Acacia Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Acacia Federal Savings Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Acacia Federal Savings Bank 7600 Leesburg Pike, Suite 200 E Falls Church, VA 22043 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,006 |
| Total Mortgage Loan Application Amount | $503,756,000 |
| Average Mortgage Loan Application Amount | $564,787 |
| Highest Mortgage Loan Application Amount | $13,500,000 |
| Average Applicant Income | $216,127 |
| Highest Applicant Income | $2,252,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Acacia Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Acacia Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Acacia Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Acacia Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Acacia Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Acacia Federal Savings Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 374 | $ 81,723,000 | $ 218,000 | $ 148,000 |
| District of Columbia County District Of Columbia | 266 | $ 77,136,000 | $ 289,000 | $ 166,000 |
| Prince William County Virginia | 259 | $ 49,548,000 | $ 191,000 | $ 82,000 |
| Montgomery County Maryland | 191 | $ 49,482,000 | $ 259,000 | $ 120,000 |
| Loudoun County Virginia | 152 | $ 33,292,000 | $ 219,000 | $ 114,000 |
| Arlington County Virginia | 127 | $ 21,099,000 | $ 166,000 | $ 100,000 |
| Anne Arundel County Maryland | 59 | $ 13,557,000 | $ 229,000 | $ 139,000 |
| Howard County Maryland | 51 | $ 9,297,000 | $ 182,000 | $ 158,000 |
| Prince George's County Maryland | 45 | $ 7,898,000 | $ 175,000 | $ 95,000 |
| Alexandria County Virginia | 43 | $ 8,800,000 | $ 204,000 | $ 124,000 |
| Frederick County Maryland | 29 | $ 6,247,000 | $ 215,000 | $ 99,000 |
| Santa Clara County California | 27 | $ 12,918,000 | $ 478,000 | $ 195,000 |
| Fauquier County Virginia | 26 | $ 5,573,000 | $ 214,000 | $ 111,000 |
| Baltimore County Maryland | 24 | $ 3,918,000 | $ 163,000 | $ 150,000 |
| Stafford County Virginia | 22 | $ 3,552,000 | $ 161,000 | $ 87,000 |
| Orange County California | 18 | $ 8,330,000 | $ 462,000 | $ 152,000 |
| Carroll County Maryland | 16 | $ 1,800,000 | $ 112,000 | $ 71,000 |
| Los Angeles County California | 15 | $ 8,179,000 | $ 545,000 | $ 182,000 |
| Cook County Illinois | 13 | $ 4,870,000 | $ 374,000 | $ 150,000 |
| Alameda County California | 11 | $ 4,702,000 | $ 427,000 | $ 131,000 |
| San Diego County California | 10 | $ 4,784,000 | $ 478,000 | $ 142,000 |
| Maricopa County Arizona | 9 | $ 3,033,000 | $ 337,000 | $ 184,000 |
| San Mateo County California | 8 | $ 3,907,000 | $ 488,000 | $ 127,000 |
| Calvert County Maryland | 8 | $ 815,000 | $ 101,000 | $ 102,000 |
| Charles County Maryland | 7 | $ 1,304,000 | $ 186,000 | $ 52,000 |
| Harford County Maryland | 7 | $ 823,000 | $ 117,000 | $ 114,000 |
| Manassas County Virginia | 7 | $ 836,000 | $ 119,000 | $ 161,000 |
| Spotsylvania County Virginia | 7 | $ 830,000 | $ 118,000 | $ 123,000 |
| Contra Costa County California | 6 | $ 2,180,000 | $ 363,000 | $ 125,000 |
| Douglas County Colorado | 6 | $ 2,761,000 | $ 460,000 | $ 194,000 |
| Baltimore City County Maryland | 6 | $ 1,820,000 | $ 303,000 | $ 154,000 |
| Talbot County Maryland | 6 | $ 1,298,000 | $ 216,000 | $ 92,000 |
| Queen Anne's County Maryland | 5 | $ 2,099,000 | $ 419,000 | $ 101,000 |
| Worcester County Maryland | 5 | $ 752,000 | $ 150,000 | $ 137,000 |
| Chesterfield County Virginia | 5 | $ 1,412,000 | $ 282,000 | $ 133,000 |
| King County Washington | 5 | $ 2,384,000 | $ 476,000 | $ 168,000 |
| San Francisco County California | 4 | $ 1,657,000 | $ 414,000 | $ 106,000 |
| Fairfax City County Virginia | 4 | $ 695,000 | $ 173,000 | $ 113,000 |
| Manassas Park County Virginia | 4 | $ 856,000 | $ 214,000 | $ 92,000 |
| Snohomish County Washington | 4 | $ 1,712,000 | $ 428,000 | $ 174,000 |
| Sonoma County California | 3 | $ 1,672,000 | $ 557,000 | $ 210,000 |
| El Paso County Colorado | 3 | $ 1,097,000 | $ 365,000 | $ 97,000 |
| DuPage County Illinois | 3 | $ 1,591,000 | $ 530,000 | $ 227,000 |
| Caroline County Maryland | 3 | $ 430,000 | $ 143,000 | $ 60,000 |
| Cecil County Maryland | 3 | $ 635,000 | $ 211,000 | $ 75,000 |
| Kalkaska County Michigan | 3 | $ 492,000 | $ 164,000 | $ 130,000 |
| Oakland County Michigan | 3 | $ 1,460,000 | $ 486,000 | $ 268,000 |
| Collin County Texas | 3 | $ 1,493,000 | $ 497,000 | $ 272,000 |
| Albemarle County Virginia | 3 | $ 597,000 | $ 199,000 | $ 81,000 |
| Virginia Beach County Virginia | 3 | $ 463,000 | $ 154,000 | $ 59,000 |
| Marin County California | 2 | $ 817,000 | $ 408,000 | $ 69,000 |
| Riverside County California | 2 | $ 1,347,000 | $ 673,000 | $ 235,000 |
| Arapahoe County Colorado | 2 | $ 1,146,000 | $ 573,000 | $ 229,000 |
| Fairfield County Connecticut | 2 | $ 1,217,000 | $ 608,000 | $ 855,000 |
| Sussex County Delaware | 2 | $ 1,304,000 | $ 652,000 | $ 348,000 |
| Washington County Maryland | 2 | $ 429,000 | $ 214,000 | $ 103,000 |
| Middlesex County Massachusetts | 2 | $ 783,000 | $ 391,000 | $ 158,000 |
| Norfolk County Massachusetts | 2 | $ 1,154,000 | $ 577,000 | $ 334,000 |
| St. Louis County Missouri | 2 | $ 1,295,000 | $ 647,000 | $ 163,000 |
| Lancaster County Nebraska | 2 | $ 179,000 | $ 89,000 | $ 51,000 |
| Clark County Nevada | 2 | $ 1,042,000 | $ 521,000 | $ 224,000 |
| Westmoreland County Pennsylvania | 2 | $ 122,000 | $ 61,000 | $ 36,000 |
| Beaufort County South Carolina | 2 | $ 1,015,000 | $ 507,000 | $ 144,000 |
| Caroline County Virginia | 2 | $ 197,000 | $ 98,000 | $ 43,000 |
| Falls Church County Virginia | 2 | $ 550,000 | $ 275,000 | $ 81,000 |
| Orange County Virginia | 2 | $ 364,000 | $ 182,000 | $ 81,000 |
| Jefferson County West Virginia | 2 | $ 320,000 | $ 160,000 | $ 95,000 |
| Monterey County California | 1 | $ 700,000 | $ 700,000 | $ 363,000 |
| Nevada County California | 1 | $ 500,000 | $ 500,000 | $ 152,000 |
| Placer County California | 1 | $ 402,000 | $ 402,000 | $ 120,000 |
| San Bernardino County California | 1 | $ 525,000 | $ 525,000 | $ 239,000 |
| San Luis Obispo County California | 1 | $ 380,000 | $ 380,000 | $ 71,000 |
| Ventura County California | 1 | $ 453,000 | $ 453,000 | $ 224,000 |
| Boulder County Colorado | 1 | $ 494,000 | $ 494,000 | $ 192,000 |
| New Haven County Connecticut | 1 | $ 1,000,000 | $ 1,000,000 | $ 307,000 |
| Kent County Delaware | 1 | $ 114,000 | $ 114,000 | $ 20,000 |
| Duval County Florida | 1 | $ 342,000 | $ 342,000 | $ 138,000 |
| Palm Beach County Florida | 1 | $ 500,000 | $ 500,000 | $ 240,000 |
| Fulton County Georgia | 1 | $ 487,000 | $ 487,000 | $ 147,000 |
| Honolulu County Hawaii | 1 | $ 594,000 | $ 594,000 | $ 100,000 |
| Hamilton County Indiana | 1 | $ 358,000 | $ 358,000 | $ 150,000 |
| Dorchester County Maryland | 1 | $ 166,000 | $ 166,000 | $ 112,000 |
| Garrett County Maryland | 1 | $ 209,000 | $ 209,000 | $ 355,000 |
| St. Mary's County Maryland | 1 | $ 130,000 | $ 130,000 | $ 133,000 |
| Wicomico County Maryland | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Essex County Massachusetts | 1 | $ 13,500,000 | $ 13,500,000 | $ 294,000 |
| Benzie County Michigan | 1 | $ 200,000 | $ 200,000 | $ 209,000 |
| Livingston County Michigan | 1 | $ 380,000 | $ 380,000 | $ 110,000 |
| Wayne County Michigan | 1 | $ 344,000 | $ 344,000 | $ 182,000 |
| Clay County Missouri | 1 | $ 365,000 | $ 365,000 | $ 402,000 |
| Bergen County New Jersey | 1 | $ 450,000 | $ 450,000 | $ 201,000 |
| Essex County New Jersey | 1 | $ 1,500,000 | $ 1,500,000 | $ 1,499,000 |
| Morris County New Jersey | 1 | $ 500,000 | $ 500,000 | $ 84,000 |
| Somerset County New Jersey | 1 | $ 396,000 | $ 396,000 | $ 349,000 |
| Kings County New York | 1 | $ 496,000 | $ 496,000 | $ 166,000 |
| Oklahoma County Oklahoma | 1 | $ 692,000 | $ 692,000 | $ 484,000 |
| Deschutes County Oregon | 1 | $ 468,000 | $ 468,000 | $ 192,000 |
| Montgomery County Pennsylvania | 1 | $ 450,000 | $ 450,000 | $ 195,000 |
| Horry County South Carolina | 1 | $ 181,000 | $ 181,000 | $ 120,000 |
| Oconee County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 146,000 |
| Dallas County Texas | 1 | $ 420,000 | $ 420,000 | $ 880,000 |
| Kaufman County Texas | 1 | $ 220,000 | $ 220,000 | $ 126,000 |
| Utah County Utah | 1 | $ 1,053,000 | $ 1,053,000 | $ 180,000 |
| Augusta County Virginia | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Charlottesville County Virginia | 1 | $ 165,000 | $ 165,000 | $ 240,000 |
| Culpeper County Virginia | 1 | $ 90,000 | $ 90,000 | $ 176,000 |
| Frederick County Virginia | 1 | $ 288,000 | $ 288,000 | $ 81,000 |
| Fredericksburg County Virginia | 1 | $ 323,000 | $ 323,000 | $ 319,000 |
| Mecklenburg County Virginia | 1 | $ 49,000 | $ 49,000 | $ 31,000 |
| Nelson County Virginia | 1 | $ 53,000 | $ 53,000 | $ 12,000 |
| Rappahannock County Virginia | 1 | $ 136,000 | $ 136,000 | $ 191,000 |
| Richmond County Virginia | 1 | $ 400,000 | $ 400,000 | $ 402,000 |
| Shenandoah County Virginia | 1 | $ 96,000 | $ 96,000 | $ 160,000 |
| Warren County Virginia | 1 | $ 314,000 | $ 314,000 | $ 122,000 |
| Westmoreland County Virginia | 1 | $ 86,000 | $ 86,000 | $ 44,000 |
| Winchester County Virginia | 1 | $ 46,000 | $ 46,000 | $ 41,000 |
| Island County Washington | 1 | $ 414,000 | $ 414,000 | $ 160,000 |
| Milwaukee County Wisconsin | 1 | $ 512,000 | $ 512,000 | $ 598,000 |
Mortgage Loan Application Detail Totals for Acacia Federal Savings Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 1,207 | $268,117,000 | $783,611 | $13,500,000 | $190,388 | $2,252,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 798 | $235,564,000 | $441,607 | $1,200,000 | $229,642 | $1,338,000 |
| Home Improvement (one-to-four family) | 1 | $75,000 | $75,000 | $75,000 | $301,000 | $301,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,413 | $357,053,000 | $909,034 | $13,500,000 | $231,793 | $1,499,000 |
| Information not provided by applicant in mail or telephone application | 184 | $51,676,000 | $345,500 | $1,200,000 | $179,000 | $880,000 |
| Asian or Pacific Islander | 158 | $41,197,000 | $424,125 | $1,000,000 | $188,125 | $800,000 |
| Black | 148 | $32,169,000 | $274,600 | $1,000,000 | $131,000 | $700,000 |
| Hispanic | 71 | $13,696,000 | $272,000 | $855,000 | $104,600 | $580,000 |
| Other | 21 | $4,785,000 | $272,250 | $844,000 | $136,750 | $400,000 |
| American Indian or Alaskan Native | 9 | $2,455,000 | $328,000 | $533,000 | $160,500 | $326,000 |
| Not applicable | 2 | $725,000 | $362,500 | $365,000 | $1,173,000 | $2,252,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,960 | $495,600,000 | $541,482 | $13,500,000 | $226,620 | $2,252,000 |
| FHA-insured (Federal Housing Administration) | 37 | $6,398,000 | $143,000 | $274,000 | $80,400 | $120,000 |
| VA-guaranteed (Veterans Administration) | 9 | $1,758,000 | $180,000 | $238,000 | $25,000 | $101,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,691 | $373,013,000 | $183,461 | $1,000,000 | $108,153 | $2,252,000 |
| Loan Purchased By The Institution | 195 | $108,917,000 | $641,269 | $13,500,000 | $285,423 | $1,499,000 |
| Application Withdrawn By Applicant | 58 | $8,710,000 | $226,000 | $855,000 | $134,000 | $474,000 |
| Application Denied By Financial Institution | 47 | $9,199,000 | $232,666 | $850,000 | $116,333 | $350,000 |
| Application Approved But Not Accepted | 15 | $3,917,000 | $256,000 | $589,000 | $80,500 | $206,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 21 | $4,716,000 | $242,000 | $850,000 | $118,000 | $350,000 |
| Debt-To-Income Ratio | 18 | $3,216,000 | $201,333 | $468,000 | $113,666 | $201,000 |
| Unverifiable Information | 4 | $662,000 | $171,333 | $352,000 | $78,000 | $102,000 |
| Other | 2 | $485,000 | $242,500 | $303,000 | $162,000 | $217,000 |
| Collateral | 1 | $90,000 | $90,000 | $90,000 | $176,000 | $176,000 |
| Credit Application Incomplete | 1 | $30,000 | $30,000 | $30,000 | $62,000 | $62,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Acacia Federal Savings Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Acacia Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.