Accredited Home Lenders, Inc Mortgage Lending & HMDA Data, 2004
In 2004, Accredited Home Lenders, Inc of San Diego, CA reported 253,176 mortgage applications totaling $33.8 billion, up 98% from 2003. The average application was for $133,343, and applicants reported an average income of $57,762. 36% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (7,331), Los Angeles-Long Beach-Glendale, CA (7,167) and Atlanta-Sandy Springs-Marietta, GA (6,386) (applications in parentheses).
| Mortgage Company & Address | Accredited Home Lenders, Inc 15253 Avenue of Science Bldg 1 San Diego, CA 92128 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 253,176 |
| Total Mortgage Loan Application Amount | $33,759,354,000 |
| Average Mortgage Loan Application Amount | $133,343 |
| Highest Mortgage Loan Application Amount | $1,900,000 |
| Average Applicant Income | $57,762 |
| Highest Applicant Income | $2,160,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Accredited Home Lenders, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Riverside-San Bernardino-Ontario, CA | 7,331 | $ 1,260,229,000 | $ 171,904 | $ 77,000 |
| Los Angeles-Long Beach-Glendale, CA | 7,167 | $ 1,465,117,000 | $ 204,425 | $ 82,000 |
| Atlanta-Sandy Springs-Marietta, GA | 6,386 | $ 861,031,000 | $ 134,831 | $ 52,000 |
| Chicago-Naperville-Joliet, IL | 6,348 | $ 964,252,000 | $ 151,898 | $ 68,000 |
| Phoenix-Mesa-Scottsdale, AZ | 4,893 | $ 587,288,000 | $ 120,026 | $ 54,000 |
| Las Vegas-Paradise, NV | 4,831 | $ 762,582,000 | $ 157,851 | $ 65,000 |
| Houston-Baytown-Sugar Land, TX | 4,637 | $ 488,050,000 | $ 105,251 | $ 58,000 |
| San Diego-Carlsbad-San Marcos, CA | 4,323 | $ 1,027,054,000 | $ 237,578 | $ 101,000 |
| Dallas-Plano-Irving, TX | 3,885 | $ 448,349,000 | $ 115,405 | $ 65,000 |
| Tampa-St. Petersburg-Clearwater, FL | 3,854 | $ 432,280,000 | $ 112,163 | $ 53,000 |
| New York-Wayne-White Plains, NY-NJ | 3,555 | $ 823,216,000 | $ 231,565 | $ 82,000 |
| Miami-Miami Beach-Kendall, FL | 3,456 | $ 442,686,000 | $ 128,092 | $ 71,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 3,126 | $ 572,878,000 | $ 183,262 | $ 75,000 |
| Philadelphia, PA | 3,104 | $ 387,237,000 | $ 124,754 | $ 56,000 |
| Seattle-Bellevue-Everett, WA | 2,720 | $ 451,805,000 | $ 166,104 | $ 74,000 |
| Baltimore-Towson, MD | 2,707 | $ 370,771,000 | $ 136,967 | $ 68,000 |
| Orlando, FL | 2,657 | $ 306,883,000 | $ 115,499 | $ 56,000 |
| St. Louis, MO-IL | 2,604 | $ 268,134,000 | $ 102,970 | $ 50,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2,521 | $ 330,072,000 | $ 130,928 | $ 61,000 |
| Cincinnati-Middletown, OH-KY-IN | 2,472 | $ 291,216,000 | $ 117,805 | $ 57,000 |
| Indianapolis, IN | 2,452 | $ 277,663,000 | $ 113,239 | $ 56,000 |
| Denver-Aurora, CO | 2,422 | $ 368,066,000 | $ 151,967 | $ 61,000 |
| Nashville-Davidson--Murfreesboro, TN | 2,250 | $ 243,251,000 | $ 108,111 | $ 45,000 |
| Memphis, TN-MS-AR | 2,217 | $ 200,451,000 | $ 90,415 | $ 43,000 |
| San Antonio, TX | 2,211 | $ 203,910,000 | $ 92,225 | $ 52,000 |
| Fresno, CA | 2,140 | $ 263,423,000 | $ 123,094 | $ 55,000 |
| Nassau-Suffolk, NY | 2,102 | $ 460,982,000 | $ 219,306 | $ 88,000 |
| Oakland-Fremont-Hayward, CA | 2,056 | $ 513,616,000 | $ 249,813 | $ 93,000 |
| Pittsburgh, PA | 2,018 | $ 199,185,000 | $ 98,704 | $ 45,000 |
| Santa Ana-Anaheim-Irvine, CA | 1,961 | $ 485,934,000 | $ 247,799 | $ 95,000 |
| Fort Worth-Arlington, TX | 1,912 | $ 201,208,000 | $ 105,234 | $ 58,000 |
| Detroit-Livonia-Dearborn, MI | 1,889 | $ 201,918,000 | $ 106,891 | $ 69,000 |
| Jacksonville, FL | 1,753 | $ 187,766,000 | $ 107,111 | $ 51,000 |
| Portland-Vancouver-Beaverton, OR-WA | 1,678 | $ 221,539,000 | $ 132,025 | $ 55,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,581 | $ 182,658,000 | $ 115,533 | $ 52,000 |
| Tacoma, WA | 1,555 | $ 211,063,000 | $ 135,731 | $ 56,000 |
| Warren-Farmington Hills-Troy, MI | 1,545 | $ 232,240,000 | $ 150,317 | $ 64,000 |
| Bakersfield, CA | 1,523 | $ 169,600,000 | $ 111,359 | $ 57,000 |
| Kansas City, MO-KS | 1,491 | $ 146,283,000 | $ 98,110 | $ 50,000 |
| Stockton, CA | 1,461 | $ 270,085,000 | $ 184,863 | $ 73,000 |
| Oklahoma City, OK | 1,458 | $ 129,413,000 | $ 88,760 | $ 47,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1,442 | $ 198,520,000 | $ 137,669 | $ 68,000 |
| Hartford-West Hartford-East Hartford, CT | 1,412 | $ 177,214,000 | $ 125,505 | $ 56,000 |
| New Haven-Milford, CT | 1,402 | $ 171,696,000 | $ 122,465 | $ 62,000 |
| Salt Lake City, UT | 1,388 | $ 155,077,000 | $ 111,726 | $ 56,000 |
| Tulsa, OK | 1,288 | $ 119,053,000 | $ 92,432 | $ 42,000 |
| Visalia-Porterville, CA | 1,262 | $ 138,437,000 | $ 109,696 | $ 48,000 |
| Columbus, OH | 1,248 | $ 153,856,000 | $ 123,282 | $ 59,000 |
| Richmond, VA | 1,245 | $ 136,301,000 | $ 109,478 | $ 48,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1,232 | $ 332,075,000 | $ 269,541 | $ 108,000 |
| Albuquerque, NM | 1,220 | $ 136,537,000 | $ 111,915 | $ 56,000 |
| Austin-Round Rock, TX | 1,202 | $ 141,354,000 | $ 117,599 | $ 52,000 |
| Newark-Union, NJ-PA | 1,166 | $ 224,346,000 | $ 192,406 | $ 82,000 |
| Louisville, KY-IN | 1,155 | $ 120,492,000 | $ 104,322 | $ 50,000 |
| Bridgeport-Stamford-Norwalk, CT | 1,102 | $ 204,109,000 | $ 185,216 | $ 83,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,096 | $ 183,034,000 | $ 167,001 | $ 70,000 |
| El Paso, TX | 975 | $ 78,873,000 | $ 80,895 | $ 54,000 |
| Charlotte-Gastonia-Concord, NC-SC | 974 | $ 106,143,000 | $ 108,976 | $ 57,000 |
| Edison, NJ | 974 | $ 202,619,000 | $ 208,027 | $ 86,000 |
| Tucson, AZ | 972 | $ 108,492,000 | $ 111,617 | $ 52,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 959 | $ 147,161,000 | $ 153,452 | $ 70,000 |
| Buffalo-Niagara Falls, NY | 955 | $ 77,383,000 | $ 81,029 | $ 44,000 |
| Bethesda-Frederick-Gaithersburg, MD | 945 | $ 180,741,000 | $ 191,260 | $ 75,000 |
| Providence-New Bedford-Fall River, RI-MA | 905 | $ 138,676,000 | $ 153,233 | $ 66,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 874 | $ 101,818,000 | $ 116,496 | $ 50,000 |
| Knoxville, TN | 838 | $ 78,814,000 | $ 94,050 | $ 43,000 |
| Albany-Schenectady-Troy, NY | 832 | $ 83,127,000 | $ 99,912 | $ 59,000 |
| Modesto, CA | 832 | $ 138,905,000 | $ 166,953 | $ 71,000 |
| Boston-Quincy, MA | 820 | $ 170,605,000 | $ 208,054 | $ 70,000 |
| Cape Coral-Fort Myers, FL | 796 | $ 88,567,000 | $ 111,265 | $ 50,000 |
| Cleveland-Elyria-Mentor, OH | 795 | $ 98,765,000 | $ 124,232 | $ 67,000 |
| Honolulu, HI | 779 | $ 148,039,000 | $ 190,037 | $ 84,000 |
| Birmingham-Hoover, AL | 714 | $ 70,406,000 | $ 98,607 | $ 44,000 |
| Little Rock-North Little Rock, AR | 714 | $ 72,285,000 | $ 101,239 | $ 49,000 |
| Worcester, MA | 703 | $ 106,485,000 | $ 151,472 | $ 84,000 |
| Chattanooga, TN-GA | 685 | $ 62,196,000 | $ 90,797 | $ 41,000 |
| Lakeland, FL | 679 | $ 61,899,000 | $ 91,162 | $ 45,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 673 | $ 69,339,000 | $ 103,029 | $ 41,000 |
| Rochester, NY | 665 | $ 59,730,000 | $ 89,819 | $ 46,000 |
| Vallejo-Fairfield, CA | 654 | $ 141,048,000 | $ 215,669 | $ 77,000 |
| San Francisco-San Mateo-Redwood City, CA | 645 | $ 193,744,000 | $ 300,378 | $ 126,000 |
| Sarasota-Bradenton-Venice, FL | 642 | $ 87,075,000 | $ 135,630 | $ 62,000 |
| Palm Bay-Melbourne-Titusville, FL | 638 | $ 72,091,000 | $ 112,995 | $ 49,000 |
| Dayton, OH | 636 | $ 64,880,000 | $ 102,012 | $ 50,000 |
| Provo-Orem, UT | 624 | $ 76,283,000 | $ 122,248 | $ 63,000 |
| Evansville, IN-KY | 618 | $ 54,425,000 | $ 88,066 | $ 45,000 |
| El Centro, CA | 606 | $ 72,303,000 | $ 119,311 | $ 54,000 |
| Reno-Sparks, NV | 597 | $ 96,143,000 | $ 161,043 | $ 57,000 |
| Syracuse, NY | 584 | $ 47,828,000 | $ 81,897 | $ 49,000 |
| Pensacola-Ferry Pass-Brent, FL | 569 | $ 50,466,000 | $ 88,692 | $ 49,000 |
| Spokane, WA | 569 | $ 54,508,000 | $ 95,796 | $ 44,000 |
| Wilmington, DE-MD-NJ | 569 | $ 68,619,000 | $ 120,595 | $ 52,000 |
| Camden, NJ | 553 | $ 79,949,000 | $ 144,573 | $ 78,000 |
| Scranton--Wilkes-Barre, PA | 553 | $ 51,776,000 | $ 93,627 | $ 44,000 |
| Port St. Lucie-Fort Pierce, FL | 550 | $ 65,879,000 | $ 119,780 | $ 54,000 |
| Eugene-Springfield, OR | 543 | $ 59,859,000 | $ 110,237 | $ 47,000 |
| Gary, IN | 537 | $ 54,297,000 | $ 101,111 | $ 45,000 |
| Boise City-Nampa, ID | 529 | $ 48,317,000 | $ 91,336 | $ 49,000 |
| Salem, OR | 527 | $ 58,320,000 | $ 110,664 | $ 50,000 |
| Colorado Springs, CO | 516 | $ 72,721,000 | $ 140,932 | $ 59,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 511 | $ 122,709,000 | $ 240,135 | $ 83,000 |
| Toledo, OH | 496 | $ 52,905,000 | $ 106,663 | $ 56,000 |
| Merced, CA | 476 | $ 72,980,000 | $ 153,319 | $ 63,000 |
| Wichita, KS | 468 | $ 41,137,000 | $ 87,899 | $ 47,000 |
| Lake County-Kenosha County, IL-WI | 467 | $ 71,603,000 | $ 153,325 | $ 66,000 |
| Ogden-Clearfield, UT | 463 | $ 50,194,000 | $ 108,410 | $ 50,000 |
| Harrisburg-Carlisle, PA | 458 | $ 48,344,000 | $ 105,554 | $ 46,000 |
| Raleigh-Cary, NC | 456 | $ 56,229,000 | $ 123,309 | $ 55,000 |
| York-Hanover, PA | 427 | $ 46,307,000 | $ 108,447 | $ 53,000 |
| Cambridge-Newton-Framingham, MA | 426 | $ 91,013,000 | $ 213,645 | $ 76,000 |
| Milwaukee-Waukesha-West Allis, WI | 423 | $ 54,540,000 | $ 128,936 | $ 66,000 |
| Lexington-Fayette, KY | 413 | $ 44,394,000 | $ 107,491 | $ 54,000 |
| Reading, PA | 413 | $ 42,605,000 | $ 103,159 | $ 47,000 |
| Salinas, CA | 410 | $ 104,947,000 | $ 255,968 | $ 113,000 |
| Grand Rapids-Wyoming, MI | 392 | $ 46,015,000 | $ 117,385 | $ 46,000 |
| Santa Rosa-Petaluma, CA | 391 | $ 95,872,000 | $ 245,196 | $ 95,000 |
| Olympia, WA | 383 | $ 50,005,000 | $ 130,561 | $ 56,000 |
| Fort Wayne, IN | 379 | $ 36,291,000 | $ 95,754 | $ 41,000 |
| Portland-South Portland-Biddeford, ME | 373 | $ 53,077,000 | $ 142,297 | $ 61,000 |
| McAllen-Edinburg-Pharr, TX | 365 | $ 31,849,000 | $ 87,257 | $ 49,000 |
| Madera, CA | 364 | $ 47,892,000 | $ 131,571 | $ 53,000 |
| Omaha-Council Bluffs, NE-IA | 358 | $ 36,756,000 | $ 102,670 | $ 50,000 |
| Mobile, AL | 355 | $ 31,429,000 | $ 88,532 | $ 47,000 |
| Augusta-Richmond County, GA-SC | 353 | $ 34,130,000 | $ 96,685 | $ 41,000 |
| Springfield, MA | 347 | $ 42,226,000 | $ 121,688 | $ 50,000 |
| Corpus Christi, TX | 345 | $ 30,547,000 | $ 88,542 | $ 44,000 |
| Tallahassee, FL | 345 | $ 34,129,000 | $ 98,924 | $ 49,000 |
| Norwich-New London, CT | 340 | $ 46,125,000 | $ 135,661 | $ 57,000 |
| Hanford-Corcoran, CA | 336 | $ 36,449,000 | $ 108,479 | $ 48,000 |
| Essex County, MA | 322 | $ 59,925,000 | $ 186,102 | $ 71,000 |
| Rockingham County-Strafford County, NH | 322 | $ 50,444,000 | $ 156,658 | $ 64,000 |
| Lancaster, PA | 314 | $ 39,521,000 | $ 125,863 | $ 51,000 |
| Beaumont-Port Arthur, TX | 312 | $ 25,889,000 | $ 82,977 | $ 48,000 |
| Ocala, FL | 312 | $ 27,951,000 | $ 89,586 | $ 45,000 |
| Greeley, CO | 303 | $ 38,467,000 | $ 126,953 | $ 51,000 |
| Flint, MI | 302 | $ 32,982,000 | $ 109,211 | $ 45,000 |
| Kingsport-Bristol-Bristol, TN-VA | 295 | $ 25,578,000 | $ 86,705 | $ 35,000 |
| Akron, OH | 293 | $ 33,068,000 | $ 112,860 | $ 57,000 |
| Lansing-East Lansing, MI | 292 | $ 35,154,000 | $ 120,390 | $ 55,000 |
| Terre Haute, IN | 292 | $ 24,840,000 | $ 85,068 | $ 44,000 |
| Manchester-Nashua, NH | 291 | $ 43,077,000 | $ 148,030 | $ 73,000 |
| Bremerton-Silverdale, WA | 285 | $ 36,858,000 | $ 129,326 | $ 53,000 |
| Clarksville, TN-KY | 281 | $ 24,805,000 | $ 88,274 | $ 46,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 276 | $ 56,560,000 | $ 204,927 | $ 75,000 |
| Yuba City, CA | 276 | $ 40,002,000 | $ 144,934 | $ 54,000 |
| Brownsville-Harlingen, TX | 273 | $ 24,190,000 | $ 88,608 | $ 63,000 |
| Springfield, MO | 271 | $ 23,976,000 | $ 88,472 | $ 40,000 |
| South Bend-Mishawaka, IN-MI | 264 | $ 24,231,000 | $ 91,784 | $ 38,000 |
| Greensboro-High Point, NC | 261 | $ 29,338,000 | $ 112,406 | $ 50,000 |
| Savannah, GA | 259 | $ 31,535,000 | $ 121,756 | $ 52,000 |
| Charleston-North Charleston, SC | 254 | $ 30,131,000 | $ 118,625 | $ 64,000 |
| Naples-Marco Island, FL | 254 | $ 38,902,000 | $ 153,157 | $ 64,000 |
| Killeen-Temple-Fort Hood, TX | 251 | $ 20,814,000 | $ 82,924 | $ 46,000 |
| Redding, CA | 251 | $ 32,201,000 | $ 128,290 | $ 56,000 |
| Elkhart-Goshen, IN | 248 | $ 25,215,000 | $ 101,673 | $ 43,000 |
| Baton Rouge, LA | 239 | $ 23,977,000 | $ 100,322 | $ 54,000 |
| Cleveland, TN | 239 | $ 20,899,000 | $ 87,443 | $ 36,000 |
| Durham, NC | 233 | $ 26,505,000 | $ 113,755 | $ 54,000 |
| Kingston, NY | 230 | $ 30,935,000 | $ 134,500 | $ 57,000 |
| Chico, CA | 229 | $ 30,456,000 | $ 132,995 | $ 49,000 |
| Utica-Rome, NY | 225 | $ 18,547,000 | $ 82,431 | $ 43,000 |
| Johnson City, TN | 224 | $ 19,901,000 | $ 88,843 | $ 39,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 219 | $ 21,836,000 | $ 99,707 | $ 47,000 |
| Lubbock, TX | 214 | $ 18,318,000 | $ 85,598 | $ 46,000 |
| Fort Walton Beach-Crestview-Destin, FL | 213 | $ 22,676,000 | $ 106,460 | $ 47,000 |
| Columbia, SC | 210 | $ 22,906,000 | $ 109,076 | $ 60,000 |
| Canton-Massillon, OH | 208 | $ 21,752,000 | $ 104,576 | $ 46,000 |
| Winston-Salem, NC | 208 | $ 22,055,000 | $ 106,033 | $ 50,000 |
| Columbus, GA-AL | 205 | $ 21,640,000 | $ 105,560 | $ 46,000 |
| Topeka, KS | 203 | $ 18,995,000 | $ 93,571 | $ 41,000 |
| Laredo, TX | 202 | $ 17,857,000 | $ 88,400 | $ 42,000 |
| Montgomery, AL | 201 | $ 16,284,000 | $ 81,014 | $ 41,000 |
| Yakima, WA | 201 | $ 19,265,000 | $ 95,845 | $ 45,000 |
| Gainesville, FL | 199 | $ 19,621,000 | $ 98,597 | $ 40,000 |
| Erie, PA | 197 | $ 17,120,000 | $ 86,903 | $ 41,000 |
| New Orleans-Metairie-Kenner, LA | 194 | $ 22,030,000 | $ 113,556 | $ 60,000 |
| Greenville, SC | 193 | $ 21,275,000 | $ 110,233 | $ 40,000 |
| Jackson, MI | 192 | $ 20,524,000 | $ 106,895 | $ 44,000 |
| Medford, OR | 191 | $ 23,626,000 | $ 123,696 | $ 52,000 |
| Morristown, TN | 191 | $ 16,884,000 | $ 88,397 | $ 50,000 |
| Youngstown-Warren-Boardman, OH-PA | 187 | $ 20,982,000 | $ 112,203 | $ 51,000 |
| Huntsville, AL | 186 | $ 18,716,000 | $ 100,623 | $ 45,000 |
| Amarillo, TX | 185 | $ 15,118,000 | $ 81,718 | $ 64,000 |
| Anderson, IN | 180 | $ 16,240,000 | $ 90,222 | $ 43,000 |
| Ann Arbor, MI | 179 | $ 30,520,000 | $ 170,502 | $ 62,000 |
| Kennewick-Richland-Pasco, WA | 177 | $ 18,245,000 | $ 103,079 | $ 48,000 |
| Lafayette, IN | 176 | $ 18,683,000 | $ 106,153 | $ 49,000 |
| Asheville, NC | 174 | $ 19,850,000 | $ 114,080 | $ 49,000 |
| Punta Gorda, FL | 172 | $ 18,185,000 | $ 105,726 | $ 45,000 |
| Rockford, IL | 172 | $ 19,096,000 | $ 111,023 | $ 53,000 |
| Bloomington, IN | 170 | $ 17,316,000 | $ 101,858 | $ 51,000 |
| Fort Collins-Loveland, CO | 170 | $ 27,601,000 | $ 162,358 | $ 67,000 |
| Lawton, OK | 170 | $ 12,592,000 | $ 74,070 | $ 35,000 |
| Macon, GA | 167 | $ 17,328,000 | $ 103,760 | $ 41,000 |
| Roanoke, VA | 165 | $ 17,797,000 | $ 107,860 | $ 39,000 |
| Longview, WA | 164 | $ 17,131,000 | $ 104,457 | $ 50,000 |
| Jackson, TN | 163 | $ 14,359,000 | $ 88,092 | $ 44,000 |
| Panama City-Lynn Haven, FL | 159 | $ 16,363,000 | $ 102,911 | $ 43,000 |
| Gainesville, GA | 157 | $ 19,115,000 | $ 121,751 | $ 51,000 |
| Kalamazoo-Portage, MI | 156 | $ 17,379,000 | $ 111,403 | $ 50,000 |
| Prescott, AZ | 156 | $ 19,289,000 | $ 123,647 | $ 54,000 |
| Hickory-Lenoir-Morganton, NC | 152 | $ 14,294,000 | $ 94,039 | $ 44,000 |
| San Luis Obispo-Paso Robles, CA | 150 | $ 34,720,000 | $ 231,466 | $ 86,000 |
| Binghamton, NY | 148 | $ 11,138,000 | $ 75,256 | $ 39,000 |
| Muskegon-Norton Shores, MI | 147 | $ 13,884,000 | $ 94,448 | $ 36,000 |
| Charlottesville, VA | 141 | $ 19,607,000 | $ 139,056 | $ 55,000 |
| Hagerstown-Martinsburg, MD-WV | 141 | $ 19,059,000 | $ 135,170 | $ 49,000 |
| Mount Vernon-Anacortes, WA | 139 | $ 20,107,000 | $ 144,654 | $ 55,000 |
| Pueblo, CO | 139 | $ 14,408,000 | $ 103,654 | $ 40,000 |
| Niles-Benton Harbor, MI | 138 | $ 15,219,000 | $ 110,282 | $ 52,000 |
| Waco, TX | 138 | $ 12,761,000 | $ 92,471 | $ 46,000 |
| Longview, TX | 137 | $ 12,095,000 | $ 88,284 | $ 48,000 |
| Spartanburg, SC | 136 | $ 12,991,000 | $ 95,522 | $ 41,000 |
| Tuscaloosa, AL | 135 | $ 13,509,000 | $ 100,066 | $ 35,000 |
| Joplin, MO | 134 | $ 11,728,000 | $ 87,522 | $ 41,000 |
| Las Cruces, NM | 132 | $ 12,293,000 | $ 93,128 | $ 44,000 |
| St. George, UT | 132 | $ 16,981,000 | $ 128,643 | $ 67,000 |
| Williamsport, PA | 132 | $ 11,611,000 | $ 87,962 | $ 43,000 |
| Santa Cruz-Watsonville, CA | 131 | $ 36,680,000 | $ 280,000 | $ 104,000 |
| Tyler, TX | 131 | $ 12,439,000 | $ 94,954 | $ 51,000 |
| Lynchburg, VA | 128 | $ 13,062,000 | $ 102,046 | $ 38,000 |
| Fayetteville, NC | 127 | $ 11,097,000 | $ 87,377 | $ 44,000 |
| Monroe, MI | 126 | $ 16,201,000 | $ 128,579 | $ 49,000 |
| Bellingham, WA | 124 | $ 18,929,000 | $ 152,653 | $ 56,000 |
| Fort Smith, AR-OK | 123 | $ 11,095,000 | $ 90,203 | $ 43,000 |
| Glens Falls, NY | 123 | $ 11,308,000 | $ 91,934 | $ 53,000 |
| Trenton-Ewing, NJ | 120 | $ 17,805,000 | $ 148,375 | $ 59,000 |
| Yuma, AZ | 118 | $ 12,155,000 | $ 103,008 | $ 50,000 |
| Burlington-South Burlington, VT | 117 | $ 13,888,000 | $ 118,700 | $ 68,000 |
| Des Moines, IA | 117 | $ 11,329,000 | $ 96,829 | $ 45,000 |
| Dover, DE | 117 | $ 13,872,000 | $ 118,564 | $ 51,000 |
| Kokomo, IN | 117 | $ 10,784,000 | $ 92,170 | $ 49,000 |
| Madison, WI | 117 | $ 15,726,000 | $ 134,410 | $ 59,000 |
| Santa Fe, NM | 115 | $ 20,489,000 | $ 178,165 | $ 72,000 |
| Battle Creek, MI | 114 | $ 11,141,000 | $ 97,728 | $ 60,000 |
| Peoria, IL | 114 | $ 10,412,000 | $ 91,333 | $ 47,000 |
| Springfield, OH | 114 | $ 10,758,000 | $ 94,368 | $ 43,000 |
| Coeur D'Alene, ID | 113 | $ 13,400,000 | $ 118,584 | $ 61,000 |
| Saginaw-Saginaw Township North, MI | 113 | $ 10,555,000 | $ 93,407 | $ 61,000 |
| Farmington, NM | 111 | $ 11,243,000 | $ 101,288 | $ 41,000 |
| Owensboro, KY | 110 | $ 8,604,000 | $ 78,218 | $ 35,000 |
| Vero Beach, FL | 109 | $ 11,133,000 | $ 102,137 | $ 40,000 |
| Athens-Clarke County, GA | 106 | $ 12,106,000 | $ 114,207 | $ 48,000 |
| Lincoln, NE | 106 | $ 11,053,000 | $ 104,273 | $ 42,000 |
| Salisbury, MD | 106 | $ 10,450,000 | $ 98,584 | $ 50,000 |
| Napa, CA | 104 | $ 24,572,000 | $ 236,269 | $ 104,000 |
| Dalton, GA | 103 | $ 11,733,000 | $ 113,912 | $ 43,000 |
| Albany, GA | 102 | $ 9,961,000 | $ 97,656 | $ 50,000 |
| Elizabethtown, KY | 100 | $ 10,164,000 | $ 101,640 | $ 36,000 |
| Bangor, ME | 99 | $ 9,446,000 | $ 95,414 | $ 46,000 |
| Boulder, CO | 99 | $ 16,882,000 | $ 170,525 | $ 58,000 |
| Midland, TX | 99 | $ 7,436,000 | $ 75,111 | $ 39,000 |
| St. Joseph, MO-KS | 99 | $ 7,918,000 | $ 79,979 | $ 35,000 |
| Michigan City-La Porte, IN | 97 | $ 10,352,000 | $ 106,721 | $ 47,000 |
| Warner Robins, GA | 97 | $ 9,039,000 | $ 93,185 | $ 47,000 |
| Altoona, PA | 96 | $ 7,414,000 | $ 77,229 | $ 31,000 |
| Muncie, IN | 96 | $ 8,388,000 | $ 87,375 | $ 40,000 |
| Grand Junction, CO | 95 | $ 11,567,000 | $ 121,757 | $ 45,000 |
| Wilmington, NC | 95 | $ 12,449,000 | $ 131,042 | $ 51,000 |
| Barnstable Town, MA | 94 | $ 21,985,000 | $ 233,882 | $ 84,000 |
| Atlantic City, NJ | 93 | $ 14,775,000 | $ 158,870 | $ 78,000 |
| Valdosta, GA | 93 | $ 8,845,000 | $ 95,107 | $ 40,000 |
| Abilene, TX | 91 | $ 8,071,000 | $ 88,692 | $ 35,000 |
| Holland-Grand Haven, MI | 91 | $ 10,991,000 | $ 120,780 | $ 43,000 |
| Lebanon, PA | 88 | $ 8,693,000 | $ 98,784 | $ 43,000 |
| Odessa, TX | 88 | $ 5,827,000 | $ 66,215 | $ 71,000 |
| Jackson, MS | 87 | $ 7,133,000 | $ 81,988 | $ 54,000 |
| Anchorage, AK | 84 | $ 11,521,000 | $ 137,154 | $ 65,000 |
| Bend, OR | 84 | $ 10,576,000 | $ 125,904 | $ 62,000 |
| Sherman-Denison, TX | 84 | $ 8,057,000 | $ 95,916 | $ 49,000 |
| Shreveport-Bossier City, LA | 84 | $ 9,154,000 | $ 108,976 | $ 51,000 |
| Decatur, AL | 83 | $ 7,336,000 | $ 88,385 | $ 46,000 |
| Racine, WI | 83 | $ 9,449,000 | $ 113,843 | $ 44,000 |
| San Angelo, TX | 83 | $ 6,068,000 | $ 73,108 | $ 43,000 |
| Victoria, TX | 82 | $ 7,145,000 | $ 87,134 | $ 47,000 |
| College Station-Bryan, TX | 81 | $ 7,209,000 | $ 89,000 | $ 40,000 |
| Jefferson City, MO | 81 | $ 6,820,000 | $ 84,197 | $ 35,000 |
| Anniston-Oxford, AL | 78 | $ 6,593,000 | $ 84,525 | $ 41,000 |
| Bowling Green, KY | 78 | $ 6,753,000 | $ 86,576 | $ 47,000 |
| Flagstaff, AZ | 78 | $ 12,037,000 | $ 154,320 | $ 55,000 |
| Cumberland, MD-WV | 77 | $ 6,044,000 | $ 78,493 | $ 47,000 |
| Elmira, NY | 77 | $ 5,590,000 | $ 72,597 | $ 38,000 |
| Anderson, SC | 76 | $ 7,493,000 | $ 98,592 | $ 37,000 |
| Winchester, VA-WV | 76 | $ 11,132,000 | $ 146,473 | $ 61,000 |
| Wenatchee, WA | 75 | $ 8,834,000 | $ 117,786 | $ 50,000 |
| Champaign-Urbana, IL | 74 | $ 6,634,000 | $ 89,648 | $ 46,000 |
| Florence-Muscle Shoals, AL | 74 | $ 6,837,000 | $ 92,391 | $ 39,000 |
| Janesville, WI | 74 | $ 7,697,000 | $ 104,013 | $ 48,000 |
| Lewiston-Auburn, ME | 74 | $ 7,739,000 | $ 104,581 | $ 49,000 |
| Pine Bluff, AR | 74 | $ 5,681,000 | $ 76,770 | $ 46,000 |
| Wichita Falls, TX | 74 | $ 6,177,000 | $ 83,472 | $ 40,000 |
| Columbia, MO | 73 | $ 7,814,000 | $ 107,041 | $ 42,000 |
| Johnstown, PA | 73 | $ 6,082,000 | $ 83,315 | $ 49,000 |
| Green Bay, WI | 72 | $ 9,230,000 | $ 128,194 | $ 56,000 |
| Lima, OH | 72 | $ 6,760,000 | $ 93,888 | $ 49,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 71 | $ 8,719,000 | $ 122,802 | $ 51,000 |
| Texarkana, Tx-Texarkana, AR | 71 | $ 5,463,000 | $ 76,943 | $ 56,000 |
| Brunswick, GA | 67 | $ 6,572,000 | $ 98,089 | $ 49,000 |
| Hot Springs, AR | 67 | $ 5,452,000 | $ 81,373 | $ 43,000 |
| Danville, IL | 66 | $ 5,200,000 | $ 78,787 | $ 41,000 |
| State College, PA | 66 | $ 7,335,000 | $ 111,136 | $ 46,000 |
| Vineland-Millville-Bridgeton, NJ | 66 | $ 6,997,000 | $ 106,015 | $ 40,000 |
| Columbus, IN | 65 | $ 6,307,000 | $ 97,030 | $ 46,000 |
| Lawrence, KS | 65 | $ 8,332,000 | $ 128,184 | $ 51,000 |
| Blacksburg-Christiansburg-Radford, VA | 64 | $ 6,564,000 | $ 102,562 | $ 36,000 |
| Rome, GA | 64 | $ 6,115,000 | $ 95,546 | $ 43,000 |
| Rapid City, SD | 62 | $ 5,781,000 | $ 93,241 | $ 55,000 |
| Burlington, NC | 59 | $ 6,064,000 | $ 102,779 | $ 54,000 |
| Dothan, AL | 59 | $ 5,158,000 | $ 87,423 | $ 43,000 |
| Springfield, IL | 59 | $ 5,523,000 | $ 93,610 | $ 50,000 |
| Jonesboro, AR | 58 | $ 6,090,000 | $ 105,000 | $ 46,000 |
| Carson City, NV | 57 | $ 8,040,000 | $ 141,052 | $ 56,000 |
| Bay City, MI | 56 | $ 5,177,000 | $ 92,446 | $ 49,000 |
| Cedar Rapids, IA | 56 | $ 5,296,000 | $ 94,571 | $ 55,000 |
| Danville, VA | 54 | $ 4,543,000 | $ 84,129 | $ 38,000 |
| Hinesville-Fort Stewart, GA | 54 | $ 4,675,000 | $ 86,574 | $ 42,000 |
| Kankakee-Bradley, IL | 52 | $ 5,194,000 | $ 99,884 | $ 55,000 |
| Billings, MT | 51 | $ 5,243,000 | $ 102,803 | $ 51,000 |
| Jacksonville, NC | 51 | $ 4,676,000 | $ 91,686 | $ 45,000 |
| Rocky Mount, NC | 51 | $ 5,013,000 | $ 98,294 | $ 42,000 |
| Bloomington-Normal, IL | 49 | $ 5,065,000 | $ 103,367 | $ 54,000 |
| Gadsden, AL | 49 | $ 4,837,000 | $ 98,714 | $ 41,000 |
| Logan, UT-ID | 49 | $ 5,058,000 | $ 103,224 | $ 54,000 |
| Wausau, WI | 49 | $ 4,905,000 | $ 100,102 | $ 46,000 |
| Greenville, NC | 48 | $ 4,861,000 | $ 101,270 | $ 42,000 |
| Duluth, MN-WI | 45 | $ 4,482,000 | $ 99,600 | $ 44,000 |
| Florence, SC | 45 | $ 4,286,000 | $ 95,244 | $ 37,000 |
| Sioux Falls, SD | 45 | $ 4,899,000 | $ 108,866 | $ 45,000 |
| Pittsfield, MA | 42 | $ 4,748,000 | $ 113,047 | $ 48,000 |
| Sandusky, OH | 41 | $ 4,185,000 | $ 102,073 | $ 51,000 |
| Appleton, WI | 40 | $ 4,250,000 | $ 106,250 | $ 41,000 |
| Auburn-Opelika, AL | 39 | $ 3,981,000 | $ 102,076 | $ 37,000 |
| Eau Claire, WI | 39 | $ 4,337,000 | $ 111,205 | $ 47,000 |
| Ocean City, NJ | 39 | $ 8,501,000 | $ 217,974 | $ 90,000 |
| Gulfport-Biloxi, MS | 35 | $ 3,433,000 | $ 98,085 | $ 48,000 |
| Idaho Falls, ID | 35 | $ 3,352,000 | $ 95,771 | $ 49,000 |
| Mansfield, OH | 34 | $ 3,469,000 | $ 102,029 | $ 48,000 |
| Corvallis, OR | 32 | $ 3,967,000 | $ 123,968 | $ 54,000 |
| Fargo, ND-MN | 32 | $ 2,733,000 | $ 85,406 | $ 32,000 |
| Ithaca, NY | 32 | $ 3,512,000 | $ 109,750 | $ 49,000 |
| Decatur, IL | 31 | $ 2,915,000 | $ 94,032 | $ 45,000 |
| Harrisonburg, VA | 31 | $ 3,821,000 | $ 123,258 | $ 37,000 |
| St. Cloud, MN | 30 | $ 3,831,000 | $ 127,700 | $ 84,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 28 | $ 4,588,000 | $ 163,857 | $ 60,000 |
| Goldsboro, NC | 27 | $ 2,604,000 | $ 96,444 | $ 45,000 |
| Cheyenne, WY | 26 | $ 2,892,000 | $ 111,230 | $ 56,000 |
| Houma-Bayou Cane-Thibodaux, LA | 26 | $ 2,277,000 | $ 87,576 | $ 47,000 |
| Oshkosh-Neenah, WI | 26 | $ 2,720,000 | $ 104,615 | $ 34,000 |
| Great Falls, MT | 24 | $ 2,172,000 | $ 90,500 | $ 46,000 |
| Rochester, MN | 24 | $ 2,739,000 | $ 114,125 | $ 50,000 |
| Sumter, SC | 23 | $ 2,299,000 | $ 99,956 | $ 49,000 |
| Lafayette, LA | 22 | $ 2,307,000 | $ 104,863 | $ 70,000 |
| Lake Charles, LA | 22 | $ 2,190,000 | $ 99,545 | $ 162,000 |
| Alexandria, LA | 21 | $ 1,875,000 | $ 89,285 | $ 43,000 |
| Fond Du Lac, WI | 21 | $ 2,628,000 | $ 125,142 | $ 50,000 |
| Grand Forks, ND-MN | 21 | $ 2,019,000 | $ 96,142 | $ 45,000 |
| Pocatello, ID | 21 | $ 1,650,000 | $ 78,571 | $ 47,000 |
| Sheboygan, WI | 21 | $ 1,817,000 | $ 86,523 | $ 46,000 |
| Casper, WY | 20 | $ 1,813,000 | $ 90,650 | $ 51,000 |
| Bismarck, ND | 19 | $ 2,074,000 | $ 109,157 | $ 59,000 |
| Hattiesburg, MS | 19 | $ 1,706,000 | $ 89,789 | $ 41,000 |
| Pascagoula, MS | 19 | $ 1,653,000 | $ 87,000 | $ 55,000 |
| Lewiston, ID-WA | 18 | $ 1,126,000 | $ 62,555 | $ 40,000 |
| La Crosse, WI-MN | 17 | $ 1,912,000 | $ 112,470 | $ 65,000 |
| Waterloo-Cedar Falls, IA | 16 | $ 1,696,000 | $ 106,000 | $ 33,000 |
| Iowa City, IA | 13 | $ 1,533,000 | $ 117,923 | $ 48,000 |
| Missoula, MT | 13 | $ 1,468,000 | $ 112,923 | $ 52,000 |
| Monroe, LA | 9 | $ 964,000 | $ 107,111 | $ 63,000 |
| Charleston, WV | 8 | $ 952,000 | $ 119,000 | $ 48,000 |
| Davenport-Moline-Rock Island, IA-IL | 8 | $ 925,000 | $ 115,625 | $ 48,000 |
| Sioux City, IA-NE-SD | 8 | $ 602,000 | $ 75,250 | $ 39,000 |
| Fairbanks, AK | 6 | $ 606,000 | $ 101,000 | $ 55,000 |
| Dubuque, IA | 5 | $ 251,000 | $ 50,200 | $ 36,000 |
| Huntington-Ashland, WV-KY-OH | 5 | $ 417,000 | $ 83,400 | $ 62,000 |
| Weirton-Steubenville, WV-OH | 5 | $ 320,000 | $ 64,000 | $ 50,000 |
| Ames, IA | 3 | $ 285,000 | $ 95,000 | $ 46,000 |
| Parkersburg-Marietta, WV-OH | 3 | $ 230,000 | $ 76,666 | $ 63,000 |
| Wheeling, WV-OH | 3 | $ 320,000 | $ 106,666 | $ 45,000 |
| Morgantown, WV | 2 | $ 134,000 | $ 67,000 | $ 36,000 |
Mortgage Loan Application Detail Totals for Accredited Home Lenders, Inc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 173,449 | $23,165,557,000 | $129,843 | $1,900,000 | $53,549 | $2,160,000 |
| Home Purchase | 75,442 | $10,052,179,000 | $109,980 | $1,460,000 | $60,470 | $1,920,000 |
| Home Improvement | 4,285 | $541,618,000 | $115,625 | $1,260,000 | $53,000 | $1,800,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 111,718 | $14,481,791,000 | $123,823 | $1,900,000 | $57,431 | $1,920,000 |
| Not Provided | 69,829 | $9,072,679,000 | $122,705 | $1,870,000 | $53,431 | $1,920,000 |
| Hispanic | 32,980 | $4,864,449,000 | $118,959 | $1,000,000 | $54,816 | $1,800,000 |
| Black or African American | 25,914 | $3,278,746,000 | $117,640 | $1,850,000 | $56,320 | $2,160,000 |
| Asian | 5,108 | $989,754,000 | $139,717 | $1,300,000 | $70,652 | $1,200,000 |
| American Indian or Alaskan Native | 2,738 | $359,775,000 | $124,840 | $1,000,000 | $45,659 | $1,503,000 |
| Native Hawaiian or Other Pacific Islander | 2,570 | $386,630,000 | $127,565 | $1,400,000 | $49,630 | $1,080,000 |
| Not applicable | 2,319 | $325,530,000 | $112,900 | $750,000 | $57,200 | $688,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 253,176 | $33,759,354,000 | $122,411 | $1,900,000 | $55,549 | $2,160,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 90,416 | $12,398,345,000 | $120,313 | $1,000,000 | $63,215 | $1,740,000 |
| Application Denied By Financial Institution | 82,761 | $11,129,211,000 | $125,607 | $1,900,000 | $56,000 | $1,920,000 |
| Application Withdrawn By Applicant | 73,790 | $9,375,888,000 | $123,490 | $1,850,000 | $48,078 | $2,160,000 |
| Application Approved But Not Accepted | 5,959 | $832,703,000 | $119,740 | $1,360,000 | $60,760 | $1,150,000 |
| Loan Purchased By The Institution | 250 | $23,207,000 | $99,000 | $513,000 | $72,888 | $360,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 21,745 | $2,605,025,000 | $122,039 | $1,900,000 | $49,372 | $1,920,000 |
| Credit Application Incomplete | 12,108 | $1,806,899,000 | $121,039 | $1,870,000 | $55,372 | $1,800,000 |
| Other | 10,952 | $1,519,511,000 | $127,274 | $1,800,000 | $64,078 | $1,753,000 |
| Collateral | 9,599 | $1,123,470,000 | $121,941 | $1,750,000 | $56,529 | $1,200,000 |
| Debt-To-Income Ratio | 6,386 | $834,574,000 | $131,820 | $1,610,000 | $48,720 | $1,860,000 |
| Unverifiable Information | 2,805 | $397,095,000 | $128,083 | $1,410,000 | $55,791 | $719,000 |
| Employment History | 1,151 | $147,414,000 | $121,936 | $760,000 | $45,446 | $662,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 361 | $44,871,000 | $125,567 | $950,000 | $51,081 | $222,000 |
| Mortgage Insurance Denied | 3 | $281,000 | $96,500 | $148,000 | $139,000 | $221,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Accredited Home Lenders, Inc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Accredited Home Lenders, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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