Aberdeen Proving Ground Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Aberdeen Proving Ground Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Aberdeen Proving Ground Federal Credit Union Po Box 1176 Edgewood, MD 21001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,900 |
| Total Mortgage Loan Application Amount | $318,710,000 |
| Average Mortgage Loan Application Amount | $108,400 |
| Highest Mortgage Loan Application Amount | $1,045,000 |
| Average Applicant Income | $130,000 |
| Highest Applicant Income | $3,542,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Aberdeen Proving Ground Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Aberdeen Proving Ground Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Aberdeen Proving Ground Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Aberdeen Proving Ground Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Aberdeen Proving Ground Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Aberdeen Proving Ground Federal Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harford County Maryland | 1,064 | $ 101,240,000 | $ 95,000 | $ 139,000 |
| Cecil County Maryland | 544 | $ 47,980,000 | $ 88,000 | $ 110,000 |
| Baltimore County Maryland | 255 | $ 22,885,000 | $ 89,000 | $ 121,000 |
| New Castle County Delaware | 62 | $ 6,080,000 | $ 98,000 | $ 117,000 |
| York County Pennsylvania | 50 | $ 4,760,000 | $ 95,000 | $ 140,000 |
| Baltimore City County Maryland | 42 | $ 3,320,000 | $ 79,000 | $ 113,000 |
| Chester County Pennsylvania | 23 | $ 3,745,000 | $ 162,000 | $ 223,000 |
| Sussex County Delaware | 21 | $ 4,925,000 | $ 234,000 | $ 187,000 |
| Anne Arundel County Maryland | 17 | $ 1,795,000 | $ 105,000 | $ 267,000 |
| Montgomery County Maryland | 17 | $ 2,265,000 | $ 133,000 | $ 168,000 |
| Kent County Maryland | 16 | $ 1,680,000 | $ 105,000 | $ 143,000 |
| Kent County Delaware | 14 | $ 1,420,000 | $ 101,000 | $ 118,000 |
| Howard County Maryland | 13 | $ 2,725,000 | $ 209,000 | $ 212,000 |
| Frederick County Maryland | 10 | $ 960,000 | $ 96,000 | $ 220,000 |
| Prince George's County Maryland | 9 | $ 1,385,000 | $ 153,000 | $ 93,000 |
| Worcester County Maryland | 8 | $ 1,960,000 | $ 245,000 | $ 274,000 |
| Lancaster County Pennsylvania | 8 | $ 1,350,000 | $ 168,000 | $ 110,000 |
| Hillsborough County Florida | 7 | $ 865,000 | $ 123,000 | $ 181,000 |
| Carroll County Maryland | 6 | $ 1,150,000 | $ 191,000 | $ 159,000 |
| Brevard County Florida | 4 | $ 760,000 | $ 190,000 | $ 131,000 |
| Lake County Florida | 4 | $ 440,000 | $ 110,000 | $ 156,000 |
| Queen Anne's County Maryland | 4 | $ 200,000 | $ 50,000 | $ 101,000 |
| Adams County Pennsylvania | 4 | $ 290,000 | $ 72,000 | $ 117,000 |
| Bedford County Pennsylvania | 4 | $ 110,000 | $ 27,000 | $ 64,000 |
| Philadelphia County Pennsylvania | 4 | $ 200,000 | $ 50,000 | $ 69,000 |
| Lee County Florida | 3 | $ 785,000 | $ 261,000 | $ 265,000 |
| Manatee County Florida | 3 | $ 255,000 | $ 85,000 | $ 123,000 |
| Orange County Florida | 3 | $ 585,000 | $ 195,000 | $ 493,000 |
| Pasco County Florida | 3 | $ 365,000 | $ 121,000 | $ 307,000 |
| Allegany County Maryland | 3 | $ 155,000 | $ 51,000 | $ 106,000 |
| Caroline County Maryland | 3 | $ 305,000 | $ 101,000 | $ 184,000 |
| Talbot County Maryland | 3 | $ 175,000 | $ 58,000 | $ 147,000 |
| Ocean County New Jersey | 3 | $ 695,000 | $ 231,000 | $ 223,000 |
| Delaware County Pennsylvania | 3 | $ 635,000 | $ 211,000 | $ 350,000 |
| Loudoun County Virginia | 3 | $ 745,000 | $ 248,000 | $ 308,000 |
| Broward County Florida | 2 | $ 130,000 | $ 65,000 | $ 177,000 |
| Calhoun County Florida | 2 | $ 330,000 | $ 165,000 | $ 99,000 |
| Osceola County Florida | 2 | $ 310,000 | $ 155,000 | $ 128,000 |
| Pinellas County Florida | 2 | $ 1,160,000 | $ 580,000 | $ 180,000 |
| Calvert County Maryland | 2 | $ 160,000 | $ 80,000 | $ 181,000 |
| Dorchester County Maryland | 2 | $ 500,000 | $ 250,000 | $ 433,000 |
| Washington County Maryland | 2 | $ 360,000 | $ 180,000 | $ 69,000 |
| Middlesex County New Jersey | 2 | $ 330,000 | $ 165,000 | $ 87,000 |
| Morris County New Jersey | 2 | $ 210,000 | $ 105,000 | $ 430,000 |
| Somerset County New Jersey | 2 | $ 560,000 | $ 280,000 | $ 176,000 |
| Lincoln County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 119,000 |
| Mecklenburg County North Carolina | 2 | $ 1,130,000 | $ 565,000 | $ 213,000 |
| Bucks County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 176,000 |
| Georgetown County South Carolina | 2 | $ 260,000 | $ 130,000 | $ 123,000 |
| Arlington County Virginia | 2 | $ 590,000 | $ 295,000 | $ 185,000 |
| Spotsylvania County Virginia | 2 | $ 510,000 | $ 255,000 | $ 107,000 |
| Stafford County Virginia | 2 | $ 120,000 | $ 60,000 | $ 245,000 |
| Dale County Alabama | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 75,000 | $ 75,000 | $ 760,000 |
| Alameda County California | 1 | $ 355,000 | $ 355,000 | $ 324,000 |
| Jefferson County Colorado | 1 | $ 355,000 | $ 355,000 | $ 204,000 |
| Hernando County Florida | 1 | $ 65,000 | $ 65,000 | $ 82,000 |
| Miami-Dade County Florida | 1 | $ 425,000 | $ 425,000 | $ 132,000 |
| Monroe County Florida | 1 | $ 155,000 | $ 155,000 | $ 189,000 |
| Palm Beach County Florida | 1 | $ 205,000 | $ 205,000 | $ 240,000 |
| Santa Rosa County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Sumter County Florida | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Forsyth County Georgia | 1 | $ 225,000 | $ 225,000 | $ 340,000 |
| Gwinnett County Georgia | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Cook County Illinois | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Dallas County Iowa | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Charles County Maryland | 1 | $ 105,000 | $ 105,000 | $ 186,000 |
| Somerset County Maryland | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
| Wicomico County Maryland | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Worcester County Massachusetts | 1 | $ 85,000 | $ 85,000 | $ 201,000 |
| Ramsey County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 330,000 |
| Scott County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 192,000 |
| Camden County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 336,000 |
| Cumberland County New Jersey | 1 | $ 435,000 | $ 435,000 | $ 360,000 |
| Essex County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 238,000 |
| Hudson County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 350,000 |
| Mercer County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 190,000 |
| Union County New Jersey | 1 | $ 525,000 | $ 525,000 | $ 384,000 |
| Cumberland County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 251,000 |
| Dare County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 116,000 |
| Cumberland County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Dauphin County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Lackawanna County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 224,000 |
| Montgomery County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 194,000 |
| Beaufort County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 164,000 |
| Charleston County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 328,000 |
| Colleton County South Carolina | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 130,000 |
| Horry County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 128,000 |
| Bell County Texas | 1 | $ 65,000 | $ 65,000 | $ 94,000 |
| San Patricio County Texas | 1 | $ 75,000 | $ 75,000 | $ 125,000 |
| Utah County Utah | 1 | $ 305,000 | $ 305,000 | $ 60,000 |
| Caroline County Virginia | 1 | $ 65,000 | $ 65,000 | $ 171,000 |
| Essex County Virginia | 1 | $ 455,000 | $ 455,000 | $ 95,000 |
| King George County Virginia | 1 | $ 75,000 | $ 75,000 | $ 109,000 |
| Prince William County Virginia | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Staunton County Virginia | 1 | $ 85,000 | $ 85,000 | $ 102,000 |
| Hardy County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Webster County West Virginia | 1 | $ 5,000 | $ 5,000 | $ 17,000 |
Mortgage Loan Application Detail Totals for Aberdeen Proving Ground Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 856 | $143,470,000 | $167,000 | $1,045,000 | $91,000 | $666,000 |
| Cash-out Refinancing | 799 | $70,075,000 | $87,000 | $725,000 | $128,000 | $519,000 |
| Other Purpose | 571 | $45,575,000 | $79,000 | $425,000 | $146,000 | $3,542,000 |
| Home Improvement | 543 | $42,215,000 | $77,000 | $525,000 | $137,000 | $1,689,000 |
| Refinancing | 131 | $17,375,000 | $132,000 | $465,000 | $148,000 | $1,547,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,956 | $205,840,000 | $105,000 | $1,045,000 | $120,000 | $1,689,000 |
| Not Provided | 425 | $53,345,000 | $125,000 | $805,000 | $142,000 | $1,547,000 |
| Black or African American | 302 | $33,800,000 | $111,000 | $545,000 | $117,000 | $1,680,000 |
| Hispanic | 125 | $12,445,000 | $99,000 | $505,000 | $95,000 | $420,000 |
| Asian | 59 | $9,825,000 | $166,000 | $1,005,000 | $207,000 | $3,542,000 |
| American Indian or Alaskan Native | 25 | $2,075,000 | $83,000 | $255,000 | $71,000 | $165,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $120,000 | $60,000 | $75,000 | $111,000 | $123,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,867 | $310,135,000 | $108,000 | $1,045,000 | $124,000 | $3,542,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $4,595,000 | $218,000 | $505,000 | $75,000 | $157,000 |
| VA-guaranteed (Veterans Administration) | 12 | $3,980,000 | $331,000 | $515,000 | $99,000 | $186,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,356 | $139,860,000 | $103,000 | $1,045,000 | $139,000 | $1,547,000 |
| Application Denied By Financial Institution | 786 | $67,570,000 | $85,000 | $765,000 | $95,000 | $1,689,000 |
| Application Withdrawn By Applicant | 304 | $29,410,000 | $96,000 | $525,000 | $152,000 | $3,542,000 |
| Preapproval Approved but not Accepted | 166 | $42,290,000 | $254,000 | $805,000 | $104,000 | $500,000 |
| Application Approved But Not Accepted | 164 | $12,590,000 | $76,000 | $325,000 | $128,000 | $561,000 |
| Preapproval Denied by Financial Institution | 108 | $23,710,000 | $219,000 | $555,000 | $79,000 | $270,000 |
| File Closed For Incompleteness | 16 | $3,280,000 | $205,000 | $1,005,000 | $118,000 | $286,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,006 | $227,430,000 | $113,000 | $1,045,000 | $137,000 | $3,542,000 |
| Other | 349 | $30,905,000 | $88,000 | $435,000 | $99,000 | $760,000 |
| Credit History | 304 | $31,100,000 | $102,000 | $535,000 | $90,000 | $1,689,000 |
| Debt-To-Income Ratio | 168 | $18,940,000 | $112,000 | $725,000 | $68,000 | $213,000 |
| Collateral | 43 | $6,235,000 | $145,000 | $565,000 | $167,000 | $1,680,000 |
| Unverifiable Information | 17 | $2,005,000 | $117,000 | $425,000 | $93,000 | $252,000 |
| Credit Application Incomplete | 6 | $580,000 | $96,000 | $195,000 | $66,000 | $171,000 |
| Employment History | 4 | $390,000 | $97,000 | $215,000 | $41,000 | $63,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,125,000 | $375,000 | $765,000 | $266,000 | $666,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Aberdeen Proving Ground Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Aberdeen Proving Ground Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.