Acopia, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Acopia, Llc 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Acopia, Llc 306 Northcreek Boulevard Suite 100 Nashville, TN 37072 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 3,666 |
| Total Mortgage Loan Application Amount | $967,850,000 |
| Average Mortgage Loan Application Amount | $180,000 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $90,500 |
| Highest Applicant Income | $1,364,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Acopia, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Acopia, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Acopia, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Acopia, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Acopia, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Acopia, Llc's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Lucie County Florida | 253 | $ 71,075,000 | $ 280,000 | $ 107,000 |
| Davidson County Tennessee | 155 | $ 47,375,000 | $ 305,000 | $ 111,000 |
| Rutherford County Tennessee | 146 | $ 47,890,000 | $ 328,000 | $ 120,000 |
| Sumner County Tennessee | 133 | $ 39,535,000 | $ 297,000 | $ 102,000 |
| Greenville County South Carolina | 124 | $ 31,750,000 | $ 256,000 | $ 96,000 |
| Greenwood County South Carolina | 123 | $ 20,695,000 | $ 168,000 | $ 75,000 |
| Gwinnett County Georgia | 119 | $ 35,885,000 | $ 301,000 | $ 100,000 |
| Cobb County Georgia | 114 | $ 38,660,000 | $ 339,000 | $ 123,000 |
| Walton County Georgia | 105 | $ 29,805,000 | $ 283,000 | $ 99,000 |
| Fulton County Georgia | 103 | $ 28,645,000 | $ 278,000 | $ 112,000 |
| Spartanburg County South Carolina | 97 | $ 24,195,000 | $ 249,000 | $ 119,000 |
| Buncombe County North Carolina | 76 | $ 28,030,000 | $ 368,000 | $ 146,000 |
| Cumberland County North Carolina | 63 | $ 12,455,000 | $ 197,000 | $ 86,000 |
| Clayton County Georgia | 57 | $ 9,405,000 | $ 165,000 | $ 57,000 |
| Forsyth County Georgia | 56 | $ 23,330,000 | $ 416,000 | $ 153,000 |
| Anderson County South Carolina | 55 | $ 12,475,000 | $ 226,000 | $ 82,000 |
| DeKalb County Georgia | 54 | $ 13,270,000 | $ 245,000 | $ 89,000 |
| Montgomery County Tennessee | 54 | $ 13,690,000 | $ 253,000 | $ 83,000 |
| Polk County Florida | 48 | $ 12,750,000 | $ 265,000 | $ 72,000 |
| Wilson County Tennessee | 47 | $ 14,245,000 | $ 303,000 | $ 123,000 |
| Robertson County Tennessee | 46 | $ 12,360,000 | $ 268,000 | $ 93,000 |
| Williamson County Tennessee | 45 | $ 20,745,000 | $ 461,000 | $ 140,000 |
| Cherokee County Georgia | 43 | $ 12,595,000 | $ 292,000 | $ 118,000 |
| Newton County Georgia | 43 | $ 12,035,000 | $ 279,000 | $ 85,000 |
| Duval County Florida | 41 | $ 9,435,000 | $ 230,000 | $ 93,000 |
| Hall County Georgia | 38 | $ 12,020,000 | $ 316,000 | $ 128,000 |
| Mecklenburg County North Carolina | 38 | $ 12,150,000 | $ 319,000 | $ 112,000 |
| Martin County Florida | 37 | $ 9,575,000 | $ 258,000 | $ 113,000 |
| Houston County Georgia | 36 | $ 5,420,000 | $ 150,000 | $ 64,000 |
| Flagler County Florida | 34 | $ 9,190,000 | $ 270,000 | $ 83,000 |
| Henry County Georgia | 32 | $ 6,480,000 | $ 202,000 | $ 73,000 |
| Pickens County South Carolina | 29 | $ 7,455,000 | $ 257,000 | $ 101,000 |
| Douglas County Georgia | 28 | $ 5,260,000 | $ 187,000 | $ 62,000 |
| Franklin County Tennessee | 27 | $ 5,385,000 | $ 199,000 | $ 80,000 |
| Barrow County Georgia | 24 | $ 5,710,000 | $ 237,000 | $ 88,000 |
| Crisp County Georgia | 24 | $ 3,130,000 | $ 130,000 | $ 57,000 |
| Jackson County Georgia | 24 | $ 6,440,000 | $ 268,000 | $ 95,000 |
| Paulding County Georgia | 24 | $ 6,100,000 | $ 254,000 | $ 75,000 |
| Indian River County Florida | 22 | $ 5,410,000 | $ 245,000 | $ 68,000 |
| Dawson County Georgia | 21 | $ 5,815,000 | $ 276,000 | $ 86,000 |
| Coffee County Tennessee | 21 | $ 4,495,000 | $ 214,000 | $ 99,000 |
| Shelby County Tennessee | 21 | $ 4,715,000 | $ 224,000 | $ 146,000 |
| Henderson County North Carolina | 19 | $ 5,745,000 | $ 302,000 | $ 127,000 |
| Macon County Tennessee | 17 | $ 2,195,000 | $ 129,000 | $ 57,000 |
| Etowah County Alabama | 16 | $ 1,670,000 | $ 104,000 | $ 52,000 |
| Marshall County Tennessee | 16 | $ 3,850,000 | $ 240,000 | $ 79,000 |
| Rockdale County Georgia | 15 | $ 3,075,000 | $ 205,000 | $ 73,000 |
| Cheatham County Tennessee | 15 | $ 3,195,000 | $ 213,000 | $ 95,000 |
| Maury County Tennessee | 15 | $ 6,175,000 | $ 411,000 | $ 121,000 |
| Clay County Florida | 14 | $ 4,140,000 | $ 295,000 | $ 95,000 |
| Orange County Florida | 14 | $ 4,140,000 | $ 295,000 | $ 75,000 |
| Banks County Georgia | 14 | $ 3,850,000 | $ 275,000 | $ 83,000 |
| Bartow County Georgia | 14 | $ 3,060,000 | $ 218,000 | $ 87,000 |
| Laurens County South Carolina | 14 | $ 2,970,000 | $ 212,000 | $ 80,000 |
| Spalding County Georgia | 13 | $ 2,415,000 | $ 185,000 | $ 72,000 |
| Bedford County Tennessee | 13 | $ 2,925,000 | $ 225,000 | $ 58,000 |
| Carroll County Georgia | 12 | $ 2,210,000 | $ 184,000 | $ 78,000 |
| Richmond County Georgia | 12 | $ 1,830,000 | $ 152,000 | $ 78,000 |
| McCracken County Kentucky | 12 | $ 1,930,000 | $ 160,000 | $ 62,000 |
| Dickson County Tennessee | 12 | $ 3,590,000 | $ 299,000 | $ 78,000 |
| Lawrence County Tennessee | 12 | $ 2,600,000 | $ 216,000 | $ 73,000 |
| Limestone County Alabama | 11 | $ 2,485,000 | $ 225,000 | $ 90,000 |
| Brevard County Florida | 11 | $ 2,345,000 | $ 213,000 | $ 93,000 |
| Osceola County Florida | 11 | $ 2,955,000 | $ 268,000 | $ 87,000 |
| Muscogee County Georgia | 11 | $ 1,375,000 | $ 125,000 | $ 66,000 |
| Cabarrus County North Carolina | 11 | $ 3,375,000 | $ 306,000 | $ 96,000 |
| Bibb County Georgia | 10 | $ 1,490,000 | $ 149,000 | $ 60,000 |
| Clarke County Georgia | 10 | $ 1,500,000 | $ 150,000 | $ 75,000 |
| Union County North Carolina | 10 | $ 3,930,000 | $ 393,000 | $ 180,000 |
| Cherokee County Alabama | 9 | $ 1,375,000 | $ 152,000 | $ 80,000 |
| Palm Beach County Florida | 9 | $ 3,195,000 | $ 355,000 | $ 124,000 |
| Coweta County Georgia | 9 | $ 3,335,000 | $ 370,000 | $ 125,000 |
| Jasper County Georgia | 9 | $ 3,205,000 | $ 356,000 | $ 94,000 |
| Walker County Georgia | 9 | $ 1,615,000 | $ 179,000 | $ 55,000 |
| Madison County Alabama | 8 | $ 1,540,000 | $ 192,000 | $ 63,000 |
| Okaloosa County Florida | 8 | $ 2,540,000 | $ 317,000 | $ 128,000 |
| Iredell County North Carolina | 8 | $ 2,400,000 | $ 300,000 | $ 99,000 |
| Abbeville County South Carolina | 8 | $ 1,110,000 | $ 138,000 | $ 67,000 |
| Henry County Tennessee | 8 | $ 1,760,000 | $ 220,000 | $ 74,000 |
| Hickman County Tennessee | 8 | $ 2,230,000 | $ 278,000 | $ 87,000 |
| Smith County Tennessee | 8 | $ 1,110,000 | $ 138,000 | $ 67,000 |
| Trousdale County Tennessee | 8 | $ 1,970,000 | $ 246,000 | $ 117,000 |
| Warren County Tennessee | 8 | $ 1,910,000 | $ 238,000 | $ 70,000 |
| Broward County Florida | 7 | $ 3,055,000 | $ 436,000 | $ 163,000 |
| Okeechobee County Florida | 7 | $ 2,625,000 | $ 375,000 | $ 225,000 |
| Floyd County Georgia | 7 | $ 1,205,000 | $ 172,000 | $ 58,000 |
| Lumpkin County Georgia | 7 | $ 2,165,000 | $ 309,000 | $ 111,000 |
| Pickens County Georgia | 7 | $ 2,245,000 | $ 320,000 | $ 74,000 |
| Simpson County Kentucky | 7 | $ 1,435,000 | $ 205,000 | $ 65,000 |
| Hoke County North Carolina | 7 | $ 1,015,000 | $ 145,000 | $ 78,000 |
| Giles County Tennessee | 7 | $ 1,065,000 | $ 152,000 | $ 71,000 |
| DeKalb County Alabama | 6 | $ 810,000 | $ 135,000 | $ 42,000 |
| Escambia County Florida | 6 | $ 1,510,000 | $ 251,000 | $ 88,000 |
| Hillsborough County Florida | 6 | $ 1,850,000 | $ 308,000 | $ 90,000 |
| Volusia County Florida | 6 | $ 1,530,000 | $ 255,000 | $ 97,000 |
| Baldwin County Georgia | 6 | $ 860,000 | $ 143,000 | $ 77,000 |
| Columbia County Georgia | 6 | $ 850,000 | $ 141,000 | $ 65,000 |
| Habersham County Georgia | 6 | $ 1,310,000 | $ 218,000 | $ 90,000 |
| Whitfield County Georgia | 6 | $ 800,000 | $ 133,000 | $ 60,000 |
| Gaston County North Carolina | 6 | $ 1,540,000 | $ 256,000 | $ 68,000 |
| Haywood County North Carolina | 6 | $ 1,360,000 | $ 226,000 | $ 165,000 |
| Baldwin County Alabama | 5 | $ 1,035,000 | $ 207,000 | $ 90,000 |
| Lake County Florida | 5 | $ 1,105,000 | $ 221,000 | $ 58,000 |
| Pasco County Florida | 5 | $ 1,625,000 | $ 325,000 | $ 137,000 |
| Butts County Georgia | 5 | $ 1,435,000 | $ 287,000 | $ 76,000 |
| Catoosa County Georgia | 5 | $ 1,055,000 | $ 211,000 | $ 71,000 |
| Chatham County Georgia | 5 | $ 1,145,000 | $ 229,000 | $ 69,000 |
| Gilmer County Georgia | 5 | $ 1,215,000 | $ 243,000 | $ 123,000 |
| Turner County Georgia | 5 | $ 415,000 | $ 83,000 | $ 40,000 |
| Madison County North Carolina | 5 | $ 1,565,000 | $ 313,000 | $ 82,000 |
| Oconee County South Carolina | 5 | $ 1,235,000 | $ 247,000 | $ 76,000 |
| Grundy County Tennessee | 5 | $ 605,000 | $ 121,000 | $ 64,000 |
| Hamilton County Tennessee | 5 | $ 1,455,000 | $ 291,000 | $ 101,000 |
| Decatur County Georgia | 4 | $ 560,000 | $ 140,000 | $ 62,000 |
| Dooly County Georgia | 4 | $ 720,000 | $ 180,000 | $ 61,000 |
| Elbert County Georgia | 4 | $ 630,000 | $ 157,000 | $ 60,000 |
| Fayette County Georgia | 4 | $ 1,570,000 | $ 392,000 | $ 85,000 |
| Lamar County Georgia | 4 | $ 1,010,000 | $ 252,000 | $ 75,000 |
| Peach County Georgia | 4 | $ 840,000 | $ 210,000 | $ 61,000 |
| Polk County Georgia | 4 | $ 810,000 | $ 202,000 | $ 127,000 |
| Putnam County Georgia | 4 | $ 830,000 | $ 207,000 | $ 75,000 |
| Troup County Georgia | 4 | $ 870,000 | $ 217,000 | $ 65,000 |
| Christian County Kentucky | 4 | $ 920,000 | $ 230,000 | $ 66,000 |
| Graves County Kentucky | 4 | $ 870,000 | $ 217,000 | $ 105,000 |
| Warren County Kentucky | 4 | $ 840,000 | $ 210,000 | $ 83,000 |
| Harnett County North Carolina | 4 | $ 1,520,000 | $ 380,000 | $ 132,000 |
| McDowell County North Carolina | 4 | $ 1,160,000 | $ 290,000 | $ 52,000 |
| Rutherford County North Carolina | 4 | $ 1,060,000 | $ 265,000 | $ 110,000 |
| Richland County South Carolina | 4 | $ 760,000 | $ 190,000 | $ 70,000 |
| Knox County Tennessee | 4 | $ 1,440,000 | $ 360,000 | $ 166,000 |
| Lincoln County Tennessee | 4 | $ 770,000 | $ 192,000 | $ 50,000 |
| Putnam County Tennessee | 4 | $ 1,000,000 | $ 250,000 | $ 83,000 |
| Marshall County Alabama | 3 | $ 465,000 | $ 155,000 | $ 37,000 |
| Morgan County Alabama | 3 | $ 785,000 | $ 261,000 | $ 47,000 |
| Santa Rosa County Florida | 3 | $ 725,000 | $ 241,000 | $ 101,000 |
| Suwannee County Florida | 3 | $ 665,000 | $ 221,000 | $ 68,000 |
| Ben Hill County Georgia | 3 | $ 355,000 | $ 118,000 | $ 48,000 |
| Cook County Georgia | 3 | $ 295,000 | $ 98,000 | $ 59,000 |
| Dougherty County Georgia | 3 | $ 315,000 | $ 105,000 | $ 52,000 |
| Gordon County Georgia | 3 | $ 455,000 | $ 151,000 | $ 47,000 |
| Lee County Georgia | 3 | $ 375,000 | $ 125,000 | $ 54,000 |
| Madison County Georgia | 3 | $ 335,000 | $ 111,000 | $ 66,000 |
| Morgan County Georgia | 3 | $ 785,000 | $ 261,000 | $ 65,000 |
| Oconee County Georgia | 3 | $ 1,295,000 | $ 431,000 | $ 175,000 |
| Sumter County Georgia | 3 | $ 425,000 | $ 141,000 | $ 34,000 |
| Wilcox County Georgia | 3 | $ 265,000 | $ 88,000 | $ 46,000 |
| Brunswick County North Carolina | 3 | $ 1,605,000 | $ 535,000 | $ 402,000 |
| Catawba County North Carolina | 3 | $ 575,000 | $ 191,000 | $ 74,000 |
| Moore County North Carolina | 3 | $ 1,525,000 | $ 508,000 | $ 225,000 |
| Rowan County North Carolina | 3 | $ 565,000 | $ 188,000 | $ 76,000 |
| Stanly County North Carolina | 3 | $ 665,000 | $ 221,000 | $ 91,000 |
| Transylvania County North Carolina | 3 | $ 1,535,000 | $ 511,000 | $ 198,000 |
| Lancaster County South Carolina | 3 | $ 1,295,000 | $ 431,000 | $ 132,000 |
| Union County South Carolina | 3 | $ 435,000 | $ 145,000 | $ 75,000 |
| York County South Carolina | 3 | $ 1,345,000 | $ 448,000 | $ 162,000 |
| Cannon County Tennessee | 3 | $ 545,000 | $ 181,000 | $ 102,000 |
| DeKalb County Tennessee | 3 | $ 815,000 | $ 271,000 | $ 77,000 |
| Hardin County Tennessee | 3 | $ 465,000 | $ 155,000 | $ 70,000 |
| Humphreys County Tennessee | 3 | $ 665,000 | $ 221,000 | $ 81,000 |
| Madison County Tennessee | 3 | $ 305,000 | $ 101,000 | $ 40,000 |
| Cullman County Alabama | 2 | $ 530,000 | $ 265,000 | $ 109,000 |
| Escambia County Alabama | 2 | $ 150,000 | $ 75,000 | $ 70,000 |
| Jackson County Alabama | 2 | $ 220,000 | $ 110,000 | $ 70,000 |
| Alachua County Florida | 2 | $ 210,000 | $ 105,000 | $ 54,000 |
| Charlotte County Florida | 2 | $ 640,000 | $ 320,000 | $ 114,000 |
| Marion County Florida | 2 | $ 420,000 | $ 210,000 | $ 53,000 |
| Seminole County Florida | 2 | $ 970,000 | $ 485,000 | $ 116,000 |
| St. Johns County Florida | 2 | $ 1,120,000 | $ 560,000 | $ 131,000 |
| Bryan County Georgia | 2 | $ 260,000 | $ 130,000 | $ 52,000 |
| Franklin County Georgia | 2 | $ 290,000 | $ 145,000 | $ 45,000 |
| Liberty County Georgia | 2 | $ 470,000 | $ 235,000 | $ 67,000 |
| Meriwether County Georgia | 2 | $ 180,000 | $ 90,000 | $ 67,000 |
| Stephens County Georgia | 2 | $ 470,000 | $ 235,000 | $ 53,000 |
| Thomas County Georgia | 2 | $ 440,000 | $ 220,000 | $ 69,000 |
| Union County Georgia | 2 | $ 560,000 | $ 280,000 | $ 70,000 |
| Upson County Georgia | 2 | $ 180,000 | $ 90,000 | $ 70,000 |
| Ware County Georgia | 2 | $ 250,000 | $ 125,000 | $ 73,000 |
| Washington County Georgia | 2 | $ 220,000 | $ 110,000 | $ 87,000 |
| Ballard County Kentucky | 2 | $ 270,000 | $ 135,000 | $ 59,000 |
| Livingston County Kentucky | 2 | $ 200,000 | $ 100,000 | $ 39,000 |
| Marshall County Kentucky | 2 | $ 320,000 | $ 160,000 | $ 50,000 |
| Prince George's County Maryland | 2 | $ 380,000 | $ 190,000 | $ 80,000 |
| Avery County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 108,000 |
| Halifax County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 41,000 |
| Lincoln County North Carolina | 2 | $ 780,000 | $ 390,000 | $ 118,000 |
| New Hanover County North Carolina | 2 | $ 770,000 | $ 385,000 | $ 682,000 |
| Charleston County South Carolina | 2 | $ 830,000 | $ 415,000 | $ 185,000 |
| Horry County South Carolina | 2 | $ 450,000 | $ 225,000 | $ 74,000 |
| Newberry County South Carolina | 2 | $ 1,050,000 | $ 525,000 | $ 156,000 |
| Benton County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 44,000 |
| Blount County Tennessee | 2 | $ 510,000 | $ 255,000 | $ 70,000 |
| Fentress County Tennessee | 2 | $ 140,000 | $ 70,000 | $ 38,000 |
| Henderson County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 75,000 |
| Jackson County Tennessee | 2 | $ 220,000 | $ 110,000 | $ 73,000 |
| Lake County Tennessee | 2 | $ 70,000 | $ 35,000 | $ 25,000 |
| Lewis County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 36,000 |
| McNairy County Tennessee | 2 | $ 110,000 | $ 55,000 | $ 17,000 |
| Rhea County Tennessee | 2 | $ 330,000 | $ 165,000 | $ 98,000 |
| Fort Bend County Texas | 2 | $ 630,000 | $ 315,000 | $ 75,000 |
| Smith County Texas | 2 | $ 670,000 | $ 335,000 | $ 442,000 |
| Autauga County Alabama | 1 | $ 275,000 | $ 275,000 | $ 57,000 |
| Blount County Alabama | 1 | $ 595,000 | $ 595,000 | $ 199,000 |
| Calhoun County Alabama | 1 | $ 155,000 | $ 155,000 | $ 98,000 |
| Coffee County Alabama | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| Covington County Alabama | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Houston County Alabama | 1 | $ 365,000 | $ 365,000 | $ 64,000 |
| Macon County Alabama | 1 | $ 395,000 | $ 395,000 | $ 90,000 |
| St. Clair County Alabama | 1 | $ 245,000 | $ 245,000 | $ 153,000 |
| Crittenden County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 25,000 |
| White County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Baker County Florida | 1 | $ 395,000 | $ 395,000 | $ 178,000 |
| Bay County Florida | 1 | $ 325,000 | $ 325,000 | $ 76,000 |
| Collier County Florida | 1 | $ 445,000 | $ 445,000 | $ 312,000 |
| Columbia County Florida | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Franklin County Florida | 1 | $ 475,000 | $ 475,000 | $ 422,000 |
| Hendry County Florida | 1 | $ 235,000 | $ 235,000 | $ 51,000 |
| Lee County Florida | 1 | $ 105,000 | $ 105,000 | $ 184,000 |
| Leon County Florida | 1 | $ 315,000 | $ 315,000 | $ 110,000 |
| Manatee County Florida | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Miami-Dade County Florida | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Pinellas County Florida | 1 | $ 415,000 | $ 415,000 | $ 217,000 |
| Sumter County Florida | 1 | $ 325,000 | $ 325,000 | $ 192,000 |
| Walton County Florida | 1 | $ 355,000 | $ 355,000 | $ 199,000 |
| Berrien County Georgia | 1 | $ 95,000 | $ 95,000 | $ 96,000 |
| Brooks County Georgia | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Bulloch County Georgia | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Camden County Georgia | 1 | $ 215,000 | $ 215,000 | $ 41,000 |
| Chattooga County Georgia | 1 | $ 475,000 | $ 475,000 | $ 197,000 |
| Colquitt County Georgia | 1 | $ 115,000 | $ 115,000 | $ 148,000 |
| Crawford County Georgia | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Fannin County Georgia | 1 | $ 335,000 | $ 335,000 | $ 89,000 |
| Glynn County Georgia | 1 | $ 485,000 | $ 485,000 | $ 110,000 |
| Greene County Georgia | 1 | $ 295,000 | $ 295,000 | $ 74,000 |
| Haralson County Georgia | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Harris County Georgia | 1 | $ 475,000 | $ 475,000 | $ 266,000 |
| Hart County Georgia | 1 | $ 105,000 | $ 105,000 | $ 174,000 |
| Heard County Georgia | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Jones County Georgia | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Laurens County Georgia | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Lincoln County Georgia | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| Lowndes County Georgia | 1 | $ 225,000 | $ 225,000 | $ 46,000 |
| McIntosh County Georgia | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Montgomery County Georgia | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Murray County Georgia | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
| Pike County Georgia | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| White County Georgia | 1 | $ 525,000 | $ 525,000 | $ 87,000 |
| Cook County Illinois | 1 | $ 455,000 | $ 455,000 | $ 120,000 |
| Knox County Illinois | 1 | $ 65,000 | $ 65,000 | $ 110,000 |
| Peoria County Illinois | 1 | $ 195,000 | $ 195,000 | $ 114,000 |
| St. Clair County Illinois | 1 | $ 285,000 | $ 285,000 | $ 94,000 |
| Boyle County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 124,000 |
| Butler County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 58,000 |
| Crittenden County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Fayette County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Grant County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 65,000 |
| Logan County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Trigg County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Orleans County Louisiana | 1 | $ 265,000 | $ 265,000 | $ 179,000 |
| Madison County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Rankin County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Winston County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Burke County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Caldwell County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 81,000 |
| Craven County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| Durham County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 139,000 |
| Granville County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 98,000 |
| Guilford County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 114,000 |
| Jackson County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Johnston County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Macon County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Mitchell County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Pitt County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 94,000 |
| Richmond County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Robeson County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Scotland County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Swain County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 115,000 |
| Wake County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 77,000 |
| Watauga County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 110,000 |
| Berkeley County South Carolina | 1 | $ 575,000 | $ 575,000 | $ 165,000 |
| Florence County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 83,000 |
| Georgetown County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| McCormick County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 102,000 |
| Orangeburg County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Saluda County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Carter County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Claiborne County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Cumberland County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Fayette County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Hawkins County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 109,000 |
| Houston County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 94,000 |
| Tipton County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 148,000 |
| Van Buren County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Washington County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| El Paso County Texas | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Henderson County Texas | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Parker County Texas | 1 | $ 345,000 | $ 345,000 | $ 101,000 |
| Essex County Virginia | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Northumberland County Virginia | 1 | $ 275,000 | $ 275,000 | $ 113,000 |
| Stafford County Virginia | 1 | $ 355,000 | $ 355,000 | $ 174,000 |
Mortgage Loan Application Detail Totals for Acopia, Llc in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,033 | $799,075,000 | $263,000 | $2,005,000 | $98,000 | $1,150,000 |
| Cash-out Refinancing | 365 | $98,345,000 | $269,000 | $1,725,000 | $99,000 | $672,000 |
| Refinancing | 163 | $43,265,000 | $265,000 | $1,825,000 | $121,000 | $1,364,000 |
| Home Improvement | 103 | $27,145,000 | $263,000 | $645,000 | $97,000 | $362,000 |
| Not Applicable | 1 | $15,000 | $15,000 | $15,000 | $77,000 | $77,000 |
| Other Purpose | 1 | $5,000 | $5,000 | $5,000 | $51,000 | $51,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,175 | $590,255,000 | $271,000 | $1,725,000 | $103,000 | $1,364,000 |
| Black or African American | 712 | $161,110,000 | $226,000 | $1,825,000 | $78,000 | $637,000 |
| Hispanic | 339 | $89,345,000 | $263,000 | $1,085,000 | $89,000 | $614,000 |
| Not Provided | 293 | $84,065,000 | $286,000 | $2,005,000 | $111,000 | $1,260,000 |
| Asian | 114 | $35,100,000 | $307,000 | $635,000 | $141,000 | $1,150,000 |
| American Indian or Alaskan Native | 24 | $4,450,000 | $185,000 | $495,000 | $69,000 | $167,000 |
| Not applicable | 4 | $2,130,000 | $532,000 | $1,205,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 2 | $630,000 | $315,000 | $455,000 | $125,000 | $179,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,439 | $637,675,000 | $261,000 | $2,005,000 | $110,000 | $1,364,000 |
| FHA-insured (Federal Housing Administration) | 861 | $219,935,000 | $255,000 | $675,000 | $73,000 | $300,000 |
| VA-guaranteed (Veterans Administration) | 275 | $92,295,000 | $335,000 | $875,000 | $93,000 | $386,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 91 | $17,945,000 | $197,000 | $385,000 | $58,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,616 | $697,820,000 | $266,000 | $2,005,000 | $98,000 | $1,150,000 |
| Application Withdrawn By Applicant | 579 | $151,085,000 | $260,000 | $1,825,000 | $104,000 | $1,364,000 |
| Application Approved But Not Accepted | 301 | $78,915,000 | $262,000 | $1,155,000 | $103,000 | $1,101,000 |
| Application Denied By Financial Institution | 166 | $38,640,000 | $232,000 | $1,725,000 | $81,000 | $672,000 |
| File Closed For Incompleteness | 4 | $1,390,000 | $347,000 | $795,000 | $210,000 | $420,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,500 | $929,210,000 | $265,000 | $2,005,000 | $99,000 | $1,364,000 |
| Credit History | 48 | $11,480,000 | $239,000 | $805,000 | $83,000 | $250,000 |
| Collateral | 45 | $10,615,000 | $235,000 | $1,105,000 | $92,000 | $233,000 |
| Debt-To-Income Ratio | 27 | $5,875,000 | $217,000 | $355,000 | $58,000 | $148,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $5,985,000 | $239,000 | $1,725,000 | $90,000 | $672,000 |
| Employment History | 15 | $2,775,000 | $185,000 | $595,000 | $65,000 | $150,000 |
| Unverifiable Information | 5 | $1,895,000 | $379,000 | $595,000 | $87,000 | $130,000 |
| Credit Application Incomplete | 1 | $15,000 | $15,000 | $15,000 | $107,000 | $107,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Acopia, Llc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Acopia, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.