Accredited Home Lenders, Inc Mortgage Lending & HMDA Data, 2004

In 2004, Accredited Home Lenders, Inc of San Diego, CA reported 253,176 mortgage applications totaling $33.8 billion, up 98% from 2003. The average application was for $133,343, and applicants reported an average income of $57,762. 36% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (7,331), Los Angeles-Long Beach-Glendale, CA (7,167) and Atlanta-Sandy Springs-Marietta, GA (6,386) (applications in parentheses).

Mortgage Company & Address Accredited Home Lenders, Inc
15253 Avenue of Science Bldg 1
San Diego, CA 92128
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 253,176
Total Mortgage Loan Application Amount $33,759,354,000
Average Mortgage Loan Application Amount $133,343
Highest Mortgage Loan Application Amount $1,900,000
Average Applicant Income $57,762
Highest Applicant Income $2,160,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Accredited Home Lenders, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Accredited Home Lenders, Inc by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 7,167 $ 1,465,117,000 $ 204,425 $ 82,000
Clark, Nevada 4,831 $ 762,582,000 $ 157,851 $ 65,000
Maricopa, Arizona 4,588 $ 557,303,000 $ 121,469 $ 55,000
San Diego, California 4,323 $ 1,027,054,000 $ 237,578 $ 101,000
Cook, Illinois 4,167 $ 628,080,000 $ 150,727 $ 67,000
Riverside, California 3,830 $ 721,086,000 $ 188,273 $ 84,000
San Bernardino, California 3,501 $ 539,143,000 $ 153,996 $ 71,000
Miami-Dade, Florida 3,456 $ 442,686,000 $ 128,092 $ 71,000
Harris, Texas 3,076 $ 310,757,000 $ 101,026 $ 58,000
Broward, Florida 2,521 $ 330,072,000 $ 130,928 $ 61,000
Sacramento, California 2,383 $ 422,025,000 $ 177,098 $ 69,000
Dallas, Texas 2,201 $ 233,123,000 $ 105,916 $ 63,000
Fresno, California 2,140 $ 263,423,000 $ 123,094 $ 55,000
Prince George's, Maryland 2,098 $ 329,404,000 $ 157,008 $ 66,000
Shelby, Tennessee 2,038 $ 182,823,000 $ 89,707 $ 41,000
Orange, California 1,961 $ 485,934,000 $ 247,799 $ 95,000
King, Washington 1,909 $ 323,013,000 $ 169,205 $ 74,000
Wayne, Michigan 1,889 $ 201,918,000 $ 106,891 $ 69,000
Bexar, Texas 1,847 $ 164,700,000 $ 89,171 $ 49,000
Tarrant, Texas 1,647 $ 170,738,000 $ 103,666 $ 56,000
Hillsborough, Florida 1,598 $ 178,352,000 $ 111,609 $ 56,000
Pierce, Washington 1,555 $ 211,063,000 $ 135,731 $ 56,000
Kern, California 1,523 $ 169,600,000 $ 111,359 $ 57,000
San Joaquin, California 1,461 $ 270,085,000 $ 184,863 $ 73,000
Palm Beach, Florida 1,442 $ 198,520,000 $ 137,669 $ 68,000
Orange, Florida 1,429 $ 163,014,000 $ 114,075 $ 54,000
New Haven, Connecticut 1,402 $ 171,696,000 $ 122,465 $ 62,000
Marion, Indiana 1,329 $ 132,792,000 $ 99,918 $ 48,000
Duval, Florida 1,311 $ 131,565,000 $ 100,354 $ 47,000
St. Louis, Missouri 1,284 $ 134,631,000 $ 104,852 $ 54,000
Pinellas, Florida 1,264 $ 153,613,000 $ 121,529 $ 61,000
Tulare, California 1,262 $ 138,437,000 $ 109,696 $ 48,000
Salt Lake, Utah 1,256 $ 142,279,000 $ 113,279 $ 57,000
Suffolk, New York 1,227 $ 262,338,000 $ 213,804 $ 86,000
Hamilton, Ohio 1,202 $ 132,298,000 $ 110,064 $ 51,000
Philadelphia, Pennsylvania 1,191 $ 104,877,000 $ 88,057 $ 42,000
Hartford, Connecticut 1,140 $ 136,546,000 $ 119,777 $ 50,000
Santa Clara, California 1,115 $ 301,949,000 $ 270,806 $ 109,000
Fairfield, Connecticut 1,102 $ 204,109,000 $ 185,216 $ 83,000
DeKalb, Georgia 1,063 $ 139,300,000 $ 131,044 $ 57,000
Fulton, Georgia 1,041 $ 151,769,000 $ 145,791 $ 61,000
Contra Costa, California 1,035 $ 244,080,000 $ 235,826 $ 92,000
Allegheny, Pennsylvania 1,029 $ 96,445,000 $ 93,726 $ 44,000
Alameda, California 1,021 $ 269,536,000 $ 263,992 $ 94,000
El Paso, Texas 975 $ 78,873,000 $ 80,895 $ 54,000
Pima, Arizona 972 $ 108,492,000 $ 111,617 $ 52,000
Jackson, Missouri 970 $ 92,382,000 $ 95,239 $ 42,000
Davidson, Tennessee 968 $ 101,079,000 $ 104,420 $ 45,000
Queens, New York 951 $ 225,035,000 $ 236,629 $ 80,000
Oklahoma, Oklahoma 908 $ 78,177,000 $ 86,098 $ 41,000
Bernalillo, New Mexico 906 $ 102,425,000 $ 113,051 $ 61,000
Nassau, New York 875 $ 198,644,000 $ 227,021 $ 90,000
Baltimore, Maryland 853 $ 113,425,000 $ 132,971 $ 63,000
Gwinnett, Georgia 851 $ 123,288,000 $ 144,874 $ 60,000
Tulsa, Oklahoma 839 $ 78,070,000 $ 93,051 $ 42,000
Stanislaus, California 832 $ 138,905,000 $ 166,953 $ 71,000
Franklin, Ohio 813 $ 93,015,000 $ 114,409 $ 53,000
Snohomish, Washington 811 $ 128,792,000 $ 158,806 $ 73,000
Kings, New York 809 $ 191,572,000 $ 236,800 $ 75,000
Lee, Florida 796 $ 88,567,000 $ 111,265 $ 50,000
Jefferson, Kentucky 791 $ 80,062,000 $ 101,216 $ 49,000
Honolulu, Hawaii 779 $ 148,039,000 $ 190,037 $ 84,000
Oakland, Michigan 769 $ 124,278,000 $ 161,609 $ 66,000
Erie, New York 759 $ 61,823,000 $ 81,453 $ 43,000
Montgomery, Maryland 740 $ 145,436,000 $ 196,535 $ 81,000
Cobb, Georgia 736 $ 103,360,000 $ 140,434 $ 54,000
Worcester, Massachusetts 703 $ 106,485,000 $ 151,472 $ 84,000
Pasco, Florida 695 $ 71,896,000 $ 103,447 $ 45,000
Multnomah, Oregon 680 $ 90,018,000 $ 132,379 $ 51,000
Polk, Florida 679 $ 61,899,000 $ 91,162 $ 45,000
Volusia, Florida 673 $ 69,339,000 $ 103,029 $ 41,000
Clark, Washington 670 $ 85,005,000 $ 126,873 $ 58,000
Will, Illinois 667 $ 100,259,000 $ 150,313 $ 65,000
Bronx, New York 658 $ 142,994,000 $ 217,316 $ 76,000
Collin, Texas 656 $ 90,709,000 $ 138,275 $ 68,000
Solano, California 654 $ 141,048,000 $ 215,669 $ 77,000
Brevard, Florida 638 $ 72,091,000 $ 112,995 $ 49,000
Providence, Rhode Island 632 $ 92,379,000 $ 146,169 $ 61,000
Orange, New York 622 $ 90,338,000 $ 145,237 $ 66,000
Fairfax, Virginia 620 $ 126,160,000 $ 203,483 $ 82,000
Travis, Texas 619 $ 75,301,000 $ 121,649 $ 49,000
Butler, Ohio 616 $ 76,595,000 $ 124,342 $ 63,000
Utah, Utah 613 $ 75,123,000 $ 122,549 $ 64,000
Imperial, California 606 $ 72,303,000 $ 119,311 $ 54,000
Hamilton, Tennessee 606 $ 54,582,000 $ 90,069 $ 42,000
Adams, Colorado 605 $ 86,379,000 $ 142,775 $ 58,000
Mecklenburg, North Carolina 602 $ 66,923,000 $ 111,167 $ 60,000
Anne Arundel, Maryland 598 $ 96,866,000 $ 161,983 $ 81,000
Washoe, Nevada 593 $ 95,658,000 $ 161,311 $ 58,000
Prince William, Virginia 589 $ 107,514,000 $ 182,536 $ 83,000
Denton, Texas 585 $ 76,289,000 $ 130,408 $ 71,000
Baltimore City, Maryland 576 $ 49,115,000 $ 85,269 $ 48,000
New Castle, Delaware 569 $ 68,619,000 $ 120,595 $ 52,000
Spokane, Washington 569 $ 54,508,000 $ 95,796 $ 44,000
Montgomery, Pennsylvania 556 $ 85,992,000 $ 154,661 $ 58,000
Bucks, Pennsylvania 555 $ 90,057,000 $ 162,264 $ 75,000
Arapahoe, Colorado 552 $ 80,891,000 $ 146,541 $ 61,000
DuPage, Illinois 546 $ 95,315,000 $ 174,569 $ 70,000
Lane, Oregon 543 $ 59,859,000 $ 110,237 $ 47,000
St. Louis City, Missouri 527 $ 44,582,000 $ 84,595 $ 42,000
Westchester, New York 519 $ 129,737,000 $ 249,974 $ 101,000
Washington, Oregon 518 $ 65,842,000 $ 127,108 $ 58,000
Ventura, California 511 $ 122,709,000 $ 240,135 $ 83,000
Fort Bend, Texas 508 $ 60,862,000 $ 119,807 $ 59,000
Macomb, Michigan 507 $ 68,452,000 $ 135,013 $ 65,000
Kane, Illinois 506 $ 71,992,000 $ 142,276 $ 69,000
Essex, New Jersey 505 $ 90,058,000 $ 178,332 $ 73,000
Knox, Tennessee 502 $ 46,442,000 $ 92,513 $ 46,000
Johnson, Kansas 501 $ 69,897,000 $ 139,514 $ 62,000
El Paso, Colorado 498 $ 70,447,000 $ 141,459 $ 60,000
Denver, Colorado 495 $ 69,133,000 $ 139,662 $ 54,000
Pulaski, Arkansas 492 $ 49,042,000 $ 99,678 $ 49,000
Jefferson, Alabama 487 $ 45,390,000 $ 93,203 $ 44,000
Delaware, Pennsylvania 482 $ 56,059,000 $ 116,304 $ 51,000
Seminole, Florida 481 $ 59,470,000 $ 123,638 $ 65,000
Cuyahoga, Ohio 477 $ 57,526,000 $ 120,599 $ 69,000
Merced, California 476 $ 72,980,000 $ 153,319 $ 63,000
Clayton, Georgia 473 $ 54,264,000 $ 114,723 $ 44,000
Virginia Beach, Virginia 472 $ 57,212,000 $ 121,211 $ 54,000
Northampton, Pennsylvania 471 $ 58,642,000 $ 124,505 $ 53,000
Lake, Illinois 467 $ 71,603,000 $ 153,325 $ 66,000
Montgomery, Ohio 435 $ 42,122,000 $ 96,832 $ 53,000
Monroe, New York 433 $ 39,865,000 $ 92,066 $ 43,000
York, Pennsylvania 427 $ 46,307,000 $ 108,447 $ 53,000
Middlesex, Massachusetts 426 $ 91,013,000 $ 213,645 $ 76,000
Osceola, Florida 421 $ 48,449,000 $ 115,080 $ 52,000
Marion, Oregon 417 $ 45,411,000 $ 108,899 $ 49,000
Montgomery, Texas 414 $ 49,119,000 $ 118,644 $ 60,000
St. Lucie, Florida 413 $ 45,690,000 $ 110,629 $ 52,000
Berks, Pennsylvania 413 $ 42,605,000 $ 103,159 $ 47,000
Monroe, Pennsylvania 413 $ 54,216,000 $ 131,273 $ 53,000
Monterey, California 410 $ 104,947,000 $ 255,968 $ 113,000
Hennepin, Minnesota 403 $ 68,448,000 $ 169,846 $ 74,000
Onondaga, New York 402 $ 33,772,000 $ 84,009 $ 55,000
Jefferson, Colorado 397 $ 64,029,000 $ 161,282 $ 64,000
Escambia, Florida 397 $ 32,697,000 $ 82,360 $ 41,000
San Mateo, California 391 $ 117,919,000 $ 301,583 $ 113,000
Sonoma, California 391 $ 95,872,000 $ 245,196 $ 95,000
Vanderburgh, Indiana 391 $ 31,888,000 $ 81,554 $ 43,000
Lake, Indiana 389 $ 38,482,000 $ 98,925 $ 46,000
Thurston, Washington 383 $ 50,005,000 $ 130,561 $ 56,000
Hudson, New Jersey 371 $ 73,775,000 $ 198,854 $ 82,000
Sedgwick, Kansas 369 $ 32,775,000 $ 88,821 $ 47,000
Wake, North Carolina 367 $ 46,602,000 $ 126,980 $ 59,000
Hidalgo, Texas 365 $ 31,849,000 $ 87,257 $ 49,000
Madera, California 364 $ 47,892,000 $ 131,571 $ 53,000
Chesterfield, Virginia 360 $ 42,395,000 $ 117,763 $ 49,000
Bergen, New Jersey 359 $ 87,388,000 $ 243,420 $ 94,000
Rutherford, Tennessee 358 $ 39,295,000 $ 109,762 $ 44,000
Williamson, Texas 358 $ 41,222,000 $ 115,145 $ 58,000
Mobile, Alabama 355 $ 31,429,000 $ 88,532 $ 47,000
Bristol, Massachusetts 349 $ 54,853,000 $ 157,171 $ 58,000
St. Charles, Missouri 349 $ 42,008,000 $ 120,366 $ 60,000
Passaic, New Jersey 342 $ 69,903,000 $ 204,394 $ 82,000
Lucas, Ohio 342 $ 35,794,000 $ 104,660 $ 53,000
New London, Connecticut 340 $ 46,125,000 $ 135,661 $ 57,000
Dutchess, New York 337 $ 56,823,000 $ 168,614 $ 78,000
Kings, California 336 $ 36,449,000 $ 108,479 $ 48,000
Allen, Indiana 332 $ 31,381,000 $ 94,521 $ 43,000
Ocean, New Jersey 330 $ 62,238,000 $ 188,600 $ 86,000
Union, New Jersey 329 $ 63,033,000 $ 191,589 $ 77,000
Lake, Florida 326 $ 35,950,000 $ 110,276 $ 50,000
Sarasota, Florida 324 $ 44,265,000 $ 136,620 $ 60,000
Plymouth, Massachusetts 324 $ 61,488,000 $ 189,777 $ 69,000
Essex, Massachusetts 322 $ 59,925,000 $ 186,102 $ 71,000
Warren, Ohio 321 $ 43,033,000 $ 134,059 $ 58,000
Chester, Pennsylvania 320 $ 50,252,000 $ 157,037 $ 58,000
Manatee, Florida 318 $ 42,810,000 $ 134,622 $ 65,000
Placer, California 314 $ 65,110,000 $ 207,356 $ 85,000
Lancaster, Pennsylvania 314 $ 39,521,000 $ 125,863 $ 51,000
Lehigh, Pennsylvania 313 $ 34,815,000 $ 111,230 $ 49,000
Marion, Florida 312 $ 27,951,000 $ 89,586 $ 45,000
Pinal, Arizona 305 $ 29,985,000 $ 98,311 $ 51,000
Weld, Colorado 303 $ 38,467,000 $ 126,953 $ 51,000
Genesee, Michigan 302 $ 32,982,000 $ 109,211 $ 45,000
McHenry, Illinois 301 $ 44,841,000 $ 148,973 $ 64,000
Luzerne, Pennsylvania 300 $ 27,718,000 $ 92,393 $ 41,000
Milwaukee, Wisconsin 300 $ 31,627,000 $ 105,423 $ 56,000
Hernando, Florida 297 $ 28,419,000 $ 95,686 $ 44,000
Clackamas, Oregon 296 $ 44,743,000 $ 151,158 $ 69,000
Suffolk, Massachusetts 293 $ 65,657,000 $ 224,085 $ 71,000
Hillsborough, New Hampshire 291 $ 43,077,000 $ 148,030 $ 73,000
Hamilton, Indiana 290 $ 45,248,000 $ 156,027 $ 71,000
Hampden, Massachusetts 287 $ 33,549,000 $ 116,895 $ 45,000
Middlesex, New Jersey 286 $ 58,577,000 $ 204,814 $ 81,000
Henrico, Virginia 286 $ 32,732,000 $ 114,447 $ 47,000
Henry, Georgia 285 $ 38,152,000 $ 133,866 $ 56,000
Harford, Maryland 285 $ 39,838,000 $ 139,782 $ 69,000
Kitsap, Washington 285 $ 36,858,000 $ 129,326 $ 53,000
Kent, Michigan 284 $ 34,317,000 $ 120,834 $ 45,000
Richmond, New York 281 $ 62,100,000 $ 220,996 $ 85,000
Ada, Idaho 280 $ 28,926,000 $ 103,307 $ 52,000
Wyandotte, Kansas 278 $ 24,134,000 $ 86,812 $ 48,000
Westmoreland, Pennsylvania 278 $ 29,656,000 $ 106,676 $ 44,000
Santa Barbara, California 276 $ 56,560,000 $ 204,927 $ 75,000
Clermont, Ohio 276 $ 33,158,000 $ 120,137 $ 62,000
Nueces, Texas 274 $ 24,782,000 $ 90,445 $ 43,000
Dauphin, Pennsylvania 273 $ 26,294,000 $ 96,315 $ 44,000
Cameron, Texas 273 $ 24,190,000 $ 88,608 $ 63,000
Jefferson, Missouri 272 $ 29,114,000 $ 107,036 $ 44,000
St. Joseph, Indiana 264 $ 24,231,000 $ 91,784 $ 38,000
Davis, Utah 264 $ 29,757,000 $ 112,715 $ 52,000
Charles, Maryland 261 $ 41,014,000 $ 157,141 $ 62,000
Montgomery, Tennessee 261 $ 23,358,000 $ 89,494 $ 49,000
El Dorado, California 257 $ 55,061,000 $ 214,245 $ 95,000
Collier, Florida 254 $ 38,902,000 $ 153,157 $ 64,000
Shasta, California 251 $ 32,201,000 $ 128,290 $ 56,000
Douglas, Nebraska 251 $ 22,781,000 $ 90,760 $ 41,000
Brazoria, Texas 251 $ 27,631,000 $ 110,083 $ 65,000
Galveston, Texas 249 $ 26,767,000 $ 107,497 $ 55,000
Chesapeake, Virginia 249 $ 31,331,000 $ 125,827 $ 59,000
Elkhart, Indiana 248 $ 25,215,000 $ 101,673 $ 43,000
Fayette, Kentucky 248 $ 26,105,000 $ 105,262 $ 54,000
Monmouth, New Jersey 248 $ 55,040,000 $ 221,935 $ 92,000
Mohave, Arizona 246 $ 28,009,000 $ 113,857 $ 75,000
Saratoga, New York 244 $ 27,206,000 $ 111,500 $ 92,000
Johnson, Indiana 243 $ 25,879,000 $ 106,497 $ 51,000
Litchfield, Connecticut 242 $ 33,786,000 $ 139,611 $ 86,000
Albany, New York 242 $ 25,399,000 $ 104,954 $ 54,000
Sumner, Tennessee 242 $ 25,316,000 $ 104,611 $ 46,000
Douglas, Colorado 241 $ 44,754,000 $ 185,701 $ 68,000
Summit, Ohio 241 $ 26,482,000 $ 109,883 $ 55,000
Cleveland, Oklahoma 238 $ 24,017,000 $ 100,911 $ 65,000
Washington, Pennsylvania 236 $ 26,423,000 $ 111,961 $ 48,000
Richmond, Georgia 234 $ 20,614,000 $ 88,094 $ 39,000
Loudoun, Virginia 231 $ 45,011,000 $ 194,852 $ 75,000
Kenton, Kentucky 230 $ 24,415,000 $ 106,152 $ 57,000
Ulster, New York 230 $ 30,935,000 $ 134,500 $ 57,000
Butte, California 229 $ 30,456,000 $ 132,995 $ 49,000
Clay, Missouri 227 $ 21,701,000 $ 95,599 $ 50,000
Paulding, Georgia 226 $ 26,412,000 $ 116,867 $ 48,000
Leon, Florida 224 $ 23,010,000 $ 102,723 $ 48,000
Canyon, Idaho 223 $ 17,505,000 $ 78,497 $ 47,000
Lackawanna, Pennsylvania 217 $ 20,906,000 $ 96,341 $ 47,000
Rockingham, New Hampshire 216 $ 36,136,000 $ 167,296 $ 70,000
Clay, Florida 215 $ 25,425,000 $ 118,255 $ 55,000
Bradley, Tennessee 215 $ 18,748,000 $ 87,200 $ 36,000
Camden, New Jersey 214 $ 29,533,000 $ 138,004 $ 82,000
Okaloosa, Florida 213 $ 22,676,000 $ 106,460 $ 47,000
Madison, Illinois 213 $ 20,454,000 $ 96,028 $ 57,000
Lubbock, Texas 211 $ 18,071,000 $ 85,644 $ 46,000
Hendricks, Indiana 210 $ 26,581,000 $ 126,576 $ 80,000
Sandoval, New Mexico 209 $ 23,540,000 $ 112,631 $ 57,000
Guilford, North Carolina 209 $ 23,942,000 $ 114,555 $ 53,000
Bell, Texas 209 $ 17,314,000 $ 82,842 $ 49,000
Windham, Connecticut 208 $ 25,035,000 $ 120,360 $ 49,000
Frederick, Maryland 205 $ 35,305,000 $ 172,219 $ 61,000
Sullivan, Tennessee 204 $ 17,814,000 $ 87,323 $ 32,000
Norfolk, Massachusetts 203 $ 43,460,000 $ 214,088 $ 72,000
Webb, Texas 202 $ 17,857,000 $ 88,400 $ 42,000
Yakima, Washington 201 $ 19,265,000 $ 95,845 $ 45,000
Norfolk, Virginia 200 $ 18,795,000 $ 93,975 $ 45,000
Howard, Maryland 199 $ 37,974,000 $ 190,824 $ 80,000
Erie, Pennsylvania 197 $ 17,120,000 $ 86,903 $ 41,000
Niagara, New York 196 $ 15,560,000 $ 79,387 $ 46,000
Cherokee, Georgia 195 $ 27,690,000 $ 142,000 $ 58,000
Weber, Utah 195 $ 19,786,000 $ 101,466 $ 47,000
Douglas, Georgia 193 $ 24,728,000 $ 128,124 $ 48,000
Jackson, Michigan 192 $ 20,524,000 $ 106,895 $ 44,000
Jackson, Oregon 191 $ 23,626,000 $ 123,696 $ 52,000
Morris, New Jersey 190 $ 41,694,000 $ 219,442 $ 100,000
Burlington, New Jersey 189 $ 28,284,000 $ 149,650 $ 66,000
Stark, Ohio 189 $ 20,096,000 $ 106,328 $ 50,000
Richmond City, Virginia 189 $ 17,143,000 $ 90,703 $ 52,000
Alachua, Florida 188 $ 18,726,000 $ 99,606 $ 40,000
Maui, Hawaii 187 $ 46,978,000 $ 251,219 $ 132,000
Chatham, Georgia 185 $ 23,185,000 $ 125,324 $ 51,000
Linn, Oregon 183 $ 18,368,000 $ 100,371 $ 42,000
Jefferson, Texas 181 $ 14,877,000 $ 82,193 $ 47,000
San Francisco, California 180 $ 53,516,000 $ 297,311 $ 124,000
St. Clair, Illinois 180 $ 14,968,000 $ 83,155 $ 42,000
Madison, Indiana 180 $ 16,240,000 $ 90,222 $ 43,000
Washtenaw, Michigan 179 $ 30,520,000 $ 170,502 $ 62,000
Yolo, California 172 $ 30,682,000 $ 178,383 $ 62,000
Charlotte, Florida 172 $ 18,185,000 $ 105,726 $ 45,000
Santa Rosa, Florida 172 $ 17,769,000 $ 103,308 $ 64,000
York, Maine 172 $ 23,872,000 $ 138,790 $ 64,000
Muscogee, Georgia 171 $ 16,374,000 $ 95,754 $ 38,000
Durham, North Carolina 171 $ 20,076,000 $ 117,403 $ 54,000
Larimer, Colorado 170 $ 27,601,000 $ 162,358 $ 67,000
Dakota, Minnesota 170 $ 28,366,000 $ 166,858 $ 77,000
Oneida, New York 170 $ 14,293,000 $ 84,076 $ 42,000
Comanche, Oklahoma 170 $ 12,592,000 $ 74,070 $ 35,000
Ingham, Michigan 169 $ 18,138,000 $ 107,325 $ 53,000
Schenectady, New York 167 $ 14,600,000 $ 87,425 $ 45,000
Beaver, Pennsylvania 167 $ 16,814,000 $ 100,682 $ 49,000
Kent, Rhode Island 165 $ 24,687,000 $ 149,618 $ 52,000
Wilson, Tennessee 165 $ 18,277,000 $ 110,769 $ 44,000
Cowlitz, Washington 164 $ 17,131,000 $ 104,457 $ 50,000
Rockland, New York 163 $ 36,367,000 $ 223,110 $ 85,000
Blount, Tennessee 163 $ 16,214,000 $ 99,472 $ 41,000
Cumberland, Maine 162 $ 24,639,000 $ 152,092 $ 61,000
Ramsey, Minnesota 161 $ 23,754,000 $ 147,540 $ 58,000
Forsyth, North Carolina 161 $ 16,542,000 $ 102,745 $ 44,000
Madison, Alabama 160 $ 16,198,000 $ 101,237 $ 46,000
St. Johns, Florida 160 $ 22,437,000 $ 140,231 $ 57,000
York, South Carolina 160 $ 16,249,000 $ 101,556 $ 56,000
Bay, Florida 159 $ 16,363,000 $ 102,911 $ 43,000
Hall, Georgia 157 $ 19,115,000 $ 121,751 $ 51,000
Spotsylvania, Virginia 157 $ 26,255,000 $ 167,229 $ 58,000
Yavapai, Arizona 156 $ 19,289,000 $ 123,647 $ 54,000
Rensselaer, New York 155 $ 13,978,000 $ 90,180 $ 47,000
Sutter, California 152 $ 22,940,000 $ 150,921 $ 56,000
Middlesex, Connecticut 152 $ 24,412,000 $ 160,605 $ 62,000
Vigo, Indiana 152 $ 13,201,000 $ 86,848 $ 39,000
Greene, Missouri 152 $ 13,024,000 $ 85,684 $ 36,000
Hampton, Virginia 152 $ 15,771,000 $ 103,756 $ 46,000
San Luis Obispo, California 150 $ 34,720,000 $ 231,466 $ 86,000
Gloucester, New Jersey 150 $ 22,132,000 $ 147,546 $ 86,000
Ellis, Texas 150 $ 16,024,000 $ 106,826 $ 54,000
Canadian, Oklahoma 149 $ 13,334,000 $ 89,489 $ 55,000
Newport News, Virginia 149 $ 14,719,000 $ 98,785 $ 44,000
Montgomery, Alabama 148 $ 11,357,000 $ 76,736 $ 40,000
Boone, Kentucky 148 $ 18,472,000 $ 124,810 $ 64,000
Muskegon, Michigan 147 $ 13,884,000 $ 94,448 $ 36,000
Cumberland, Pennsylvania 145 $ 17,948,000 $ 123,779 $ 47,000
Franklin, Pennsylvania 145 $ 14,868,000 $ 102,537 $ 46,000
McMinn, Tennessee 145 $ 11,690,000 $ 80,620 $ 41,000
Citrus, Florida 142 $ 13,728,000 $ 96,676 $ 65,000
Butler, Pennsylvania 142 $ 15,998,000 $ 112,661 $ 47,000
Newton, Georgia 141 $ 18,108,000 $ 128,425 $ 48,000
Washington, Maryland 141 $ 19,059,000 $ 135,170 $ 49,000
Tippecanoe, Indiana 140 $ 15,623,000 $ 111,592 $ 53,000
Pueblo, Colorado 139 $ 14,408,000 $ 103,654 $ 40,000
Madison, Tennessee 139 $ 11,797,000 $ 84,870 $ 44,000
Washington, Tennessee 139 $ 13,010,000 $ 93,597 $ 39,000
Skagit, Washington 139 $ 20,107,000 $ 144,654 $ 55,000
Berrien, Michigan 138 $ 15,219,000 $ 110,282 $ 52,000
McLennan, Texas 138 $ 12,761,000 $ 92,471 $ 46,000
Martin, Florida 137 $ 20,189,000 $ 147,364 $ 57,000
Charleston, South Carolina 137 $ 18,097,000 $ 132,094 $ 78,000
Robertson, Tennessee 137 $ 14,143,000 $ 103,233 $ 42,000
Tipton, Tennessee 137 $ 12,829,000 $ 93,642 $ 42,000
Spartanburg, South Carolina 136 $ 12,991,000 $ 95,522 $ 41,000
Pike, Pennsylvania 135 $ 17,549,000 $ 129,992 $ 51,000
Bartow, Georgia 134 $ 16,142,000 $ 120,462 $ 48,000
Shawnee, Kansas 133 $ 12,554,000 $ 94,390 $ 44,000
Greenville, South Carolina 133 $ 15,462,000 $ 116,255 $ 43,000
Hays, Texas 133 $ 15,460,000 $ 116,240 $ 58,000
Dona Ana, New Mexico 132 $ 12,293,000 $ 93,128 $ 44,000
Lycoming, Pennsylvania 132 $ 11,611,000 $ 87,962 $ 43,000
Washington, Utah 132 $ 16,981,000 $ 128,643 $ 67,000
Santa Cruz, California 131 $ 36,680,000 $ 280,000 $ 104,000
Smith, Texas 131 $ 12,439,000 $ 94,954 $ 51,000
Carroll, Maryland 130 $ 22,319,000 $ 171,684 $ 71,000
Gaston, North Carolina 129 $ 12,467,000 $ 96,643 $ 51,000
Stafford, Virginia 129 $ 26,344,000 $ 204,217 $ 73,000
Yamhill, Oregon 128 $ 14,811,000 $ 115,710 $ 46,000
Coweta, Georgia 127 $ 16,492,000 $ 129,858 $ 43,000
Warrick, Indiana 127 $ 13,276,000 $ 104,535 $ 50,000
Bullitt, Kentucky 127 $ 14,102,000 $ 111,039 $ 51,000
Union, North Carolina 127 $ 15,365,000 $ 120,984 $ 68,000
Delaware, Ohio 127 $ 23,114,000 $ 182,000 $ 85,000
Monroe, Michigan 126 $ 16,201,000 $ 128,579 $ 49,000
Carroll, Georgia 125 $ 13,711,000 $ 109,688 $ 41,000
Rogers, Oklahoma 125 $ 12,081,000 $ 96,648 $ 45,000
Tuscaloosa, Alabama 124 $ 12,784,000 $ 103,096 $ 36,000
Lake, California 124 $ 17,934,000 $ 144,629 $ 62,000
Yuba, California 124 $ 17,062,000 $ 137,596 $ 51,000
Maury, Tennessee 124 $ 12,611,000 $ 101,701 $ 50,000
Johnson, Texas 124 $ 13,977,000 $ 112,717 $ 55,000
Whatcom, Washington 124 $ 18,929,000 $ 152,653 $ 56,000
Richland, South Carolina 123 $ 12,553,000 $ 102,056 $ 50,000
Lorain, Ohio 122 $ 13,598,000 $ 111,459 $ 65,000
Williamson, Tennessee 122 $ 20,816,000 $ 170,622 $ 73,000
Benton, Washington 122 $ 12,761,000 $ 104,598 $ 49,000
Schuylkill, Pennsylvania 121 $ 9,429,000 $ 77,925 $ 37,000
Tolland, Connecticut 120 $ 16,256,000 $ 135,466 $ 67,000
Mercer, New Jersey 120 $ 17,805,000 $ 148,375 $ 59,000
Josephine, Oregon 120 $ 14,348,000 $ 119,566 $ 52,000
Fayette, Pennsylvania 120 $ 9,977,000 $ 83,141 $ 41,000
Winnebago, Illinois 119 $ 12,556,000 $ 105,512 $ 54,000
Calvert, Maryland 119 $ 20,395,000 $ 171,386 $ 69,000
Yuma, Arizona 118 $ 12,155,000 $ 103,008 $ 50,000
Broome, New York 118 $ 9,042,000 $ 76,627 $ 39,000
Kaufman, Texas 118 $ 12,267,000 $ 103,957 $ 65,000
San Benito, California 117 $ 30,126,000 $ 257,487 $ 104,000
Kent, Delaware 117 $ 13,872,000 $ 118,564 $ 51,000
Monroe, Indiana 117 $ 12,733,000 $ 108,829 $ 57,000
Benton, Arkansas 116 $ 11,049,000 $ 95,250 $ 51,000
Rockdale, Georgia 116 $ 15,819,000 $ 136,370 $ 45,000
East Baton Rouge, Louisiana 116 $ 10,543,000 $ 90,887 $ 48,000
St. Clair, Michigan 116 $ 14,780,000 $ 127,413 $ 55,000
Cecil, Maryland 115 $ 15,448,000 $ 134,330 $ 64,000
Santa Fe, New Mexico 115 $ 20,489,000 $ 178,165 $ 72,000
Oswego, New York 115 $ 8,567,000 $ 74,495 $ 39,000
Calhoun, Michigan 114 $ 11,141,000 $ 97,728 $ 60,000
Merrimack, New Hampshire 114 $ 15,133,000 $ 132,745 $ 52,000
Clark, Ohio 114 $ 10,758,000 $ 94,368 $ 43,000
Kootenai, Idaho 113 $ 13,400,000 $ 118,584 $ 61,000
Saginaw, Michigan 113 $ 10,555,000 $ 93,407 $ 61,000
Wagoner, Oklahoma 112 $ 11,333,000 $ 101,187 $ 44,000
Forsyth, Georgia 111 $ 20,500,000 $ 184,684 $ 78,000
San Juan, New Mexico 111 $ 11,243,000 $ 101,288 $ 41,000
Hamblen, Tennessee 111 $ 9,755,000 $ 87,882 $ 41,000
Somerset, New Jersey 110 $ 26,764,000 $ 243,309 $ 85,000
Cumberland, North Carolina 110 $ 9,707,000 $ 88,245 $ 44,000
Polk, Oregon 110 $ 12,909,000 $ 117,354 $ 51,000
Indian River, Florida 109 $ 11,133,000 $ 102,137 $ 40,000
St. Mary's, Maryland 109 $ 15,772,000 $ 144,697 $ 59,000
Anoka, Minnesota 109 $ 18,471,000 $ 169,458 $ 63,000
Cabarrus, North Carolina 109 $ 10,924,000 $ 100,220 $ 48,000
Sevier, Tennessee 109 $ 11,909,000 $ 109,256 $ 45,000
Portsmouth, Virginia 109 $ 9,423,000 $ 86,449 $ 39,000
Cass, Missouri 108 $ 12,083,000 $ 111,879 $ 60,000
Tehama, California 107 $ 13,856,000 $ 129,495 $ 68,000
Sussex, New Jersey 107 $ 20,973,000 $ 196,009 $ 91,000
Bibb, Georgia 106 $ 10,326,000 $ 97,415 $ 37,000
Strafford, New Hampshire 106 $ 14,308,000 $ 134,981 $ 55,000
Rockwall, Texas 106 $ 14,200,000 $ 133,962 $ 73,000
Fayette, Georgia 105 $ 17,519,000 $ 166,847 $ 57,000
Leavenworth, Kansas 105 $ 9,951,000 $ 94,771 $ 56,000
Parker, Texas 105 $ 13,050,000 $ 124,285 $ 84,000
Kenosha, Wisconsin 105 $ 11,942,000 $ 113,733 $ 50,000
Napa, California 104 $ 24,572,000 $ 236,269 $ 104,000
Walton, Georgia 104 $ 12,938,000 $ 124,403 $ 51,000
Adams, Pennsylvania 103 $ 12,006,000 $ 116,563 $ 49,000
Baldwin, Alabama 102 $ 13,479,000 $ 132,147 $ 71,000
Sussex, Delaware 102 $ 12,858,000 $ 126,058 $ 64,000
Hancock, Indiana 102 $ 13,861,000 $ 135,892 $ 62,000
Kalamazoo, Michigan 101 $ 10,631,000 $ 105,257 $ 48,000
Saline, Arkansas 100 $ 11,287,000 $ 112,870 $ 50,000
Tooele, Utah 100 $ 8,843,000 $ 88,430 $ 47,000
Boulder, Colorado 99 $ 16,882,000 $ 170,525 $ 58,000
Howard, Indiana 99 $ 8,949,000 $ 90,393 $ 50,000
Penobscot, Maine 99 $ 9,446,000 $ 95,414 $ 46,000
Lancaster, Nebraska 99 $ 10,278,000 $ 103,818 $ 46,000
Mahoning, Ohio 99 $ 10,439,000 $ 105,444 $ 47,000
Comal, Texas 99 $ 11,545,000 $ 116,616 $ 55,000
Midland, Texas 99 $ 7,436,000 $ 75,111 $ 39,000
Mason, Washington 99 $ 10,458,000 $ 105,636 $ 50,000
Cochise, Arizona 98 $ 9,885,000 $ 100,867 $ 49,000
Washington, Arkansas 98 $ 10,249,000 $ 104,581 $ 45,000
Flagler, Florida 98 $ 11,870,000 $ 121,122 $ 57,000
Houston, Georgia 97 $ 9,039,000 $ 93,185 $ 47,000
Clark, Indiana 97 $ 9,682,000 $ 99,814 $ 46,000
LaPorte, Indiana 97 $ 10,352,000 $ 106,721 $ 47,000
Livingston, Michigan 97 $ 16,237,000 $ 167,391 $ 65,000
Sullivan, New York 97 $ 10,052,000 $ 103,628 $ 61,000
Douglas, Oregon 97 $ 9,813,000 $ 101,164 $ 44,000
Shelby, Alabama 96 $ 12,982,000 $ 135,229 $ 49,000
Delaware, Indiana 96 $ 8,388,000 $ 87,375 $ 40,000
Morgan, Indiana 96 $ 12,310,000 $ 128,229 $ 47,000
Buncombe, North Carolina 96 $ 11,386,000 $ 118,604 $ 43,000
Greene, Ohio 96 $ 10,981,000 $ 114,385 $ 47,000
Creek, Oklahoma 96 $ 7,594,000 $ 79,104 $ 40,000
Garfield, Oklahoma 96 $ 6,236,000 $ 64,958 $ 37,000
Blair, Pennsylvania 96 $ 7,414,000 $ 77,229 $ 31,000
Grant, Washington 96 $ 8,496,000 $ 88,500 $ 40,000
Mesa, Colorado 95 $ 11,567,000 $ 121,757 $ 45,000
Daviess, Kentucky 95 $ 7,636,000 $ 80,378 $ 34,000
Fairfield, Ohio 95 $ 11,589,000 $ 121,989 $ 71,000
Greene, Tennessee 95 $ 8,516,000 $ 89,642 $ 37,000
Barnstable, Massachusetts 94 $ 21,985,000 $ 233,882 $ 84,000
Walker, Georgia 93 $ 8,088,000 $ 86,967 $ 41,000
Porter, Indiana 93 $ 10,543,000 $ 113,365 $ 48,000
Atlantic, New Jersey 93 $ 14,775,000 $ 158,870 $ 78,000
Putnam, New York 93 $ 17,564,000 $ 188,860 $ 75,000
Gregg, Texas 93 $ 8,004,000 $ 86,064 $ 57,000
Broomfield, Colorado 92 $ 15,452,000 $ 167,956 $ 69,000
Randall, Texas 92 $ 8,769,000 $ 95,315 $ 60,000
Ottawa, Michigan 91 $ 10,991,000 $ 120,780 $ 43,000
Lake, Ohio 91 $ 11,368,000 $ 124,923 $ 56,000
Hawkins, Tennessee 91 $ 7,764,000 $ 85,318 $ 38,000
Lewis, Washington 91 $ 10,506,000 $ 115,450 $ 54,000
Polk, Iowa 90 $ 8,671,000 $ 96,344 $ 47,000
Carbon, Pennsylvania 90 $ 8,361,000 $ 92,900 $ 43,000
Crawford, Pennsylvania 90 $ 8,223,000 $ 91,366 $ 40,000
Highlands, Florida 89 $ 7,673,000 $ 86,213 $ 60,000
Franklin, Missouri 89 $ 9,287,000 $ 104,348 $ 42,000
Catoosa, Georgia 88 $ 8,480,000 $ 96,363 $ 40,000
Trumbull, Ohio 88 $ 10,543,000 $ 119,806 $ 55,000
Lebanon, Pennsylvania 88 $ 8,693,000 $ 98,784 $ 43,000
Ector, Texas 88 $ 5,827,000 $ 66,215 $ 71,000
Humboldt, California 87 $ 11,860,000 $ 136,321 $ 51,000
Campbell, Kentucky 87 $ 8,961,000 $ 103,000 $ 50,000
Hardin, Kentucky 87 $ 8,561,000 $ 98,402 $ 34,000
Putnam, Florida 86 $ 7,575,000 $ 88,081 $ 49,000
Barrow, Georgia 86 $ 10,458,000 $ 121,604 $ 45,000
Suffolk, Virginia 86 $ 11,640,000 $ 135,348 $ 54,000
Wicomico, Maryland 85 $ 8,730,000 $ 102,705 $ 49,000
Wood, Ohio 85 $ 10,260,000 $ 120,705 $ 61,000
Muskogee, Oklahoma 85 $ 6,068,000 $ 71,388 $ 36,000
Potter, Texas 85 $ 5,773,000 $ 67,917 $ 76,000
Dane, Wisconsin 85 $ 12,007,000 $ 141,258 $ 61,000
Columbia, Georgia 84 $ 10,204,000 $ 121,476 $ 46,000
Hawaii, Hawaii 84 $ 13,435,000 $ 159,940 $ 81,000
Valencia, New Mexico 84 $ 8,761,000 $ 104,297 $ 48,000
Davidson, North Carolina 84 $ 7,393,000 $ 88,011 $ 40,000
Deschutes, Oregon 84 $ 10,576,000 $ 125,904 $ 62,000
Grayson, Texas 84 $ 8,057,000 $ 95,916 $ 49,000
Guadalupe, Texas 84 $ 9,364,000 $ 111,476 $ 57,000
Platte, Missouri 83 $ 10,286,000 $ 123,927 $ 60,000
Lyon, Nevada 83 $ 9,618,000 $ 115,879 $ 55,000
Chautauqua, New York 83 $ 5,686,000 $ 68,506 $ 33,000
Medina, Ohio 83 $ 11,619,000 $ 139,987 $ 53,000
Tom Green, Texas 83 $ 6,068,000 $ 73,108 $ 43,000
Racine, Wisconsin 83 $ 9,449,000 $ 113,843 $ 44,000
Jasper, Missouri 82 $ 6,960,000 $ 84,878 $ 40,000
New York, New York 81 $ 17,847,000 $ 220,333 $ 74,000
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Mortgage Loan Application Detail Totals for Accredited Home Lenders, Inc in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 173,449 $23,165,557,000 $129,843 $1,900,000 $53,549 $2,160,000
Home Purchase 75,442 $10,052,179,000 $109,980 $1,460,000 $60,470 $1,920,000
Home Improvement 4,285 $541,618,000 $115,625 $1,260,000 $53,000 $1,800,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 111,718 $14,481,791,000 $123,823 $1,900,000 $57,431 $1,920,000
Not Provided 69,829 $9,072,679,000 $122,705 $1,870,000 $53,431 $1,920,000
Hispanic 32,980 $4,864,449,000 $118,959 $1,000,000 $54,816 $1,800,000
Black or African American 25,914 $3,278,746,000 $117,640 $1,850,000 $56,320 $2,160,000
Asian 5,108 $989,754,000 $139,717 $1,300,000 $70,652 $1,200,000
American Indian or Alaskan Native 2,738 $359,775,000 $124,840 $1,000,000 $45,659 $1,503,000
Native Hawaiian or Other Pacific Islander 2,570 $386,630,000 $127,565 $1,400,000 $49,630 $1,080,000
Not applicable 2,319 $325,530,000 $112,900 $750,000 $57,200 $688,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 253,176 $33,759,354,000 $122,411 $1,900,000 $55,549 $2,160,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 90,416 $12,398,345,000 $120,313 $1,000,000 $63,215 $1,740,000
Application Denied By Financial Institution 82,761 $11,129,211,000 $125,607 $1,900,000 $56,000 $1,920,000
Application Withdrawn By Applicant 73,790 $9,375,888,000 $123,490 $1,850,000 $48,078 $2,160,000
Application Approved But Not Accepted 5,959 $832,703,000 $119,740 $1,360,000 $60,760 $1,150,000
Loan Purchased By The Institution 250 $23,207,000 $99,000 $513,000 $72,888 $360,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 21,745 $2,605,025,000 $122,039 $1,900,000 $49,372 $1,920,000
Credit Application Incomplete 12,108 $1,806,899,000 $121,039 $1,870,000 $55,372 $1,800,000
Other 10,952 $1,519,511,000 $127,274 $1,800,000 $64,078 $1,753,000
Collateral 9,599 $1,123,470,000 $121,941 $1,750,000 $56,529 $1,200,000
Debt-To-Income Ratio 6,386 $834,574,000 $131,820 $1,610,000 $48,720 $1,860,000
Unverifiable Information 2,805 $397,095,000 $128,083 $1,410,000 $55,791 $719,000
Employment History 1,151 $147,414,000 $121,936 $760,000 $45,446 $662,000
Insufficient Cash (Downpayment, Closing Cost) 361 $44,871,000 $125,567 $950,000 $51,081 $222,000
Mortgage Insurance Denied 3 $281,000 $96,500 $148,000 $139,000 $221,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Accredited Home Lenders, Inc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Accredited Home Lenders, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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