Truity Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Truity Federal Credit Union 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Truity Federal Credit Union 501 S Johnstone Bartlesville, OK 74003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,176 |
| Total Mortgage Loan Application Amount | $178,560,000 |
| Average Mortgage Loan Application Amount | $132,000 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $98,000 |
| Highest Applicant Income | $4,449,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Truity Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Truity Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Truity Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Truity Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Truity Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Truity Federal Credit Union's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington County Oklahoma | 602 | $ 76,689,000 | $ 127,000 | $ 76,000 |
| Douglas County Kansas | 132 | $ 17,595,000 | $ 133,000 | $ 80,000 |
| Tulsa County Oklahoma | 47 | $ 8,411,000 | $ 178,000 | $ 118,000 |
| Harris County Texas | 43 | $ 9,859,000 | $ 229,000 | $ 162,000 |
| Washington County Arkansas | 41 | $ 5,410,000 | $ 131,000 | $ 104,000 |
| Benton County Arkansas | 22 | $ 3,018,000 | $ 137,000 | $ 102,000 |
| Fort Bend County Texas | 18 | $ 4,161,000 | $ 231,000 | $ 178,000 |
| Osage County Oklahoma | 14 | $ 4,781,000 | $ 341,000 | $ 206,000 |
| Nowata County Oklahoma | 11 | $ 1,436,000 | $ 130,000 | $ 74,000 |
| Rogers County Oklahoma | 9 | $ 1,555,000 | $ 172,000 | $ 87,000 |
| Okmulgee County Oklahoma | 8 | $ 538,000 | $ 67,000 | $ 73,000 |
| Carroll County Arkansas | 7 | $ 755,000 | $ 107,000 | $ 60,000 |
| Jefferson County Kansas | 7 | $ 875,000 | $ 125,000 | $ 63,000 |
| Johnson County Kansas | 7 | $ 1,524,000 | $ 217,000 | $ 132,000 |
| Anchorage County Alaska | 6 | $ 1,767,000 | $ 294,000 | $ 122,000 |
| Delaware County Oklahoma | 6 | $ 1,623,000 | $ 270,000 | $ 156,000 |
| Hutchinson County Texas | 6 | $ 618,000 | $ 103,000 | $ 101,000 |
| Montgomery County Texas | 6 | $ 1,349,000 | $ 224,000 | $ 208,000 |
| Denton County Texas | 5 | $ 885,000 | $ 177,000 | $ 135,000 |
| Shawnee County Kansas | 4 | $ 633,000 | $ 158,000 | $ 109,000 |
| Canadian County Oklahoma | 4 | $ 769,000 | $ 192,000 | $ 66,000 |
| Kay County Oklahoma | 4 | $ 428,000 | $ 107,000 | $ 101,000 |
| Okfuskee County Oklahoma | 4 | $ 144,000 | $ 36,000 | $ 41,000 |
| Brazoria County Texas | 4 | $ 584,000 | $ 146,000 | $ 97,000 |
| Kenai Peninsula County Alaska | 3 | $ 712,000 | $ 237,000 | $ 138,000 |
| Madison County Arkansas | 3 | $ 406,000 | $ 135,000 | $ 124,000 |
| Pope County Arkansas | 3 | $ 438,000 | $ 146,000 | $ 99,000 |
| Scott County Arkansas | 3 | $ 258,000 | $ 86,000 | $ 39,000 |
| Franklin County Kansas | 3 | $ 349,000 | $ 116,000 | $ 60,000 |
| Leavenworth County Kansas | 3 | $ 583,000 | $ 194,000 | $ 58,000 |
| Oklahoma County Oklahoma | 3 | $ 740,000 | $ 246,000 | $ 128,000 |
| Collin County Texas | 3 | $ 737,000 | $ 245,000 | $ 97,000 |
| Dallas County Texas | 3 | $ 663,000 | $ 221,000 | $ 104,000 |
| Johnson County Arkansas | 2 | $ 160,000 | $ 80,000 | $ 64,000 |
| Logan County Arkansas | 2 | $ 115,000 | $ 57,000 | $ 73,000 |
| Pulaski County Arkansas | 2 | $ 565,000 | $ 282,000 | $ 226,000 |
| Sebastian County Arkansas | 2 | $ 126,000 | $ 63,000 | $ 81,000 |
| San Diego County California | 2 | $ 742,000 | $ 371,000 | $ 206,000 |
| Sonoma County California | 2 | $ 745,000 | $ 372,000 | $ 102,000 |
| Teller County Colorado | 2 | $ 211,000 | $ 105,000 | $ 86,000 |
| Gwinnett County Georgia | 2 | $ 300,000 | $ 150,000 | $ 64,000 |
| Black Hawk County Iowa | 2 | $ 135,000 | $ 67,000 | $ 72,000 |
| Jackson County Missouri | 2 | $ 745,000 | $ 372,000 | $ 156,000 |
| Morris County New Jersey | 2 | $ 716,000 | $ 358,000 | $ 236,000 |
| San Juan County New Mexico | 2 | $ 387,000 | $ 193,000 | $ 93,000 |
| Cleveland County Oklahoma | 2 | $ 350,000 | $ 175,000 | $ 104,000 |
| Creek County Oklahoma | 2 | $ 788,000 | $ 394,000 | $ 348,000 |
| McIntosh County Oklahoma | 2 | $ 152,000 | $ 76,000 | $ 56,000 |
| Pottawatomie County Oklahoma | 2 | $ 202,000 | $ 101,000 | $ 98,000 |
| Galveston County Texas | 2 | $ 502,000 | $ 251,000 | $ 160,000 |
| Guadalupe County Texas | 2 | $ 452,000 | $ 226,000 | $ 113,000 |
| Midland County Texas | 2 | $ 363,000 | $ 181,000 | $ 91,000 |
| San Patricio County Texas | 2 | $ 292,000 | $ 146,000 | $ 140,000 |
| Maricopa County Arizona | 1 | $ 406,000 | $ 406,000 | $ 103,000 |
| Boone County Arkansas | 1 | $ 63,000 | $ 63,000 | $ 25,000 |
| Faulkner County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 163,000 |
| Grant County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 55,000 |
| Mississippi County Arkansas | 1 | $ 42,000 | $ 42,000 | $ 120,000 |
| Yell County Arkansas | 1 | $ 110,000 | $ 110,000 | $ 79,000 |
| Contra Costa County California | 1 | $ 315,000 | $ 315,000 | $ 114,000 |
| Orange County California | 1 | $ 120,000 | $ 120,000 | $ 164,000 |
| Riverside County California | 1 | $ 194,000 | $ 194,000 | $ 120,000 |
| Eagle County Colorado | 1 | $ 145,000 | $ 145,000 | $ 261,000 |
| El Paso County Colorado | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
| Park County Colorado | 1 | $ 215,000 | $ 215,000 | $ 183,000 |
| Pueblo County Colorado | 1 | $ 146,000 | $ 146,000 | $ 57,000 |
| Summit County Colorado | 1 | $ 340,000 | $ 340,000 | $ 226,000 |
| Hartford County Connecticut | 1 | $ 121,000 | $ 121,000 | $ 81,000 |
| Bay County Florida | 1 | $ 145,000 | $ 145,000 | $ 97,000 |
| Charlotte County Florida | 1 | $ 54,000 | $ 54,000 | $ 60,000 |
| Monroe County Florida | 1 | $ 417,000 | $ 417,000 | $ 483,000 |
| Okaloosa County Florida | 1 | $ 293,000 | $ 293,000 | $ 388,000 |
| Seminole County Florida | 1 | $ 417,000 | $ 417,000 | $ 200,000 |
| Cobb County Georgia | 1 | $ 152,000 | $ 152,000 | $ 50,000 |
| Fayette County Georgia | 1 | $ 77,000 | $ 77,000 | $ 125,000 |
| Forsyth County Georgia | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Union County Georgia | 1 | $ 80,000 | $ 80,000 | $ 76,000 |
| Rock Island County Illinois | 1 | $ 83,000 | $ 83,000 | $ 50,000 |
| Will County Illinois | 1 | $ 223,000 | $ 223,000 | $ 85,000 |
| Cherokee County Iowa | 1 | $ 68,000 | $ 68,000 | $ 73,000 |
| Guthrie County Iowa | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Polk County Iowa | 1 | $ 207,000 | $ 207,000 | $ 107,000 |
| Anderson County Kansas | 1 | $ 93,000 | $ 93,000 | $ 73,000 |
| Butler County Kansas | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Chautauqua County Kansas | 1 | $ 132,000 | $ 132,000 | $ 72,000 |
| Finney County Kansas | 1 | $ 333,000 | $ 333,000 | $ 190,000 |
| Kearny County Kansas | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Reno County Kansas | 1 | $ 17,000 | $ 17,000 | $ 56,000 |
| Wyandotte County Kansas | 1 | $ 237,000 | $ 237,000 | $ 587,000 |
| Beauregard County Louisiana | 1 | $ 273,000 | $ 273,000 | $ 154,000 |
| Calcasieu County Louisiana | 1 | $ 297,000 | $ 297,000 | $ 146,000 |
| Jefferson County Louisiana | 1 | $ 101,000 | $ 101,000 | $ 151,000 |
| Rapides County Louisiana | 1 | $ 130,000 | $ 130,000 | $ 71,000 |
| Androscoggin County Maine | 1 | $ 212,000 | $ 212,000 | $ 53,000 |
| Montgomery County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 171,000 |
| Neshoba County Mississippi | 1 | $ 68,000 | $ 68,000 | $ 29,000 |
| Bates County Missouri | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Clay County Missouri | 1 | $ 110,000 | $ 110,000 | $ 46,000 |
| Cooper County Missouri | 1 | $ 39,000 | $ 39,000 | $ 44,000 |
| Greene County Missouri | 1 | $ 150,000 | $ 150,000 | $ 70,000 |
| Jasper County Missouri | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Lawrence County Missouri | 1 | $ 50,000 | $ 50,000 | $ 56,000 |
| McDonald County Missouri | 1 | $ 177,000 | $ 177,000 | $ 107,000 |
| Scott County Missouri | 1 | $ 139,000 | $ 139,000 | $ 140,000 |
| St. Louis City County Missouri | 1 | $ 131,000 | $ 131,000 | $ 97,000 |
| Stone County Missouri | 1 | $ 210,000 | $ 210,000 | $ 53,000 |
| Flathead County Montana | 1 | $ 240,000 | $ 240,000 | $ 219,000 |
| Douglas County Nebraska | 1 | $ 267,000 | $ 267,000 | $ 124,000 |
| Colfax County New Mexico | 1 | $ 401,000 | $ 401,000 | $ 228,000 |
| Santa Fe County New Mexico | 1 | $ 455,000 | $ 455,000 | $ 120,000 |
| Socorro County New Mexico | 1 | $ 116,000 | $ 116,000 | $ 189,000 |
| Brunswick County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 94,000 |
| Davidson County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 175,000 |
| Moore County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 94,000 |
| Carter County Oklahoma | 1 | $ 57,000 | $ 57,000 | $ 41,000 |
| Cherokee County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 143,000 |
| Grady County Oklahoma | 1 | $ 180,000 | $ 180,000 | $ 151,000 |
| Grant County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 168,000 |
| Hughes County Oklahoma | 1 | $ 184,000 | $ 184,000 | $ 76,000 |
| Le Flore County Oklahoma | 1 | $ 89,000 | $ 89,000 | $ 60,000 |
| Major County Oklahoma | 1 | $ 131,000 | $ 131,000 | $ 124,000 |
| Payne County Oklahoma | 1 | $ 139,000 | $ 139,000 | $ 142,000 |
| Wagoner County Oklahoma | 1 | $ 118,000 | $ 118,000 | $ 127,000 |
| Pickens County South Carolina | 1 | $ 391,000 | $ 391,000 | $ 206,000 |
| Union County South Dakota | 1 | $ 156,000 | $ 156,000 | $ 118,000 |
| Franklin County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 69,000 |
| Weakley County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 49,000 |
| Bee County Texas | 1 | $ 32,000 | $ 32,000 | $ 90,000 |
| Bexar County Texas | 1 | $ 57,000 | $ 57,000 | $ 238,000 |
| Ellis County Texas | 1 | $ 316,000 | $ 316,000 | $ 264,000 |
| Foard County Texas | 1 | $ 50,000 | $ 50,000 | $ 95,000 |
| Grimes County Texas | 1 | $ 3,500,000 | $ 3,500,000 | $ 4,449,000 |
| Howard County Texas | 1 | $ 136,000 | $ 136,000 | $ 78,000 |
| Hunt County Texas | 1 | $ 42,000 | $ 42,000 | $ 159,000 |
| Jefferson County Texas | 1 | $ 258,000 | $ 258,000 | $ 128,000 |
| Matagorda County Texas | 1 | $ 150,000 | $ 150,000 | $ 118,000 |
| Randall County Texas | 1 | $ 266,000 | $ 266,000 | $ 119,000 |
| Reeves County Texas | 1 | $ 77,000 | $ 77,000 | $ 26,000 |
| Rusk County Texas | 1 | $ 20,000 | $ 20,000 | $ 68,000 |
| Travis County Texas | 1 | $ 2,880,000 | $ 2,880,000 | $ 809,000 |
| Tyler County Texas | 1 | $ 142,000 | $ 142,000 | $ 90,000 |
| Utah County Utah | 1 | $ 250,000 | $ 250,000 | $ 160,000 |
| Clark County Washington | 1 | $ 123,000 | $ 123,000 | $ 145,000 |
| Fremont County Wyoming | 1 | $ 160,000 | $ 160,000 | $ 79,000 |
| Park County Wyoming | 1 | $ 160,000 | $ 160,000 | $ 137,000 |
Mortgage Loan Application Detail Totals for Truity Federal Credit Union in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 630 | $100,495,000 | $159,000 | $2,880,000 | $89,000 | $809,000 |
| Refinancing | 513 | $75,045,000 | $146,000 | $3,500,000 | $109,000 | $4,449,000 |
| Home Improvement | 33 | $3,020,000 | $91,000 | $312,000 | $96,000 | $218,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 856 | $132,735,000 | $155,000 | $3,500,000 | $100,000 | $4,449,000 |
| Not Provided | 196 | $31,415,000 | $160,000 | $728,000 | $101,000 | $979,000 |
| American Indian or Alaskan Native | 51 | $5,653,000 | $110,000 | $322,000 | $83,000 | $368,000 |
| Hispanic | 43 | $4,547,000 | $105,000 | $372,000 | $58,000 | $260,000 |
| Black or African American | 16 | $1,703,000 | $106,000 | $280,000 | $72,000 | $152,000 |
| Asian | 13 | $2,444,000 | $188,000 | $384,000 | $102,000 | $199,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $63,000 | $63,000 | $63,000 | $25,000 | $25,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,176 | $178,560,000 | $151,000 | $3,500,000 | $98,000 | $4,449,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 658 | $115,636,000 | $175,000 | $3,500,000 | $121,000 | $4,449,000 |
| Application Denied By Financial Institution | 447 | $52,603,000 | $117,000 | $455,000 | $63,000 | $400,000 |
| Application Withdrawn By Applicant | 68 | $10,027,000 | $147,000 | $417,000 | $108,000 | $500,000 |
| File Closed For Incompleteness | 3 | $294,000 | $98,000 | $114,000 | $93,000 | $120,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 281 | $30,078,000 | $107,000 | $417,000 | $60,000 | $279,000 |
| Debt-To-Income Ratio | 103 | $14,422,000 | $140,000 | $417,000 | $52,000 | $400,000 |
| Collateral | 22 | $2,105,000 | $95,000 | $266,000 | $84,000 | $260,000 |
| Other | 12 | $2,320,000 | $193,000 | $417,000 | $125,000 | $308,000 |
| Employment History | 8 | $785,000 | $98,000 | $180,000 | $47,000 | $127,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $309,000 | $103,000 | $138,000 | $66,000 | $82,000 |
| Unverifiable Information | 3 | $591,000 | $197,000 | $316,000 | $109,000 | $264,000 |
| Credit Application Incomplete | 3 | $501,000 | $167,000 | $252,000 | $78,000 | $112,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Truity Federal Credit Union's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Truity Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.