First Technology Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
First Technology Federal Credit Union 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Technology Federal Credit Union 3555 Sw 153Rd Dr San Jose, CA 97003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,470 |
| Total Mortgage Loan Application Amount | $2,437,255,000 |
| Average Mortgage Loan Application Amount | $196,000 |
| Highest Mortgage Loan Application Amount | $3,640,000 |
| Average Applicant Income | $130,000 |
| Highest Applicant Income | $2,073,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with First Technology Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Technology Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down First Technology Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Technology Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by First Technology Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Technology Federal Credit Union's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington County Oregon | 1,849 | $ 379,659,000 | $ 205,000 | $ 108,000 |
| King County Washington | 1,625 | $ 560,960,000 | $ 345,000 | $ 146,000 |
| Multnomah County Oregon | 639 | $ 155,885,000 | $ 243,000 | $ 122,000 |
| Santa Clara County California | 512 | $ 210,659,000 | $ 411,000 | $ 157,000 |
| Larimer County Colorado | 479 | $ 95,081,000 | $ 198,000 | $ 108,000 |
| Placer County California | 304 | $ 72,626,000 | $ 238,000 | $ 127,000 |
| Sonoma County California | 255 | $ 66,064,000 | $ 259,000 | $ 113,000 |
| San Diego County California | 251 | $ 81,076,000 | $ 323,000 | $ 136,000 |
| Marion County Oregon | 250 | $ 36,274,000 | $ 145,000 | $ 85,000 |
| Ada County Idaho | 245 | $ 45,815,000 | $ 187,000 | $ 119,000 |
| Clackamas County Oregon | 214 | $ 52,247,000 | $ 244,000 | $ 127,000 |
| Benton County Oregon | 187 | $ 37,698,000 | $ 201,000 | $ 118,000 |
| El Paso County Colorado | 185 | $ 35,580,000 | $ 192,000 | $ 108,000 |
| Clark County Washington | 168 | $ 31,043,000 | $ 184,000 | $ 114,000 |
| Lane County Oregon | 147 | $ 23,007,000 | $ 156,000 | $ 79,000 |
| Snohomish County Washington | 135 | $ 35,902,000 | $ 265,000 | $ 129,000 |
| Alameda County California | 85 | $ 32,188,000 | $ 378,000 | $ 155,000 |
| San Mateo County California | 84 | $ 37,570,000 | $ 447,000 | $ 171,000 |
| Sacramento County California | 83 | $ 18,654,000 | $ 224,000 | $ 128,000 |
| Weld County Colorado | 77 | $ 14,445,000 | $ 187,000 | $ 103,000 |
| Linn County Oregon | 75 | $ 10,778,000 | $ 143,000 | $ 88,000 |
| Harris County Texas | 70 | $ 12,474,000 | $ 178,000 | $ 123,000 |
| Polk County Oregon | 68 | $ 10,211,000 | $ 150,000 | $ 94,000 |
| Deschutes County Oregon | 61 | $ 12,076,000 | $ 197,000 | $ 156,000 |
| Yamhill County Oregon | 52 | $ 11,819,000 | $ 227,000 | $ 96,000 |
| Douglas County Colorado | 47 | $ 10,879,000 | $ 231,000 | $ 119,000 |
| Middlesex County Massachusetts | 44 | $ 11,549,000 | $ 262,000 | $ 148,000 |
| San Francisco County California | 39 | $ 19,003,000 | $ 487,000 | $ 156,000 |
| Columbia County Oregon | 35 | $ 6,763,000 | $ 193,000 | $ 97,000 |
| Arapahoe County Colorado | 33 | $ 6,547,000 | $ 198,000 | $ 104,000 |
| Los Angeles County California | 30 | $ 10,745,000 | $ 358,000 | $ 178,000 |
| Orange County California | 29 | $ 13,513,000 | $ 465,000 | $ 183,000 |
| Canyon County Idaho | 29 | $ 5,102,000 | $ 175,000 | $ 87,000 |
| Boulder County Colorado | 27 | $ 8,825,000 | $ 326,000 | $ 141,000 |
| Essex County Massachusetts | 25 | $ 5,913,000 | $ 236,000 | $ 117,000 |
| Maricopa County Arizona | 24 | $ 3,678,000 | $ 153,000 | $ 126,000 |
| Santa Cruz County California | 24 | $ 8,095,000 | $ 337,000 | $ 129,000 |
| Denver County Colorado | 24 | $ 5,224,000 | $ 217,000 | $ 104,000 |
| Contra Costa County California | 22 | $ 8,530,000 | $ 387,000 | $ 157,000 |
| Jefferson County Colorado | 22 | $ 4,703,000 | $ 213,000 | $ 110,000 |
| Broward County Florida | 22 | $ 7,218,000 | $ 328,000 | $ 160,000 |
| El Dorado County California | 21 | $ 5,611,000 | $ 267,000 | $ 156,000 |
| Tillamook County Oregon | 21 | $ 4,300,000 | $ 204,000 | $ 141,000 |
| Fulton County Georgia | 20 | $ 5,001,000 | $ 250,000 | $ 119,000 |
| Rockingham County New Hampshire | 19 | $ 3,566,000 | $ 187,000 | $ 132,000 |
| Lincoln County Oregon | 19 | $ 3,117,000 | $ 164,000 | $ 161,000 |
| Riverside County California | 18 | $ 2,884,000 | $ 160,000 | $ 108,000 |
| Kitsap County Washington | 17 | $ 4,619,000 | $ 271,000 | $ 111,000 |
| Nevada County California | 16 | $ 3,438,000 | $ 214,000 | $ 159,000 |
| Cobb County Georgia | 16 | $ 2,902,000 | $ 181,000 | $ 105,000 |
| Hillsborough County New Hampshire | 15 | $ 2,924,000 | $ 194,000 | $ 105,000 |
| Pierce County Washington | 14 | $ 2,681,000 | $ 191,000 | $ 110,000 |
| New Castle County Delaware | 13 | $ 2,721,000 | $ 209,000 | $ 121,000 |
| Spokane County Washington | 13 | $ 1,579,000 | $ 121,000 | $ 100,000 |
| Ventura County California | 12 | $ 5,124,000 | $ 427,000 | $ 134,000 |
| Forsyth County Georgia | 12 | $ 2,982,000 | $ 248,000 | $ 131,000 |
| Valley County Idaho | 11 | $ 1,353,000 | $ 123,000 | $ 141,000 |
| Williamson County Texas | 11 | $ 2,135,000 | $ 194,000 | $ 154,000 |
| Pinal County Arizona | 10 | $ 1,005,000 | $ 100,000 | $ 100,000 |
| Clatsop County Oregon | 10 | $ 1,850,000 | $ 185,000 | $ 180,000 |
| Collin County Texas | 10 | $ 2,009,000 | $ 200,000 | $ 164,000 |
| San Joaquin County California | 9 | $ 1,550,000 | $ 172,000 | $ 123,000 |
| Gwinnett County Georgia | 9 | $ 1,344,000 | $ 149,000 | $ 96,000 |
| Montgomery County Texas | 9 | $ 1,941,000 | $ 215,000 | $ 101,000 |
| Travis County Texas | 9 | $ 1,725,000 | $ 191,000 | $ 118,000 |
| Yolo County California | 8 | $ 1,938,000 | $ 242,000 | $ 100,000 |
| Clark County Nevada | 8 | $ 909,000 | $ 113,000 | $ 159,000 |
| Chester County Pennsylvania | 8 | $ 1,878,000 | $ 234,000 | $ 138,000 |
| Thurston County Washington | 8 | $ 1,801,000 | $ 225,000 | $ 114,000 |
| Pima County Arizona | 7 | $ 1,984,000 | $ 283,000 | $ 148,000 |
| Miami-Dade County Florida | 7 | $ 1,416,000 | $ 202,000 | $ 113,000 |
| DeKalb County Georgia | 7 | $ 1,191,000 | $ 170,000 | $ 111,000 |
| Essex County New Jersey | 7 | $ 2,511,000 | $ 358,000 | $ 141,000 |
| Klickitat County Washington | 7 | $ 1,259,000 | $ 179,000 | $ 143,000 |
| Mohave County Arizona | 6 | $ 1,071,000 | $ 178,000 | $ 176,000 |
| Adams County Colorado | 6 | $ 1,244,000 | $ 207,000 | $ 117,000 |
| Pinellas County Florida | 6 | $ 1,000,000 | $ 166,000 | $ 108,000 |
| Cherokee County Georgia | 6 | $ 823,000 | $ 137,000 | $ 112,000 |
| Worcester County Massachusetts | 6 | $ 1,236,000 | $ 206,000 | $ 119,000 |
| Washoe County Nevada | 6 | $ 1,869,000 | $ 311,000 | $ 118,000 |
| Bernalillo County New Mexico | 6 | $ 1,042,000 | $ 173,000 | $ 79,000 |
| Calaveras County California | 5 | $ 1,392,000 | $ 278,000 | $ 312,000 |
| Napa County California | 5 | $ 1,002,000 | $ 200,000 | $ 115,000 |
| San Bernardino County California | 5 | $ 1,446,000 | $ 289,000 | $ 168,000 |
| Yuba County California | 5 | $ 761,000 | $ 152,000 | $ 77,000 |
| Broomfield County Colorado | 5 | $ 1,191,000 | $ 238,000 | $ 113,000 |
| Orange County Florida | 5 | $ 438,000 | $ 87,000 | $ 179,000 |
| Boise County Idaho | 5 | $ 672,000 | $ 134,000 | $ 86,000 |
| Sandoval County New Mexico | 5 | $ 989,000 | $ 197,000 | $ 76,000 |
| Wake County North Carolina | 5 | $ 1,666,000 | $ 333,000 | $ 166,000 |
| Jackson County Oregon | 5 | $ 800,000 | $ 160,000 | $ 126,000 |
| Josephine County Oregon | 5 | $ 372,000 | $ 74,000 | $ 87,000 |
| Allegheny County Pennsylvania | 5 | $ 1,015,000 | $ 203,000 | $ 121,000 |
| Loudoun County Virginia | 5 | $ 1,506,000 | $ 301,000 | $ 163,000 |
| Clallam County Washington | 5 | $ 1,187,000 | $ 237,000 | $ 118,000 |
| Skamania County Washington | 5 | $ 802,000 | $ 160,000 | $ 45,000 |
| Whatcom County Washington | 5 | $ 1,256,000 | $ 251,000 | $ 142,000 |
| Shasta County California | 4 | $ 716,000 | $ 179,000 | $ 129,000 |
| Stanislaus County California | 4 | $ 1,181,000 | $ 295,000 | $ 124,000 |
| Tuolumne County California | 4 | $ 765,000 | $ 191,000 | $ 84,000 |
| Elbert County Colorado | 4 | $ 820,000 | $ 205,000 | $ 92,000 |
| Teller County Colorado | 4 | $ 493,000 | $ 123,000 | $ 78,000 |
| Frederick County Maryland | 4 | $ 1,686,000 | $ 421,000 | $ 174,000 |
| Montgomery County Maryland | 4 | $ 562,000 | $ 140,000 | $ 115,000 |
| Douglas County Oregon | 4 | $ 717,000 | $ 179,000 | $ 55,000 |
| Northampton County Pennsylvania | 4 | $ 1,128,000 | $ 282,000 | $ 90,000 |
| Denton County Texas | 4 | $ 435,000 | $ 108,000 | $ 157,000 |
| Fairfax County Virginia | 4 | $ 1,737,000 | $ 434,000 | $ 125,000 |
| Benton County Washington | 4 | $ 784,000 | $ 196,000 | $ 109,000 |
| Island County Washington | 4 | $ 868,000 | $ 217,000 | $ 120,000 |
| Fresno County California | 3 | $ 863,000 | $ 287,000 | $ 118,000 |
| Kern County California | 3 | $ 371,000 | $ 123,000 | $ 82,000 |
| Lake County California | 3 | $ 482,000 | $ 160,000 | $ 119,000 |
| Marin County California | 3 | $ 991,000 | $ 330,000 | $ 118,000 |
| Plumas County California | 3 | $ 862,000 | $ 287,000 | $ 134,000 |
| San Luis Obispo County California | 3 | $ 1,259,000 | $ 419,000 | $ 107,000 |
| Summit County Colorado | 3 | $ 996,000 | $ 332,000 | $ 148,000 |
| Osceola County Florida | 3 | $ 485,000 | $ 161,000 | $ 159,000 |
| Gem County Idaho | 3 | $ 589,000 | $ 196,000 | $ 132,000 |
| York County Maine | 3 | $ 548,000 | $ 182,000 | $ 125,000 |
| Suffolk County Massachusetts | 3 | $ 502,000 | $ 167,000 | $ 78,000 |
| Hood River County Oregon | 3 | $ 920,000 | $ 306,000 | $ 206,000 |
| Klamath County Oregon | 3 | $ 124,000 | $ 41,000 | $ 43,000 |
| Salt Lake County Utah | 3 | $ 820,000 | $ 273,000 | $ 129,000 |
| Utah County Utah | 3 | $ 713,000 | $ 237,000 | $ 97,000 |
| Prince William County Virginia | 3 | $ 1,001,000 | $ 333,000 | $ 132,000 |
| Chelan County Washington | 3 | $ 555,000 | $ 185,000 | $ 226,000 |
| Grays Harbor County Washington | 3 | $ 422,000 | $ 140,000 | $ 122,000 |
| Kittitas County Washington | 3 | $ 484,000 | $ 161,000 | $ 155,000 |
| Lewis County Washington | 3 | $ 454,000 | $ 151,000 | $ 136,000 |
| Cochise County Arizona | 2 | $ 280,000 | $ 140,000 | $ 178,000 |
| Butte County California | 2 | $ 684,000 | $ 342,000 | $ 359,000 |
| San Benito County California | 2 | $ 479,000 | $ 239,000 | $ 91,000 |
| Santa Barbara County California | 2 | $ 844,000 | $ 422,000 | $ 104,000 |
| Solano County California | 2 | $ 355,000 | $ 177,000 | $ 63,000 |
| Sutter County California | 2 | $ 302,000 | $ 151,000 | $ 82,000 |
| Trinity County California | 2 | $ 346,000 | $ 173,000 | $ 71,000 |
| Tulare County California | 2 | $ 306,000 | $ 153,000 | $ 91,000 |
| Routt County Colorado | 2 | $ 599,000 | $ 299,000 | $ 149,000 |
| Lee County Florida | 2 | $ 410,000 | $ 205,000 | $ 128,000 |
| Pasco County Florida | 2 | $ 375,000 | $ 187,000 | $ 145,000 |
| Chatham County Georgia | 2 | $ 466,000 | $ 233,000 | $ 113,000 |
| Hall County Georgia | 2 | $ 372,000 | $ 186,000 | $ 159,000 |
| Kootenai County Idaho | 2 | $ 200,000 | $ 100,000 | $ 67,000 |
| Anne Arundel County Maryland | 2 | $ 754,000 | $ 377,000 | $ 142,000 |
| Dorchester County Maryland | 2 | $ 396,000 | $ 198,000 | $ 79,000 |
| Barnstable County Massachusetts | 2 | $ 657,000 | $ 328,000 | $ 292,000 |
| Plymouth County Massachusetts | 2 | $ 301,000 | $ 150,000 | $ 91,000 |
| Dakota County Minnesota | 2 | $ 422,000 | $ 211,000 | $ 155,000 |
| Atlantic County New Jersey | 2 | $ 392,000 | $ 196,000 | $ 109,000 |
| Cape May County New Jersey | 2 | $ 504,000 | $ 252,000 | $ 37,000 |
| Hudson County New Jersey | 2 | $ 715,000 | $ 357,000 | $ 158,000 |
| Monmouth County New Jersey | 2 | $ 355,000 | $ 177,000 | $ 192,000 |
| Somerset County New Jersey | 2 | $ 634,000 | $ 317,000 | $ 219,000 |
| Santa Fe County New Mexico | 2 | $ 628,000 | $ 314,000 | $ 146,000 |
| Ontario County New York | 2 | $ 230,000 | $ 115,000 | $ 91,000 |
| Orange County New York | 2 | $ 498,000 | $ 249,000 | $ 132,000 |
| Umatilla County Oregon | 2 | $ 149,000 | $ 74,000 | $ 123,000 |
| Union County Oregon | 2 | $ 196,000 | $ 98,000 | $ 97,000 |
| Bucks County Pennsylvania | 2 | $ 556,000 | $ 278,000 | $ 219,000 |
| Delaware County Pennsylvania | 2 | $ 161,000 | $ 80,000 | $ 73,000 |
| Montgomery County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 76,000 |
| Philadelphia County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 90,000 |
| Washington County Pennsylvania | 2 | $ 540,000 | $ 270,000 | $ 81,000 |
| Lexington County South Carolina | 2 | $ 271,000 | $ 135,000 | $ 33,000 |
| Bastrop County Texas | 2 | $ 307,000 | $ 153,000 | $ 82,000 |
| Dallas County Texas | 2 | $ 427,000 | $ 213,000 | $ 152,000 |
| Fort Bend County Texas | 2 | $ 296,000 | $ 148,000 | $ 112,000 |
| Tarrant County Texas | 2 | $ 364,000 | $ 182,000 | $ 146,000 |
| Summit County Utah | 2 | $ 769,000 | $ 384,000 | $ 88,000 |
| Chesterfield County Virginia | 2 | $ 463,000 | $ 231,000 | $ 83,000 |
| Adams County Washington | 2 | $ 14,000 | $ 7,000 | $ 56,000 |
| San Juan County Washington | 2 | $ 320,000 | $ 160,000 | $ 87,000 |
| Amador County California | 1 | $ 74,000 | $ 74,000 | $ 219,000 |
| Mariposa County California | 1 | $ 85,000 | $ 85,000 | $ 88,000 |
| Mendocino County California | 1 | $ 111,000 | $ 111,000 | $ 5,000 |
| Merced County California | 1 | $ 175,000 | $ 175,000 | $ 97,000 |
| Mono County California | 1 | $ 149,000 | $ 149,000 | $ 93,000 |
| Monterey County California | 1 | $ 150,000 | $ 150,000 | $ 96,000 |
| Baca County Colorado | 1 | $ 80,000 | $ 80,000 | $ 41,000 |
| Chaffee County Colorado | 1 | $ 180,000 | $ 180,000 | $ 50,000 |
| Custer County Colorado | 1 | $ 210,000 | $ 210,000 | $ 71,000 |
| Garfield County Colorado | 1 | $ 238,000 | $ 238,000 | $ 95,000 |
| Grand County Colorado | 1 | $ 408,000 | $ 408,000 | $ 355,000 |
| La Plata County Colorado | 1 | $ 371,000 | $ 371,000 | $ 74,000 |
| Morgan County Colorado | 1 | $ 126,000 | $ 126,000 | $ 210,000 |
| Park County Colorado | 1 | $ 200,000 | $ 200,000 | $ 193,000 |
| Pueblo County Colorado | 1 | $ 209,000 | $ 209,000 | $ 123,000 |
| Fairfield County Connecticut | 1 | $ 370,000 | $ 370,000 | $ 246,000 |
| Hartford County Connecticut | 1 | $ 203,000 | $ 203,000 | $ 90,000 |
| Sussex County Delaware | 1 | $ 257,000 | $ 257,000 | $ 139,000 |
| District of Columbia County District Of Columbia | 1 | $ 270,000 | $ 270,000 | $ 116,000 |
| Hillsborough County Florida | 1 | $ 320,000 | $ 320,000 | $ 116,000 |
| Manatee County Florida | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| Martin County Florida | 1 | $ 219,000 | $ 219,000 | $ 83,000 |
| Okaloosa County Florida | 1 | $ 221,000 | $ 221,000 | $ 117,000 |
| Sarasota County Florida | 1 | $ 84,000 | $ 84,000 | $ 140,000 |
| Appling County Georgia | 1 | $ 2,000 | $ 2,000 | $ 49,000 |
| Greene County Georgia | 1 | $ 253,000 | $ 253,000 | $ 105,000 |
| Lumpkin County Georgia | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Morgan County Georgia | 1 | $ 136,000 | $ 136,000 | $ 29,000 |
| Pickens County Georgia | 1 | $ 340,000 | $ 340,000 | $ 205,000 |
| Rockdale County Georgia | 1 | $ 80,000 | $ 80,000 | $ 106,000 |
| White County Georgia | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Adams County Idaho | 1 | $ 151,000 | $ 151,000 | $ 36,000 |
| Bannock County Idaho | 1 | $ 182,000 | $ 182,000 | $ 107,000 |
| Bonneville County Idaho | 1 | $ 92,000 | $ 92,000 | $ 58,000 |
| Madison County Idaho | 1 | $ 78,000 | $ 78,000 | $ 12,000 |
| Nez Perce County Idaho | 1 | $ 153,000 | $ 153,000 | $ 152,000 |
| Payette County Idaho | 1 | $ 222,000 | $ 222,000 | $ 179,000 |
| Caldwell County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 138,000 |
| Harford County Maryland | 1 | $ 278,000 | $ 278,000 | $ 177,000 |
| Howard County Maryland | 1 | $ 271,000 | $ 271,000 | $ 257,000 |
| Bristol County Massachusetts | 1 | $ 188,000 | $ 188,000 | $ 195,000 |
| Norfolk County Massachusetts | 1 | $ 483,000 | $ 483,000 | $ 198,000 |
| Pope County Minnesota | 1 | $ 91,000 | $ 91,000 | $ 94,000 |
| St. Louis County Minnesota | 1 | $ 210,000 | $ 210,000 | $ 50,000 |
| Stearns County Minnesota | 1 | $ 339,000 | $ 339,000 | $ 252,000 |
| Churchill County Nevada | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Lyon County Nevada | 1 | $ 122,000 | $ 122,000 | $ 42,000 |
| Belknap County New Hampshire | 1 | $ 200,000 | $ 200,000 | $ 38,000 |
| Bergen County New Jersey | 1 | $ 380,000 | $ 380,000 | $ 257,000 |
| Burlington County New Jersey | 1 | $ 84,000 | $ 84,000 | $ 93,000 |
| Gloucester County New Jersey | 1 | $ 214,000 | $ 214,000 | $ 150,000 |
| Hunterdon County New Jersey | 1 | $ 203,000 | $ 203,000 | $ 79,000 |
| Middlesex County New Jersey | 1 | $ 246,000 | $ 246,000 | $ 99,000 |
| Morris County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 150,000 |
| Ocean County New Jersey | 1 | $ 264,000 | $ 264,000 | $ 130,000 |
| Dona Ana County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 176,000 |
| Nassau County New York | 1 | $ 130,000 | $ 130,000 | $ 93,000 |
| Oneida County New York | 1 | $ 68,000 | $ 68,000 | $ 80,000 |
| Steuben County New York | 1 | $ 109,000 | $ 109,000 | $ 84,000 |
| Tompkins County New York | 1 | $ 328,000 | $ 328,000 | $ 220,000 |
| Ulster County New York | 1 | $ 192,000 | $ 192,000 | $ 138,000 |
| Westchester County New York | 1 | $ 185,000 | $ 185,000 | $ 173,000 |
| Wyoming County New York | 1 | $ 57,000 | $ 57,000 | $ 246,000 |
| Carteret County North Carolina | 1 | $ 741,000 | $ 741,000 | $ 132,000 |
| Currituck County North Carolina | 1 | $ 259,000 | $ 259,000 | $ 234,000 |
| Guilford County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 68,000 |
| Mecklenburg County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| New Hanover County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 242,000 |
| Union County North Carolina | 1 | $ 370,000 | $ 370,000 | $ 130,000 |
| Warren County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 270,000 |
| Clermont County Ohio | 1 | $ 183,000 | $ 183,000 | $ 240,000 |
| Jefferson County Ohio | 1 | $ 300,000 | $ 300,000 | $ 350,000 |
| Coos County Oregon | 1 | $ 104,000 | $ 104,000 | $ 91,000 |
| Crook County Oregon | 1 | $ 73,000 | $ 73,000 | $ 73,000 |
| Curry County Oregon | 1 | $ 70,000 | $ 70,000 | $ 166,000 |
| Jefferson County Oregon | 1 | $ 4,000 | $ 4,000 | $ 103,000 |
| Lake County Oregon | 1 | $ 62,000 | $ 62,000 | $ 17,000 |
| Morrow County Oregon | 1 | $ 141,000 | $ 141,000 | $ 62,000 |
| Wallowa County Oregon | 1 | $ 65,000 | $ 65,000 | $ 153,000 |
| Lancaster County Pennsylvania | 1 | $ 264,000 | $ 264,000 | $ 137,000 |
| Lawrence County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 77,000 |
| York County Pennsylvania | 1 | $ 42,000 | $ 42,000 | $ 119,000 |
| Horry County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 185,000 |
| Lancaster County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 220,000 |
| Pickens County South Carolina | 1 | $ 149,000 | $ 149,000 | $ 90,000 |
| Bexar County Texas | 1 | $ 212,000 | $ 212,000 | $ 141,000 |
| Brazoria County Texas | 1 | $ 123,000 | $ 123,000 | $ 43,000 |
| Chambers County Texas | 1 | $ 15,000 | $ 15,000 | $ 109,000 |
| El Paso County Texas | 1 | $ 49,000 | $ 49,000 | $ 139,000 |
| Galveston County Texas | 1 | $ 191,000 | $ 191,000 | $ 140,000 |
| Kendall County Texas | 1 | $ 370,000 | $ 370,000 | $ 330,000 |
| Lubbock County Texas | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Matagorda County Texas | 1 | $ 148,000 | $ 148,000 | $ 83,000 |
| Nacogdoches County Texas | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Randall County Texas | 1 | $ 230,000 | $ 230,000 | $ 59,000 |
| Rockwall County Texas | 1 | $ 182,000 | $ 182,000 | $ 225,000 |
| Swisher County Texas | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Cache County Utah | 1 | $ 281,000 | $ 281,000 | $ 152,000 |
| Iron County Utah | 1 | $ 86,000 | $ 86,000 | $ 89,000 |
| Washington County Utah | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Accomack County Virginia | 1 | $ 29,000 | $ 29,000 | $ 208,000 |
| Albemarle County Virginia | 1 | $ 290,000 | $ 290,000 | $ 164,000 |
| Arlington County Virginia | 1 | $ 261,000 | $ 261,000 | $ 200,000 |
| Falls Church County Virginia | 1 | $ 194,000 | $ 194,000 | $ 75,000 |
| Henrico County Virginia | 1 | $ 137,000 | $ 137,000 | $ 106,000 |
| James City County Virginia | 1 | $ 410,000 | $ 410,000 | $ 107,000 |
| Louisa County Virginia | 1 | $ 194,000 | $ 194,000 | $ 77,000 |
| Norfolk County Virginia | 1 | $ 290,000 | $ 290,000 | $ 106,000 |
| York County Virginia | 1 | $ 308,000 | $ 308,000 | $ 111,000 |
| Asotin County Washington | 1 | $ 128,000 | $ 128,000 | $ 103,000 |
| Cowlitz County Washington | 1 | $ 131,000 | $ 131,000 | $ 88,000 |
| Grant County Washington | 1 | $ 82,000 | $ 82,000 | $ 67,000 |
| Mason County Washington | 1 | $ 82,000 | $ 82,000 | $ 134,000 |
| Okanogan County Washington | 1 | $ 100,000 | $ 100,000 | $ 91,000 |
| Pacific County Washington | 1 | $ 71,000 | $ 71,000 | $ 71,000 |
| Skagit County Washington | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for First Technology Federal Credit Union in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,278 | $1,761,313,000 | $242,000 | $1,723,000 | $122,000 | $1,408,000 |
| Home Improvement | 2,298 | $98,449,000 | $42,000 | $1,200,000 | $137,000 | $2,073,000 |
| Home Purchase | 1,894 | $577,493,000 | $304,000 | $3,640,000 | $131,000 | $1,989,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 5,110 | $914,500,000 | $178,000 | $3,640,000 | $132,000 | $2,073,000 |
| White | 4,927 | $1,143,058,000 | $231,000 | $2,300,000 | $121,000 | $1,135,000 |
| Asian | 936 | $276,531,000 | $295,000 | $1,820,000 | $132,000 | $1,598,000 |
| Hispanic | 375 | $76,480,000 | $203,000 | $1,175,000 | $116,000 | $986,000 |
| Black or African American | 64 | $16,132,000 | $252,000 | $723,000 | $127,000 | $525,000 |
| American Indian or Alaskan Native | 32 | $5,184,000 | $162,000 | $334,000 | $100,000 | $235,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $5,370,000 | $206,000 | $700,000 | $114,000 | $213,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,470 | $2,437,255,000 | $212,000 | $3,640,000 | $127,000 | $2,073,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,683 | $1,679,667,000 | $218,000 | $3,640,000 | $125,000 | $1,989,000 |
| Application Withdrawn By Applicant | 2,390 | $580,023,000 | $242,000 | $2,300,000 | $133,000 | $2,073,000 |
| Application Denied By Financial Institution | 1,158 | $157,013,000 | $135,000 | $1,530,000 | $116,000 | $1,620,000 |
| Application Approved But Not Accepted | 203 | $10,039,000 | $49,000 | $844,000 | $162,000 | $1,960,000 |
| File Closed For Incompleteness | 36 | $10,513,000 | $292,000 | $572,000 | $135,000 | $604,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 361 | $89,367,000 | $247,000 | $1,530,000 | $109,000 | $437,000 |
| Debt-To-Income Ratio | 70 | $17,156,000 | $245,000 | $835,000 | $62,000 | $288,000 |
| Collateral | 60 | $15,661,000 | $261,000 | $935,000 | $119,000 | $264,000 |
| Credit History | 45 | $9,815,000 | $218,000 | $783,000 | $116,000 | $326,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $5,639,000 | $225,000 | $551,000 | $104,000 | $260,000 |
| Employment History | 13 | $2,724,000 | $209,000 | $400,000 | $73,000 | $185,000 |
| Unverifiable Information | 9 | $1,297,000 | $144,000 | $397,000 | $74,000 | $176,000 |
| Mortgage Insurance Denied | 5 | $924,000 | $184,000 | $381,000 | $77,000 | $100,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Technology Federal Credit Union's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Technology Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.