Abington Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Abington Savings Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Abington Savings Bank 533 Washington Street Abington, MA 02351 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 834 |
| Total Mortgage Loan Application Amount | $175,012,000 |
| Average Mortgage Loan Application Amount | $355,052 |
| Highest Mortgage Loan Application Amount | $1,523,000 |
| Average Applicant Income | $1,421 |
| Highest Applicant Income | $484,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Abington Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Abington Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Abington Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Abington Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Abington Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Abington Savings Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Plymouth County Massachusetts | 322 | $ 41,681,000 | $ 129,000 | $ 31,000 |
| Norfolk County Massachusetts | 125 | $ 22,150,000 | $ 177,000 | $ 25,000 |
| Worcester County Massachusetts | 46 | $ 6,100,000 | $ 132,000 | $ 9,000 |
| Middlesex County Massachusetts | 40 | $ 9,688,000 | $ 242,000 | $ 0 |
| Suffolk County Massachusetts | 37 | $ 9,389,000 | $ 253,000 | $ 49,000 |
| Bristol County Massachusetts | 32 | $ 6,106,000 | $ 190,000 | $ 38,000 |
| Barnstable County Massachusetts | 17 | $ 4,114,000 | $ 242,000 | $ 48,000 |
| Montgomery County Maryland | 14 | $ 4,867,000 | $ 347,000 | $ 0 |
| Maricopa County Arizona | 11 | $ 4,149,000 | $ 377,000 | $ 0 |
| Essex County Massachusetts | 11 | $ 2,312,000 | $ 210,000 | $ 0 |
| Fairfax County Virginia | 8 | $ 3,224,000 | $ 403,000 | $ 0 |
| Douglas County Colorado | 7 | $ 2,662,000 | $ 380,000 | $ 0 |
| Fulton County Georgia | 7 | $ 2,222,000 | $ 317,000 | $ 0 |
| Cook County Illinois | 7 | $ 2,916,000 | $ 416,000 | $ 0 |
| Lake County Illinois | 6 | $ 2,292,000 | $ 382,000 | $ 0 |
| Collin County Texas | 5 | $ 1,770,000 | $ 354,000 | $ 0 |
| Pima County Arizona | 4 | $ 1,285,000 | $ 321,000 | $ 0 |
| District of Columbia County District Of Columbia | 4 | $ 1,613,000 | $ 403,000 | $ 0 |
| St. Louis County Missouri | 4 | $ 1,693,000 | $ 423,000 | $ 0 |
| Middlesex County New Jersey | 4 | $ 1,509,000 | $ 377,000 | $ 0 |
| King County Washington | 4 | $ 1,465,000 | $ 366,000 | $ 0 |
| Boulder County Colorado | 3 | $ 1,095,000 | $ 365,000 | $ 0 |
| Fairfield County Connecticut | 3 | $ 1,209,000 | $ 403,000 | $ 0 |
| Johnson County Kansas | 3 | $ 1,129,000 | $ 376,000 | $ 0 |
| Anne Arundel County Maryland | 3 | $ 1,121,000 | $ 373,000 | $ 0 |
| Howard County Maryland | 3 | $ 946,000 | $ 315,000 | $ 0 |
| Wake County North Carolina | 3 | $ 1,243,000 | $ 414,000 | $ 0 |
| Dallas County Texas | 3 | $ 1,285,000 | $ 428,000 | $ 0 |
| Tarrant County Texas | 3 | $ 1,000,000 | $ 333,000 | $ 0 |
| Travis County Texas | 3 | $ 1,110,000 | $ 370,000 | $ 0 |
| Loudoun County Virginia | 3 | $ 1,170,000 | $ 390,000 | $ 0 |
| Santa Clara County California | 2 | $ 922,000 | $ 461,000 | $ 0 |
| Denver County Colorado | 2 | $ 563,000 | $ 281,000 | $ 0 |
| Jefferson County Colorado | 2 | $ 697,000 | $ 348,000 | $ 0 |
| Hennepin County Minnesota | 2 | $ 522,000 | $ 261,000 | $ 0 |
| Hillsborough County New Hampshire | 2 | $ 233,000 | $ 116,000 | $ 0 |
| Merrimack County New Hampshire | 2 | $ 225,000 | $ 112,000 | $ 0 |
| Sullivan County New Hampshire | 2 | $ 297,000 | $ 148,000 | $ 0 |
| Westchester County New York | 2 | $ 807,000 | $ 403,000 | $ 0 |
| Iredell County North Carolina | 2 | $ 897,000 | $ 448,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 777,000 | $ 388,000 | $ 0 |
| Harris County Texas | 2 | $ 733,000 | $ 366,000 | $ 0 |
| Pierce County Washington | 2 | $ 752,000 | $ 376,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 318,000 | $ 318,000 | $ 0 |
| Shelby County Alabama | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Los Angeles County California | 1 | $ 463,000 | $ 463,000 | $ 0 |
| Orange County California | 1 | $ 375,000 | $ 375,000 | $ 0 |
| San Bernardino County California | 1 | $ 351,000 | $ 351,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 407,000 | $ 407,000 | $ 0 |
| Santa Barbara County California | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Adams County Colorado | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 373,000 | $ 373,000 | $ 0 |
| Eagle County Colorado | 1 | $ 354,000 | $ 354,000 | $ 0 |
| Larimer County Colorado | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Weld County Colorado | 1 | $ 336,000 | $ 336,000 | $ 0 |
| Lake County Florida | 1 | $ 431,000 | $ 431,000 | $ 0 |
| Lee County Florida | 1 | $ 461,000 | $ 461,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Pinellas County Florida | 1 | $ 94,000 | $ 94,000 | $ 37,000 |
| Sarasota County Florida | 1 | $ 482,000 | $ 482,000 | $ 0 |
| Clayton County Georgia | 1 | $ 471,000 | $ 471,000 | $ 0 |
| Cobb County Georgia | 1 | $ 392,000 | $ 392,000 | $ 0 |
| Douglas County Georgia | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Ada County Idaho | 1 | $ 333,000 | $ 333,000 | $ 0 |
| DuPage County Illinois | 1 | $ 363,000 | $ 363,000 | $ 0 |
| Will County Illinois | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Clark County Indiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 318,000 | $ 318,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 418,000 | $ 418,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 32,000 | $ 32,000 | $ 23,000 |
| Kent County Michigan | 1 | $ 351,000 | $ 351,000 | $ 0 |
| Oakland County Michigan | 1 | $ 328,000 | $ 328,000 | $ 0 |
| Wayne County Michigan | 1 | $ 447,000 | $ 447,000 | $ 0 |
| Washington County Minnesota | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Clay County Missouri | 1 | $ 393,000 | $ 393,000 | $ 0 |
| Clark County Nevada | 1 | $ 373,000 | $ 373,000 | $ 0 |
| Washoe County Nevada | 1 | $ 381,000 | $ 381,000 | $ 0 |
| Carroll County New Hampshire | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Grafton County New Hampshire | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Union County New Jersey | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 333,000 | $ 333,000 | $ 0 |
| Nassau County New York | 1 | $ 374,000 | $ 374,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Franklin County Ohio | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Geauga County Ohio | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Summit County Ohio | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Warren County Ohio | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Jackson County Oregon | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 456,000 | $ 456,000 | $ 0 |
| Newport County Rhode Island | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Richland County South Carolina | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 318,000 | $ 318,000 | $ 0 |
| Burnet County Texas | 1 | $ 351,000 | $ 351,000 | $ 0 |
| Denton County Texas | 1 | $ 404,000 | $ 404,000 | $ 0 |
| Galveston County Texas | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Utah County Utah | 1 | $ 497,000 | $ 497,000 | $ 0 |
| Arlington County Virginia | 1 | $ 444,000 | $ 444,000 | $ 0 |
| Prince William County Virginia | 1 | $ 318,000 | $ 318,000 | $ 0 |
| Snohomish County Washington | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Whatcom County Washington | 1 | $ 347,000 | $ 347,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Oneida County Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 0 |
Mortgage Loan Application Detail Totals for Abington Savings Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 680 | $133,641,000 | $360,687 | $750,000 | $937 | $261,000 |
| Home Purchase (one-to-four family) | 144 | $36,010,000 | $340,000 | $692,000 | $2,125 | $484,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 10 | $5,361,000 | $536,000 | $1,523,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 679 | $161,118,000 | $354,058 | $1,125,000 | $0 | $0 |
| White | 132 | $10,945,000 | $82,000 | $1,523,000 | $66,000 | $484,000 |
| Information not provided by applicant in mail or telephone application | 19 | $2,320,000 | $108,500 | $750,000 | $40,500 | $187,000 |
| Asian or Pacific Islander | 2 | $197,000 | $98,000 | $150,000 | $37,000 | $48,000 |
| Black | 2 | $432,000 | $216,000 | $400,000 | $18,000 | $36,000 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 834 | $175,012,000 | $351,294 | $1,523,000 | $1,088 | $484,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 670 | $157,695,000 | $353,941 | $692,000 | $0 | $0 |
| Loan Originated | 111 | $11,602,000 | $99,000 | $1,523,000 | $48,000 | $484,000 |
| Application Denied By Financial Institution | 35 | $3,564,000 | $101,000 | $1,125,000 | $34,000 | $99,000 |
| Application Approved But Not Accepted | 12 | $914,000 | $76,000 | $315,000 | $52,000 | $102,000 |
| File Closed For Incompleteness | 5 | $1,224,000 | $244,000 | $750,000 | $37,000 | $187,000 |
| Application Withdrawn By Applicant | 1 | $13,000 | $13,000 | $13,000 | $22,000 | $22,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Abington Savings Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Abington Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.