Accredited Home Lenders, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Accredited Home Lenders, Inc 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Accredited Home Lenders, Inc 15253 Avenue Of Science Bldg 1 San Diego, CA 92128 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,972 |
| Total Mortgage Loan Application Amount | $2,692,213,000 |
| Average Mortgage Loan Application Amount | $251,500 |
| Highest Mortgage Loan Application Amount | $1,560,000 |
| Average Applicant Income | $113,500 |
| Highest Applicant Income | $3,925,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Accredited Home Lenders, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Accredited Home Lenders, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Accredited Home Lenders, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Accredited Home Lenders, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Accredited Home Lenders, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Accredited Home Lenders, Inc's mortgage activity for 2008.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 487 | $ 179,024,000 | $ 367,000 | $ 118,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 396 | $ 162,572,000 | $ 384,000 | $ 125,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 395 | $ 95,596,000 | $ 242,000 | $ 95,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 313 | $ 86,905,000 | $ 277,000 | $ 109,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 299 | $ 51,697,000 | $ 172,000 | $ 87,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 289 | $ 71,881,000 | $ 248,000 | $ 111,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 255 | $ 48,096,000 | $ 188,000 | $ 84,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 242 | $ 57,261,000 | $ 236,000 | $ 93,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 198 | $ 37,189,000 | $ 187,000 | $ 114,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 188 | $ 64,750,000 | $ 344,000 | $ 116,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 177 | $ 49,366,000 | $ 275,000 | $ 111,500 |
| ORLANDO-KISSIMMEE, FL | 172 | $ 39,616,000 | $ 230,000 | $ 102,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 165 | $ 50,733,000 | $ 302,500 | $ 117,750 |
| NASSAU-SUFFOLK, NY | 154 | $ 59,246,000 | $ 384,000 | $ 149,000 |
| PHILADELPHIA, PA | 144 | $ 29,941,000 | $ 207,000 | $ 91,000 |
| DALLAS-PLANO-IRVING, TX | 143 | $ 31,787,000 | $ 222,000 | $ 100,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 140 | $ 33,433,000 | $ 238,000 | $ 104,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 136 | $ 46,231,000 | $ 339,000 | $ 139,000 |
| BALTIMORE-TOWSON, MD | 133 | $ 32,568,000 | $ 244,000 | $ 122,000 |
| ST. LOUIS, MO-IL | 126 | $ 19,256,000 | $ 132,000 | $ 76,500 |
| LAS VEGAS-PARADISE, NV | 119 | $ 30,786,000 | $ 258,000 | $ 122,000 |
| NEWARK-UNION, NJ-PA | 110 | $ 33,378,000 | $ 305,000 | $ 107,500 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 99 | $ 34,615,000 | $ 349,000 | $ 128,000 |
| HONOLULU, HI | 95 | $ 38,547,000 | $ 405,000 | $ 181,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 92 | $ 16,912,000 | $ 183,000 | $ 78,000 |
| SALT LAKE CITY, UT | 91 | $ 24,178,000 | $ 265,000 | $ 115,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 90 | $ 33,950,000 | $ 377,000 | $ 131,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 89 | $ 25,849,000 | $ 290,000 | $ 124,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 86 | $ 19,709,000 | $ 229,000 | $ 104,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 84 | $ 8,391,000 | $ 99,000 | $ 60,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 83 | $ 32,094,000 | $ 386,000 | $ 128,000 |
| NEW HAVEN-MILFORD, CT | 79 | $ 16,380,000 | $ 207,000 | $ 109,000 |
| RICHMOND, VA | 78 | $ 14,491,000 | $ 185,000 | $ 79,000 |
| DENVER-AURORA, CO | 76 | $ 21,140,000 | $ 278,000 | $ 163,000 |
| EDISON-NEW BRUNSWICK, NJ | 76 | $ 27,363,000 | $ 360,000 | $ 147,000 |
| TACOMA, WA | 74 | $ 21,557,000 | $ 291,000 | $ 109,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 70 | $ 13,642,000 | $ 194,000 | $ 71,000 |
| EL PASO, TX | 69 | $ 8,780,000 | $ 127,000 | $ 76,000 |
| SAN ANTONIO, TX | 69 | $ 13,990,000 | $ 202,000 | $ 99,000 |
| CAMDEN, NJ | 65 | $ 15,053,000 | $ 231,000 | $ 96,000 |
| PITTSBURGH, PA | 64 | $ 7,711,000 | $ 120,000 | $ 58,000 |
| BOISE CITY-NAMPA, ID | 61 | $ 14,456,000 | $ 236,000 | $ 108,000 |
| ALBANY-SCHENECTADY-TROY, NY | 60 | $ 10,306,000 | $ 171,000 | $ 82,000 |
| AUSTIN-ROUND ROCK, TX | 60 | $ 13,609,000 | $ 226,000 | $ 114,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 60 | $ 8,846,000 | $ 147,000 | $ 74,000 |
| JACKSONVILLE, FL | 59 | $ 9,113,000 | $ 154,000 | $ 73,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 57 | $ 13,256,000 | $ 233,500 | $ 98,500 |
| FORT WORTH-ARLINGTON, TX | 54 | $ 10,182,000 | $ 188,000 | $ 98,000 |
| WILMINGTON, DE-MD-NJ | 53 | $ 11,100,000 | $ 244,000 | $ 78,333 |
| FRESNO, CA | 51 | $ 10,489,000 | $ 205,000 | $ 79,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 51 | $ 11,622,000 | $ 264,000 | $ 114,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 51 | $ 9,493,000 | $ 186,000 | $ 86,000 |
| SPOKANE, WA | 49 | $ 8,833,000 | $ 180,000 | $ 73,000 |
| BOSTON-QUINCY, MA | 48 | $ 14,901,000 | $ 310,000 | $ 147,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 48 | $ 19,717,000 | $ 410,000 | $ 125,000 |
| ALBUQUERQUE, NM | 47 | $ 9,571,000 | $ 203,000 | $ 131,000 |
| PROVO-OREM, UT | 44 | $ 13,979,000 | $ 317,000 | $ 130,000 |
| INDIANAPOLIS-CARMEL, IN | 43 | $ 8,409,000 | $ 195,000 | $ 125,000 |
| BAKERSFIELD, CA | 42 | $ 8,705,000 | $ 207,000 | $ 98,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 40 | $ 7,620,000 | $ 190,000 | $ 81,000 |
| TUCSON, AZ | 40 | $ 7,053,000 | $ 176,000 | $ 72,000 |
| VISALIA-PORTERVILLE, CA | 40 | $ 8,808,000 | $ 220,000 | $ 100,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 39 | $ 5,680,000 | $ 144,500 | $ 68,500 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 38 | $ 11,962,000 | $ 314,000 | $ 129,000 |
| CAPE CORAL-FORT MYERS, FL | 38 | $ 7,158,000 | $ 188,000 | $ 86,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 38 | $ 8,776,000 | $ 222,000 | $ 110,500 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 38 | $ 11,445,000 | $ 301,000 | $ 128,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 37 | $ 6,275,000 | $ 169,000 | $ 66,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 36 | $ 7,369,000 | $ 253,500 | $ 122,000 |
| BATON ROUGE, LA | 34 | $ 4,033,000 | $ 118,000 | $ 102,000 |
| KANSAS CITY, MO-KS | 34 | $ 6,611,000 | $ 190,500 | $ 136,500 |
| LAKELAND-WINTER HAVEN, FL | 34 | $ 5,287,000 | $ 155,000 | $ 87,000 |
| STOCKTON, CA | 33 | $ 8,081,000 | $ 244,000 | $ 97,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 30 | $ 7,370,000 | $ 245,000 | $ 84,000 |
| BRADENTON-SARASOTA-VENICE, FL | 30 | $ 5,511,000 | $ 183,000 | $ 125,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 29 | $ 4,890,000 | $ 168,000 | $ 76,000 |
| OCALA, FL | 28 | $ 4,540,000 | $ 162,000 | $ 75,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 28 | $ 4,658,000 | $ 166,000 | $ 119,000 |
| COLUMBUS, OH | 27 | $ 5,037,000 | $ 186,000 | $ 85,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 25 | $ 3,879,000 | $ 149,000 | $ 56,000 |
| MEMPHIS, TN-MS-AR | 25 | $ 4,909,000 | $ 249,666 | $ 88,666 |
| OKLAHOMA CITY, OK | 25 | $ 3,735,000 | $ 149,000 | $ 79,000 |
| PEABODY, MA | 25 | $ 7,727,000 | $ 309,000 | $ 138,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 24 | $ 5,917,000 | $ 246,000 | $ 89,000 |
| EUGENE-SPRINGFIELD, OR | 23 | $ 5,485,000 | $ 238,000 | $ 106,000 |
| GARY, IN | 23 | $ 3,343,000 | $ 145,000 | $ 106,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 23 | $ 6,270,000 | $ 251,500 | $ 118,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 23 | $ 2,952,000 | $ 128,000 | $ 85,000 |
| OLYMPIA, WA | 23 | $ 6,261,000 | $ 272,000 | $ 119,000 |
| PORT ST. LUCIE, FL | 23 | $ 6,112,000 | $ 265,000 | $ 105,000 |
| ROCHESTER, NY | 23 | $ 3,166,000 | $ 137,000 | $ 104,000 |
| COLORADO SPRINGS, CO | 22 | $ 4,501,000 | $ 204,000 | $ 90,000 |
| BUFFALO-NIAGARA FALLS, NY | 21 | $ 4,150,000 | $ 197,000 | $ 99,000 |
| CORPUS CHRISTI, TX | 21 | $ 3,801,000 | $ 181,000 | $ 102,000 |
| OGDEN-CLEARFIELD, UT | 21 | $ 5,966,000 | $ 284,000 | $ 115,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 21 | $ 10,125,000 | $ 482,000 | $ 180,000 |
| ST. GEORGE, UT | 21 | $ 8,079,000 | $ 384,000 | $ 229,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 20 | $ 3,232,000 | $ 161,000 | $ 86,000 |
| FLINT, MI | 20 | $ 2,125,000 | $ 106,000 | $ 66,000 |
| KNOXVILLE, TN | 20 | $ 3,961,000 | $ 198,000 | $ 96,000 |
| RALEIGH-CARY, NC | 20 | $ 3,556,000 | $ 177,000 | $ 87,000 |
| SALEM, OR | 20 | $ 4,645,000 | $ 232,000 | $ 102,000 |
| BREMERTON-SILVERDALE, WA | 19 | $ 5,420,000 | $ 285,000 | $ 124,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 19 | $ 6,942,000 | $ 365,000 | $ 151,000 |
| WORCESTER, MA | 19 | $ 4,125,000 | $ 217,000 | $ 111,000 |
| BIRMINGHAM-HOOVER, AL | 18 | $ 2,436,000 | $ 135,000 | $ 54,000 |
| CHATTANOOGA, TN-GA | 18 | $ 2,563,000 | $ 123,500 | $ 51,000 |
| KINGSTON, NY | 18 | $ 4,273,000 | $ 237,000 | $ 114,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 18 | $ 8,462,000 | $ 470,000 | $ 134,000 |
| MODESTO, CA | 17 | $ 3,333,000 | $ 196,000 | $ 101,000 |
| COEUR D'ALENE, ID | 16 | $ 4,460,000 | $ 278,000 | $ 137,000 |
| JACKSON, MS | 16 | $ 2,683,000 | $ 167,000 | $ 118,000 |
| LANCASTER, PA | 16 | $ 3,261,000 | $ 203,000 | $ 79,000 |
| MCALLEN-EDINBURG-MISSION, TX | 16 | $ 2,106,000 | $ 131,000 | $ 143,000 |
| NORWICH-NEW LONDON, CT | 16 | $ 3,095,000 | $ 193,000 | $ 96,000 |
| PRESCOTT, AZ | 16 | $ 5,546,000 | $ 346,000 | $ 157,000 |
| EL CENTRO, CA | 15 | $ 2,914,000 | $ 194,000 | $ 103,000 |
| HARRISBURG-CARLISLE, PA | 15 | $ 3,247,000 | $ 216,000 | $ 98,000 |
| LONGVIEW, WA | 15 | $ 2,756,000 | $ 183,000 | $ 162,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 15 | $ 2,928,000 | $ 195,000 | $ 73,000 |
| SAVANNAH, GA | 15 | $ 2,976,000 | $ 198,000 | $ 151,000 |
| VALLEJO-FAIRFIELD, CA | 15 | $ 4,506,000 | $ 300,000 | $ 93,000 |
| NAPLES-MARCO ISLAND, FL | 14 | $ 3,042,000 | $ 217,000 | $ 123,000 |
| TRENTON-EWING, NJ | 14 | $ 2,124,000 | $ 151,000 | $ 87,000 |
| ANCHORAGE, AK | 13 | $ 2,931,000 | $ 225,000 | $ 99,000 |
| BEAUMONT-PORT ARTHUR, TX | 13 | $ 1,507,000 | $ 115,000 | $ 65,000 |
| GLENS FALLS, NY | 13 | $ 1,953,000 | $ 150,000 | $ 100,000 |
| GRAND RAPIDS-WYOMING, MI | 13 | $ 2,123,000 | $ 163,000 | $ 59,000 |
| PANAMA CITY-LYNN HAVEN, FL | 13 | $ 3,094,000 | $ 238,000 | $ 135,000 |
| PUNTA GORDA, FL | 13 | $ 2,307,000 | $ 177,000 | $ 100,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 13 | $ 3,354,000 | $ 258,000 | $ 88,000 |
| SANTA FE, NM | 13 | $ 4,341,000 | $ 333,000 | $ 95,000 |
| SPRINGFIELD, MA | 13 | $ 2,280,000 | $ 175,000 | $ 101,000 |
| TULSA, OK | 13 | $ 3,052,000 | $ 234,000 | $ 185,000 |
| BEND, OR | 12 | $ 2,893,000 | $ 241,000 | $ 89,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 12 | $ 5,093,000 | $ 424,000 | $ 180,000 |
| OCEAN CITY, NJ | 12 | $ 4,052,000 | $ 337,000 | $ 200,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 12 | $ 1,667,000 | $ 138,000 | $ 75,000 |
| RENO-SPARKS, NV | 12 | $ 4,156,000 | $ 346,000 | $ 109,000 |
| SCRANTON--WILKES-BARRE, PA | 12 | $ 1,765,000 | $ 147,000 | $ 80,000 |
| AKRON, OH | 11 | $ 1,944,000 | $ 176,000 | $ 135,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 11 | $ 2,117,000 | $ 175,500 | $ 92,500 |
| BARNSTABLE TOWN, MA | 11 | $ 3,941,000 | $ 358,000 | $ 139,000 |
| DAYTON, OH | 11 | $ 1,554,000 | $ 141,000 | $ 81,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 11 | $ 2,346,000 | $ 213,000 | $ 100,000 |
| SALISBURY, MD | 11 | $ 1,875,000 | $ 170,000 | $ 53,000 |
| WENATCHEE, WA | 11 | $ 3,573,000 | $ 324,000 | $ 120,000 |
| YAKIMA, WA | 11 | $ 1,270,000 | $ 115,000 | $ 42,000 |
| BROWNSVILLE-HARLINGEN, TX | 10 | $ 1,426,000 | $ 142,000 | $ 72,000 |
| GRAND JUNCTION, CO | 10 | $ 3,075,000 | $ 307,000 | $ 122,000 |
| MEDFORD, OR | 10 | $ 3,028,000 | $ 302,000 | $ 95,000 |
| MOBILE, AL | 10 | $ 1,880,000 | $ 188,000 | $ 109,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 10 | $ 1,426,000 | $ 142,000 | $ 72,000 |
| YUMA, AZ | 10 | $ 1,899,000 | $ 189,000 | $ 65,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 9 | $ 1,835,000 | $ 203,000 | $ 100,000 |
| CHICO, CA | 9 | $ 1,505,000 | $ 167,000 | $ 67,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 9 | $ 813,000 | $ 90,000 | $ 42,000 |
| GULFPORT-BILOXI, MS | 9 | $ 2,017,000 | $ 224,000 | $ 88,000 |
| IDAHO FALLS, ID | 9 | $ 2,593,000 | $ 288,000 | $ 82,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 9 | $ 1,513,000 | $ 168,000 | $ 87,000 |
| LANSING-EAST LANSING, MI | 9 | $ 665,000 | $ 73,000 | $ 43,000 |
| LEXINGTON-FAYETTE, KY | 9 | $ 2,533,000 | $ 281,000 | $ 106,000 |
| LONGVIEW, TX | 9 | $ 1,416,000 | $ 157,000 | $ 135,000 |
| MADERA, CA | 9 | $ 2,410,000 | $ 267,000 | $ 90,000 |
| ROANOKE, VA | 9 | $ 2,023,000 | $ 224,000 | $ 107,000 |
| SANTA ROSA-PETALUMA, CA | 9 | $ 3,418,000 | $ 379,000 | $ 213,000 |
| SEBASTIAN-VERO BEACH, FL | 9 | $ 1,902,000 | $ 211,000 | $ 79,000 |
| TALLAHASSEE, FL | 9 | $ 1,943,000 | $ 215,000 | $ 79,000 |
| FAYETTEVILLE, NC | 8 | $ 783,000 | $ 97,000 | $ 49,000 |
| GAINESVILLE, GA | 8 | $ 2,337,000 | $ 292,000 | $ 171,000 |
| GREELEY, CO | 8 | $ 2,137,000 | $ 267,000 | $ 210,000 |
| GREENSBORO-HIGH POINT, NC | 8 | $ 1,169,000 | $ 146,000 | $ 78,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 8 | $ 1,730,000 | $ 253,000 | $ 85,000 |
| LAS CRUCES, NM | 8 | $ 1,088,000 | $ 136,000 | $ 61,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 8 | $ 736,000 | $ 92,000 | $ 67,000 |
| MANCHESTER-NASHUA, NH | 8 | $ 1,657,000 | $ 207,000 | $ 64,000 |
| MERCED, CA | 8 | $ 1,526,000 | $ 190,000 | $ 99,000 |
| MIDLAND, TX | 8 | $ 1,024,000 | $ 128,000 | $ 72,000 |
| PUEBLO, CO | 8 | $ 1,844,000 | $ 230,000 | $ 95,000 |
| REDDING, CA | 8 | $ 2,261,000 | $ 282,000 | $ 75,000 |
| SALINAS, CA | 8 | $ 3,714,000 | $ 464,000 | $ 112,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 8 | $ 2,905,000 | $ 363,000 | $ 100,000 |
| SANTA CRUZ-WATSONVILLE, CA | 8 | $ 3,964,000 | $ 495,000 | $ 212,000 |
| SHREVEPORT-BOSSIER CITY, LA | 8 | $ 770,000 | $ 96,000 | $ 40,000 |
| SYRACUSE, NY | 8 | $ 1,152,000 | $ 144,000 | $ 424,000 |
| WILMINGTON, NC | 8 | $ 983,000 | $ 122,000 | $ 74,000 |
| ASHEVILLE, NC | 7 | $ 1,126,000 | $ 160,000 | $ 70,000 |
| BELLINGHAM, WA | 7 | $ 2,516,000 | $ 359,000 | $ 137,000 |
| CHARLOTTESVILLE, VA | 7 | $ 1,224,000 | $ 174,000 | $ 50,000 |
| FORT COLLINS-LOVELAND, CO | 7 | $ 1,803,000 | $ 257,000 | $ 123,000 |
| GAINESVILLE, FL | 7 | $ 1,169,000 | $ 167,000 | $ 103,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 7 | $ 904,000 | $ 129,000 | $ 64,000 |
| HANFORD-CORCORAN, CA | 7 | $ 1,229,000 | $ 175,000 | $ 72,000 |
| JACKSON, MI | 7 | $ 804,000 | $ 114,000 | $ 45,000 |
| LAFAYETTE, LA | 7 | $ 1,086,000 | $ 155,000 | $ 93,000 |
| LAREDO, TX | 7 | $ 1,018,000 | $ 145,000 | $ 92,000 |
| SUMTER, SC | 7 | $ 1,054,000 | $ 150,000 | $ 72,000 |
| YORK-HANOVER, PA | 7 | $ 1,493,000 | $ 213,000 | $ 78,000 |
| BINGHAMTON, NY | 6 | $ 792,000 | $ 132,000 | $ 65,000 |
| BLOOMINGTON, IN | 6 | $ 1,013,000 | $ 168,000 | $ 378,000 |
| BOULDER, CO | 6 | $ 2,044,000 | $ 340,000 | $ 112,000 |
| COLUMBUS, GA-AL | 6 | $ 774,000 | $ 129,000 | $ 51,000 |
| DOVER, DE | 6 | $ 1,237,000 | $ 206,000 | $ 61,000 |
| DURHAM, NC | 6 | $ 882,000 | $ 147,000 | $ 109,000 |
| FLAGSTAFF, AZ | 6 | $ 2,108,000 | $ 351,000 | $ 334,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 6 | $ 1,692,000 | $ 282,000 | $ 180,000 |
| HICKORY-LENOIR-MORGANTON, NC | 6 | $ 1,016,000 | $ 169,000 | $ 55,000 |
| HUNTSVILLE, AL | 6 | $ 2,037,000 | $ 339,000 | $ 130,000 |
| MOUNT VERNON-ANACORTES, WA | 6 | $ 2,496,000 | $ 416,000 | $ 123,000 |
| SPRINGFIELD, MO | 6 | $ 877,000 | $ 146,000 | $ 81,000 |
| WINSTON-SALEM, NC | 6 | $ 1,263,000 | $ 210,000 | $ 101,000 |
| ATHENS-CLARKE COUNTY, GA | 5 | $ 733,000 | $ 146,000 | $ 406,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 5 | $ 1,316,000 | $ 212,500 | $ 123,000 |
| LYNCHBURG, VA | 5 | $ 714,000 | $ 142,000 | $ 73,000 |
| MADISON, WI | 5 | $ 985,000 | $ 197,000 | $ 62,000 |
| MONROE, MI | 5 | $ 993,000 | $ 198,000 | $ 157,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 5 | $ 2,351,000 | $ 470,000 | $ 269,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 5 | $ 477,000 | $ 94,500 | $ 55,500 |
| TYLER, TX | 5 | $ 1,310,000 | $ 262,000 | $ 87,000 |
| WINCHESTER, VA-WV | 5 | $ 1,185,000 | $ 217,500 | $ 89,000 |
| YUBA CITY, CA | 5 | $ 960,000 | $ 192,000 | $ 173,000 |
| ANDERSON, IN | 4 | $ 420,000 | $ 105,000 | $ 74,000 |
| ANN ARBOR, MI | 4 | $ 630,000 | $ 157,000 | $ 72,000 |
| AUBURN-OPELIKA, AL | 4 | $ 930,000 | $ 232,000 | $ 95,000 |
| EVANSVILLE, IN-KY | 4 | $ 487,000 | $ 121,000 | $ 72,000 |
| GADSDEN, AL | 4 | $ 335,000 | $ 83,000 | $ 33,000 |
| HOLLAND-GRAND HAVEN, MI | 4 | $ 506,000 | $ 126,000 | $ 75,000 |
| KALAMAZOO-PORTAGE, MI | 4 | $ 471,000 | $ 117,000 | $ 56,000 |
| MONTGOMERY, AL | 4 | $ 551,000 | $ 137,000 | $ 70,000 |
| NAPA, CA | 4 | $ 1,895,000 | $ 473,000 | $ 134,000 |
| NILES-BENTON HARBOR, MI | 4 | $ 804,000 | $ 201,000 | $ 81,000 |
| READING, PA | 4 | $ 611,000 | $ 152,000 | $ 56,000 |
| ROME, GA | 4 | $ 952,000 | $ 238,000 | $ 140,000 |
| TERRE HAUTE, IN | 4 | $ 320,000 | $ 80,000 | $ 47,000 |
| TOLEDO, OH | 4 | $ 443,000 | $ 110,000 | $ 75,000 |
| TOPEKA, KS | 4 | $ 424,000 | $ 106,000 | $ 55,000 |
| APPLETON, WI | 3 | $ 393,000 | $ 131,000 | $ 47,000 |
| BANGOR, ME | 3 | $ 399,000 | $ 133,000 | $ 67,000 |
| BILLINGS, MT | 3 | $ 832,000 | $ 277,000 | $ 169,000 |
| BOWLING GREEN, KY | 3 | $ 257,000 | $ 85,000 | $ 58,000 |
| CHEYENNE, WY | 3 | $ 313,000 | $ 104,000 | $ 43,000 |
| CLARKSVILLE, TN-KY | 3 | $ 590,000 | $ 196,000 | $ 96,000 |
| CLEVELAND, TN | 3 | $ 202,000 | $ 67,000 | $ 40,000 |
| COLUMBIA, SC | 3 | $ 517,000 | $ 172,000 | $ 60,000 |
| DALTON, GA | 3 | $ 495,000 | $ 165,000 | $ 46,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 173,000 | $ 57,000 | $ 47,000 |
| DULUTH, MN-WI | 3 | $ 478,000 | $ 159,000 | $ 65,000 |
| ERIE, PA | 3 | $ 418,000 | $ 139,000 | $ 47,000 |
| FARMINGTON, NM | 3 | $ 639,000 | $ 213,000 | $ 177,000 |
| FLORENCE, SC | 3 | $ 383,000 | $ 127,000 | $ 62,000 |
| FORT WAYNE, IN | 3 | $ 577,000 | $ 192,000 | $ 78,000 |
| JEFFERSON CITY, MO | 3 | $ 291,000 | $ 97,000 | $ 38,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 3 | $ 322,000 | $ 107,000 | $ 73,000 |
| LEWISTON, ID-WA | 3 | $ 410,000 | $ 136,000 | $ 61,000 |
| LEWISTON-AUBURN, ME | 3 | $ 1,008,000 | $ 336,000 | $ 561,000 |
| LOGAN, UT-ID | 3 | $ 1,056,000 | $ 324,000 | $ 80,000 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 433,000 | $ 144,000 | $ 93,000 |
| MISSOULA, MT | 3 | $ 702,000 | $ 234,000 | $ 93,000 |
| POCATELLO, ID | 3 | $ 393,000 | $ 131,000 | $ 48,000 |
| ROCKFORD, IL | 3 | $ 425,000 | $ 141,000 | $ 93,000 |
| SAN ANGELO, TX | 3 | $ 270,000 | $ 90,000 | $ 38,000 |
| SPRINGFIELD, OH | 3 | $ 408,000 | $ 136,000 | $ 45,000 |
| VALDOSTA, GA | 3 | $ 444,000 | $ 148,000 | $ 82,000 |
| WICHITA, KS | 3 | $ 427,000 | $ 142,000 | $ 53,000 |
| WILLIAMSPORT, PA | 3 | $ 526,000 | $ 175,000 | $ 201,000 |
| ABILENE, TX | 2 | $ 130,000 | $ 65,000 | $ 76,000 |
| ALEXANDRIA, LA | 2 | $ 185,000 | $ 92,000 | $ 29,000 |
| ALTOONA, PA | 2 | $ 345,000 | $ 172,000 | $ 82,000 |
| AMARILLO, TX | 2 | $ 644,000 | $ 322,000 | $ 118,000 |
| ANNISTON-OXFORD, AL | 2 | $ 184,000 | $ 92,000 | $ 54,000 |
| CANTON-MASSILLON, OH | 2 | $ 598,000 | $ 299,000 | $ 93,000 |
| CHARLESTON, WV | 2 | $ 356,000 | $ 178,000 | $ 77,000 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 198,000 | $ 99,000 | $ 57,000 |
| DANVILLE, VA | 2 | $ 206,000 | $ 103,000 | $ 28,000 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 203,000 | $ 101,000 | $ 46,000 |
| ELKHART-GOSHEN, IN | 2 | $ 200,000 | $ 100,000 | $ 52,000 |
| FAIRBANKS, AK | 2 | $ 311,000 | $ 155,000 | $ 108,000 |
| FORT SMITH, AR-OK | 2 | $ 181,000 | $ 90,500 | $ 75,500 |
| HARRISONBURG, VA | 2 | $ 362,000 | $ 181,000 | $ 126,000 |
| HATTIESBURG, MS | 2 | $ 275,000 | $ 137,000 | $ 49,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 2 | $ 242,000 | $ 121,000 | $ 48,000 |
| IOWA CITY, IA | 2 | $ 455,000 | $ 227,000 | $ 110,000 |
| JANESVILLE, WI | 2 | $ 308,000 | $ 154,000 | $ 67,000 |
| JOHNSON CITY, TN | 2 | $ 189,000 | $ 94,000 | $ 27,000 |
| JOHNSTOWN, PA | 2 | $ 248,000 | $ 124,000 | $ 89,000 |
| LUBBOCK, TX | 2 | $ 100,000 | $ 50,000 | $ 252,000 |
| MACON, GA | 2 | $ 186,000 | $ 93,000 | $ 221,000 |
| PASCAGOULA, MS | 2 | $ 191,000 | $ 95,000 | $ 42,000 |
| PINE BLUFF, AR | 2 | $ 246,000 | $ 123,000 | $ 75,000 |
| PITTSFIELD, MA | 2 | $ 387,000 | $ 193,000 | $ 62,000 |
| ROCKY MOUNT, NC | 2 | $ 238,000 | $ 119,000 | $ 65,000 |
| SANDUSKY, OH | 2 | $ 219,000 | $ 109,000 | $ 69,000 |
| UTICA-ROME, NY | 2 | $ 395,000 | $ 197,000 | $ 90,000 |
| VICTORIA, TX | 2 | $ 333,000 | $ 166,000 | $ 149,000 |
| WACO, TX | 2 | $ 173,000 | $ 86,000 | $ 71,000 |
| WARNER ROBINS, GA | 2 | $ 287,000 | $ 143,000 | $ 83,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 271,000 | $ 135,000 | $ 128,000 |
| ALBANY, GA | 1 | $ 139,000 | $ 139,000 | $ 144,000 |
| BATTLE CREEK, MI | 1 | $ 300,000 | $ 300,000 | $ 78,000 |
| BAY CITY, MI | 1 | $ 71,000 | $ 71,000 | $ 26,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 90,000 | $ 90,000 | $ 86,000 |
| BRUNSWICK, GA | 1 | $ 64,000 | $ 64,000 | $ 22,000 |
| BURLINGTON, NC | 1 | $ 130,000 | $ 130,000 | $ 49,000 |
| CEDAR RAPIDS, IA | 1 | $ 151,000 | $ 151,000 | $ 52,000 |
| COLUMBIA, MO | 1 | $ 70,000 | $ 70,000 | $ 39,000 |
| COLUMBUS, IN | 1 | $ 84,000 | $ 84,000 | $ 36,000 |
| CORVALLIS, OR | 1 | $ 181,000 | $ 181,000 | $ 111,000 |
| CUMBERLAND, MD-WV | 1 | $ 173,000 | $ 173,000 | $ 88,000 |
| DECATUR, AL | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| DOTHAN, AL | 1 | $ 83,000 | $ 83,000 | $ 30,000 |
| EAU CLAIRE, WI | 1 | $ 207,000 | $ 207,000 | $ 101,000 |
| ELIZABETHTOWN, KY | 1 | $ 110,000 | $ 110,000 | $ 53,000 |
| GREEN BAY, WI | 1 | $ 115,000 | $ 115,000 | $ 86,000 |
| GREENVILLE, NC | 1 | $ 239,000 | $ 239,000 | $ 111,000 |
| HOT SPRINGS, AR | 1 | $ 111,000 | $ 111,000 | $ 50,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 198,000 | $ 198,000 | $ 64,000 |
| ITHACA, NY | 1 | $ 310,000 | $ 310,000 | $ 94,000 |
| JONESBORO, AR | 1 | $ 114,000 | $ 114,000 | $ 43,000 |
| JOPLIN, MO | 1 | $ 99,000 | $ 99,000 | $ 140,000 |
| KOKOMO, IN | 1 | $ 104,000 | $ 104,000 | $ 49,000 |
| LAFAYETTE, IN | 1 | $ 120,000 | $ 120,000 | $ 67,000 |
| LAKE CHARLES, LA | 1 | $ 168,000 | $ 168,000 | $ 62,000 |
| LAWRENCE, KS | 1 | $ 151,000 | $ 151,000 | $ 55,000 |
| LEBANON, PA | 1 | $ 115,000 | $ 115,000 | $ 312,000 |
| LINCOLN, NE | 1 | $ 130,000 | $ 130,000 | $ 89,000 |
| MORRISTOWN, TN | 1 | $ 160,000 | $ 160,000 | $ 47,000 |
| MUNCIE, IN | 1 | $ 112,000 | $ 112,000 | $ 39,000 |
| MUSKEGON-NORTON SHORES, MI | 1 | $ 80,000 | $ 80,000 | $ 62,000 |
| ODESSA, TX | 1 | $ 160,000 | $ 160,000 | $ 95,000 |
| PALM COAST, FL | 1 | $ 230,000 | $ 230,000 | $ 85,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 50,000 | $ 50,000 | $ 19,000 |
| PEORIA, IL | 1 | $ 166,000 | $ 166,000 | $ 58,000 |
| RACINE, WI | 1 | $ 122,000 | $ 122,000 | $ 56,000 |
| SHERMAN-DENISON, TX | 1 | $ 68,000 | $ 68,000 | $ 42,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 311,000 | $ 311,000 | $ 266,000 |
| SPARTANBURG, SC | 1 | $ 435,000 | $ 435,000 | $ 110,000 |
| SPRINGFIELD, IL | 1 | $ 90,000 | $ 90,000 | $ 28,000 |
| ST. JOSEPH, MO-KS | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| STATE COLLEGE, PA | 1 | $ 144,000 | $ 144,000 | $ 57,000 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 78,000 | $ 78,000 | $ 39,000 |
| TUSCALOOSA, AL | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| WAUSAU, WI | 1 | $ 77,000 | $ 77,000 | $ 41,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 72,000 | $ 72,000 | $ 61,000 |
| WICHITA FALLS, TX | 1 | $ 137,000 | $ 137,000 | $ 36,000 |
Mortgage Loan Application Detail Totals for Accredited Home Lenders, Inc in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,764 | $2,113,141,000 | $241,000 | $1,560,000 | $99,000 | $1,745,000 |
| Home Purchase | 2,208 | $579,072,000 | $262,000 | $1,450,000 | $128,000 | $3,925,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,623 | $1,385,919,000 | $246,000 | $1,120,000 | $112,000 | $3,925,000 |
| Hispanic | 1,766 | $411,960,000 | $233,000 | $1,560,000 | $94,000 | $1,495,000 |
| Black or African American | 1,673 | $360,462,000 | $215,000 | $1,225,000 | $87,000 | $1,529,000 |
| Not Provided | 1,487 | $400,562,000 | $269,000 | $1,140,000 | $107,000 | $1,745,000 |
| Asian | 304 | $97,020,000 | $319,000 | $1,450,000 | $125,000 | $642,000 |
| Native Hawaiian or Other Pacific Islander | 69 | $21,882,000 | $317,000 | $780,000 | $106,000 | $1,005,000 |
| American Indian or Alaskan Native | 50 | $14,408,000 | $288,000 | $742,000 | $122,000 | $940,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,236 | $2,552,114,000 | $249,000 | $1,560,000 | $107,000 | $3,925,000 |
| FHA-insured (Federal Housing Administration) | 736 | $140,099,000 | $190,000 | $750,000 | $72,000 | $476,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 8,161 | $2,085,734,000 | $255,000 | $1,560,000 | $107,000 | $1,745,000 |
| Loan Originated | 1,773 | $372,977,000 | $210,000 | $829,000 | $95,000 | $1,634,000 |
| Application Withdrawn By Applicant | 870 | $196,558,000 | $225,000 | $1,201,000 | $108,000 | $3,925,000 |
| Application Approved But Not Accepted | 168 | $36,944,000 | $219,000 | $499,000 | $92,000 | $738,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 5 | $652,000 | $130,000 | $216,000 | $64,000 | $126,000 |
| Credit Application Incomplete | 4 | $920,000 | $230,000 | $380,000 | $67,000 | $110,000 |
| Debt-To-Income Ratio | 2 | $813,000 | $406,000 | $647,000 | $62,000 | $84,000 |
| Collateral | 1 | $209,000 | $209,000 | $209,000 | $60,000 | $60,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Accredited Home Lenders, Inc's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Accredited Home Lenders, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.