 |
| Jefferson County Kentucky | 1 | $ 160,000 | $ 160,000 | $ 32,000 |
| Calcasieu County Louisiana | 1 | $ 147,000 | $ 147,000 | $ 147,000 |
| Orleans County Louisiana | 1 | $ 300,000 | $ 300,000 | $ 104,000 |
| Waldo County Maine | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Charlevoix County Michigan | 1 | $ 353,000 | $ 353,000 | $ 349,000 |
| Anoka County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 64,000 |
| Carver County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 188,000 |
| Cass County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 101,000 |
| Warren County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 42,000 |
| Christian County Missouri | 1 | $ 130,000 | $ 130,000 | $ 56,000 |
| Clay County Missouri | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Jackson County Missouri | 1 | $ 216,000 | $ 216,000 | $ 158,000 |
| Morgan County Missouri | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| Pettis County Missouri | 1 | $ 54,000 | $ 54,000 | $ 74,000 |
| Scott County Missouri | 1 | $ 156,000 | $ 156,000 | $ 168,000 |
| Stone County Missouri | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Vernon County Missouri | 1 | $ 84,000 | $ 84,000 | $ 61,000 |
| Flathead County Montana | 1 | $ 308,000 | $ 308,000 | $ 194,000 |
| Gallatin County Montana | 1 | $ 276,000 | $ 276,000 | $ 176,000 |
| Lincoln County Montana | 1 | $ 369,000 | $ 369,000 | $ 118,000 |
| Dawson County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 71,000 |
| Douglas County Nebraska | 1 | $ 318,000 | $ 318,000 | $ 166,000 |
| Furnas County Nebraska | 1 | $ 30,000 | $ 30,000 | $ 61,000 |
| Hall County Nebraska | 1 | $ 159,000 | $ 159,000 | $ 174,000 |
| Lancaster County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 125,000 |
| Madison County Nebraska | 1 | $ 60,000 | $ 60,000 | $ 108,000 |
| Clark County Nevada | 1 | $ 212,000 | $ 212,000 | $ 153,000 |
| Strafford County New Hampshire | 1 | $ 417,000 | $ 417,000 | $ 177,000 |
| Colfax County New Mexico | 1 | $ 160,000 | $ 160,000 | $ 119,000 |
| Santa Fe County New Mexico | 1 | $ 650,000 | $ 650,000 | $ 360,000 |
| Tompkins County New York | 1 | $ 69,000 | $ 69,000 | $ 32,000 |
| Buncombe County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 51,000 |
| Lenoir County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Union County North Carolina | 1 | $ 344,000 | $ 344,000 | $ 164,000 |
| Washington County Ohio | 1 | $ 164,000 | $ 164,000 | $ 92,000 |
| Blaine County Oklahoma | 1 | $ 148,000 | $ 148,000 | $ 184,000 |
| Grady County Oklahoma | 1 | $ 220,000 | $ 220,000 | $ 104,000 |
| Hughes County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Johnston County Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Le Flore County Oklahoma | 1 | $ 99,000 | $ 99,000 | $ 56,000 |
| Murray County Oklahoma | 1 | $ 158,000 | $ 158,000 | $ 190,000 |
| Muskogee County Oklahoma | 1 | $ 106,000 | $ 106,000 | $ 68,000 |
| Noble County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 158,000 |
| Pushmataha County Oklahoma | 1 | $ 18,000 | $ 18,000 | $ 63,000 |
| Stephens County Oklahoma | 1 | $ 86,000 | $ 86,000 | $ 69,000 |
| Lane County Oregon | 1 | $ 137,000 | $ 137,000 | $ 118,000 |
| Macon County Tennessee | 1 | $ 204,000 | $ 204,000 | $ 125,000 |
| Weakley County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Aransas County Texas | 1 | $ 150,000 | $ 150,000 | $ 279,000 |
| Bowie County Texas | 1 | $ 13,000 | $ 13,000 | $ 25,000 |
| Cameron County Texas | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Carson County Texas | 1 | $ 80,000 | $ 80,000 | $ 99,000 |
| Chambers County Texas | 1 | $ 147,000 | $ 147,000 | $ 128,000 |
| Cherokee County Texas | 1 | $ 350,000 | $ 350,000 | $ 187,000 |
| Galveston County Texas | 1 | $ 170,000 | $ 170,000 | $ 118,000 |
| Gray County Texas | 1 | $ 41,000 | $ 41,000 | $ 89,000 |
| Hockley County Texas | 1 | $ 79,000 | $ 79,000 | $ 123,000 |
| Matagorda County Texas | 1 | $ 70,000 | $ 70,000 | $ 81,000 |
| Nacogdoches County Texas | 1 | $ 36,000 | $ 36,000 | $ 123,000 |
| Tarrant County Texas | 1 | $ 142,000 | $ 142,000 | $ 97,000 |
| Wharton County Texas | 1 | $ 53,000 | $ 53,000 | $ 71,000 |
| Davis County Utah | 1 | $ 250,000 | $ 250,000 | $ 58,000 |
| Salt Lake County Utah | 1 | $ 318,000 | $ 318,000 | $ 174,000 |
| Utah County Utah | 1 | $ 147,000 | $ 147,000 | $ 581,000 |
| Washington County Utah | 1 | $ 50,000 | $ 50,000 | $ 88,000 |
| Jefferson County Washington | 1 | $ 331,000 | $ 331,000 | $ 155,000 |
| San Juan County Washington | 1 | $ 189,000 | $ 189,000 | $ 69,000 |
| Snohomish County Washington | 1 | $ 80,000 | $ 80,000 | $ 56,000 |
| Washington County Wisconsin | 1 | $ 197,000 | $ 197,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for Truity Federal Credit Union in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 936 | $142,508,000 | $152,000 | $6,913,000 | $122,000 | $9,163,000 |
| Home Purchase | 559 | $86,771,000 | $155,000 | $2,375,000 | $132,000 | $9,504,000 |
| Home Improvement | 145 | $11,631,000 | $80,000 | $417,000 | $90,000 | $405,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,209 | $187,838,000 | $155,000 | $6,913,000 | $117,000 | $9,163,000 |
| Not Provided | 238 | $25,970,000 | $109,000 | $620,000 | $182,000 | $9,504,000 |
| American Indian or Alaskan Native | 78 | $9,486,000 | $121,000 | $359,000 | $77,000 | $195,000 |
| Asian | 42 | $7,257,000 | $172,000 | $417,000 | $106,000 | $365,000 |
| Hispanic | 40 | $6,213,000 | $155,000 | $1,521,000 | $87,000 | $520,000 |
| Black or African American | 32 | $4,070,000 | $127,000 | $417,000 | $84,000 | $372,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $76,000 | $76,000 | $76,000 | $78,000 | $78,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,636 | $240,545,000 | $147,000 | $6,913,000 | $123,000 | $9,504,000 |
| FHA-insured (Federal Housing Administration) | 4 | $365,000 | $91,000 | $118,000 | $58,000 | $106,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,086 | $173,530,000 | $159,000 | $6,913,000 | $147,000 | $9,504,000 |
| Application Denied By Financial Institution | 403 | $44,632,000 | $110,000 | $417,000 | $65,000 | $400,000 |
| Application Withdrawn By Applicant | 140 | $20,976,000 | $149,000 | $417,000 | $101,000 | $581,000 |
| Application Approved But Not Accepted | 9 | $1,636,000 | $181,000 | $417,000 | $138,000 | $210,000 |
| File Closed For Incompleteness | 2 | $136,000 | $68,000 | $80,000 | $51,000 | $68,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 244 | $24,539,000 | $100,000 | $417,000 | $62,000 | $400,000 |
| Debt-To-Income Ratio | 88 | $11,622,000 | $132,000 | $417,000 | $52,000 | $194,000 |
| Collateral | 26 | $2,093,000 | $80,000 | $240,000 | $85,000 | $224,000 |
| Other | 8 | $1,334,000 | $166,000 | $413,000 | $115,000 | $176,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $863,000 | $143,000 | $314,000 | $53,000 | $78,000 |
| Unverifiable Information | 2 | $389,000 | $194,000 | $300,000 | $45,000 | $90,000 |
| Credit Application Incomplete | 2 | $86,000 | $43,000 | $48,000 | $27,000 | $54,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Truity Federal Credit Union's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Truity Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.