Acacia Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Acacia Federal Savings Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Acacia Federal Savings Bank 7600 Leesburg Pike, Suite 200 E Falls Church, VA 22043 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,467 |
| Total Mortgage Loan Application Amount | $476,263,000 |
| Average Mortgage Loan Application Amount | $435,127 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $25,945 |
| Highest Applicant Income | $4,790,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Acacia Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Acacia Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Acacia Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Acacia Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Acacia Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Acacia Federal Savings Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| District of Columbia County District Of Columbia | 322 | $ 105,701,000 | $ 328,000 | $ 109,000 |
| Fairfax County Virginia | 163 | $ 54,627,000 | $ 335,000 | $ 106,000 |
| Prince William County Virginia | 120 | $ 40,355,000 | $ 336,000 | $ 107,000 |
| Montgomery County Maryland | 104 | $ 34,822,000 | $ 334,000 | $ 84,000 |
| Arlington County Virginia | 103 | $ 23,485,000 | $ 228,000 | $ 115,000 |
| Loudoun County Virginia | 90 | $ 28,641,000 | $ 318,000 | $ 106,000 |
| Prince George's County Maryland | 79 | $ 14,098,000 | $ 178,000 | $ 126,000 |
| Howard County Maryland | 36 | $ 11,688,000 | $ 324,000 | $ 161,000 |
| Fauquier County Virginia | 30 | $ 9,576,000 | $ 319,000 | $ 104,000 |
| Alexandria County Virginia | 29 | $ 8,483,000 | $ 292,000 | $ 87,000 |
| Anne Arundel County Maryland | 26 | $ 8,316,000 | $ 319,000 | $ 188,000 |
| San Diego County California | 17 | $ 9,799,000 | $ 576,000 | $ 0 |
| Orange County California | 16 | $ 9,665,000 | $ 604,000 | $ 0 |
| Baltimore City County Maryland | 15 | $ 3,002,000 | $ 200,000 | $ 149,000 |
| Culpeper County Virginia | 14 | $ 4,398,000 | $ 314,000 | $ 113,000 |
| Berkeley County West Virginia | 13 | $ 2,177,000 | $ 167,000 | $ 67,000 |
| Baltimore County Maryland | 12 | $ 3,405,000 | $ 283,000 | $ 156,000 |
| Wake County North Carolina | 12 | $ 2,740,000 | $ 228,000 | $ 16,000 |
| Stafford County Virginia | 12 | $ 3,100,000 | $ 258,000 | $ 113,000 |
| Frederick County Maryland | 11 | $ 4,156,000 | $ 377,000 | $ 68,000 |
| Spotsylvania County Virginia | 9 | $ 3,028,000 | $ 336,000 | $ 112,000 |
| Los Angeles County California | 8 | $ 4,616,000 | $ 577,000 | $ 0 |
| Cook County Illinois | 8 | $ 4,940,000 | $ 617,000 | $ 0 |
| King County Washington | 8 | $ 3,703,000 | $ 462,000 | $ 0 |
| Fairfax City County Virginia | 7 | $ 2,047,000 | $ 292,000 | $ 159,000 |
| Ventura County California | 6 | $ 3,461,000 | $ 576,000 | $ 0 |
| Fairfield County Connecticut | 5 | $ 2,455,000 | $ 491,000 | $ 0 |
| Cobb County Georgia | 5 | $ 1,638,000 | $ 327,000 | $ 0 |
| DuPage County Illinois | 5 | $ 2,235,000 | $ 447,000 | $ 0 |
| Hennepin County Minnesota | 5 | $ 2,840,000 | $ 568,000 | $ 0 |
| Frederick County Virginia | 5 | $ 1,101,000 | $ 220,000 | $ 130,000 |
| Jefferson County West Virginia | 5 | $ 1,110,000 | $ 222,000 | $ 64,000 |
| Fulton County Georgia | 4 | $ 2,127,000 | $ 531,000 | $ 0 |
| Queen Anne's County Maryland | 4 | $ 1,202,000 | $ 300,000 | $ 50,000 |
| Oakland County Michigan | 4 | $ 1,467,000 | $ 366,000 | $ 0 |
| Chester County Pennsylvania | 4 | $ 2,349,000 | $ 587,000 | $ 0 |
| Maricopa County Arizona | 3 | $ 1,561,000 | $ 520,000 | $ 0 |
| Sussex County Delaware | 3 | $ 539,000 | $ 179,000 | $ 103,000 |
| Will County Illinois | 3 | $ 1,286,000 | $ 428,000 | $ 0 |
| Calvert County Maryland | 3 | $ 978,000 | $ 326,000 | $ 267,000 |
| Charles County Maryland | 3 | $ 740,000 | $ 246,000 | $ 116,000 |
| Harford County Maryland | 3 | $ 397,000 | $ 132,000 | $ 75,000 |
| St. Mary's County Maryland | 3 | $ 927,000 | $ 309,000 | $ 14,000 |
| Talbot County Maryland | 3 | $ 1,100,000 | $ 366,000 | $ 196,000 |
| Washington County Maryland | 3 | $ 607,000 | $ 202,000 | $ 114,000 |
| Worcester County Maryland | 3 | $ 601,000 | $ 200,000 | $ 293,000 |
| Middlesex County New Jersey | 3 | $ 1,137,000 | $ 379,000 | $ 0 |
| Morris County New Jersey | 3 | $ 1,659,000 | $ 553,000 | $ 0 |
| Albemarle County Virginia | 3 | $ 694,000 | $ 231,000 | $ 103,000 |
| Falls Church County Virginia | 3 | $ 768,000 | $ 256,000 | $ 121,000 |
| Fredericksburg County Virginia | 3 | $ 1,028,000 | $ 342,000 | $ 235,000 |
| Manassas Park County Virginia | 3 | $ 798,000 | $ 266,000 | $ 176,000 |
| Riverside County California | 2 | $ 478,000 | $ 239,000 | $ 0 |
| Santa Barbara County California | 2 | $ 1,179,000 | $ 589,000 | $ 0 |
| Santa Cruz County California | 2 | $ 512,000 | $ 256,000 | $ 0 |
| Sonoma County California | 2 | $ 943,000 | $ 471,000 | $ 0 |
| Yolo County California | 2 | $ 860,000 | $ 430,000 | $ 0 |
| Norfolk County Massachusetts | 2 | $ 1,157,000 | $ 578,000 | $ 0 |
| Plymouth County Massachusetts | 2 | $ 1,456,000 | $ 728,000 | $ 0 |
| Bergen County New Jersey | 2 | $ 1,116,000 | $ 558,000 | $ 0 |
| Somerset County New Jersey | 2 | $ 1,451,000 | $ 725,000 | $ 0 |
| Sussex County New Jersey | 2 | $ 727,000 | $ 363,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 1,418,000 | $ 709,000 | $ 0 |
| Allegheny County Pennsylvania | 2 | $ 912,000 | $ 456,000 | $ 37,000 |
| Chesterfield County Virginia | 2 | $ 272,000 | $ 136,000 | $ 137,000 |
| Manassas County Virginia | 2 | $ 332,000 | $ 166,000 | $ 60,000 |
| Virginia Beach County Virginia | 2 | $ 306,000 | $ 153,000 | $ 213,000 |
| Warren County Virginia | 2 | $ 180,000 | $ 90,000 | $ 250,000 |
| Westmoreland County Virginia | 2 | $ 154,000 | $ 77,000 | $ 124,000 |
| Hardy County West Virginia | 2 | $ 273,000 | $ 136,000 | $ 171,000 |
| Calaveras County California | 1 | $ 200,000 | $ 200,000 | $ 0 |
| El Dorado County California | 1 | $ 342,000 | $ 342,000 | $ 0 |
| Marin County California | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Placer County California | 1 | $ 150,000 | $ 150,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 544,000 | $ 544,000 | $ 0 |
| Solano County California | 1 | $ 376,000 | $ 376,000 | $ 0 |
| Stanislaus County California | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Kent County Delaware | 1 | $ 141,000 | $ 141,000 | $ 331,000 |
| Broward County Florida | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Collier County Florida | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 696,000 | $ 696,000 | $ 0 |
| Manatee County Florida | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Monroe County Florida | 1 | $ 830,000 | $ 830,000 | $ 0 |
| Orange County Florida | 1 | $ 929,000 | $ 929,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 647,000 | $ 647,000 | $ 0 |
| Hall County Georgia | 1 | $ 892,000 | $ 892,000 | $ 0 |
| Ada County Idaho | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lake County Illinois | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Kenton County Kentucky | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Caroline County Maryland | 1 | $ 180,000 | $ 180,000 | $ 73,000 |
| Carroll County Maryland | 1 | $ 136,000 | $ 136,000 | $ 40,000 |
| Dorchester County Maryland | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Garrett County Maryland | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Somerset County Maryland | 1 | $ 289,000 | $ 289,000 | $ 203,000 |
| Bristol County Massachusetts | 1 | $ 572,000 | $ 572,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 376,000 | $ 376,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 426,000 | $ 426,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 794,000 | $ 794,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Olmsted County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Scott County Minnesota | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Washington County Minnesota | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Jackson County Missouri | 1 | $ 539,000 | $ 539,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 286,000 | $ 286,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 367,000 | $ 367,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 940,000 | $ 940,000 | $ 0 |
| Ontario County New York | 1 | $ 473,000 | $ 473,000 | $ 0 |
| Suffolk County New York | 1 | $ 770,000 | $ 770,000 | $ 0 |
| Durham County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 36,000 |
| Guilford County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 59,000 |
| Cass County North Dakota | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 318,000 | $ 318,000 | $ 0 |
| Franklin County Pennsylvania | 1 | $ 272,000 | $ 272,000 | $ 157,000 |
| Montgomery County Pennsylvania | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 434,000 | $ 434,000 | $ 0 |
| Horry County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 75,000 |
| Davidson County Tennessee | 1 | $ 616,000 | $ 616,000 | $ 0 |
| Clarke County Virginia | 1 | $ 26,000 | $ 26,000 | $ 96,000 |
| Colonial Heights County Virginia | 1 | $ 123,000 | $ 123,000 | $ 47,000 |
| Fluvanna County Virginia | 1 | $ 418,000 | $ 418,000 | $ 108,000 |
| Gloucester County Virginia | 1 | $ 250,000 | $ 250,000 | $ 174,000 |
| Louisa County Virginia | 1 | $ 391,000 | $ 391,000 | $ 82,000 |
| Orange County Virginia | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Portsmouth County Virginia | 1 | $ 270,000 | $ 270,000 | $ 820,000 |
| Roanoke County Virginia | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Clark County Washington | 1 | $ 633,000 | $ 633,000 | $ 0 |
| Hampshire County West Virginia | 1 | $ 57,000 | $ 57,000 | $ 30,000 |
| Mineral County West Virginia | 1 | $ 158,000 | $ 158,000 | $ 289,000 |
| Morgan County West Virginia | 1 | $ 176,000 | $ 176,000 | $ 85,000 |
| Waukesha County Wisconsin | 1 | $ 418,000 | $ 418,000 | $ 0 |
Mortgage Loan Application Detail Totals for Acacia Federal Savings Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,267 | $403,030,000 | $447,960 | $1,000,000 | $30,880 | $4,790,000 |
| Refinancing | 135 | $43,047,000 | $395,428 | $1,000,000 | $35,214 | $408,000 |
| Home Improvement | 65 | $30,186,000 | $449,812 | $1,000,000 | $10,125 | $220,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 744 | $228,262,000 | $227,625 | $950,000 | $110,875 | $4,790,000 |
| Not Provided | 233 | $65,044,000 | $222,800 | $980,000 | $101,200 | $1,095,000 |
| Not applicable | 200 | $102,905,000 | $504,071 | $1,000,000 | $0 | $0 |
| Black or African American | 126 | $33,297,000 | $267,500 | $920,000 | $118,250 | $3,120,000 |
| Asian | 105 | $27,173,000 | $221,200 | $710,000 | $100,000 | $320,000 |
| Hispanic | 40 | $13,941,000 | $349,000 | $890,000 | $84,333 | $262,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $5,127,000 | $318,666 | $610,000 | $110,666 | $237,000 |
| American Indian or Alaskan Native | 2 | $514,000 | $257,000 | $259,000 | $71,500 | $72,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,464 | $475,667,000 | $424,766 | $1,000,000 | $23,466 | $4,790,000 |
| FHA-insured (Federal Housing Administration) | 2 | $407,000 | $203,000 | $249,000 | $62,000 | $86,000 |
| VA-guaranteed (Veterans Administration) | 1 | $189,000 | $189,000 | $189,000 | $39,000 | $39,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,120 | $325,030,000 | $220,000 | $965,000 | $111,750 | $4,790,000 |
| Loan Purchased By The Institution | 200 | $102,905,000 | $504,071 | $1,000,000 | $0 | $0 |
| Application Approved But Not Accepted | 56 | $15,298,000 | $237,500 | $890,000 | $91,500 | $292,000 |
| Application Denied By Financial Institution | 47 | $17,778,000 | $349,750 | $935,000 | $89,000 | $325,000 |
| Application Withdrawn By Applicant | 44 | $15,252,000 | $284,000 | $980,000 | $80,750 | $590,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 21 | $7,194,000 | $371,250 | $610,000 | $105,000 | $325,000 |
| Debt-To-Income Ratio | 16 | $8,294,000 | $583,000 | $935,000 | $101,000 | $185,000 |
| Other | 6 | $1,624,000 | $267,666 | $418,000 | $24,000 | $132,000 |
| Collateral | 2 | $150,000 | $75,000 | $80,000 | $106,500 | $120,000 |
| Employment History | 2 | $516,000 | $258,000 | $332,000 | $136,000 | $192,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Acacia Federal Savings Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Acacia Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.